FinAid Financial Services

FinAid Financial Services offers a complete range of financial services, providing financial advice and management based on the professional concepts.

Mutual Funds provided through Carte Wealth Management Inc.

07/09/2024

Take a good rate for TFSA! Use the opportunity to get 5% for your investment. Emotionally stable!

Ask me @ (416) 319-1472
@506-962-5780
@1-888-223-2992
[email protected]

advisor.manulife.ca

03/31/2024
The cheapest places to buy a house in Canada 02/06/2024

Worth reading

The cheapest places to buy a house in Canada Where can you find the cheapest places to buy a house in Canada right now? Let's take a look at 2023’s cheapest!

Bank of Canada announces interest rate decision 01/25/2024

Interest rate remains unchanged for now.

Bank of Canada announces interest rate decision Mixed economic signals continue to cloud future prospects for central bank

12/25/2023

I wish you fantastic New Year Holidays and protected travels.
For Your Travel Insurance please call or send me a message
Phone: (416) 319-1472
(506) 962-5780
E-mail: [email protected]

11/14/2023

We provide complete and comprehensive Travel Insurance coverage for Outbound and Inbound Travelers, Visitors, and Students. Favorable Rates and Reliable Companies.

Tel. (416) 319-1472
Ref. Code K597

BoC likely done raising interest rates, despite job gains last month: economists | Advisor's Edge 09/08/2023

...in addition to my post yesterday - we continue to exhale!

BoC likely done raising interest rates, despite job gains last month: economists | Advisor's Edge Overall economic trends point to a slowdown

Bank of Canada reveals September rate decision 09/06/2023

Exhale!

Bank of Canada reveals September rate decision Central bank's announcement follows weak consumer spending data, softness in GDP

When does a death benefit not pay out? | Investment Executive 08/04/2023

Don't ignore the advisors' questions when applying for a Life Insurance Plan.
Read here in which cases the Death Benefit not paid by the insurance company.

I will answer all your insurance-related questions and give you a second opinion
on your insurance coverage.

Tel. 416-319-1472
506-962-5780
1-888-223-2992
E-mail [email protected]

При оформлении плана страхования жизни не стоит игнорировать вопросы консультанта.
Читайте здесь о том, в каких случаях страховая компания не выплачивает финальный бенефит.

Я отвечу на все ваши вопросы, связанные со страхованием и предоставлю второе мнение на планы,
которые у вас есть, но вы не уверены в том, верно ли они работают для вас.

Тел. 416-319-1472
506-962-5780
1-888-223-2992
Email [email protected]

When does a death benefit not pay out? | Investment Executive Advisors should be as thorough as possible when going through insurance applications with a client

Bank of Canada say it won't hike rates more than necessary 07/28/2023

... further adjustments would be taken on a case-by-case basis, according to a summary of the latest deliberations.
How is that?

Bank of Canada say it won't hike rates more than necessary Policymakers will take each interest rate decision one at a time, based on evidence, to avoid overtightening

05/18/2023

One of the oldest Canadian Insurance Companies provides you a repriced Quote for the Universal life insurance starting after the May 29th.
It will be some of the most competitive level cost of insurance (COI) rates to date with an overall average decrease of 4.5%. These changes will strengthen offering most in single life ages 40+.
This helps make insurance protection more accessible to you in need of lifelong coverage and a level cost of insurance. It also provides you with the flexibility that universal life insurance offers.

While there will be decreases for individuals under 40, there will be some increases as well, primarily for ages 18-29. It will be also introducing unique COI rates for joint lives; this means joint and single lives may not have equivalent rates. Joint lives will see an average increase of 1%.

This reprice provides a great opportunity to promote the many benefits offered by universal life insurance.

You can ask me @ (416) 319-1472
or E-mail me : [email protected]

05/18/2023

Re: WestJet and Swoop pilots strike.

The Union representing WestJet and Swoop pilots issued a 72-hour strike notice on May 15; and pilots could strike on Friday May 19, which may cause flight cancellations or delays.

This situation is now considered a known event and may impact travel insurance purchased, and trips booked after May 15 2023.

In a statement, WestJet indicated that any passenger impacted would be “refunded or re-accommodated, as applicable.”
• If you have purchased travel insurance, review your policy or certificate to see if you have coverage for Trip Cancellation due to a strike. There may be benefits for prepaid or non-refundable expenses not covered by the airline or other travel suppliers. Be sure to obtain documentation from the airline or travel supplier as proof these expenses are not eligible for refunds or compensation.
• Once these steps are complete, submit your claim via the your Travel Insurance company.
• Each claim should be accessed by Insurance company individually in accordance with the terms and conditions of your policy or certificate.

Disputes over refunds and credits should be directed to your travel service provider, transportation carrier or the Canadian Transportation Agency.

Ontario car insurance rates jump 12% in just over a year 05/05/2023

Take a time (15 min required to read) for the professional review about Car Insurance.

Ontario car insurance rates jump 12% in just over a year Ontario's average estimated auto insurance premium rose 12% in 2023 compared to 2021, according to data from the RATESDOTCA Insuramap, an interactive online map that shows the average insurance rates by postal code. The average estimated premium is currently $1,744, marking the largest increase in t...

Timeline photos 01/19/2023

Fidelity Director of ETF Capital Markets Andrei Bruno joined Fidelity Connects to discuss where monetary policy could be heading in 2023.

Listen to the full episode on here: http://ow.ly/QafF50Ms2LF

Interest rates are going up this week: What you need to know about the Bank of Canada decision 12/05/2022

Interest rates are going up this week: What you need to know about the Bank of Canada decision The Bank of Canada will hike interest rates on Wednesday, but the question is, will it be by 50 basis points or 25? Find out more.

Expect a pricing reset in real estate next year: PwC | Investment Executive 11/13/2022

This is the review of a new report from PwC. The report based on the survey of real estate companies and outlined three eastate trends for next year.

Expect a pricing reset in real estate next year: PwC | Investment Executive A report outlines the top trends for investors in the sector to consider

Comparing Provincial Marginal Tax Rates for Middle-Income Earners Across Canada 09/28/2022

Did you know that individuals at the same level of income in different provinces often face significantly different tax rates?

Comparing Provincial Marginal Tax Rates for Middle-Income Earners Across Canada The Fraser Institute is an independent, non-partisan research and educational organization based in Canada. We have offices in Calgary, Halifax, Montreal, Toronto, and Vancouver.

BlackRock, soured on stocks, sees a bright spot in energy 09/02/2022

“Inflation and its effect on stocks is like air pressure in your tires -- you need some, but if you have too much or too little then you’ve got a problem.”- BlackRock Inc.'s senior investment strategist Kurt Reiman said.

BlackRock, soured on stocks, sees a bright spot in energy Senior investment strategist cites 'supply shock within a supply shock' as demand for oil and other commodities stays strong

Provincial surplus projected at $100 million more than expected | CBC News 08/31/2022

Good news for Albertians

Provincial surplus projected at $100 million more than expected | CBC News The Higgs government is awash in cash, with a surging economy and a growing provincial population fuelling a projected $135.5 million budget surplus in the current fiscal year.

Tax debts and the prescribed rate | Investment Executive 08/14/2022

Pay your Debts to CRA as the prescribed rate grows.

Tax debts and the prescribed rate | Investment Executive Owing CRA money will soon be more expensive

Bank of Canada hikes key interest rate by full percentage point to 2.5% | Advisor's Edge 07/13/2022

The Bank of Canada raised its key interest rate by a full percentage point on Wednesday, marking the largest single rate hike since August 1998.

Bank of Canada hikes key interest rate by full percentage point to 2.5% | Advisor's Edge The central bank now forecasts that inflation will remain at 8% over the next few months

Which Canadian city is among the 100 most expensive in the world? 07/04/2022

Which Canadian city is among the 100 most expensive in the world? The cost of living in five Canadian cities are among the highest globally according to an analysis by Mercer

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Fin Aid Financial Services

ELENA SHATRAVKA, M. Eng. CPCA, CLU®

I am Financial Advisor. My philosophy towards the financial health of people is the delivery of professional recommendations to achieve their short-term and long-term financial goals in their unique and particular situation solely in their best interests.

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Shediac, NB

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