CJ Financial Solutions Inc.

Simply put, a payout annuity is an easy way to convert some of your savings into regular income payments. A life annuity, a type of payout annuity, can help give a steady source of income throughout your retirement. Watch the video to learn more.

What is a payout annuity? (video) Looking for a worry-free way to meet your retirement income needs? See how a life annuity can convert some of your savings into guaranteed income payments for life. Talk to a Sun Life Financial advisor to find out how an annuity can benefit you.

Protecting your business from uncertainty can give you peace of mind. Reach out to me to get started.

From time outside to getting your body moving, gardening has many benefits. Find out the 8 reasons why gardening is a great hobby in this article: https://bit.ly/3VHZpGs

Thinking about travel? Check out this article to discover your accommodation personality and learn about online options that can help you save cash.

Room for savings: Travel and stay for less Looking to make the most of your vacation budget? Uncover your accommodation personality and explore these online options to maximize your savings.

The best financial strategies are flexible. With accounts spread across multiple platforms, this flexibility may be greatly reduced. As an advisor, I can help you create a simplified portfolio. Contact me to get started.

When you finally reach retirement, you won't want to worry about your finances. Let’s talk about how consolidating your assets can help you feel more confident about your retirement plan. Reach out to me to explore your options.

If you’re a small business owner, it’s time for a mid-year business review! Let’s get started:

1. Review your business plan
2. Evaluate your income statement
3. Review your cash flow
4. Audit your budget

🏡 Buying your first home is an exciting time, but it’s important to think about protecting your investment. Make sure to review your insurance needs. As an advisor, I can help you protect your new place called home.

Contact me today.

Life is expensive and you might ask yourself how to build a solid savings retirement strategy, especially if you still have 40 years to work. It’s normal to feel financial pressure. This is where an advisor can provide good advice.

Let’s get started.

As an advisor, I’m dedicated to developing strategies tailored to your unique needs. Whether you’re focused on minimizing taxes, generating steady income or leaving a legacy, I can help you reach your financial goals. It’s never too early to start planning.

Book your discovery call today.

Life insurance is something everyone can benefit from. However, it’s especially important for those with a high-net-worth. It can help provide protection for your family, grow your wealth, assist with estate planning and more. Learn how life insurance can help you protect your savings in this article.

Do you need life insurance if you’re wealthy? Do you have a high-net worth? Find out how you can use life insurance to help grow and protect your finances.

Are you thinking about retirement but not sure when’s the right time? Retirement is one of the biggest financial decisions you’ll make, so it’s important to get it right. Here are a few tips to determine if you’re ready:
👉 Evaluate your finances
👉 Consider your health and family responsibilities
👉 Think about what you want from retirement

I’m here to help.

As a business owner, you wear many hats – you’re the CEO, the operation manager, the salesperson, and more! It can be hard to focus on your long-term goals and financial strategy. This is where an advisor can provide great advice.

Let’s talk.

May 17 is Client Appreciation Day! I’m taking a moment to thank all the wonderful Clients who put their trust in me. You’re the reason I’m able to do what I love each day. Whether you’ve been with me for 5 months or 5 years, your business and loyalty mean the world to me.

Thank you! 🙏

Family visiting from abroad? If your relatives are coming from outside Canada, make sure they have emergency health care. Learn more in this article.

Family visiting from abroad? Here’s how emergency medical insurance can help Canadians are proud of our national health insurance. But medical care in Canada can be expensive – if you’re not Canadian. Find out how to protect visiting relatives.

Growing wealth takes patience and discipline. Wealth products can help make the process easier by spreading the risks and allowing the power of markets to work for you over the long haul. Let me know if you want to discuss these types of investments. Together, we can build a portfolio that helps you feel confident about your financial future.

Contact me.

If you must pay taxes for 2023, or didn’t receive any returns, you should consider increasing your contributions to your retirement savings plans. Remember, you can invest throughout the year. No need to wait until the RRSP deadline.

Contact me to learn more.

All businesses need continuity plans. An advisor can help you prepare for the future, whether if it’s for passing the business to family or selling to new owners.

Let’s talk.

Have you booked your summer vacation yet? Before you head out for your trip, don’t forget to get travel insurance🛫
You don't want one small mishap to ruin your well-deserved vacation.

I can help.

👶Adding a new one to the family is such a joyous time! It’s also a good reminder to review your insurance needs. With a new baby comes new expenses and responsibilities. Make sure your newborn will be covered from the start with the right insurance plan.

Let’s connect.

When’s the last time you updated your portfolio? Financial goals can change over time and events like marriage, divorce, an addition to the family or a job change.

Let’s book a time to review your portfolio

Planning to leave an inheritance? Boomers and Millennials aren’t on the same page when it comes to transferring wealth from one generation to the next. This article has some insights and suggestions for you:

How Much Do You Tell Your Kids About Your Money? Of all the many tricky topics to discuss with your adult kids, one of the trickiest is your money. How much do you have? How much will they get? And how much do you tell them? Here’s why it’s an important discussion to have – and why you need to be careful.

Interested in going back to school in retirement, but worried about the cost? The Lifelong Learning Plan (LLP) allows you to withdraw money from your RRSP to pay for post-secondary education.

Contact me today to learn more

Whether you’re starting out or looking for ways to grow your business, business owner insurance can help. I can protect yourself, your partners and employees, as well as your family. I can take the time to understand your specific needs and find the right coverage for you.

Let’s talk

April 22 is Earth Day! Do you want to grow your money and invest in a sustainable future at the same time? An ESG (Environmental, social and governance) integration is a good option for your portfolio. Check out this article to learn more:
https://bit.ly/4aHHGUz

Book your discovery call today

Are you planning to buy your first home? Investing in a Tax-free First Home Savings Account (FHSA) can help you set money aside to grow savings for your first qualifying home. Learn more about the benefits of a FHSA here: https://bit.ly/446Sqcx

Contact me today to get started

Benefits of FHSAs Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice.

Transferring your wealth is about more than money; it’s about your legacy. A successful wealth transfer starts with a conversation.

Let’s connect

Wealth isn’t just about money. It can be about the value you create, the impact you have and the legacy you leave behind.
What does wealth mean to you? Share your thoughts in the comments below 👇

Tell me your story

What kind of retiree do you want to be? A globetrotter or a bookworm? Let us know your retirement plans in the comments below 👇

Tell me your story

Business owners! As an advisor, I can help you:
👉Develop a realistic roadmap to meet your financial goals
👉Plan for retirement
👉Provide group benefits for you and your employees
👉Reduce your business risks with succession and estate planning
And much more!

Don’t know where to start? Let’s talk