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We have some exciting news to share with you! From June 17th – 22nd only, you save the interest on the last 6 months of your new personal loan* with us. At , we can help you take control of your financial future and give you an extra bonus at the end!

Apply in minutes and get your money as soon as today: www.easyfinancial.com

*Conditions may apply.

🏠 Make your rental feel like home with these decorating ideas! 🖌️✨

Transforming your rental into a cozy, personalized space can be simple. Here are five budget-friendly decorating ideas to spruce up your space:

✔️Update your lighting fixtures for a modern touch.
✔️Bring life into your home with some greenery.
✔️Use room dividers to create new, functional areas.
✔️Hang mirrors to amplify light and space in smaller rooms.
✔️Embrace removable wallpaper for a fresh wall look.

Remember to check with your landlord for any significant changes and always aim to leave things the way you found them. 🛠️

For more ideas, read the full article: https://www.easyfinancial.com/academy/blog/renter-friendly-home-d%C3%A9cor-ideas

💡 Need a financial boost to bring your design dreams to life? An easyfinancial personal loan can help. With loans starting at just $500, you can begin your home makeover today. Tailor your terms to fit your budget and apply online for same-day approval. Learn more on easyfinancial.com.

Father's Day has come around once again! Looking for ways you can celebrate Dad? Your efforts don’t need to cost a lot of money to make Dad feel extra appreciated this year.

Here are a few ideas to get you started:

✔️ Do chores around the house he’s not a fan of.
✔️ Wash his car inside out if it’s warm out.
✔️ Make a photo album filled with favourite memories.
✔️ Host a game night with his favourite board or card games.

There are literally thousands of ideas that can make dads feel celebrated on Father’s Day, and many of them are free or very inexpensive. For more ideas, read the full article: https://www.easyfinancial.com/academy/saving/budget-friendly-ways-for-mom-and-the-kids-to-celebrate-dad-on-father-s-day

We have a new and exciting Home Equity loan offer for you! You can get 1 Year No Interest when you get a new Home Equity loan with us. The 1 year of interest will be given as a rebate at the end of your loan term. This is a limited time offer only! So, if you are thinking about applying for a loan, this would be a great time to see how much you qualify for.

Apply now: www.easyfinancial.com



*Conditions may apply.

If you’ve decided to start a small business, it can be an exciting time full of options, opportunities, and possibilities. As you explore the steps you need to take, you may be concerned that your credit history will hold you back from getting financing.

Here’s how to get started and work on rebuilding your credit:

✔️Success starts with a solid business plan: It’s important to understand the time and money it takes to make a living as a business owner.
✔️Rebuild your credit: Through on-time credit card or loan payments, you can gradually increase your credit score over time.
✔️Apply for business grants: If you have a solid business case, you may be eligible for government grants that don’t need to be paid back.
✔️Explore alternative financing: Look into personal loans for additional financial support.

Read the full article using the link in our bio: https://www.easyfinancial.com/academy/loans/you-can-start-a-small-business-even-with-low-credit-history

If you’re in the early stages of business planning, you may be able to improve your credit score by taking out a short-term personal loan, making all the payments on time, and paying off the loan early or on schedule. Learn more on easyfinancial.com.

Offer extended for a limited time only! Now until June 2nd, get your last loan payment FREE* with a new personal loan!

Whether it’s preparing for summer family expenses, financing home or car repairs, or consolidating debt, can help with personal loans from $500 to $20,000*.

Apply now: www.easyfinancial.com

*Conditions may apply.

How much does a wedding cost? Expenses can add up fast: the average cost of a wedding in Canada is $30,000. But don’t worry: smaller, less expensive weddings are completely on-trend, as Canadian couples realize that less really is more.

With careful planning and some smart saving strategies, you can put together an event that’s unique, beautiful and unforgettable. Here are 5 ways to keep wedding costs down:

🔔 Cut down the guest list for a more intimate experience and lower costs
🔔 Buy a second-hand or pre-loved wedding dress
🔔 Pick an off-peak time like a Friday, Sunday or even a weekday for lower pricing
🔔 Go digital and email your invites for a free AND eco-friendly option
🔔 Embrace the “something borrowed” idea and see what you can repurpose from friends and family

Use these tips to help you focus less on your expenses – and more on celebrating the special day with people you love. For more ideas, read the full article: https://www.easyfinancial.com/academy/blog/how-much-does-a-wedding-cost-in-canada

If wedding costs are causing you stress and you want to manage the financial impact of your celebration, you may want to consider a personal loan. easyfinancial offers loans from $500 to $20,000 with terms that can be personalized to fit your budget. Learn more on easyfinancial.com.

We know that unexpected expenses spring up! is here to give you a little extra financial relief! From May 21st-26th, you can get your Last Loan Payment FREE! Take control of your financial future and apply in minutes without affecting your credit score: www.easyfinancial.com

*Conditions may apply.

Looking for some ideas of what to do this long weekend? Here are 5 budget-friendly family activities to fill your time:

☀️ Go on a city walk tour: Many cities offer self-guided walking tours to help you explore.
☀️ Have a family barbecue: Opt for a laid-back afternoon as you grill and play outdoor games.
☀️ Go for a hike: Take advantage of the warm weather and visit your favourite trail.
☀️ Volunteer: Use your time with family to give back together in your community or even by helping out a neighbour.
☀️ Host a scavenger hunt: Make a list of objects you’d see outside for your kids to find.

These are just a few ways to get creative with your activities so you can have a fun-filled weekend without breaking the bank!

We are excited to announce that DOUBLE referral rewards are back! From May 13th – June 9th only, refer a friend or family member and receive DOUBLE the referral reward on every funded loan – that’s a $200 bonus for every funded referral! Visit or call your local branch for more details.



*Conditions may apply.

📍 Mother’s Day is on May 12!

Whether you’re a partner planning with the kids, or a grown up and want to do something for Mom, we’ve got ideas that will make her feel special without breaking the bank. Here are 3 budget-friendly ways to make Mother's Day special:

🌸 Do-it-yourself: Make breakfast in bed, create an appreciation book, or get ahead of chores around the house
🌸 Gift her some time: Take the kids out for an afternoon or put together an at-home spa night
🌸 Take part in activities: Cook something together, head outside for a spring hike, or gift her flowers that you can plant together

Showing how much you love someone doesn’t need to cost money – it just takes a little imagination and planning! For more ideas, read the full article: https://www.easyfinancial.com/academy/blog/budget-friendly-ways-for-dad-and-the-kids-to-celebrate-mom-on-mother-s-day

Looking to spruce up your home this spring? Even if you don't have a big budget for a completely new bathroom or a full kitchen renovation, there are some cost-friendly improvements you can make on any budget:

🛠️ Kitchen renovation: Paint your cabinets a clean white (or any colour that suits your style) and switch out the k***s for a quick and easy refresh.
🛠️ Bathroom renovation: Check out online marketplaces for a new vanity, upgrade your showerhead, and add a new shower curtain or rug for a fresh new look.
🛠️ Basement renovation: Give the walls a new coat of paint, swap out old lighting fixtures, and add a lamp or area rug for a cheap and cheerful upgrade.

Updating and refreshing your space doesn’t have to cost a lot. For more ideas, read the full article: https://www.easyfinancial.com/academy/blog/money-saving-tips-for-home-renovations

If you need some financial help to make your vision a reality, easyfinancial offers personal loans to help you with your home renovations, and payment plans that fit your budget.

Common Money Scams 📈 Tip #4: Protect Yourself from Job Scams

If you’re looking for work and have posted your resume on many job boards, you may get a call or email that guarantees you a job if you pay for some extra training. Anyone who says, “Pay for training now and get a job later,” is probably trying to scam you out of time and money.

These scammers often pose as recruiters and show you fake job offers from companies. It’s important not to give your personal information to someone until you can be sure of who they are and where they work.

Protect yourself from fraud by:

✔️ Verifying the sender of an email by scrolling over the address
✔️ Asking suspicious callers to identify themselves and give you their contact information
✔️ Not responding to anyone asking for urgent payment or money transfers

For more insight on how you can prevent fraud, read the full article: https://www.easyfinancial.com/academy/new-to-canada-featured/common-money-scams-and-how-to-protect-yourself

Common Money Scams 📈 Tip #3: Protect Yourself from Bank Fraud

Scammers often pretend to work at your bank so they can get your financial information. They will contact you by phone, text or email and ask you for specific information like account numbers or your personal identification number (PIN).

Protect yourself from fraud by:

✔️ Never giving anyone your bank account number or personal identification number (PIN)
✔️ Deleting any emails or texts that ask you to click on a link to provide personal information
✔️ Not responding to anyone asking for urgent payment or money transfers

Check back next Tuesday for our last tip. For more insight on how you can prevent fraud, read the full article: https://www.easyfinancial.com/academy/new-to-canada-featured/common-money-scams-and-how-to-protect-yourself

Hurry, this offer ends tomorrow!

Apply in minutes and get your money as soon as today: www.easyfinancial.com

*Conditions may apply.

Have you seen the term, “loud budgeting”, floating around social media lately?

📢 Loud budgeting simply means saying no to things that cost money and are not within your budget. For example, a friend invites you to dinner and a movie. You want to go but you’ve also promised yourself that you will put extra money toward your credit card balance this month because you want to be debt-free in the next six months.

As a loud budgeter, you tell your friend “out loud” (hence the term) about your goal to pay off your credit card in full. Then, explain that you need to make your money goal your priority. After that, you can suggest an alternative that costs less, like hanging out and watching a movie at home. It may surprise you that many of your friends would also prefer to spend less money on things like entertainment and restaurants so they can achieve some of their goals faster.

Read the full article: https://www.easyfinancial.com/academy/budgeting/why-is-everyone-talking-about-loud-budgeting

When bills and expenses are piling up in lots of places, it can be difficult to manage your budget no matter how loudly you do it. Rather than struggle to manage all the payments and not see progress, consider a debt consolidation loan. It lets you consolidate all of your high-interest-rate credit cards or other expenses into one monthly payment, over a set period of time. Learn more at easyfinancial.ca

Common Money Scams 📈 Tip #2: Protect Yourself from Housing Schemes

In this type of fraud, someone will pose as a landlord who doesn’t reside in Canada and ask you to pay a deposit upfront (usually with a wire transfer) so they can have someone show you the rental unit.
Within a few emails or texts, they will ask for money for a security deposit and the first month's rent. This is a red flag that they’re probably not who they say they are.

Before giving anyone your money, protect yourself from fraud by:

✔️ Confirming the listing
✔️ Booking a showing
✔️ Asking that the landlord be present

Check back every Tuesday this month for more tips. For more insight on how you can prevent fraud, read the full article: https://www.easyfinancial.com/academy/new-to-canada-featured/common-money-scams-and-how-to-protect-yourself

We have some exciting news to share with you! From April 15th – 20th only, you can get No Interest on the last 6 months of your new personal loan* with us. At , we can help you take control of your financial future and give you a bonus at the end!

Apply in minutes and get your money as soon as today:
www.easyfinancial.com

*Conditions may apply.

Every year, over 28 million Canadians file their annual income tax return with the Canada Revenue Agency (CRA) and, depending on the details of the return, some may get an income tax refund. A refund is based on the sum of all your financial activities throughout the year, including your income, tax taken off each paycheque, and any deductions or credits you may qualify for.

💡 The deadline to file your income tax in Canada is April 30th.

Want to know if you qualify for a refund and what to do if you get one? Read the full article to learn:

✔️ Who gets an income-tax refund
✔️ How to plan for a tax refund
✔️ What happens if your income changes throughout the year
✔️ How to spend your refund

Learn more: https://www.easyfinancial.com/academy/blog/everything-you-need-to-know-about-an-income-tax-refund

Everything you need to know about an income tax refund Every year, over 28 million Canadians file their annual income tax return with the Canada Revenue Agency (CRA) and, depending on the details of the return, some may get an income tax refund.

Common Money Scams 📈 Tip #1: Protect Yourself from Tax Fraud

You can protect yourself and your money by learning how to spot suspicious requests and what to do if someone is asking for personal information. This month, we will be sharing 4 common money scams and tips to protect yourself from them.

The government of Canada will never call you and say, “You’re under investigation for tax fraud”. It’s definitely someone pretending to be from the Canadian Revenue Agency (CRA) and they will likely threaten you and ask for payment immediately. It is important to know that the CRA will never call, email or text you asking for your personal information either verbally or with a link to a website.

If you think someone is pretending to work at the CRA, hang up immediately and call their direct number 1-800-959-8281.

Protect yourself from fraud by:

✔️ Not responding to calls, texts or emails that direct you to a website to complete information
✔️ Asking suspicious callers to identify themselves and give you their contact information
✔️ Never giving anyone your bank account number or personal identification number (PIN)

Check back every Tuesday this month for more tips. For more insight on how you can prevent fraud, read the full article: https://www.easyfinancial.com/academy/new-to-canada-featured/common-money-scams-and-how-to-protect-yourself

🏠 Every first-time homebuyer wonders how much they’ll need to make their dream of owning a home a reality. Here’s a breakdown of some of the most common costs:

✔️ Down Payment: This is the amount of money that you’re able to put toward the purchase price of a home and is usually the biggest cost.
✔️ Closing costs: These are the legal and administrative fees every homebuyer is required to pay before moving in such as land transfer tax, legal fees, title insurance, and home insurance.
✔️ Moving Costs: How much stuff you’re moving and how far you’re going will affect your moving costs. Hire movers, get a truck or another transport vehicle, and make sure you have plenty of boxes and packing materials.
✔️ New home costs: Remember to consider cleaning supplies like brooms, mops, and buckets. Keep in mind window coverings, area rugs, lawn care equipment, snow shovels, and after your first month, utility and insurance bills.

For more tips and specific costs when buying a home, read the full article: https://www.easyfinancial.com/academy/blog/the-costs-of-buying-your-first-home

The costs of buying your first home

🏠 📦 Every year over 2 million Canadians pack up their belongings and move to a new home. Moving can be exciting but also time-consuming and expensive.

Here are four tips to help you manage your move, plan ahead, stay on budget and have a stress-free moving day:

✔️ Start planning early: Identify the things that can be done ahead of time
✔️ Set a budget: Plan for the cost of movers or trucks, moving equipment, boxes, and tape.
✔️ Take the opportunity to declutter: Start a donation pile or host a yard sale to get rid of old clothes or items.
✔️ Make a checklist: Writing tasks down can help you keep track.

For more ideas, read the full article: https://www.easyfinancial.com/academy/blog/5-tips-to-make-your-move-a-success

If you think the cost of a move might put a burden on your finances, we can help you borrow what you need to ease the transition into a new place and deal with unexpected expenses. Visit easyfinancial.ca to learn more.

With goeasy Connect, get secure access to all of your account details, payment information and pre-approved offers delivered directly to your mobile device. Take control of your finances by downloading the app today.

Get it on Google Play: https://play.google.com/store/apps/details?id=com.goeasy
Download on the App Store: https://apps.apple.com/ca/app/goeasy-connect/id6443991112

Pay off debt 🤝 Tip #3: The Avalanche Method

For our final tip of the month for becoming debt-free, let’s take a deeper look at the “Avalanche Method” where you’d tackle your debts in order from the highest to the lowest interest rate.

For example:

💳 First, $5,000 in credit card debt at 19% interest
🎓 $15,000 student loans at 5.9% interest
🚗 $10,000 car loan at 5.2% interest

With this example, you would tackle the higher interest rate credit card before the lower interest rate car loan. The key to the avalanche method is that it minimizes the amount of interest you’ll pay over time, and by paying less interest, you can apply those savings to other debts which will help you pay off your debt faster.

Whichever method you choose, you’ve taken the first step to becoming debt-free! Read the full article: https://www.easyfinancial.com/academy/new-to-canada-budgeting-and-saving/how-to-pay-down-debt-and-become-debt-free

Offer Extended! Now, until April 28th you can get 1 Year No Interest when you get a new Home Equity loan* with . The 1 year of interest will be given as a rebate at the end of your loan term. A Home Equity loan with easyfinancial, can help you unlock the value of your home to help you get access to more money at lower rates. Apply now: www.easyfinancial.com

*Conditions may apply.

🏠 Having a place to call home is a wonderful thing but you may find that the monthly bills can add up quickly. Here are some tips for reducing your energy consumption and lowering your costs:

✔️ Trim your expenses: Combine home and auto for a discount on insurance, cut down on streaming services, or compare mobile plans for the best deal.
✔️ Use appliances more efficiently: For your dishwasher, air dry dishes after a wash, opt for a speed cycle or run it at “off-peak” hours.
✔️ Choose LED: Replace light bulbs with LED options that last 15 times longer and are 90% more efficient.
✔️ Switch to a smart thermostat: Install one for peak energy savings and remote access so you can lower the temperature when you’re not home.

For more ideas, read the full article: https://www.easyfinancial.com/academy/blog/5-tips-to-save-money-around-your-home

Hurry! The chance to get your last loan payment FREE on a new personal loan is running out! Apply in minutes at easyfinancial.com and find out how much you could qualify for!



*Offer valid March 18th - 23rd. Terms and Conditions apply.

Ready to build your credit and unlock lower rates? Look no further! At easyfinancial, we've got your back with our latest innovation - Credit Optimizer!

Rebuilding credit doesn't have to be a struggle anymore. With Credit Optimizer, we tailor personalized strategies just for you. Whether you're starting from scratch or overcoming past financial challenges, we're here to help you reach your goals.

Here's what Credit Optimizer can do for you:

• Personalized credit-building strategies
• Real-time recommendations and debt analysis
• Accessible dashboard for credit monitoring and resources
• Fraud alerts to keep your finances secure

You can now add Credit Optimizer to your loan at any stage of your easyfinancial journey because we believe everyone deserves a second chance and brighter tomorrows.

Ready to take control of your financial future? Visit easyfinancial.com or give us a call to learn more about how Credit Optimizer can work for you!

Pay off debt 🤝 Tip #2: The Snowball Method

For our second tip of the month for becoming debt-free, let’s take a deeper look at the “Snowball Method.” You can start by:

✔️ Listing all your debts from smallest to largest.
✔️ Making a plan to pay as much as possible on the smallest debt, while making the minimum payments on the others.
✔️ Once the smallest debt is paid off, you have more money each month.

Your power to pay gathers momentum like a snowball rolling down a hill as you continue to increase the amount of each payment towards the smallest debt. For example, you could start with a credit card, then your car loan and finally, your student loan.

Check back next Tuesday this month for our final tip. Read the full article: https://www.easyfinancial.com/academy/new-to-canada-budgeting-and-saving/how-to-pay-down-debt-and-become-debt-free

NO INTEREST on the Last 6 Months of Your Loan! The offer runs from November 15th to 20th ONLY. Apply in minutes without affecting your credit score.

Hurry, great deals don't last long. 50% OFF your payments after 6 months! Ends on November 20th!

Hurry, get your last payment FREE! Only until Oct 31st.

Get ready for our Upside-Down Auto Contest! Enter to win $20,000 towards your dream car.

Get up to $250 cash back. Offer ends September 26th.

From Sept 1-11, you have the chance to win 1 of 10 prizes of $1,000. Visit your local branch for more details.

Get ready for our Back to School Sale!! Save over 25% OFF on brand name furniture and electronics. Plus, get a free drawstring back with your new lease agreement.

Hurry, the offer ends September 26th!!