What are the opening hours?

Monday 9:30am - 7pm Tuesday 9:30am - 7pm Wednesday 9:30am - 7pm Thursday 9:30am - 7pm Friday 9:30am - 7pm

Paul Meredith Team - Mortgage Broker CityCan Financial

Nearby finance companies

BDC - Business Development Bank of Canada
Sheppard Avenue East

New Haven Mortgage Corporation
Eglinton Avenue East

Specializing in 1st & second mortgages throughout Ontario since 1976

- Better than bank rates for approved borrowers
- Up to 100% financing
- Up to 40 years amortization
- Cash back available
- Refinancing
- Debt Consolidation
- Non-qualifying income
- New immigrant
- Self employed
- Turned down by the bank?
- Bad credit welcomed
- Past bankruptcy

Get approved for the money you need! Toronto, ON
M4S 2A5
416-409-8009
[email protected]

Broker license #10532

06/01/2024

Welcome June!

Embrace the sunshine, enjoy the warm days, and make beautiful memories this month.

05/25/2024

Next time you have a chance, check out our #1 Mortgage Broker Paul Meredith on Yelp!
While you are there, leave a quick review!

05/17/2024

Enjoy your long weekend, soak up some sun 🌞

05/12/2024

Happy Mother's Day!!
From our family to yours....

PMT

04/04/2024

👩🏻‍💻DM, call, email contact us today anyway you like!!
🙋🏻‍♀️🙋🏼‍♂️

04/01/2024

April showers, bring May flowers 💐 ☺️

04/01/2024

April showers will bring May flowers...

03/29/2024

Happy Easter!! 😊 🐣 🐰🐇🍥🍡✨️🎉

12/06/2023

Paul Meredith Team Christmas Party…🎄🎅🎉🍾🎁

10/25/2023

10/25/2023

Lunchtime fun at the office.. 🍣🍱

10/17/2023

A great meeting with Genefer Lopes from TD..

10/05/2023

Happy birthday Daniel.. 🎉🎂🥳🎈

Photos from Paul Meredith Team - Mortgage Broker CityCan Financial's post

09/13/2023

Our boat party with my amazing team.. 🎉🍾🛥️

12/16/2022

Happy to donate another $3,000 to the Canadian Alliance to End Homelessness! A portion of all mortgage proceeds are donated this this great cause.

Support our work Join me in making a donation to end homelessness in Canada by supporting the Canadian Alliance to End Homelessness.

12/15/2022

Your making a mortgage payment every two weeks with both options. The difference is in how the payment is calculated.

Accelerated biweekly is your monthly payment divided half. As there are two months that will have three payments, it works out making one additional monthly payment per year. This additional payment is applied directly to your principal which will reduce your effective amortization to roughly 22 years (from 25).

Biweekly is your monthly payment multiplied by 12 and then divided by 26. This results in a lower payment than accelerated biweekly, and doesn’t pay your mortgage down faster.

12/15/2022

If you’re incorporated:

- Articles of incorporation
- Corporate financial statements for last two years.
- Notice of Assessment (NOA) for the last two years.
- T1 General (tax return) for the last two years. (Full and complete document. No summaries or condensed versions).

If your a sole proprietor or partner:

-Copy of business license (if applicable)
- Notice of Assessment (NOA) for the last two years.
- T1 General (tax return) for the last two years. (Full and complete document. No summaries or condensed versions).

12/08/2022

Signing your mortgage renewal and sending it back to your current lender is super easy. Just sign the form and send it back. That’s it, you’re finished!

Mortgage renewed.

It’s so easy, and we’re all busy. I get that. But this is often a costly mistake.

But there are so many people that take the bait. Mortgage lenders know this, so they don’t always offer you a competitive rate. Even if they do, there are often lower rate promotions that you can take advantage of from other lenders. Sometimes significantly lower.

You work hard for your money, so why throw it away? Your mortgage renewal is an opportunity to potentially save thousands!

Saving people money at time of mortgage renewal is something we excel at. We’ll let you know the lowest rate you’re eligible for and will likely CRUSH your current lenders offer. You have nothing to lose.

12/02/2022

Bond yields have been trending downward and are now at their lowest point since August 19th. As fixed mortgage rates are priced based on bond yields, a downward trend in yields means downward pressure on fixed mortgage rates.

The Bank of Canada will be increasing their overnight rate next week on December 7th by either 0.25% or 0.50%. At least that is what is expected. But this doesn’t mean that fixed rates will rise at that time. Fixed rates and the Bank of Canada rate can move in opposite directions.

Many lenders have already dropped their 5 year fixed rates. But will they drop further?

12/02/2022

One of my favorite quotes of all time

12/02/2022

One of my favorite reviews of Beat The Bank on Amazon

11/26/2022

Truth.

11/24/2022

This quote has always been in my mind since I started my business and has been a key part of my success. Always put others needs in front of your own. It all comes back to you in the end.

11/24/2022

One of my favourite quotes!

11/18/2022

Hard to believe it’s been 5 years since the original release of Beat The Bank!

11/10/2022

It's nice to get the lowest mortgage rate out there, but the lowest rate doesn't always save you the most money over time. All mortgages are not created equal. Tune in as Paul explains six things to watch out for when applying for a mortgage.

11/03/2022

Given that the Bank of Canada has increased their rate by a whopping 3.50% in roughly seven months, it’s only natural to be concerned. Especially considering mortgage rate increases are on their way.

But how much further will rates increase?
What are the chances they will increase more than expected?

What should you do if you're in a variable rate?

Tune in to hear Paul's take!

10/20/2022

Things have not been easy for anyone looking to qualify for the maximum allowable limit. But they are about to get tougher. Tune in to hear Paul discuss all the details!

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Paul’s Story

After multiple bad experiences going through the mortgage application process, Paul figured there had to be a better way. People deserved to have better treatment, better service, and more respect from mortgage professionals. He decided to take things into his own hands by entering the mortgage business in 2007 and since then, has never looked back. He strives to ensure clients needs are attended to promptly with strong communication through the entire process, and has built a solid reputation as an expert in his field.

In the spring of 2018, Paul was listed as one of the top 75 mortgage brokers in Canada by CMP Magazine, a title he has now held for 3 consecutive years. He was also a finalist for Mortgage Broker of the Year 2018 and is now listed as one the 3 best brokers in Toronto by Three Best Rated.Paul currently resides in downtown Toronto and spending quality time with his friends and family is something that is extremely important to him. In his spare time, whenever he can find it, he enjoys reading, writing, and downhill skiing, however his biggest passion is boating.

Paul currently resides in downtown Toronto. Spending quality time with his friends and family is something that is extremely important to him. In his spare time, whenever he can find it, he enjoys reading, writing, and downhill skiing, however, his biggest passion is boating.

Paul is the author of the book, “Beat the Bank – How to win the mortgage game in Canada”, now available on Amazon.ca and in bookstores. You will also be able to watch him as the exclusive mortgage broker on season two of the popular television show Top Million Dollar Agent (Global, Slice, and Rogers TV).