RBC Stephanie Geraets

From legal considerations to practical tips, check out RBC Bank’s comprehensive guide to renting out your U.S. home.

How to Rent Your U.S. Home: The Ultimate Guide for Canadians with U.S. Property Looking to stretch your budget further? Check out these U.S. cities that offer housing and living for less.

Do you have adult children or aging parents who are trying to find an affordable yet independent place to live? The answer could be in your own back yard.

With an RBC®️ Construction Mortgage you could add additional housing units to your current home. Contact me if you want to hear more.

Building Your Own House (Construction Mortgages) An RBC mortgage specialist can give you the support you need from start to finish to guide you through the process and explain all the important facts you need to know about building your own house.

Whether you’re planning to build your own home or looking to redevelop your existing place into multiple housing units, RBC can help.

rbc.com/constructionmortgage

Building Your Own House (Construction Mortgages) An RBC mortgage specialist can give you the support you need from start to finish to guide you through the process and explain all the important facts you need to know about building your own house.

Have a renovation on your mind? Discover ways to finance your reno – and how tapping into your home equity can help you fund your upgrades.

Home renovations - RBC Royal Bank Whether you’re planning a small improvement or large renovation, you have a range of options to make your renovations happen.

Housing market activity static again after June bump.

Housing market activity static again after June bump - RBC Thought Leadership The latest interest rate cut from the Bank of Canada came at the end of July, doing little to entice...

With more municipalities easing zoning bylaws to allow for converting, renovating, redeveloping and building new housing units on existing property, more and more Canadians are interested in the options available to them. While bylaws are specific to individual communities, there are some common types of housing that you could consider adding to your property.

Looking to build or convert your home into multiple residential units? Here are your options Considering renovating your existing home into multiple units, or building homes on your current property? There are a few ways you can add residences.

The Bank of Canada’s interest rate cuts in June and July likely marked a turning point for struggling housing markets across the country, but so far the impact has been mixed. After a small uptick between May and June, home resales fell again in some markets including Vancouver, Calgary and Toronto in July, according to early reports from local real estate boards. However, activity picked up slightly in Edmonton and Montreal. It will take deeper rate cuts to meaningfully reduce ownership costs and stimulate homebuyer demand more broadly.

Canada’s housing markets look for deeper rate cuts to ramp up activity - RBC Thought Leadership After a small uptick between May and June, home resales fell again in some markets including Vancouver, Calgary and Toronto.

After getting accepted, the next step is making a plan to pay your way through medical school. Check out the three common ways to help pay med school tuition and how they can help fund your education.

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As the world eagerly anticipates the premiere of the new documentary on The Tragically Hip: No Dress Rehearsal at the Toronto International Film Festival (TIFF), I am thrilled to bring you an exclusive interview with Jake Gold, one of the world's music mavens, Canadian Idol Judge, and the legendary manager who played a pivotal role in shaping The Hip's iconic career. Jake Gold managed The Tragically Hip during their rise to fame, offering unparalleled insights into the band's journey, their chemistry, the genius of Gord Downie, and the music that moved the world. Jake shares stories from the heart—what it was like to see the raw, untamed talent of Gord Downie and the band for the first time, how they crafted their unique sound, and the challenges they faced along the way. As we delve into their legacy and the deeply emotional moments surrounding Gord Downie's passing, Jake provides a behind-the-scenes look at how the band’s music continues to resonate across generations. Jake shares what he and others are doing to preserve their legacy, including this upcoming documentary. Mark Thomas from RBC joins me to discuss their plans with TIFF. Spoiler alert: They include RBC House, RBC Red Carpet Gallery, Elton John: Never Too Late and Antonio Bocelli's documentary 'Because I Believe, and so much more. The Tiff Premier is Thursday Sept 5, 2024 You can also watch it on Amazon Prime: September 20, 2024

Chatter that Matters: Jake Gold - The Tragically Hip:No Dress Rehearsal As the world eagerly anticipates the premiere of the new documentary on The Tragically Hip: No Dress Rehearsal at the Toronto International Film Festival (TIFF), I am thrilled to bring you an exclusive interview with Jake Gold, one of the world's music mavens, Canadian Idol Judge, and the legendary....

10 Minute Take: S2:E17 What have market volatility and recession fears meant for Central Banks?

What have market volatility and recession fears meant for Central Banks? Both U.S. and Canadian households are facing recession fears- but for different reasons. Downside surprises to U.S. data in early August triggered a massive equity selloff. And a triggering of the “Sa

Heat Pumps. Serious questions about cold weather performance.

Do Heat Pumps Work in Extreme Cold Weather? In regions where winter temperatures drop to -30 degrees Celsius, a cold climate heat pump might be the answer for homeowners.

Given the current rental and housing markets, is it better to rent or buy today? Here’s how to find what works best for you.

Should I Rent or Buy a Home? Most Canadians ask “should I rent or buy” at some point in their lives. Here are tools to help you weigh your options.

Buying a home is worth the effort. Let’s make it happen—whether it’s a house with space to roam or a condo in the heart of the city.

Tips to Help You Save for a House Owning a home is possible! Check out our top tips for saving up for your downpayment.

Studies show that the next generation is struggling to find affordable housing and many require financial assistance. According to a poll commissioned by the Ontario Real Estate Association, 41 per cent of children aged 18-38 who own a home in Ontario, got financial help from their parents, with the average financial gift exceeding $70,000.

Helping Your Child Buy Their First (or Next) Home You know the benefits of owning a home. You've probably been through the home-buying process once or twice. Now is the time to share your experiences.

The spring-long stalemate between buyers and sellers stretched into May. Home resales and prices were little changed nationwide, edging lower by 0.6% and 0.2% from the previous month, respectively. High interest rates and poor affordability have taken the wind out of the market’s sail for some time but a looming rate cut—delivered by the Bank of Canada in early June—likely prompted some buyers to hold off on a purchase until the uncertainty cleared.

Homebuyers play the waiting game - RBC Thought Leadership The spring-long stalemate between buyers and sellers stretched into May. Home resales and prices were little changed nationwide, edging lower...

Rental housing construction is finally picking up in Canada but will it be enough?

Proof point: Rental housing construction picks up in Canada but will it be enough? - RBC Thought Leadership Rental housing starts surpassed 80,000 per year in 2022 and 2023, nearly doubling the average pre-pandemic (2015–2019) annual increase.

Is the dip in ownership costs a turning point for housing affordability?

Is the dip in ownership costs a turning point for housing affordability? - RBC Thought Leadership Slight drops in interest rates and home prices lowered the costs of owning a home in Canada in the first quarter

Monthly Housing Market Update

Rate cut gives small boost to Canada’s housing market - RBC Thought Leadership The first Bank of Canada interest rate cut in four years brought some energy to Canada’s housing market in June.

Buyers remained in a wait-and-see mode in May with an interest cut looming around the corner. Little action took place transaction-wise in most major markets according early reports from local real estate boards. Home resales in fact slipped from April levels in most cases when adjusted for seasonal factors. Bottom line: the broad recovery that started late last year essentially stalled this spring.

Canada’s housing markets in a holding pattern - RBC Thought Leadership Buyers remained in a wait-and-see mode in May with an interest cut looming around the corner.

Find out what your home may be worth today.
By answering a few questions, you can quickly find out the estimated value of your home and your estimated current home equity. Plus, see how much a renovation project could increase the value of your home.

Find Out What Your Home may be Worth with the RBC Home Value Estimator Tool Wondering what your home may be worth? Visit RBC Royal Bank and answer a few questions to find out your home's estimated value.

It’s not unusual for grandparents to provide financial assistance to younger generations, especially when it comes to education and housing. But what was once a desire to help, has become a necessity, as grandparents are increasingly called upon – and expected – to pitch in to help cover everyday living expenses for their adult children and grandchildren.

Banking on Grandma & Grandpa: How Canada's Grandparents are Sacrificing Their Savings to Support Adult Children and Grandchildren RBC POLL: Canada’s grandparents are risking their own financial security to support adult children and grandchildren.

The Bank of Canada (BoC) Monetary Policy Report offers insight into the economic conditions that influence their decisions regarding interest rate. The Monetary Policy Report was released along with the announcement of the interest rate cut on July 24, and shares the influences behind the most recent rate cut, the drivers of future (possible) interest rate cuts, and where Canada stands when it comes to housing, inflation and the general economy.

Bank of Canada Monetary Policy Report: What It Means for Everyday Canadians On July 24, 2024 the Bank of Canada released its latest edition of the Monetary Policy Report. Read the highlights here, including how policy is working to ease pricing pressures on Canadians.

Inventories rebuilding fast in Canada’s largest housing markets

Inventories rebuilding fast in largest housing markets - RBC Thought Leadership Transactions increased across the board with more buyers coming to the housing market. But buying was far from enough to absorb...

Maybe you’re looking for creative ideas to help your adult children or aging parents find an affordable yet independent place to live. Perhaps you need a way to boost your income with a rental property. Either way, an RBC®️ Construction Mortgage could help. Contact me if you want to hear more.

Building Your Own House (Construction Mortgages) An RBC mortgage specialist can give you the support you need from start to finish to guide you through the process and explain all the important facts you need to know about building your own house.

Mortgage Renewal Options with RBC.
Whether you're renewing your RBC Royal Bank®️ mortgage for the first time or the last time, I'm here to help with the right mortgage options for your current and future needs.

RBC Royal Bank - The requested document could not be found on our website

Founder of Vrai Health and Wellness Rocheny Alexandre, points out the program’s biggest benefits of ’s Black Entrepreneur Program, including being educating and strengthening his financial literacy through his RBC business account manager. Read more on how RBC’s Black Entrepreneur Program has helped grow his business immensely.

Rocheny Alexandre credits RBC’s Black Entrepreneur Program for the growth of Vrai Health and Wellness - NOW Toronto RBC’s Black Entrepreneur Program (BEP) is supporting the success and growth of Black entrepreneurs in helping elevate their businesses every step of the way.

RBC Canadian Inflation Watch

RBC Canadian Inflation Watch June’s CPI was a small relief after an upside surprise in May with headline inflation coming in within expectations.

Buying a Home? How a Real Estate Agent Can Help Make Your Life Easier - great information from RBC Discover and Learn.

Buying a Home? How a Real Estate Agent Can Help Make Your Life Easier Real estate agents wear many hats and do several jobs at once to help you find the home of your dreams. Here are some of the hats they wear.

Five Things to Consider When Buying a Fixer-Upper

Five Things to Consider When Buying a Fixer-Upper Fixer-uppers come with many unknowns. Fortunately, RBC has partnered with Bryan and Sarah Baeumler — stars of HGTV Canada's Bryan Inc. and bonafide experts on home improvement.