Final Expense Ontario

No medical life insurance is best for people who need life insurance but aren’t able to get a standard policy due to health or other reasons. Call us at 1-800-593-1817 for a free no obligation consultation.

Life is finite and with that acceptance comes the realization that end-of-life costs, especially funerals, can cause a burden for our loved ones. Funeral Insurance provides peace of mind and protection.

If you're one of the many Canadians living paycheck to paycheck, an unexpected accident can make it difficult to pay your bills. This is why Disability Insurance is a basic building block of a good financial plan. Call us at 1-800-593-1817 for a free no obligation consultation for Disability Insurance.

One of the best gifts you can provide your new spouse is a life insurance policy. Wedding insurance is the unspoken sentiment that even if you may not be around to share in all of life’s joys, you still want to ensure they are financially stable.

If you're going to get married soon, don't forget to secure the financial security of your spouse.

Diabetes can be an expensive disease to treat, which is why it’s important to be sufficiently insured if you are prone to the disease. Call us at 416-900-6610 for a Free No Obligation Consultation about your life insurance options. http://bit.ly/2uRhjcv

A disability can result from a number of causes, including an injury, a serious illness or a mental health issue. Call us at 1-800-593-1817 for a free no obligation consultation for Disability Insurance.

Free yourself from health and dental worries by ensuring you and your family are protected against the costs of routine and unforeseen dental health expenses. Sign up to receive a No Obligation Free Consultation from a licensed insurance advisor: http://bit.ly/2HkObTp

There's no price for peace of mind! Give us a call at 1-800-593-1817 to receive your own No Obligation Free Consultation from a licensed insurance advisor, just like Ricardo did.

You probably already take steps to ensure your family’s financial well-being. But what about taking care of your loved ones after you’re gone? Burial insurance is the only way to make sure your family will have the funds they need to cover your final expenses. Contact us to find out more about Funeral Insurance options at 1-800-593-1817.

Wondering what the difference between Term Life and Whole Life Insurance and which one is for you? Budget blogger Rachel breaks it down here: http://bit.ly/2TVkbTJ

Term Life vs. Whole Life Insurance Simplified Do you find life insurance confusing? We break down the difference between Term Life vs. Whole Life Insurance in an extremely simple way. End the mystery of

A Registered Education Savings Plan (RESP) is a means to save for your child's post-secondary education. Our Registered and licensed Insurance Broker will help you get the best RESP so that your child can have a bright future ahead of them. Contact us to book an appointment: http://bit.ly/2Hc7YnX

The new Super Visa makes it easier than ever before for parents and grandparents to visit family members in Canada, allowing them to remain in Canada for up to 24 months at a time, without having to renew their status. One of the key requirements for obtaining the Super Visa for Canada is Insurance. Contact us to know more on Super Visa Insurance. http://bit.ly/2HsFntB

Super Visa Insurance | Final Expense Ontario ServicesSuper Visa InsuranceHelping you plan for tomorrow... today! What You Need To Know About Super Visa Insurance The new Canadian Super Visa is meant for parents and grandparents of citizens who are permanent residents of Canada. It is a multi-entry visa with a validity of 10 years and allows th...

Are you wondering if it’s time to start offering group health insurance benefits to your employees? Here is how offering group health insurance can benefit both you & your staff: http://bit.ly/2Hxk8qR

How Offering Group Health Insurance Benefits Both Employers & Employees Offering group health insurance is obviously beneficial for your employees, but it will also benefit your small business. Learn more.

Diabetics can be difficult to insure. If you're struggling to find insurance, our No Medical Life Insurance policy might be for you. Call us at 1-800-593-1817 for a Free No Obligation Consultation for Diabetes Insurance or visit us online for more info! http://bit.ly/2FaN9H1

Don’t leave your family with unexpected expenses. Taking care of your own funeral can be the last gift you will give. We can work with you to ensure that you get the best insurance deal in the Canadian market. Contact us to speak with a licensed Insurance Advisor for free. http://bit.ly/2HvFWD1

Funeral insurance for seniors | Final Expense Ontario How much does a funeral cost? Average funeral cost?

A critical illness plan is an asset which provides returns in the form of peace of mind to you and your family on occurrence of a medical crisis. Here is why you need a critical illness insurance plan. http://bit.ly/2U2voxG

As a Millennial, you may think you're too young for Life Insurance. Ask yourself this: will your dependents be able to keep up with the bills if you were to pass away? How about loans or debt?

Because you are young and healthy, you may be considered a low-risk client. And low-risk means better rates.

Life is unpredictable. Disability insurance pays a portion of your income if you can’t work for an extended period because of an illness or injury. Call us at 1-800-593-1817 for a free no obligation consultation for Disability Insurance.

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Please visit https://finalexpenseontario.ca to learn more or call 1 (800) 593-1817

CREMATION INSURANCE

Income Protection

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Income Protection from Critical Illness lets you face illness without the financial worry. Upon diagnosis of a critical illness you receive a lump sum payment that you can use as you see fit and thus focus on your recovery.

Income Protection from Disability offers a monthly benefit to replace your income or salary in the event of a disability.This is most beneficial for self-employed workers, business owners, salaried workers with/without group insurance.

Long-term care insurance guarantees the payment of a monthly benefit: If you become unable to perform 2 of the following 6 activities of daily living such as: bathing, dressing, toileting, transferring, continence, eatingorIf you suffer from a cognitive impairment endangering your health or safety (for example, Alzheimer’s disease and other types of permanent senile dementia).

Mortgage Insurance

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Are you buying a new home?

Congratulations! If you are like most Canadians, you are probably getting a mortgage at a bank. And they are probably showing you how easy it is to get mortgage life insurance. So you sign up, and everything is good. Or is it?

There is no question that the easiest way to buy insurance to pay off the mortgage in case you die is to get mortgage life insurance at the bank.

BUT DID YOU KNOW:
Bank mortgage life insurance is a type of No Medical insurance, often with very little support to ensure that the no medical questions are answered correctly. That assessment is only made if and when you die! If you have a medical condition and you answer one of the questions incorrectly, your claim may be denied!
The death payment under a bank mortgage insurance policy is payable to the bank to discharge the mortgage. There is no flexibility to make the payment to your beneficiary and let them decide how to handle the bills.

The amount of coverage under the bank plan is equal to the mortgage amount and decreases as your mortgage decreases.

If you change your mortgage lender, you will need to re-apply for your insurance coverage and likely pay a higher premium.

In spite of what you might think, bank mortgage insurance often costs more than other insurance policies that are designed to meet your specific needs.
In other words, a bank mortgage insurance policy works great for the bank – but may not be the best plan for you.

Through CPP we can offer insurance protection that is right for you. One of our Licensed Insurance Advisors can help you to figure out how much and what kind of insurance you need.

Health & Dental

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You may often find yourself paying out of pocket for regular healthcare expenses such as dental checkups and cleaning, prescription drugs, and eye-wear. Now imagine how costly it would be if an unexpected health problem occurs…

Fortunately, you can help protect yourself and your family from health care expenses with health and dental insurance. Best of all, we have an array of plans available from multiple insurance carriers for you to choose from.

We ensure that you’ll only pay for the coverage that is best suited for you and your family’s needs.
Health and dental covers expenses that may not be fully covered by your provincial health insurance plan such as:
Prescription Drugs
Dental Services
Home Care and Nursing
Accidental Dental Services
Registered specialists and Therapists
Vision Care
Emergency Travel
Hearing Aids
Medical Equipment and Supplies
And many more…

We also carry plans for self employed individuals or small business owners. Your premiums are tax deductible! * (except Quebec)