Kulvir Bains - Mortgage Advisor

I'm wishing you a happy new year.

ਫਿਰ ਉਠੀ ਅਖੀਰ ਸਦਾ ਤੋਹੀਦ ਕੀ ਪੰਜਾਬ ਸੇ
ਹਿੰਦ ਕੋ ਏਕ ਮਰਦ-ਏ-ਕਾਮਿਲ ਨੇ
ਜਗਾਇਆ ਖ਼ਵਾਬ ਸੇ

Happy Gurpurab!

Completed 60 KM bike ride for the cause, Thanks to Guru Nanak's Free Kitchen's organizers and volunteers to organize the event.

The Bank of Canada today held its target for the overnight rate at 5%

Bank of Canada maintains policy rate, continues quantitative tightening The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5¼% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening.

Another Great Hike. 32KMs in 13 hours continuous hike and elevation of 1700 Meters (over 5,000 ft). Very tiring. Great views of Garibaldi Lake. Blessed to be in company of like minded people.

Achived one more hiking goal - Lost Lake

https://www.bankofcanada.ca/2023/03/fad-announcement-march-8-2023/

Bank of Canada Interest Rate Announcement On Wednesday, March 8, 2023, the Bank of Canada will announce its decision on the target for the overnight rate. A press release will provide a brief explanation of the decision.

Designing a compensation plan for your employees can be a challenging task. The amount that you pay your staff should be close to the market rate. At the same time, it is essential to link salaries with performance. Worried of the interventions? Let’s help you on that! Consult us to plan the best compensations for your employees.
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Premium amounts for term insurance policy is low if you start at an early age. This is the biggest advantage of buying term life insurance early. As you grow older the premium amount for term life insurance policies increase significantly. Also, you can enjoy the tax benefit from the initial stage of your career. Consult us to discover the best term life insurance rates.
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Know about our top selling critical illness term plan with new pay-out option. We offer all round plan with more features, easy claim settlement process, and improved premium rates. We assure you to help with lumpsum amount at the time of critical illness. Take the full advantage of our policy.
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Life Insurance is a perfect way to achieve your various financial goals. Income replacement for years of lost salary, paying off your home mortgage, paying off other debts, such as car loans, credit cards, and student loans, providing funds for your kids' college education are some of its many inclusive benefits. If you want to invest in life insurance policy, contact us for the best terms and rates.
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Financial health is all about the choices you make over the long term. It is essential to go for a Financial Need Analysis before crises hit you. The FNA gives a detailed overview of your current financial situation and suggests what should be your next step. It also provides a detailed analysis of how much money you need to prepare for retirement. Consult us for better understanding.
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People often underestimate how much money it takes to live in retirement. You are at an older, wiser and wealthier phase of your life. Use it to the fullest to boost up your retirement savings. An ideal retirement plan should earn enough to replace your salary when you retire. As your earning capacity is maximum in your 50’s, channel all your sources to contribute to your retirement plan. You can consult us for a perfect retirement savings plan.
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We help you plan a perfect retirement savings. With our registered retirement savings plan (RRSP) you can experience maximum tax exemptions and several other tax benefits. Our RRSP contributors delay the payment of taxes until retirement, when your marginal tax rate will be lower than during your working years. That’s how your savings also increases. If you want to know more about our retirement savings plan.
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Medical expenses in case of a emergency! Our health insurance plan chosen by you provides coverage for different expenses including surgical expenses, day-care expenses, and critical illness expenses. Consult us to know more.
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Call us now: 604-614-5353

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Kulvirbains.com updated their address.

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