Haolin Shen, Freedom 55 Financial

I can help you build a long-term financial security plan to achieve your goals and be prepared in case of an emergency.

Diversification – Canada Life All investments have risk, just some more than others. Manage your exposure by diversifying your investments across different levels of risk within your plan...

Will you have enough when you retire?

Mutual funds and segregated fund policies are two of the most popular choices for investors. If you'd like to know more, contact me! ow.ly/8u72102W3GE

Mutual funds vs. segregated funds: What's the difference? Learn the differences between mutual funds and segregated funds and which one can help you reach your financial goals.

Did you know that the longer your mortgage payment period, the lower your monthly payments will be? Keep in mind, your total interest costs will be higher than a shorter repayment period. Learn more: ow.ly/kiMp102UYzR

Mortgage Term vs. Amortization | Loan Payment Timeline Learn the difference between a mortgage term and an amortization period, and the effect they have on mortgage rates and mortgage payments.

With the cost of books, tuition and technology, student life can get expensive. A registered education savings plan (RESP) can help you save for your child’s future. Discover other ways you can help yourself prepare financially as a new parent here: ow.ly/rwiB102UDI2

Five financial steps to help new parents Following these five steps can help you manage the financial challenges of being a new parent.

An emergency fund can serve as a financial safety net if:

🏥 You become ill

💼 You lose your job

🚗 You need to have your car repaired

Use this calculator to estimate how much money you need to set aside for financial emergencies. ow.ly/A1kD102JFJU

Emergency Fund Calculator | GetSmarterAboutMoney.ca Always know the latest news on investor initiatives and research, educational resources and fraud warnings by signing up for our newsletter.

Planning for retirement starts with knowing what you earn and what you spend. Use this budget worksheet to see the difference in your income and costs before and after you retire. If you still need some help, don’t hesitate to reach out!
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Retirement Budget Worksheet | GetSmarterAboutMoney.ca Always know the latest news on investor initiatives and research, educational resources and fraud warnings by signing up for our newsletter.

Reach out and let’s explore how critical illness insurance may fit into your overall financial security plan. ow.ly/5D4i102T6Hm

Critical illness insurance – Canada Life Critical illness insurance can provide the coverage you need, when you need it most.View accessible version: https://share.vidyard.com/watch/k9jf5qYDyNcUwWuA...

Life insurance can help:

🛒 Cover everyday living expenses

✅ Settle debts

🏡 Keep the family home

‍🎓 Fund an education

Learn more: ow.ly/6Zoh102SM1U

How to buy life insurance for the first time Buying insurance for the first time doesn't have to be daunting. You can use these helpful tips when considering a plan.

每周市场解读截至2021年7月23日

股票：
本周是很动荡的一周，周一由于COVID-19 Delta变种病例上升的不确定性，市场情绪有所减弱，市场暴跌，但市场随后迅速反弹。这表明经济状况正在不断改善，投资者的信心和消化负面情绪的能力在增加。

三大股指在周一暴跌后，全部反弹，周五的收盘还比上周高了不少。其中，Nasdaq Composite(纳斯达克) 指数上涨最多,2.84%；其次是S＆P500(标准普尔500)，涨幅为1.96%，破历史新高；Dow Jones Industrial Average(道琼斯工业平均指数)涨幅最小，但也有1.08%的涨幅。

在加拿大，科技和工业板块领涨，强劲推动S＆P(标准普尔) / TSX(多伦多证券交易所)综合指数走高。

固定收入：

债券方面，本周加拿大和美国的10年期政府债券收益率均小幅下跌。 美国长期利率比上周略微下跌了0.02%，最新收于1.28%。

大宗商品:

在本周初大幅下跌后，油价最终收高0.6%。金价下跌0.5%。

Your financial goals are likely much different than your parents were at your age. Let’s work together to build a financial security plan that suits your lifestyle: ow.ly/FLU6102MzpG

What the Next Generation of Clients Is Looking for From Advisors This new column covers how advisors can appeal to and help millennials and others

If you’re confused about choosing a life insurance policy, I can help you find the one that best suits your needs. Let’s work together! ow.ly/rrnW102Lf7x

How to choose a life insurance policy in Canada - Hardbacon Life insurance is a financial product that helps ensure the financial security of your loved ones. There are several types of life insurance.

Canada Life supports an environment where diversity is celebrated, which is why I’m proud to be associated with them. Happy Pride Month! .

While you focus on paying down your student loan, your employer can help grow your savings. Reach out to learn more! ow.ly/7XTG102LcT9

Save while paying down your student debt – Canada Life While you focus on paying down your student loan, your employer can help grow your savings.View accessible version: https://share.vidyard.com/watch/56SmGE2ui...

No matter what you’re saving for, Canada Life target risk asset allocation funds can offer competitive performance while helping protect your assets. Reach out to learn more! ow.ly/BRgA102Kd01

Target risk asset allocation funds – Canada Life No matter what you’re saving for, Canada Life target risk asset allocation funds can offer competitive performance while helping protect your assets.View acc...

You have unique needs, goals and attitudes towards risk, your portfolio should be unique too. We offer 3 different Risk-Managed Portfolios. Reach out so I can help you pick one to suit your needs. ow.ly/bqRT102KDSt

Risk-Managed Portfolios Help protect your savings by limiting the impacts of market downturns without sacrificing growth opportunities.

If you are thinking of retiring but aren’t sure where to start, I can help you establish a clear roadmap so you can attain your post-retirement goals. Let’s work together! ow.ly/rh6l102Kusr

Ways to prepare yourself for retirement Start preparing for your retirement today. If you prepare for it while still working it may help you get there sooner.

不论您是为商业提供保障或是为家庭未来而储蓄， Canada Life 都有独一无二的解决方案来帮助您实现各种目标。让我们一起开始筹划吧！
#只为您独一无二的人生

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Canada Life 拥有很多独一无二的保险和投资解决方案，这些方案让能让我帮助客户们沿着正确的理财途径，实现他们的各项目标。请联系我了解详情吧！

#只为您独一无二的人生

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Consider these things if you’re thinking of retiring:

💰 How much have you saved?

⚠️ Has your risk tolerance changed?

🏡 Where will you live?

Learn more: ow.ly/Rq8X102JKJW

Pattie Lovett-Reid: A few things to consider if you're thinking of retiring amid pandemic Don't derail your retirement plans just yet, CTV News' Chief Financial Commentator Pattie Lovett-Reid writes in her column for CTVNews.ca.

An emergency fund can help you with:

🏠Unexpected home repairs

🏥A medical emergency

💼Job loss

Find out how much you should set aside for rainy days with this calculator: ow.ly/A1kD102JFJU

Emergency Fund Calculator | GetSmarterAboutMoney.ca Always know the latest news on investor initiatives and research, educational resources and fraud warnings by signing up for our newsletter.

I can help you build a long-term financial security plan to achieve your goals and be prepared in case of an emergency! ow.ly/X7lY102JtA9

Make saving simple – Canada Life Setting up automatic contributions can make saving simple and potentially help you reach your long-term investment goals sooner.View accessible version: http...

You may be wondering what the benefits are for health or life insurance and which product is best for you I can help you find the right one, so you and your family are protected in case of an emergency. Reach out! ow.ly/UJPI102J9xi

5 types of personal insurance | Personal insurance | GetSmarterAboutMoney.ca There are 5 basic types of personal insurance: life insurance, disability insurance, critical illness insurance, long-term care insurance and health insurance. Each serves a different purpose.

Canada Life offers many unique insurance and investment solutions that help me guide my clients along the right path to reaching their goals. Contact me to learn more. ow.ly/6thK102IV6M

Goals-based investing allows a tailored investing approach to help make sure your investments are aligned with your life goals. Learn more: ow.ly/bTuk102IQ9x

Constellation Managed Portfolios With Constellation Managed Portfolios, your advisor can help you align your investments directly with long or short-term goals.

If you’re looking to get your first credit card, you may want to consider these 4 factors before sending out applications: ow.ly/Hgs3102ICEA

The 4 Most Important Factors to Consider When Choosing Your First Credit Card | Ratehub.ca Here are the four most important things to think about when choosing your first credit card.