Katherine Le - Insurance Broker and Financial Planner

If you applied for winter tire discount on your auto policy, please read on the requirements. Have your winter tires installed between November to March. Typically the tires have to be under 8 years old.

If you’re coming from another province and settling in ontario, best to always request Letter of Experience from your old broker/agent and Driver abstract because you will need it to transfer your driver license in ontario plus you want your insurance history to help with auto rates.

You can prove you got years of experience and history, it will definitely help!

It’s a great way to save some money!

Most people don’t know that vacant property is a listed exclusion on most property insurance. It can be vacant for vacation purposes but usually there’s a restriction on the maximum number of days to go on vacation like 7-30 days depending on the carrier. You may need someone to visit the premise while you’re away. If you’re gone during the winter, there’s certain expectations to winterize your home and snow removal.

Best to call your insurance broker and inform them about your plans especially when you know it’s going to be vacant for a while.

Fact: You must purchase travel insurance before leaving for your trip. Some carriers would let you buy the same day but it must be at the beginning of your trip before you board the plane leaving your city.

Typically travel policies can’t be sold during the trip or after.

Your OHIP should be valid during your trip as well!

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Ignite Your Child's Potential: The Ultimate RESP Roadmap Are you looking to secure your child's educational future?, I unveil the ultimate roadmap to ignite your child's potential through RESP (Registered Education...

🎥 Discover the ultimate guide to designing your life plan with life insurance! 💼💰 Uncover your ideal coverage and budget with expert tips and insights in my latest YouTube video. Don't miss out on this empowering journey towards financial protection and peace of mind. Watch now! 📺🔒💪

How to Design Your Life Plan with Life Insurance Uncover Your Ideal Coverage & Budget! In this eye-opening video, join insurance broker Katherine Le as she guides you through the process of designing your life plan using life insurance. Discove...

🎉🎥 Hitting the 10 Video Milestone! Thankful for this YouTube Adventure! 🎥🎉

🙌 Woohoo! We did it! 10 amazing YouTube videos created and counting! 🎬✨ I'm overflowing with gratitude for your incredible support every step of the way. Thank you from the bottom of my heart! ❤️

Life insurance is a crucial financial tool that provides protection and security for your loved ones in the event of your passing. But with so many options available, it can be overwhelming to choose the right policy.

In this comprehensive guide, we break down the three main types of life insurance: term life insurance, whole life insurance, and universal life insurance. We explain their unique features, benefits, and drawbacks, giving you a clear understanding of how each one works.

Whether you're a young professional starting a family, a middle-aged individual planning for retirement, or a senior looking to leave a legacy, we provide valuable insights on which life insurance policy suits your specific needs and goals.

Life Insurance 101: Exploring the 3 Main Types and Choosing the Perfect Policy for You! Life insurance is a crucial financial tool that provides protection and security for your loved ones in the event of your passing. But with so many options a...

As an insurance broker, I get asked a lot of questions about life insurance. What is life insurance? Why should I buy life insurance? Couln'd my family just sell my asset after I die? What you mean there is taxes after I die?

There are lot of misconceptions about what life insurance and I answer some of the most asked questions from my client in this video.

What is life insurance and the most common questions I get asked as a broker In this video, we discuss what is life insurance and how you can use it to protect yourself and your loved ones. As an insurance broker, I get asked a lot of...

As a first-time homebuyer, understanding the common mistakes to avoid can make all the difference. From not being pre-approved for a mortgage to skipping inspections, making the wrong decisions can cost you dearly in the long run. You can watch part two of the top 11 mistakes that first-time homebuyers make and how to avoid them.and secure the home of your dreams.

TOP 11 MISTAKES You Should Avoid As A First Time Home Buyer - Part 2 of 2 Today’s video is going to be the second part of two videos where I help you go through first-time home buyers process based on my experience as an insurance ...

If you're a first-time homebuyer, it's easy to get caught up in the excitement of the process and make mistakes that can end up costing you down the line. From not using a realtor to not getting pre-approved for a mortgage, there are several pitfalls to be aware of. I've compiled a list of the top 11 mistakes that first-time homebuyers make so you can avoid them. Check out part 1 that covers the first 5 mistakes below and share with anyone you know who's in the market for a new home!

TOP 11 MISTAKES You Should Avoid As A First Time Home Buyer - Part 1/2 Today’s video is going to be the first of two videos where I help you go through your first-time home buyers process based on my experience as an insurance b...

Planning on renting a car and using your credit card's insurance? You might want to think twice! Check out my latest video before making any decisions - I'll walk you through the potential drawbacks of using credit card insurance and help you make an informed decision. Don't let misunderstandings or gaps in coverage leave you vulnerable in the event of an accident. Watch and learn before you hit the road!

Do not rent a car with credit car insurance until you watch this What happens when you’re renting a Car in North America? There was a recent article in regard of man is now held responsible for $82,000 after his car rental...

Are you a landlord or considering becoming one? It's important to know the biggest insurance pitfalls to avoid when managing your property as small mistakes can quickly snowball into big problems. Here are the 9 biggest mistakes that landlords make and how to avoid them!

The 9 Biggest Mistakes Landlords Make - And How to Avoid Them! Purchasing an investment property is a big decision. It costs time, effort, and a lot of money. There are so many uncertainties with investment property that...

ChatGPT and AI is being tested by big insurance companies to make its underwriting and claims more efficient.

Will this benefit the consumers as much as it benefits the carriers?

Insurer Zurich experiments with ChatGPT for claims and data mining Insurance group is the latest example of a long-established business trying out AI to improve productivity

A car accident can be a traumatic experience that includes both physical and emotional pain. It's not something most people think about, but what happens next?

From the physical safety of those involved to the emotional shock of being in an accident, the last thing anyone thinking about is insurance.

That's why I created a video outlining all the things you need to do after a car accident to ensure your rights are protected.

If you don't have time to watch it, you can also get it on my podcast "The Katherine Le Show" on both Apple and Google Podcast.

7 essential tips of what to do when you get into a car accident A car accident can be a traumatic experience that includes both physical and emotional pain. It's not something most people think about, but what happens nex...

Exciting news! I'm thrilled to announce that my YouTube videos are now available as a podcast for your convenience. Listen to The Katherine Le Show whenever and wherever you are, without having to worry about watching the screen. Available on Apple Podcast and Google Podcast (coming shortly). Don't miss out!

Most of people are not aware that your insurance company can cancel your coverage for any number of reasons, but don't worry - most of them are completely avoidable. In this video, I'll share with you the five most common reasons your insurer might cancel your policy, and how to prevent it from happening.

5 Reasons Your Insurance Provider Might Cancel Your Policy Most of people are not aware that your insurance company can cancel your coverage for any number of reasons, but don't worry - most of them are completely av...

Podcast is live! Woohoo!

For those whose too busy for videos, we got audio! :)

The number 1 question I receive from my clients is "why is my car insurance so darn high?"? Today, I'm going to share the five things you can do to help you lower your car insurance.

5 Tips for Lowering Your Car Insurance The number 1 question I receive from my clients is "why is my car insurance so darn high?"? Today, I'm going to share the five things you can do to help you ...

It was fun talking on REC Brunch!

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Happy holidays everyone!!!

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🥳 happy new year!!!

Merry Christmas! May all your wishes and dreams come true!

Are you renovating, remodeling or adding to your property? If yes, you should talk to your insurance broker/advisor before you proceed. Anything that costs over $5,000 in renos should inform the insurance carrier.

If it’s a rebuild, there’s additional insurance require (discloses general contractor’s information and their experiences).

Insurance tip: Faulty Workmanship is not covered under any property insurance so pick your contractor wisely. Be honest to your insurance broker/agent and disclose what you do with your property. Get the right coverage!

When renting out your home on Airbnb, or other short-term rental sites, make sure to disclose to your current home insurance provider. Most carriers may not take them and if they found out later, you can be denied on claims.

Insurance tip: Be honest to your insurance broker/agent and disclose what you do with your property. Get the right coverage!

Insane how insurance broker scams over 20 clients! Please be careful out there!

Please do not hand over cash to any insurance brokers/agent unless they give you a receipt and always make sure to follow up on your policy documents. Often for full payment, I advice credit cards for paper trail purposes.

Please note: payment structure is different for each insurance company.

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