Fluid Finance

🛑 Service update 🛑

There’s currently a temporary service outage, affecting some of our app functionality, please bear with us while we resolve this.

We will update you with more details as soon as we can.

📢 Hey Fluid Fam! 📢

We're excited to announce that the public of the first in the $FLUID ecosystem...

💥 IS LIVE IN THE FLUID APP! 💥

Find out more information at...

deepdao.fi

👀

📣 DeepDAO launch week AMA 📣

The DeepDAO public sale will go live on Thursday, March 2nd 🔥

Join us for a community call where the team will:

- walk us through the new website
- explain how you can purchase $DEEP and participate in the DAO
- give insight into the arbitrage strategies
- preview the roadmap ahead
- and answer community questions

Join us here at 5pm CET

https://youtube.com/live/42RGuQIdW5o

and don't forget to let us know your questions in advance, either in our TG or our Discord channel -ama

See you there Fam! 🚀

The most ELITE will always be investing in yourself. In our commitment to provide solutions to and non crypto users we hope this glossary can help you to grow your knowledge about $FLUID ecosystem

https://fluid.ch/fluid-glossary/

$DEEP $BKR

Fluid Glossary In our commitment to provide solutions to crypto and non crypto users, we hope this glossary can help you to grow your knowledge about Fluid ecosystem.

We’re pleased to inform you that the majority of Traditional Accounts are now working.
This means that all conversions to, from and between Traditional Accounts (GBP, EUR, CHF) and Fluid Accounts (DGBP, DEUR, DUSD etc.) are fully operational.

A very small number of users are still affected by the conversion issues, and we’ll contact this group directly via email.

Once again, we apologize for the delays, and thank you for bearing with us.

Hey Fluid Fam, it's... 📣 LAUNCH WEEK! 📣

Thursday sees the public sale of the DeepDAO token go live.

We're bringing TradFi to DeFi with the power of the crowd 😎 💥

https://youtu.be/7YAY6o1mgBg

DeepDAO | The Power of the Crowd DeepDAO is a new investment vehicle open to anyone. It presents an opportunity to participate in currency trading profits usually only available to instituti...

The Fluid Fam never stops growing! ❤️ 💪

Today we'd like to highlight our community in

Join them on telegram here...

https://t.me/fluid_fi_ar

1/7
Crypto is getting exciting again. Last week we could witness a very volatile market on top of many exciting news and developments in the Web3 space. Let’s review them in the thread below.
is currently consolidating at the critical $25,000 level, whereas altcoins like $CFX (+277%), $FIL (+65%) or KLAY (+48%) posted impressive gains.
2/7
US agencies apply a lot of pressure on right now. The $30m Kraken settlement has just been the beginning. Last week had to stop issuing $BUSD after an NYDFS announcement.
https://edition.cnn.com/2023/02/14/investing/paxos-binance-busd-halt-order-us-intl-hnk/index.html
3/7
Also, itself has become a target and might need to pay a settlement under the order of US regulators. In consequence, Binance is thinking about cutting ties with US-based projects.
https://www.coindesk.com/policy/2023/02/16/binance-bracing-itself-for-fines-from-us-regulators-to-settle-past-conduct-wsj/
4/7
Last but not least, the SEC charged founder Do Kwon with fraud, claiming that he misled investors about the stability of $UST.
https://edition.cnn.com/2023/02/16/investing/sec-charges-do-kwon/index.html
5/7
Regarding trading volume, the number one marketplace got dethroned by its competitor . Also, the airdrop of $BLUR (now at a $3.9B valuation) made headlines, making many traders rich.
https://decrypt.co/121638/opensea-drops-fees-royalty-protections-blur-rises
6/7
’s protocol fell victim to an $8.5M hack on Thursday but was able to retrieve $2.5M thanks to a “counter exploit”.
https://blockworks.co/news/counterexploit-salvages-stolen-funds
7/7
That’s a wrap for this week!
Come join our socials at...
https://discord.gg/bdfkrYUf

US regulator orders crypto firm to stop minting Binance stablecoin | CNN Business New York's top financial regulator has ordered a crypto company to stop minting a major stablecoin, widening a clampdown on the embattled digital assets sector.

Our amazing community is always growing ❤️

We like to highlight parts of it from time to time and today, it's South Africa 🇿🇦

You can join the community on telegram here...

https://t.me/fluid_fi_rsa

“By partnering with Fluid Finance, we are contributing to a safer and more efficient financial world for everyone.”

Andrew Sever, co-founder and CEO of Sumsub

https://sumsub.com/newsroom/fluid-partners-with-sumsub-to-streamline-identity-verification-and-aml-compliance/

Continuing our series on management, check out our on six things to do when you've paid off your debt! 😎

Including:

🎯 Building good habits
🎯 Planning for the future
🎯 Creating multiple income streams

And more! 🔥

fluid.ch/fluid-money-management-six-things-to-do-after-paying-off-debt

Fluid Money Management: Six Things to Do After Paying Off Debt Once you get rid of the burden that debt brings, sometimes you don’t know what to do with your financial freedom. You may be wondering what’s next?

Weekly news summary:

The last week has been packed with news! Let’s look back at the most critical developments in the and space.

The crypto market recovery has abruptly halted - at least for now. fell back to about $21,500, $ETH to $1,500. Still, some narratives, like AI, are performing well.

The SEC is continuing to crack down on offerings. On Thursday, the agency announced a settlement with , who agreed to pay a $30 million fine for not registering their staking-as-a-service program, which they also have to discontinue.

https://www.bloomberg.com/news/articles/2023-02-09/crypto-exchange-kraken-ends-staking-program-in-sec-settlement

In order to pay its creditors, plans to sell . Additionally, they also reached an $100M agreement with regarding their Earn program.
https://www.coindesk.com/business/2023/02/10/genesis-unveils-proposed-sale-plan-with-dcg-bankruptcy-creditors/

launched its long awaited dollar-pegged stablecoin $GHO on ’s Goerli testnet. $GHO is meant to be fully decentralised and over-collateralised.
https://blockworks.co/news/aave-stablecoin-on-ethereum-testnet

The biggest decentralised exchange is going to expand towards . Despite headwinds from major stakeholder , Uniswap gov holders approved the plans to deploy Uniswap’s V3 on “BNBChain using as its cross-chain bridge.
https://thenewscrypto.com/uniswap-dao-votes-in-favor-of-bnb-chain-deployment/

The popular P2P marketplace closed their operations after 10 years in the market.
https://cointelegraph.com/news/localbitcoins-closes-down-the-p2p-crypto-exchange-service

Through a Taproot soft fork, suddenly found their way to . More and more projects are addressing this new market, with leading the way - a limited collection of 100 pieces inspired by .
https://decrypt.co/120969/hottest-bitcoin-nfts-right-now-cryptopunks-clones

are coming to one of the most renowned museums in the world, the Centre Pompidou in Paris. The museum plans a new exhibition featuring popular NFTs such as CryptoPunks or Autoglyphs and art from 12 other digital creators.
https://decrypt.co/121106/major-paris-art-museum-show-cryptopunks-autoglyphs-nfts

That’s a wrap for this week!
Come join our socials at...
https://discord.gg/bdfkrYUf

Crypto Exchange Kraken Ends Staking Program in $30 Million SEC Settlement Bloomberg Surveillance Bloomberg Surveillance with Tom Keene, Jonathan Ferro & Lisa Abramowicz live from New York, bringing insight on global markets and the top business stories of the day.

Want your digital cash in eleven different currencies? With Fluid, you can hold, swap and send from any of our digital currencies: all your funds are in one place.

We offer:

🇺🇸 DUSD - Digital United States Dollars

🇪🇺 DEUR - Digital Euros

🇬🇧 DGBP - Digital British Pounds Sterling

🇨🇭 DCHF - Digital Swiss Francs

🇿🇦 DZAR – Digital South African Rand

🇨🇦 DCAD – Digital Canadian Dollars

🇹🇷 DTRY – Digital Turkish Lira

🇰🇪 DKES – Digital Kenyan Shillings

🇨🇳 DCNY – Digital Chinese Yuan

🇸🇬 DSGD – Digital Singapore Dollar

🇭🇰 DHKD – Digital Hong Kong Dollar

fluid.ch/seven-new-digital-currencies

Product Update: Seven new digital currencies Fluid now offers seven new digital currencies. Hold Rand, Canadian Dollars, Turkish Lira, Kenyan Shillings, Yuan, Singapore Dollar and Hong Kong Dollar.

We're delighted to announce that we have partnered with Sumsub to improve our identity verification process 🤓

We're always working to improve the experience for our Fluid Fam 💪

How to verify your identity in the Fluid app We’re pleased to announce that we’ve partnered with Sumsub to improve our identity verification services. Sumsub provide identity verification services for a number of embedded finance providers and…

Don't forget to tune it to our today at 5pm CET ⏰

$FLUID CEO Robert Sharratt be unveiling the upcoming addition to our ecosystem, Deep DAO 🐟

Join us at t.me/fluid_fi

📣 Join us on Thursday, February 9th at 5pm CET on telegram 📣

Listen in as our CEO Robert Sharratt unveils the latest addition to our ecosystem Deep DAO 🐟 👀

Are you ready for a $DEEP dive? 🤿

t.me/fluid_fi

🎱 Time to reveal the true potential of the Fluid architecture we've been building 👀

It's been several months of hard work. 💪

A virtuous circle mixing the best of CeFi and DeFi. 🌏🌐

Be proud , we're only getting started. 🚀

Let’s have a look at the most critical events in , and from last week.
The market keeps performing well as is eyeing $25,000 and its highest weekly close in five months. The biggest gainers have been $T (+88%), $APT (+31%) and $FTM (+29%).

The released a roadmap to “mitigating risks associated with ”. The roadmap consists of two key elements, namely a framework for digital asset development and increased enforcement and guidance through executive agencies.
https://cointelegraph.com/news/white-house-cryptocurrency-roadmap-recommends-against-pension-funds

Popular bank suspended dividends on preferred stock trying to preserve capital due to the recent volatility in the cryptocurrency markets.
https://www.coindesk.com/business/2023/01/27/crypto-bank-silvergate-suspends-dividend-on-preferred-stock/

Leading lending platform released the third version of its protocol on . V3 includes new features to help users save on fees and maximize capital efficiency.
https://cointelegraph.com/news/aave-deploys-v3-on-ethereum-after-10-months-of-testing-on-other-networks

The Twitter account of the well-known project was hacked and the malicious actors were able to steal more than $750,000 in within only 30 minutes via a fake mint site.
https://decrypt.co/120144/azuki-twitter-account-hacked

Rating agency is developing a rating system for based on increased scrutiny after the $UST collapse. The planned system assesses the quality of the stableecoin issuer’s reserves.
https://beincrypto.com/moodys-scoring-system-stablecoin/

That’s a wrap for this week!
Come join our socials at...

https://t.me/fluid_fi
https://discord.gg/bdfkrYUf

White House cryptocurrency ‘roadmap’ recommends against pension funds The White House has released a “road map” on mitigating cryptocurrency risks with a list of actions it would like to see from Congress.

At $FLUID we're dedicated to creating a broad eco-system that brings traditional and together 🤝

$DUSD $DAI

Fluid Finance Proposes to Integrate the DAI Decentralized Stablecoin Directly Into the Traditional Financial System – Press release Bitcoin News PRESS RELEASE. Fluid Finance submitted a proposal to integrate the DAI decentralized stablecoin directly into the traditional financial system. It would

Check out our complete overview on all things Fluid 🌊

Including info on... 👀

🤯
🧠
💰
🤝

And also find out more about our fund, $DUSD & $FLUID tokens and partner 🚀
https://fluid.ch/wp-content/uploads/fluid-finance-pitch-deck.pdf

Let’s have a look at the most critical events in , and from last week.

Last week’s rally continued and pushed to $22,500 as well as the total crypto market above $1 trillion market cap. The biggest gainers have been $FXS (+61%), $APT (+57%) and $OP (+45%).

Robinhood rolled out its own MetaMask wallet competitor, allowing users to access their crypto assets directly from their phone and browse the .
https://dailyhodl.com/2023/01/20/retail-trading-giant-robinhood-launches-crypto-wallet/

Decentralized exchange 1inch has launched a hardware wallet that will allow users to securely store their crypto assets while also being able to access .
https://decrypt.co/119559/defi-project-1inch-network-launches-hardware-wallet

German online bank N26 is seeking to expand its trading offering to more countries, bucking the trend of traditional banks shying away from crypto.
https://cryptonews.com/news/germanys-n26-bank-bucks-trend-seeks-expand-its-crypto-trading-offering-more-countries.htm

FraxFinance wants to build a dollar-pegged stablecoin compliant with the Financial Action Task Force’s guidelines and registered with the Federal Reserve.
https://thedefiant.io/frax-triples-in-value/

PaxosGlobal has proposed a $1.5 billion deposit to be added to the MakerDAO’s collateral pool. The deposit would be used to increase the system’s stability and reduce risk for lenders
https://thedefiant.io/paxos-proposes-1-5b-deposit-makerdao

That’s a wrap for this week!
Come join our socials at...

https://t.me/fluid_fi

https://discord.gg/bdfkrYUf

Retail Trading Giant Robinhood Launches Crypto Wallet - The Daily Hodl Retail trading giant Robinhood is rolling out its digital wallet to over 1 million waitlisted users after initially releasing the beta version to just 10,000 customers last September.

Starting in 15 mins! 👀

Our community game will be Fluid quiz at 5pm UTC on our Discord.

Join our Discord 👇
https://discord.gg/JS3uEKrs5q

We would be discussing one of our amazing products (Digital Cash)

Sharpen your Fluid knowledge and come have fun while earning DUSD

Hint: get yourself acquainted with https://fluid.ch/our-products

Winners will be rewarded with some DUSD 💥

Join the Fluid Finance SA Discord Server! Check out the Fluid Finance SA community on Discord - hang out with 3,293 other members and enjoy free voice and text chat.

Hey Fluid Fam 👋

Check out our proposal for MakerDAO to sell DAI globally and capture revenue 🔥

1️⃣ Sell DAI directly to users
2️⃣ By-pass centralized exchanges (FLUID + DAI is a way to on and off ramp between crypto and traditional finance).

$MKR Holders, we’d love to know what you think!

https://forum.makerdao.com/t/mip99-offer-dai-to-cefi-projects-to-enable-real-world-use-cases/19466

MIP99: Offer DAI to CeFi projects to enable real-world use cases MIP99: Offer DAI to CeFi projects to enable real-world use cases MIP #: 99 Title: Offer DAI to CeFi projects to enable real-world use cases Author(s): Contributors: Tags: mips Type: General Status: Date Proposed: 2023-01-19 Date Ratified: References Dai...

Fluid is in the unique position of being able to capture price differences between digital and world currencies. 🌊

Basically, the markets are inefficient.

We are opening a public fund to make these trades. 😎

Money makes money. And the money that money makes, makes more money. — Benjamin Franklin 🧠

Hedge funds, accessible only to institutional money, or the super-rich, have been running wildly lucrative arbitrage trades for decades. 💰

The ideal conditions for wealth creation often involve foreseeing that two separate systems will eventually collide. Like, for example, DeFi (blockchain) and CeFi (banking).

Fluid’s proprietary technology - indeed, its whole infrastructure - is a lovechild of these two systems. It speaks to both. It bridges both. It integrates both. 🤝

The investment strategy for our fund is relatively low-risk, and relatively low-margin.

But though the magic of compound interest - what Albert Einstein called the eighth wonder of the world - our positions will be incredibly profitable. The model has been rigorously tested and returns are excellent. The math works. 🎯

Invest in-app.

For as little as $1. 🤯

app.fluid.ch

See FLuid CEO Robert Sharratt explain more...

Fluid CEO Robert Sharratt explains the Arbitrage Fund Get involved with our Arbitrage Fund. Don’t miss out: pre-sale ends on 1 February 2023.*********We are building a better financial model for a better world. ...

We've already had an exciting start to 2023 with the launch of our Bakery Finance 🥐 💥

Now check our website for on what else is coming soon! 👀

Including updates on cards, mainnet, $FLUID holder benefits and more 🔥

Fluid Updates for Q1 of 2023 Our updates and product timelines for the next few months: cards; tiers and benefits; mobile app & much more!

🚨 Telegram Podcast to discuss what a DAO is 🚨

Many people in the space (Newbies and Normies) wonders what a DAO is, and what role it plays on the blockchain.

Join us tomorrow for our podcast hosted by our CMO jessica with our DeFi team including Koploseus AxelSega and Artshht as our guest speakers 👀

Wednesday Jan 18th, at 5pm CET on our main TG: t.me/fluid_fi

In preparation for the podcast, feel free to DYOR and post/DM DAO related questions in advance, and we will try to answer them

🚀 See you there Fam! 🚀

Let’s have a look at the most critical events in , and from last week.
Last week finally brought some relief to the crypto markets. Prices were rallying upwards with breaking above $20,000. The biggest gainers have been $GALA (+93%), $APT (+87%) & $SOL (+68%).

The U.S. Securities and Exchange Commission (SEC) has charged Genesis Global Trading and Gemini Trust Company with securities law violations related to their “Gemini Earn” program.
https://www.trustnodes.com/2023/01/12/sec-charges-genesis-and-gemini

cryptocom, a cryptocurrency exchange and debit card provider, has announced plans to cut its workforce by 20% due to the ongoing market downturn. This follows a similar move by , which also recently announced layoffs.
https://finance.yahoo.com/news/cryptocom-cuts-20-of-staff-as-layoffs-continue-to-hit-crypto-industry-135720610.html

Bulgarian authorities have arrested several executives from , a crypto lending platform, on fraud charges. Nexo denies any wrongdoing and states that it is cooperating with the authorities.
https://www.euronews.com/next/2023/01/13/nexo-probe-four-charged-after-raid-at-crypto-lenders-offices-in-bulgaria/

Apple is reportedly working on a , a virtual world where users can interact with each other and virtual objects. The company has filed several patents related to the technology, but details about the project are still scarce.
https://decrypt.co/112030/apple-metaverse-everything-we-know-so-far

Amazon Web Services has announced that its users can now launch Avalanche blockchain nodes on the platform. This move makes it easier for developers to build on the Avalanche network.
https://blockworks.co/news/ava-labs-partnership-with-amazon-cloud-triggers-avax-rally

That’s a wrap for this week!
Come join our socials at...

https://t.me/fluid_fi

https://discord.gg/bdfkrYUf

SEC Charges Genesis and Gemini Washington D.C., Jan. 12, 2023 — The Securities and Exchange Commission today charged Genesis Global Capital, LLC and Gemini Trust Company,