Bath Mortgages Online

Bank of England Rates Decision: What to Expect on 20 June The Bank of England is expected to hold interest rates at 5.25% when it meets next week, following a no-change decision on May 8.

16th Anniversary of Bristol Mortgages Online! We are delighted to be celebrating 16 years since Phil Clark founded Bristol Mortgages Online. Over those years Phil has helped thousands of clients, get onto the property ladder, move house, remortgage, develop their investment portfolios and ensure that they are fully protected.

Bristol Mortgages Online have been supporters of TThe Brightwellfor the past few years. They were one of the first businesses to join The Brightwell 100, the Charity’s Corporate Network.
On Sunday 9 June The Brightwell held its 2024 Colour Run for the second consecutive year at the Jubilee Green Fields in Bradley Stoke.
Phil Clark, Managing Director, Bristol Mortgages Online, kindly volunteered to help on the day.
As you can imagine with lots of families running at this event, safety is vitally important. The first aid cover was provided with an ambulance and two paramedics by Bristol Ambulance Services, the cost of this was kindly sponsored by Bristol Mortgages Online and Weston Mortgages Online.
The event was a great success and raised over £4,000 for The Brightwell, who offer therapies and support for those living with chronic neurological conditions in the Greater Bristol, North Somerset, South Gloucestershire and surrounding areas.
The photo shows Phil Clark, the paramedics, Doro Pasantes, CEO of the charity and Lara Carnell, the Event Organiser and Fundraiser at The Brightwell.

https://www.bristolmortgagesonline.com/may-2024-house-price-index-report

May 2024 House Price Index Report The sales market continues to record increasing levels of activity. The number of sales being agreed is higher year-on-year across all regions and countries of the UK. The flow of new supply into the market is growing faster than sales as market confidence improves. House prices are broadly static,....

https://www.bristolmortgagesonline.com/check-out-our-recent-5-star-google-reviews

Check Out Our Recent 5-star Google Reviews! These are some of the 5-star Google Reviews that we have received over the past few weeks. Please see what they have to say about the great service that we offer!

https://www.bristolmortgagesonline.com/limited-company-mortgages

Limited Company Mortgages Here at Bristol, Weston, Bath and Exeter Mortgages Online we have an experienced team of Mortgage Advisors with expert knowledge of Buy to Let Mortgages. There are a number of options for investors in terms of how they purchase their properties and we can help sole traders, partnerships and limited....

https://www.bristolmortgagesonline.com/what-do-landlords-need-to-do-to-meet-the-upcoming-epc-requirements

What do Landlords need to do to meet the upcoming EPC Requirements? Domestic private rented property: minimum energy efficiency standard - landlord guidance All the Mortgage Advisers at Bristol, Weston, Bath and Exeter Mortgages Online have expert knowledge of the Buy to Let mortgage market. Many of the mortgage options available to investors are only available thro...

https://www.bristolmortgagesonline.com/let-us-help-you-with-your-conveyancing-needs

Let Us Help You With Your Conveyancing Needs We work closely with a number of very reputable, local and reasonably priced Solicitors practices that we will highly recommend. If you don’t have a preferred Conveyancer, please ask your Adviser to arrange a no -obligation quotation.

https://www.bristolmortgagesonline.com/housing-market-bounce-pushes-prices-close-to-new-record

Housing market bounce pushes prices close to new record The average asking price of a home in Britain has risen by 1.1% since March, to £372,324. This is in line with the sort of rise we usually see at this time of year, and brings average prices to within just £570 of their all-time record, which they reached back in May 2023.

https://www.bristolmortgagesonline.com/fantastic-5k-deposit-mortgage-for-first-time-buyers-launched

Fantastic £5k Deposit Mortgage for First -time Buyers Launched! We are very excited to announce an excellent product for First Time Buyers. This particular lender only deals with Brokers/Intermediaries like ourselves. Therefore, we will be delighted to see if this product is suitable for your specific needs

https://mailchi.mp/swmortgages.com/welcome-to-our-march-2024-newsletter-from-all-the-team-at-bristol-bath-weston-and-exeter-mortgages-online-13888120

Welcome to our March 2024 Newsletter This edition focuses on your How to help loved ones onto the property ladde, all eyes on rates plus lots more....

Housing Market Shows Signs of Picking Up, with All Eyes on Rates Signs of life were seen in the UK housing market in the new year with a rise in the number of mortgages being approved. Activity remains weak overall, with potential buyers still nervous about high interest rates. But the latest Bank of England data shows approvals for house purchases rose to 55,200...

Helping Loved Ones Get Onto The Property Ladder Sky high house prices, slow wage growth, student loans and rising rent costs mean that getting on the property ladder is challenging. But the desire to own a home remains strong for many young adults. Now, the affectionately known ‘bank of mum and dad’ (or bank of other family members) may wish ...

Everyone at Bristol, Weston, Bath and Exeter Mortgages Online would like to wish you a very Happy Mother’s Day for 10 March.
We also remember with great love and fondness the Mums who are no longer with us.

https://www.bristolmortgagesonline.com/zoopla-report-uk-house-price-index-february-2024

Zoopla Report - UK House Price Index – February 2024 All measures of sales market activity continue to improve as pent-up demand returns to the housing market. Buyer demand is 11% higher than a year ago. A better indicator of market health is sales agreed which are 15% higher than a year ago – evidence of greater buyer confidence and more realism on...

https://mailchi.mp/289033ebbfb8/welcome-to-our-february-2024-newsletter-from-all-the-team-at-bristol-bath-weston-and-exeter-mortgages-online-13885928

Welcome to our February 2024 Newsletter This edition includes getting a mortgage if you have adverse credit? Low deposit mortgages for First-time Buyers,plus lots more....

https://www.bristolmortgagesonline.com/let-us-help-you-if-you-have-an-adverse-credit-history

Let us help you if you have an Adverse Credit History… A poor credit rating can be a major barrier to getting a mortgage, but the good news is, there are lenders who are prepared to help those whose applications may be refused elsewhere. It might not seem fair but even having a big deposit in place and a decent salary isn’t enough to guarantee you a m...

We are always so pleased to receive such positive feedback from our clients.
Here is a 5-star Google review from Vanessa.
We would easily recommend Philip and his team to anyone looking to secure a mortgage. Philip has helped us through very difficult circumstances, for about a year, until we were finally able to exchange on our dream home. He's been incredible useful as an advisor, but also helpful in other aspects of the transaction - we are first time buyers and went into this all pretty blind, and so Philip has helped us get a solicitor, surveyor, insurance, and just provided general and practical advice above and beyond what was in the remit of a mortgage advisor. He's also secured us better rates when they came up, and was always happy to speak to us, even on the weekends, and made international phone calls to help get our deposit signed off. We were really happy with the service that we got from Bristol Mortgages Online, and couldn't recommend them enough. We are so excited to be completing the sale on Monday!
Thank you Vanessa, it was an absolute pleasure to help. We all wish you every happiness in your New Home.
Best Wishes from Phil and the team

Our latest 5-star Google Review We are always so pleased to receive such positive feedback from our clients. Here is a 5-star Google review from Vanessa.

Are you Self-Employed and looking for a Mortgage? – We can help!
Even if you only have 1 year’s accounts. Call us today
See our blog for more information

Are you Self-Employed and looking for a Mortgage? – We can help! At Bristol, Weston, Bath and Exeter Mortgages Online we deal with a great many clients who have their own businesses and will gladly discuss all the options available to you if you are self-employed, even if you only have one year’s accounts.

Borrowers' pain eased as lenders cut mortgage rates Mortgage lenders have started the year by cutting rates, taking some of the pain out of the cost of a new deal for homeowners. The UK's biggest lender, the Halifax, has cut some interest rates by close to one percentage point, with brokers now expecting others to follow suit. HSBC has announced it w...

2023 Housing market and overview for 2024 – much more positive than predicted
Key Takeaways
• Annual house price inflation is -1.1%, down from +7.2% a year ago
• Market sentiment improving with new sales agreed +17% year-on-year
• House price falls starting to moderate as sales improve
• Mortgage regulations a key reason for only modest price falls in 2023, along with strong labour market and rapid earnings growth
• First-time buyers are largest group of would-be movers in next 2 years (40%) followed by upsizers (34%)
• Almost half of buyers living in southern England looking to move >10 miles in search of better value for money
• House prices to fall 2% over 2024 with 1m sales
Please see our full blog
https://www.bristolmortgagesonline.com/2023-housing...

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Saturday 30th December Opening 10am to 4pm
Sunday 31st December Closed
Monday 1st January Closed
Tuesday 2nd January Normal working hours

Christmas message and overview of 2023 Christmas message 2023 We can’t pretend that life has been plain-sailing this year. As everyone is more than aware the financial markets, in particular the borrowing sector were badly hit after the disastrous Truss/Kwarteng mini budget at the end of 2022.

Are you looking for a 95% LTV Mortgage? As an independent Mortgage Brokers, Bristol, Weston, Bath and Exeter Mortgages Online, have access to over 100 lenders, some of whom only deal with Intermediaries like us. Many of the mortgage products available offer a high Loan to value mortgage, often with only a 5% deposit.

Rightmove asks - What is a mortgage broker or adviser? If you’re getting ready to buy your own home, you can probably already imagine unpacking the boxes and picking out the paint colours. But there’s one thing you might need help with arranging first: a mortgage loan. Mortgage brokers – also known as a mortgage advisers – can help you to find t...

https://www.bristolmortgagesonline.com/interest-rates-held-at-5-25-heres-what-it-could-mean-or-mortgages

Interest rates held at 5.25%: here’s what it could mean or mortgages The Bank of England (BoE) has announced it will hold the Base Rate at 5.25% again this month. This follows the same decision in September, when the Base Rate was held for the first time since 2021, after 14 consecutive rises.

https://mailchi.mp/swmortgages.com/welcome-to-our-september-2023-newsletter-from-all-the-team-at-bristol-bath-weston-and-exeter-mortgages-online-13875828

Welcome to our October 2023 Newsletter This edition focuses on your Protection and Insurance needs, plus Buyers return to the market, plus lots more....