Barlow Irvin

Get those all-important expert tips, advice and ideas on mortgages and insurance curated straight from Barlow Irvin Financial Services award-winning team!

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Happy birthday Gavin, we hope you have a great day 🎉

From us all at Barlow Irvin Financial Services!

Another ⭐⭐ ⭐⭐⭐ review and well done to our team 👏

We'll help you every step of the way making sure your mortgage is a smooth and stress-free process! Contact the Barlow Irvin Financial Services award-winning team for advice.


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Happy anniversary to Lume Jashanica who is celebrating her first work anniversary!

Lume joined our team last June as a Mortgage Advisor with our award-winning team.

Thank you for everything that you do for our clients Lume 🥳

If you're asking yourself "𝑤ℎ𝑦 𝑠ℎ𝑜𝑢𝑙𝑑 𝐼 𝑢𝑠𝑒 𝑎 𝑚𝑜𝑟𝑡𝑔𝑎𝑔𝑒 𝑏𝑟𝑜𝑘𝑒𝑟" then our latest client review is the perfect reason!

Thanks to the amazing Barlow Irvin Financial Services team for their meticulous attention to detail and for always going the extra mile - that's why clients recommend us and come back to us time after time, and because they know they're in safe hands 👏

We hope you had a great weekend! Barlow Irvin Financial Services were proud sponsors of the North West Cricket League match Doylrs v Smiths at the weekend 🏏


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Did you know that we'll help you every step of the way making sure your mortgage application is a smooth and stress-free process!

Contact the Barlow Irvin Financial Services award-winning team for advice.

On the 80th anniversary of D-Day, it’s important we appreciate the sacrifices that people in the military made to give us the lives that we have. Lest we forget.

📷 BBC

A lovely review for Lume and Jade 👏

We'll help you every step of the way making sure your mortgage is a smooth and stress-free process!

Contact the Barlow Irvin Financial Services award-winning team for advice.

Barlow Irvin Financial Services Jade Winstanley had a fantastic time at the Professionals of Wigan POW) Haydock Park Event.

Pictured here with Michèlle Stevens from Stephensons Solicitors LLP and Kathryn Park Mumford from Harrison Salmon Associates.

Happy birthday to Barlow Irvin Financial Services Client Services Manager, Kath Brady for tomorrow. We hope you have a lovely birthday weekend 🥳

Have you met Barlow Irvin Financial Services Founder and Director, Gary Oxborough?

Gary is passionate about young people having the necessary life skills.

What do you think? Should young children learn financial education as part of the school curriculum?

The Barlow Irvin Financial Services team is getting larger. Read our latest news - https://mailchi.mp/barlow-irvin.co.uk/the-barlow-irvin-financial-services-team-is-getting-larger

Happy birthday to Barlow Irvin Financial Services Mortgage Advisor, Dan Joinson. We hope you have a lovely birthday 🎉🎉

Protection Insurance includes many options that can help protect you and your family from the uncertainties that life can throw at us when we least expect them. After all, you never know what's round the corner.

Contact our Protection Specialist, Jade Winstanley for advice on 01204 304 814 or you can always send her a message on here.

Why do our clients return to us time after time? We think our latest Trustist ⭐️⭐️⭐️⭐️⭐️ review says it all!

To find out more or to arrange a meeting with our award-winning team of mortgage experts, please contact us on 01204 304 814 or send us a message on here and we'll get right back to you.

Did you know that using a mortgage broker has many benefits over finding a mortgage yourself?

Need Advice? Get in touch with Barlow Irvin Financial Services award-winning team on 01204 304 814 or contact us via the below 👇

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.

Where next for the global economy?

While the latest forecast released by the International Monetary Fund (IMF) does suggest global growth is likely to remain below its long-term historic average, the update did strike a relatively optimistic note with the organisation’s Chief Economist - https://loom.ly/nauTKSI

Are you looking to speak to expert mortgage brokers? We'll help you every step of the way making sure it's a smooth and stress free process!

Contact the Barlow Irvin Financial Services award-winning team for advice on 01204 304 814 or send us a message via the button below 👇

Did you know that using a mortgage broker has many benefits over finding a mortgage yourself?

Need Advice? Get in touch with Barlow Irvin Financial Services award-winning team on 01204 304 814 or via the link below 👇

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.

If you’re looking to sell this year, you might be wondering how to add extra value to your home before listing. It’s not always obvious, though, what are the best ways to do this, so it is easy to become fearful of sinking money into a project that might not increase the sale price.

Fortunately, research by an estate agent comparison website* has revealed some of the best things it believes you can do to have a good chance of a price boost. Here are four ideas:

𝐇𝐨𝐦𝐞 / 𝐠𝐚𝐫𝐝𝐞𝐧 𝐨𝐟𝐟𝐢𝐜𝐞

The rise of hybrid working has made home offices increasingly desirable. The research suggests that converting a spare bedroom into a purpose-made office or creating office space in the garden can provide a boost of about £9,500. At around £12,000, this can be a costly improvement, but might add around 7.5% (roughly £21,500 for an average UK house) to your home’s market value.

𝐃𝐞𝐞𝐩 𝐜𝐥𝐞𝐚𝐧

A good old-fashioned clean is a very cheap way to add value! For less than £1,000, you can make your house sparkle, and with an estimated 2.8% added to the market value of your home, a deep clean can be a great investment. Of course, if you take on the cleaning yourself, you could save even more!

𝐑𝐞𝐩𝐚𝐢𝐧𝐭 𝐚𝐧𝐝 𝐫𝐞𝐝𝐞𝐜𝐨𝐫𝐚𝐭𝐞

This isn’t guaranteed to make money since colour schemes and home décor are highly subjective. However, the research claims that a good redecoration, for a cost of about £3,000, can add 3.1% to the property’s value, which means a profit of around £6,000 for an average priced home. Focus on the rooms most in need of a freshen up to minimise costs and maximise gains.

𝐄𝐏𝐂 𝐢𝐦𝐩𝐫𝐨𝐯𝐞𝐦𝐞𝐧𝐭𝐬

Improving a lower-rated home’s Energy Performance Certificate (EPC) to at least a C rating will add about 3% to the market value. This won’t come cheap, though, with an estimated cost just over £6,000, leaving you with a possible profit of around £2,500. So, whether it is worthwhile will depend on your specific improvements and how far you can increase the rating.

*GetAgent.co.uk, 2023

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.

The interest rate used here is the lender’s default rate, their Standard Variable Rate (SVR). As the name suggests, the rate applied can change at any time, meaning that your monthly repayments could do so too.

With this type of product there isn’t usually an early repayment charge with your lender, so you can move to another type of mortgage at any time and can potentially overpay your mortgage to pay it off faster and shorten the term. However, variable rate mortgages can potentially change if the Bank of England base rate rises or falls, making it harder to budget for your repayments. There can often be better and more cost-effective deals available in the marketplace.

Need advice? Get in touch with Barlow Irvin Financial Services award-winning team.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Barlow Irvin Financial Services would like to wish good luck to all of those year 11's doing their GCSE's exams, just do your best and you'll do great ❤️

What a lovely surprise to receive gifts from another happy client. Well done to every member of our team for always 'wowing' our clients 👏

If you're looking to speak to friendly, knowledgeable mortgage and protection experts call us on 01204 304 814.

We're delighted to welcome James Westwood as the newest member of the Barlow Irvin Financial Services team. Having someone of James’ experience further reinforces our commitment to growth, and providing our new and existing clients with the best possible service for all their mortgage and insurance needs.

Welcome to our team James!

Did you know Barlow Irvin Financial Services Dan, has a chocolate Labrador called Barley, seen here with his children? He's absolutely gorgeous but does get himself into some difficult situations!

Brilliant service from the team at Barlow Irvin. I cannot thank them enough for everything they have done, I dealt with Gavin, Lume and Jade who were all tremendous. They even sent a completion gift and card which was lovely. Very highly recommend if you’re needing financial services!

Curtis B has just posted a 5 star review on Google Brilliant service from the team at Barlow Irvin. I cannot thank them enough for everything they have done, I dealt with Gavin, Lume and Jade who were all tremendous. ★★★★★

Are you a looking to apply for a mortgage or perhaps review your current deal?

We'll help you every step of the way making sure it's a smooth and stress free process. Contact the Barlow Irvin Financial Services award-winning team for advice on 01204 304 814 or via the button below 👇

My whole experience with Barlow Irvin was fantastic. I would firstly like to say a big thank you to Lume for her committed effort to help me with purchasing my property. I would not have been able to do it without her! I found it really easy to contact Lume and Lume was able to explain all the steps in a simple and concise manner to help me understand. Lume's determination to not give up was outstanding as there were times throughout the process where I thought it would not be possible. Lumes ability to find a mortgage that suited me to the T was amazing. Lume made buying a house easy and that's what makes her so good at what she does. I will never purchase another property again without Lume and Barlow Irvin. I can not thank her enough! Excellent all round 👏.

Butrint D has just posted a 5 star review on Trustist My whole experience with Barlow Irvin was fantastic. I would firstly like to say a big thank you to Lume for her committed effort to help me with purchasing my property. ★★★★★