Tarvos Wealth

Are you a firm of accountants?

Do you have a client that has excess cash in their business? Are they looking to buy commercial property?

We provide independent, regulated financial advice.

Visit our Craven Street Wealth website to find out more about how we can work with you to support your clients.

https://bit.ly/39sqEfp

If you have never invested before and haven’t spent time with an adviser, it can sometimes be daunting. That is why we’ve put together a guide to help understand how we can work together, even before we meet.

Of course, if you have any questions before you book an appointment, don’t hesitate to contact us.

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The ongoing political uncertainty and the cost-of-living crisis is really impacting clients’ budgets, but financial advisers are well acquainted with dealing with change and planning for uncertainty.

The value of having a sound financial planning strategy in place and the reassurance of a trusted financial planner to focus on your long-term goals can help to provide you with peace of mind when you need it most. Give us a call on 0330 320 9280.

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In this climate of uncertainty, it is sometimes necessary to make discretionary changes to your funds. We ensure we make changes in your best interests and to ensure we keep your funds performing and in line with your aims and expectations.

Your funds are managed on a daily basis to ensure they are working as hard as possible for you.

To find out more about how your funds are managed, talk to one of our advisers.

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A recent article in IFA Magazine talks about how, when households face cost of-living challenges like we are now, that some may be tempted to consider cancelling their income protection insurance.

It is more important than ever, during periods of economic uncertainty, that households keep income protection policies in place. If you do not have a policy in place, contact us and we'd be happy to discuss the options with you.

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Keeping focused on income protection during the cost-of-living crisis - IFA Magazine Peter Dunn, Head of Intermediary Relationships at specialist insurer Dentists’ Provident, looks at the importance of maintaining income protection insurance

We have the expertise and can work with you to put plans in place to pass more to your family and loved ones in the event of your death. This will help you to leave more of a legacy to your future generations, without significant tax implications for our estate. https://bit.ly/3zPzYoo

Contact us to find out more.

Happy New Year!

Have you got any financial New Year's resolutions? Why not think about the things you put off last year, like investing?

If you are thinking of investing for the first time, this guide from the MoneySavingExpert.com might be useful. It takes you through the 10 things you need to know about investing, including what and where to buy, and how much risk to take.

Read more here or contact us to talk to one of our advisers: https://bit.ly/3WdODp2

Happy New Year to all our clients, colleagues, friends, and family as we head into 2023.

This year was an exciting year for us as we were acquired by Kreston Reeves Financial Planning part of the Craven Street Wealth group.

In the new year we will transition fully to the Craven Street Wealth brand, and our newly branded offices have already started to reflect this change.

We will be back in the office on Tuesday 3rd and we're looking forward to welcoming you to our new-look Canterbury offices in the new year.

If you wish to find out more about follow our Craven Street Wealth Facebook profile.

Wishing our clients, colleagues, family, and friends a very Merry Christmas.

It has been an exciting year for all of us at Tarvos, as we were acquired by Kreston Reeves Financial Planning, part of the Craven Street Wealth group.

However, it has been difficult for many people across the country as the financial crisis worsens. Our commitment is that we will remain by your side, in good and in difficult times.

Wishing you a relaxing and merry holiday season. We will close at 5pm today and will be back in the office at 9 am on Tuesday 3rd January.

If you wish to find out more about Craven Street Wealth, follow our Facebook profile here: https://bit.ly/3Vcg1Cx

We can help you if you are looking to manage, protect and grow your wealth.

Our advisers can provide independent advice on general financial planning areas such as investments and wealth management, retirement income planning, and more specialist areas such as trustee investments, inheritance tax planning, and care fees funding.

Contact us to find out more: https://bit.ly/3vbGe9R

When we first meet you, we undertake a comprehensive review of your situation, what you want to achieve, what type of investments you are comfortable placing your funds into, and we identify what your plans are for the future.

We then map out a plan and recommend a strategy that suits you best and to try and make sure we meet your needs. Because we are completely independent of any bank, investment, or life assurance providers, we are able to recommend only the best solutions for you based on your specific ambitions.

Get in touch with us: https://bit.ly/3vtWO3q

What happens to my pension if I get divorced?

The no-fault divorce implemented in April now means the divorce process is much quicker than before. It is important during this time that you prioritise arrangements for your children, and your financial affairs. And it is important to ensure your pensions don't get overlooked.

Here are some top tips from Money Savings Expert when considering what to do with your pensions: https://bit.ly/3PP1wDF

Of course, we can talk you through these options and more. Get in touch with us.

Our advisers have particular strengths in dealing with complex arrangements.

However, our aim is to make things simple for clients. We make sure we talk to you in a way that suits you. We understand that not everyone is the same, so we adapt our approach to ensure you get the best advice you need in the most appropriate way.

Get in touch with us: https://bit.ly/3vtWO3q

In a recent Legal Futures article, our Director and Chartered Financial Planner, Ruth Dolan, talks about broader planning aspects lawyers can consider when taking on a client's will instruction:

· Pensions: What options are available on death for beneficiaries?
· Inheritance tax: What planning can be considered when assets exceed the inheritance tax threshold?
· Ill health: How pension schemes can help get the best outcome for the client and their family.

We work alongside a number of solicitors, helping to provide their clients with independent and impartial financial advice, and finding the best outcomes for them.

Read more in Ruth's article here: https://bit.ly/3HFfpT0

Meet Ruth Dolan, Director here at Tarvos Wealth

Ruth has worked in the Financial Services industry since 1996. Qualified as a Chartered Financial Planner, she has been providing independent financial advice since 2004. She provides excellent advice on a range of areas including taxation and investment planning, retirement planning, and protection planning.

Find out more about Ruth here: https://bit.ly/2NIzsGC

Tarvos Wealth is a firm of independent advisors so we are free to recommend a range of investment options from across the market.

Our highly qualified investment team maintain a broad range of investment solutions to better serve and meet your needs. Contact us today. https://bit.ly/36fqRRh

Did you know that we work closely with professionals in the law and accountancy industry, providing complimentary services? Our senior advisers have decades of collective experience working with local lawyers and accountants.

If your law or accounting firm needs the support of financial planners for your private clients, don't hesitate to get in touch with us today. https://bit.ly/39sqEfp

Are you a solicitor based in the Southeast? We have a history of great working relationships with solicitors working in family law, and trusts and estates.

Our team can work as an extension of your firm with seamless service for your clients. We would love to get to know you. Get in touch with us now! 01227 761177

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An area that our advisers specialise in is retirement. This is an area that comes with many complexities, and to counter this we have a page full of FAQs on our website.

These cover the ins and outs of retirement income planning, what you need to consider and how to plan better for your financial future. Read the FAQs here: https://bit.ly/3SAJmoV

Have you ever thought about speaking to a financial adviser, but you don't know where to start?

MoneySavingExpert.com suggest 4 initial questions to ask. Trusting your financial future with someone is a big step, so you have every right to ask questions and make sure you're confident in your decision. Read more here: https://bit.ly/3TRyEvi

The Bank of England expect the rate of inflation to peak at 11% this month. If inflation continues to rise, it could affect your long-term income if you are retired. Here are some questions that will help you to think more proactively about your financial position:

1. What income do you need and are your expenses reasonable?
2. Will your income sources increase in line with inflation?
3. What drawdown options are available as additional investment opportunities?
4. What cash savings do you have and what savings options will help reduce the effects of inflation?
5. How regularly do you meet with your financial planner to review your finances?

Get in touch if you need to speak with one of our financial planners. https://bit.ly/3vtWO3q

It's Good Money Week, a national campaign that raises awareness about banking, pensions, and investments. It encourages people from all walks of life and levels of income to speak with a financial adviser.

It also encourages companies to realise the benefits of sustainable and ethical investment and finance. We put the interests of our clients at the heart of our business. We support Good Money Week. https://bit.ly/3Cyly02

Check out this article by the BBC News giving news and updates about the growing problem of inflation and the cost of living in the UK.

Read more here: https://bbc.in/3Sqq5ar

Here at Tarvos Wealth, we provide honest, and unbiased advice on the complex topics of financial planning. We spend time with our clients, learning which of our services could be in their best interests when trying to achieve their financial objectives.

If you ever find yourself in need of friendly and professional financial experts, be sure to get in contact with a member of our team. https://bit.ly/3vtWO3q

The chancellor, Kwasi Kwarteng, has announced a sweeping package of measures in his mini-budget, including a swathe of tax cuts that will have a huge impact on millions of people’s finances. Thorough article from The Guardian that looks at what the main announcements mean for our finances.

Mini-budget 2022: what does it mean for your money? https://bit.ly/3f2gmIz

According to Quilter Cheviot's September market commentary, the pound experienced its worst monthly fall since the results of the Brexit referendum were revealed in 2016. This did however mean that UK-based investors with dollar-based assets were again shielded from the declines due to a significant sterling depreciation. Read more here: https://bit.ly/3DLFQ7B

On Monday 19th September, Tarvos Wealth will be closed for the Bank Holiday that marks the day of The Queen’s State Funeral. We will reopen again at 9 am on Tuesday.

Capital Gains Tax can eat into your profits if you leave your investments for long periods.

We provide annual reviews to ensure your investments remain suitable for your requirements and circumstances, as well as managing the portfolio. https://bit.ly/3zPzYoo

Today is National Pension Awareness Day.

It is extremely important that your pension plans are regularly reviewed to ensure that they are performing as expected, and that you are aware of any changes that may need to be made to meet your expectations at retirement.

We are able to provide advice on personal pensions (old and new) as well as Self Invested Personal Pensions (SIPPs). Get in touch with one of our financial planners. https://bit.ly/3mPrwCl

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Tarvos Wealth is a firm of independent advisors so we are free to recommend a range of investment options from across the market.

Our highly qualified investment team maintain a broad range of investment solutions in order to better serve and meet your needs. Get in touch with us today.

https://bit.ly/36fqRRh