Joe Lambert Cemap - Just Mortgages

Mortgage Appointments Available All Bank Holiday Weekend! 🏡

🔸 If you’re looking at purchasing your first property & want assistance with the whole process!

🔸 Your fixed rate is coming to an end on your current mortgage within the next 6 months!

🔸Considering purchasing a Buy to Let* investment & need assistance with figures

🔸 Or maybe your life insurance policy needs reviewing / updating

✅ Appointments available at a place that suits you; My office, your home, a coffee shop or telephone!

✅ Personal experience – You’ll have my personal mobile for all contact!

✅ Appointments available evenings and weekends

📞 07379 020030
📧 [email protected]

**********************

YOUR HOME MAY BE RESPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
*Most Buy to Let mortgages are not regulated by the Financial Conduct Authority
Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345
Approved by The Openwork Partnership *23/5/2024

“What will my monthly repayment look like” is a very common question I get asked 🏡

With the average price for a leasehold flat in Brentwood & surrounding area being circa £300,000 I have detailed below what your monthly repayments may look like!

📞 07379 020030
📧 [email protected]

*Subject to your circumstances, criteria, eligibility, credit & affordability *

🏡 Are your mortgage options complex? 🏡

Whether you're a CIS contractor, have poor credit, facing visa issues, or on a zero hour contract, I’ve got you covered!

Let's find the perfect mortgage for your needs!

🔸 Flexible appointments, both home and remote to suit you. Including evening & weekends

🔸 Personal service! You’ll have my personal mobile number, contactable most hours and won’t be passed onto a call centre or admin!

🔸 Local broker wanting to work with local people!

⭐️⭐️⭐️⭐️⭐️ 5 star reviews online

Joe Lambert Cemap - Just Mortgages
📞 07379 020030

📧 [email protected]


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 05/07/2024

Interest rate cut!! 🏡

Some really positive news just released, what does this mean for mortgage interest rates?

📞 07379 020030
📧 [email protected]

://apple.news/AjgDu4vJPTx-FmbAcKfq4KA

Bank of England finally cuts interest rates - what it means for your mortgage and savings — The Mirror The base rate - which influences how much banks charge you when you borrow money - has today been cut by the Bank of England from 5.25% to 5%

⏰ Flexible Mortgage Appointments for my clients! ⏰

As a self-employed mortgage broker, I understand your hectic schedule! 🤯

Whether it’s working night shifts, looking after the kids, or also running your own business. I understand! That's why I offer flexible appointment times to fit your needs. Whether it's early morning, late evening, or weekends, Id love to help!

🔸Flexible appointments, both home and remote to suit you. Including evening & weekends!

🔸 Personal service! You’ll have my personal mobile number, contactable most hours and won’t be passed onto a call centre or admin!

🔸Local broker wanting to work with local people!

🔸 5 star reviews online ⭐️⭐️⭐️⭐️⭐️

📞 07379 020030
📧 [email protected]
Joe Lambert Cemap - Just Mortgages


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 05/07/2024

Is your fixed term mortgage coming to an end within the next 6 months?

Most people don’t realise but you can start exploring your options up to 6 months before your intial rate ends to secure a good rate!

📞 07379 020030
📧 [email protected]

🔧 Mortgage Options for CIS Contractors! 🔧

Are you a CIS contractor in Brentwood, Chelmsford and surrounding? 🧱⚡️

Finding the right mortgage can be complex if you are searching yourself!

It doesn't have to be hard. I specialise in helping CIS contractors secure the best mortgage deal suited to you!🏡

🔸Flexible appointments, both home and remote to suit you. Including evening & weekends!

🔸Personal service! You’ll have my personal mobile number, contactable most hours and wont be passed onto a call centre or admin!

🔸 Local broker wanting to work with local people!

🔸 5 star reviews online ⭐️⭐️⭐️⭐️⭐️
Joe Lambert Cemap - Just Mortgages

📞 07379 020030
📧 [email protected]

************************************


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Just Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 05/07/2024

Not just helpful with mortgages! I can assist with a panel of home insurers to 🏡

Another happy client 👍

Another great review this week ⭐️⭐️⭐️⭐️⭐️

Some really good reviews this month 🏡

I’ve been lucky enough to have a 100% success rate with every client who has required mortgage advice!

May the reviews continue ⭐️⭐️⭐️⭐️⭐️

Mortgage Appointments Available All Bank Holiday Weekend! 🏡

🔸 If you’re looking at purchasing your first property & want assistance with the whole process!

🔸 Your fixed rate is coming to an end on your current mortgage within the next 6 months!

🔸Considering purchasing a Buy to Let* investment & need assistance with figures

🔸 Or maybe your life insurance policy needs reviewing / updating

✅ Appointments available at a place that suits you; My office, your home, a coffee shop or telephone!

✅ Personal experience – You’ll have my personal mobile for all contact!

✅ Appointments available evenings and weekends

📞 07379 020030
📧 [email protected]

**********************

YOUR HOME MAY BE RESPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
*Most Buy to Let mortgages are not regulated by the Financial Conduct Authority
Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345
Approved by The Openwork Partnership *23/5/2024*

Let’s hope mortgage interest rates follow shortly!

UK inflation falls by less than expected to 2.3% — The Guardian Smaller annual drop in April than forecast could delay Bank of England interest rate cut

Meeting clients at a place they feel comfortable discussing their mortgage needs 🏠

On this occasion, Pret ☕️

Discussing your mortgage needs doesn’t always need to be from a big scary office!!

Great news at last! 🏠

A turn in interest rates could be in the horizon 🤞

UK exits recession with fastest growth in two years — BBC News The economy grew by a stronger than expected 0.6% in the first three months of the year.

A lot of people asking this very question!

1. Borrowing is more expensive:

“Higher mortgage rates loom as Bank of England adjusts base rates. Expectations shift as markets anticipate committee decisions. Fixed-rate mortgages rise as borrowing costs increase. Stay informed as the Monetary Policy Committee meets this Thursday.”

2. Lenders don’t want to many customers!

“Mortgage rates see a slight bump, but not a repeat of previous spikes. Global economic uncertainties and lender strategies play a role. Despite some hopes for consistent drops, rates remain competitive. For new buyers and remortgagers, costs may edge up compared to a year ago. Stay informed about evolving market trends.”

3. What the Bank of England says has a big impact!

“The Bank of England’s decisions heavily influence mortgage rates. Speculation about rate changes creates uncertainty for borrowers. Acting before fixed deals expire can save money. Don’t wait for rates to drop further; seize good deals now.”

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Why mortgage rates are going up, not down — BBC News The cost of a new fixed mortgage has risen in recent days, defying many homeowners' hopes and expectations.

The increase in first time buyers purchasing in Chelmsford last month was amazing. Proving to be much more affordable then Brentwood, Upminster and surrounding areas, but still commutable! 🏠

Don’t be nervous or worried about purchasing your first property, I will do the work for you and assist throughout!

🔸Appointments available from your home, my office, remote or a coffee shop that suits you!

🔸 Local broker, wanting to work with local people!

🔸 ⭐️⭐️⭐️⭐️⭐️ Reviews online!

📞 07379 020030
📧 [email protected]

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Approved by The Openwork Partnership 29.04.24
Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD. Registered in England No. 2412345

Final few hours of working remotely 🏖️

Back to the office tomorrow where the work continues.

Lovely office views this morning! ☀️

Lots of phone calls from more clients and catching up on emails this week 🏠

Working from a local coffee shop this morning processing applications for first time buyers!

🔸 Local broker, wanting to work with local people!

🔸 ⭐️⭐️⭐️⭐️⭐️ Reviews online!

Shared ownership is a great way of getting on the property ladder without it costing a fortune! 🏡

You start by owning a small percentage of your property, and overtime you can buy more shares!

What is a shared ownership mortgage and how does it work? — Metro Getting on the property ladder might be a little easier than you think.