3 Counties Mortgage Services

Home renovations can be expensive... so how do you go about funding one?

Here are some ways in which you can do so via your mortgage:

💡A further advance - Borrow additional funds from your current lender at today’s rates. This can be a good option if you are currently tied into a fixed rate and do not wish to pay any early repayment charges on your current mortgage.

💡Remortgage - Replace your current mortgage with another lender and increase your borrowing.

💡A second charge - if you are tied into your current mortgage deal but a further advance is not an option, then a second charge could be.

Get in touch with our team

☎️0800 024 6180
📲 07887495983
📧[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

We do not give advice on second charges but offer a referral for this service.

What is a Mortgage Broker and what do they do?

A mortgage broker is an accredited professional who helps borrowers find the best mortgage deal for their needs and circumstances from a range of lenders.

A mortgage broker can save money, time and stress. They’re worth their weight in gold because they know key details about lenders criteria. If a buyer was purchasing through a particular scheme or buying a flat above a shop, for example, they would be able to recommend specific lenders.
Mortgage brokers can also help borrowers with unique circumstances, such as bad credit or living abroad.

Mortgage brokers find and vet mortgages, manage the process, deal with the paperwork, coordinate with relevant parties. They match borrowers with the best possible rate and terms.

Quite often brokers are flexible with their working hours and will do their very best to accommodate appointments around hectic and busy lives.
The key is to use a broker who you feel comfortable with. Estate agents often recommend their inhouse mortgage brokers, or sometimes state you must use them to move forward with the house purchase, but this is not true.
You can use whichever mortgage broker choose.

In a nutshell -
We at 3 Counties Mortgage Services can match home loan seekers with lenders offering the most appropriate loans for their needs. We save borrowers an enormous amount of time and effort (and possibly money) relating to the mortgage process.

If you would like to discuss your mortgage/ remortgage and would like to understand your lending limits and the general buying process, then please get in touch.
We are always more than happy to help.

Get in touch with our team

☎️0800 024 6180
📲 07887495983
📧[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Looking to begin your journey on the property ladder as a First Time Buyer?

We could help you navigate the mortgage market and source a deal that’s right for you.

Get in touch with us today to see if we could help

☎️0800 024 6180
📲 07887495983
📧[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

How has this happened?

No fr 😂

Now more than ever we want to feel in control of our finances.

Which is why having someone to guide you through remortgaging, and what options are right for you, is crucial as it may help you save a bit of money.

call 0800 024 6180 to find out how we can help.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Sunday funday

Are you covered if your children need time in hospital?

Recent research from MetLife UK shows a large gap in income protection*. Over half of working parents don’t have a financial plan in place if their child experiences illness or injury.

Get in touch to discuss your options.

☎️0800 024 6180
📲 07887495983
📧[email protected]

*https://protectionreporter.co.uk/metlife-uk-reveals-over-half-of-working-parents-dont-have-a-protection-policy-for-their-kids.html

Selecting a mortgage is an important decision, especially when it could help you save money, which is why we’re here to help you understand how they work, and which option is right for you.

Arrange a chat with a member of our team to learn more, whether it’s a remortgage or a first home, we’re here to help.

Get in touch with our team

☎️0800 024 6180
📲 07887495983
📧[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Are you considering moving home this year?

We know there may be a ton of factors you’re considering while looking for your dream property.

Whether you’re on the hunt for more green space, or want to save money, why not chat to our team who can talk to you about your current affordability, so you can have an idea of how much you can realistically afford?

Get in touch with our team

☎️0800 024 6180
📲 07887495983
📧[email protected]

PLEASE LIKE & SHARE

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

This receipt will show you how much it will cost YOU to help me.

💔What would *you* do if you were alone and had a heart attack?💔
1. Take a 2 minute break and read this:
Let's say it's 5:25 pm and you're driving home after an unusually hard day's work.
2. You are really tired and frustrated.
All of a sudden you have chest pains. They are starting to radiate in your arm and jaw. It feels like you’re being stabbed in the chest and heart. You're only a few miles away from the nearest hospital or home.
3. Unfortunately you don't know if you can make it..
4. Maybe you've taken CPR training, but the person running the course hasn't told you how to help yourself.
5. How do you survive a heart attack when you're alone when it happens? A person who is feeling weak and whose heart is beating hard has only about 10 SECONDS!! before losing consciousness.
6. But you can help yourself by coughing repeatedly and very strongly! Deep breaths before every cough. Coughing should be repeated every second until you arrive at the hospital or until your heart starts to beat normally.
7. Deep breathing gives oxygen to your lungs, and coughing movements boost the heart and blood circulation. Heart pressure also helps to restore a normal heartbeat. This is how cardiac arrest victims can make it to the hospital for the right treatment.
8. Cardiologists say if someone gets this message and passes it on to 10 people, we can expect to save at least one life.
9. Instead of posting memes, you're helping save lives by spreading this message.
♥️ COPY (hold your finger down on the screen over this message, click on the text until it’s all highlighted, then select copy, go to your own page and where you normally want to write, hold your finger down again and then select paste)♥️IT♥️SAVES♥️LIVES♥️

Another lovely customer review received yesterday

Can we help you save money on your mortgage?

You may choose to put what you save towards, for example – your life & critical illness protection, pay your mortgage off quicker, a home improvement, or a luxury holiday.

Get in touch

☎️0800 024 6180
📲 07887495983
📧[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

I hope not!!

🤣🤣🤣

This made me laugh!

Agghhh!!!😂

I was more of a hot chocolate person myself…

Porting allows you to keep your current mortgage terms, including the interest rate and repayment conditions, which can be advantageous if you have a competitive rate or favourable terms that you want to retain for your new property. 🏡

Porting your mortgage can help you avoid early repayment charges that you might incur by paying off your existing mortgage early and taking out a new one. This can save you money, especially if you're still within a fixed-rate period.

If you require additional borrowing on top of your ported mortgage it's possible to have a secondary mortgage alongside it, and where possible they can require remortgaging at the same time so at that point you can move onto a single mortgage.

Want to know more?

Get in touch with me!

☎️0800 024 6180
📲 07887495983
📧[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Is it just me thinking this?

An AIP (agreement in principle) for a new mortgage, gives you a clear picture of your borrowing potential, making house hunting more focused and efficient 🏡

Let's get you pre-approved, so you can shop with confidence and make your dream home a reality.

Contact us today to start the process! 👇

📞 0800 024 6180
📧 [email protected]
💻 www.3cms.com

Your home may be repossessed if you do not keep up repayments on your mortgage. A fee may be charged for mortgage advice. The exact amount will depend on your circumstance.

Is your family growing? Is it time to change that spare room into an extra bedroom?

How can a homeowner loan help?

Low rates
All credit history is considered
Longer repayment terms
Can help improve your credit rating
Give our friendly team a call on 0800 024 6180 or email [email protected] to see how we can ASSIST YOU!

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Your mortgage is most likely the biggest financial commitment you will ever take on.

Don’t allow a change in your circumstances to leave you unable to meet payments…

Make sure you are covered by a specialist insurance product.

Learn more here: 0800 024 6180

Take the stress out of mortgage planning

Do you know the difference between a fixed and a variable mortgage? Have you heard of ‘loan to value’? Are you curious about what help is available for first-time buyers? Or are you a supportive parent who wants to help your loved ones with their first purchase?

Get in touch

☎️0800 024 6180
📲 07887495983
📧[email protected]

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. You may be charged a fee for mortgage advice.

Did you know that a secured loan can help pay for home improvement work?

Whether you want to install a new kitchen, bathroom, or even build an extension – there are so many options when it comes to improving your home, and it all starts with arranging a chat with our team.

Call 0800 024 6180 or email [email protected] to talk through your options.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Come on England!
Personally not 100% convinced about the defence… and not sure why we only have 5 midfielders and 10 forwards… but hey … I’m a mortgage broker not an international football manager !

You should never underestimate the solicitor you choose to help you purchase a house 🏠

Not just for the quality of service they provide, but how they interact with your mortgage advisor and estate agent 💬

We can proudly say we have a experienced and trusted solicitors who we can recommend to you 👨‍⚖️

These are solicitors that we work extremely well with, ones who we can pick up the phone to if anything needs urgently chasing, and who will keep us up to date as your case progresses ✅

When it comes to your remortgage you may be assigned a solicitor by your mortgage lender, but again these are ones that we are familiar with and will be able to communicate with on your behalf to ensure the process is progressing to the timescales needed.

Before you make a decision on your solicitor speak to us first and we’ll make sure you find one that’s the right fit 👍

Get in touch with our team

☎️0800 024 6180
📲 07887495983
📧[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.