Enigma Mortgage Solutions

🌟 Great start to the day, another 5 star Google review! 🙌✨🏠

🌟 Big thanks to Matthew for the amazing 5-star Google review! This means the world to me. I'm thrilled to hear you had a great experience! 🙌✨

This weeks mortgage jargon is: Decision in principle.

Also known as an agreement in principle), this is an indication of how much you could borrow from a mortgage provider. It's based on your income details and expenditure as well as a soft credit check. It shows an estate agent that you’re in a good position to buy a property.
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Feel free to get in touch
☎️07881 545164
✉️[email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage.

Dreaming of homeownership but feeling overwhelmed by saving for a deposit?

Don't worry, you're not alone!

Consider automating your savings - it's a game-changer! Set up a standing order to your savings account each month.

Need more personalised advice? Let's chat!
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Feel free to get in touch
☎️07881 545164
✉️[email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage.

🏡🌞 Spring Housing Market Update! 🌞🏡

My latest blog dives into how the housing market is shaping up. 🏠🔍

✨ Buyers are back! Sales were up 12% year-on-year in April.

🏡 Sellers on the rise! Projected 1.1 million completions in 2024.

📉 Prices stabilising?: Small 0.2% drop nationally.

📊 Discounts shrinking: Average discount reduced to £10,000.

Curious about the details? Dive deeper into the trends and forecasts in our full blog post! Click here to read more: https://www.enigmamortgagesolutions.co.uk/Housing%20market%20%E2%80%93%20a%20spring%20update

Have any questions or thoughts on these trends? Share them in the comments below, and don’t forget to tag friends who might find this update useful!

Housing Market - A Spring Update Enigma Mortgage Solutions

🌟 Exciting News! 🌟

Hey everyone! I'm thrilled to announce that my new website is officially LIVE! 🎉✨

Check it out here: https://www.enigmamortgagesolutions.co.uk/

I'll be regularly posting blogs on the latest trends and insights in the mortgage and protection world. Whether you're looking to buy your first home, remortgage, or explore protection options, there's something for everyone.

I appreciate all your support and for sharing and liking my posts!

Struggling to understand LTV?

LTV stands for Loan-to-Value ratio, indicating the percentage of the property's value that you're borrowing. Aim for a higher deposit to lower your LTV and potentially secure better mortgage rates.

Questions? Drop a comment below!
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Feel free to get in touch
☎️07881 545164
✉️[email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage.

🌞☕️ Happy Friday, everyone! Starting my bank holiday weekend off with a breakfast at the new The Lofty Cafe . I'd recommend it if you’re looking for a new place to try! What are your plans for the long weekend?

Hey homeowners and future buyers!

Saving for a deposit but unsure where to start? Let's break it down.

A deposit is the upfront payment you make when purchasing a home. Start by setting a budget and accounting for it each month as soon as you get paid.

Need more tips? Either wait to see more or reach out!
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Feel free to get in touch
☎️07881 545164
✉️[email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage.

So, let's talk about what I actually do!

If you ever wondered what I, or any mortgage advisor does, the best way to explain it is they are your financial Sat Nav, guiding you through the twists and turns of the mortgage process helping you secure a mortgage tailored to your bespoke needs!

If you'd like to hear more on what it is us mortgage advisors do, give me a follow!

Feel free to get in touch
☎ 07881 545 164
📧[email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

I know the mortgage process can be one that's hard to understand at times but here's how I would explain APRC:

Annual Percentage Rate of Change shows you the total cost of a mortgage, including fees, over the full term of the mortgage.

Feel free to get in touch
☎07881 545 164
📧[email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you struggling with how to properly save a deposit up for your first home?

Looking for as much help and advice as you can, with realistic tips and hints?

Then keep your eyes glued to my page for advice on saving for a mortgage without giving up on Netflix, coffee and avocado on toast!

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Feel free to get in touch
☎️07881 545164
📧[email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage.

This weeks mortgage jargon phrase is: Base Rate

The base rate is set by the Bank of England and determines the interest rates the UK banks charge on savings and borrowing money.

Feel free to get in touch
☎ 07881 545 164
📧 [email protected]

Your home may be repossessed if you do not keep up repayments on your mortgage.

📰 Unlocking Mortgage Rate Mysteries: Your Bank Holiday Weekend Read!"

I've been getting a lot of questions about how lenders set their mortgage rates, especially with rumors swirling about a possible decrease in the Bank of England base rate? 🏦

If you've got a few spare minutes, this article in
'This Is Money' offers a useful overview of mortgage rates and sheds light on how factors such as swap rates influence them. 🔎

www-thisismoney-co-uk.cdn.ampproject.org

I understand that in the world of mortgage advice, lots of jargon is used that often confuses the situation rather than simplify!

I'm going to run through some jargon to make your home buying experience just a little bit smoother!

Feel free to get in touch
☎07881 545 164
📧[email protected]

Your home may be repossessed if you fail to keep up repayments on your mortgage.

🏡 The 1st mortgage offer issued this week!! This was for an applicant where another mortgage broker had struggled to find a lender.

🎉 Are you dreaming of owning your own home but struggling to navigate the complexities of securing a mortgage? We've got you covered!

🔍 Have you been told no by your bank? No problem! 💰 Our team specializes in handling intricate financial situations, ensuring that your dream of homeownership becomes a reality.

💼 As your trusted mortgage advisor, we'll work closely with you to package your application in a way that meets the lender's requirements, making the process smooth and stress-free.

📞 Don't let a complex financial situation stand in the way of your homeownership goals. Reach out to us today to learn more about how we can help you secure the perfect mortgage for your unique needs. Let's turn your dream home into a reality!

Your home may be repossessed if you do not keep up your repayments on your mortgage

🏠

🐰 Hope the Easter bunny was generous with the chocolate treats!

ElsiesStar - Etsy Shop items by ElsiesStar.

Now now then everyone!

Do you need to remortgage in 2024?

Take a peek at this article put together by The Telegraph, offering a guide to remortgaging in 2024. It's got some great insights. 🏠💬

Everything you need to know about remortgaging in 2024 Plus, use our calculator to work out how much your new deal will cost

🏡✨ Ey up!! I'm thrilled to announce the rebranding of my mortgage business! Introducing Enigma Mortgage Solutions

At Enigma, we're not just yer run-o'-t'mill mortgage lot, we're r**t friendly partners in gettin' you into that dream house of yours! 🤝 Whether you're a first-timer, looking for a bit o' refinancin', or fancy a go at property investin' - we've got the perfect solution, wrapped up Yorkshire style, just for you!

🔑 Why pick Enigma Mortgage Solutions?

🤗 Home, Sweet Home: We're not about shovin' you into just any mortgage; we're all about finding the r**t fit for you! Your brass, your style - we get it, and we've got you sorted.

🌟 Options Galore: Imagine a proper buffet of mortgage options. Aye, we've got that! Our connections with top-notch lenders mean you get the best choices and rates in town.

🤓 No Mortgage Waffle: Mortgages sound like a load of blather, don't they? Not with us! We'll break it down, answer your questions, and guide you through everything. No bafflin', just plain speak!

💖 Personal Touch: You're not just another punter; you're part of the Enigma family. Expect a friendly, warm welcome that makes the mortgage process feel as easy as suppin' a cuppa.

🌈 No Hidden Surprises: No magician's tricks 'ere - just straight talk! We believe in clear communication, no hidden fees, and makin' sure you feel r**t confident every step of the way.

🎉 Let's make homeownership a r**t good one! 🏡💖

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🎄 Merry Christmas and a Happy New Year to all you lovely folks! 🎉

Massive thanks to everyone who trusted me with their mortgages and mortgage protection in 2023. Your support means the world. 🏡🌟

I'd also like to give a heartfelt shout out to all the fantastic folks who've been liking & sharing my page! 🙌🥂

📣Exciting news: I'm gearing up for a rebrand in 2024! Can't wait to share the journey with you.

Mortgage Broker

Is it time to review your mortgage options? 🏡

Using separate bank accounts can help you organise your money and reach your financial goals. 💷

Don't wait until it's too late, protect the ones that matter the most 💓

Approved by The Openwork Partnership on 11/05/2023

Just Mortgages is a trading style of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Don't just take my word for it, read what my clients have said! ⭐⭐⭐⭐⭐

Organise your life around your dreams, and watch them come true 🧹🏠

You can't predict the future, but you can prepare for it. Don't leave yours and your families future down to chance. 🔮

Give your family peace of mind, knowing they will be protected should the worst case happen to you👪