Evolution Private Finance

First-time buyers should keep an open mind while searching for their dream home. Bear in mind the resale value of your home too.

Watch out for all your income sources, which can potentially enhance your affordability.

Happy Father’s Day!

House sales recover, and prices begin to stabilise, meaning less room for negotiation.

The housing market is more bustling, offering more options for homebuyers. More options mean more negotiation power in the buyer's hands.

The upcoming general election is expected to have a minimal impact on the housing market. Stable policies should keep confidence high amongst buyers and sellers, making the process less stressful!

Mortgage tip: Your credit score matters! A higher score opens doors to better deals. Check our latest blog for tips on boosting your score.

LTV, or Loan-to-Value, demystified.

Start with a Mortgage in Principle before house hunting. This narrows your search and makes the process smoother.

As you may know, this is a cause close to my heart, and I am proud not only to take part, but to sit on the fundraising committee.

Join your local relay heroes as we unite to celebrate survivorship, remember loved ones and show that together we are beating cancer. We have so much to see and do, even if you can't take part
Most people have heard of Race for Life, but have you heard of Relay for Life?

To raise money for Cancer Research UK, we will walk around Pontypool Park for 24 hours. Team members pass the baton to each other and raise money by being sponsored to walk around the park, come rain or shine, we will be lighting up Pontypool Park with the spirit of hope.

Relay For Life celebrates the power of community fundraising in the fight to beat cancer. Teams of friends and family fundraise for life-saving research, then unite as a community at a weekend festival to honour everyone affected by cancer and celebrate the progress we’ve made in research.

We will have music from SW20, including a silent disco in the evening. There will be craft stalls, food vendors, a dog show, and themed laps (which are hilarious). We have afternoon tea for our survivors to celebrate their journey, and each one of them is truly special. We will have music provided by many talented individuals and choirs.

11 am Saturday the 6th of July sees us starting off on our first lap - Come and cheer us on

At 9:30 p.m., Relay for Life will briefly pause for the Candle of Hope ceremony. All survivors, relayers, supporters, and visitors are invited to gather at the Bandstand in Pontypool Park—a poignant moment to pay tribute to every life touched by cancer.
Candle Bags will be available for decoration and dedication, honouring those lost, those on their cancer journey, or celebrating survivors.

11 am on Sunday the 7th of July, we complete our final lap - Come back to cheer the teams for making it through the night, without stopping, without failing to do all they can to beat cancer.

This really is an event not to be missed, and we need your support, as together, we will beat cancer!

Cant make it? Then please donate what you can https://lnkd.in/eVsxrhQK

Deposit explained: While 10% is a standard, some lenders may accept 5% or even 0%. Bigger deposits often mean lower interest rates. Find your best fit.

First-time buyer tip: Explore government-backed mortgage schemes at www.ownmyhome.gov.uk. For expert advice, consult a Mortgage Broker.

Why limit your options? Contact us today for bespoke advice and access to the best deals on the market.

Eid Mubarak!

Transparency and full disclosure go a long way in helping you secure a mortgage. Read our latest blog to find out more: https://evolutionprivatefinance.blogsandsocial.co.uk/mortgage-affordability/

Most mortgage lenders have their own ethical standards to ensure you can comfortably afford your mortgage. Delve into our new blog to learn more: https://evolutionprivatefinance.blogsandsocial.co.uk/mortgage-affordability/

To safeguard your future and that of your loved ones, consider securing life and mortgage protection. Contact us for expert advice tailored to your needs and unique circumstances.

Measuring affordability goes beyond just your income. Read our latest blog to learn more: https://evolutionprivatefinance.blogsandsocial.co.uk/mortgage-affordability/

Happy Easter!

Affordability is key for securing a new home or making an investment. Find out why it matters in our latest blog. https://evolutionprivatefinance.blogsandsocial.co.uk/mortgage-affordability/

To protect your credit scores from compromise, it's essential to remove any financial links with your former housemates or partners.

Myth debunked: Getting a mortgage for self-employed individuals is no harder than for those in traditional jobs. Contact us for more advice.

Understanding mortgage affordability is crucial for both you and the lender. Check out our latest blog for insights from both perspectives: https://evolutionprivatefinance.blogsandsocial.co.uk/mortgage-affordability/

It is advisable to have income and critical illness protection in place in case you fall short during difficult times. Give us a call to discuss in more detail.