Invest & Fund

In this week's blog, following the positive inflation news, we examine the situation with global house prices and why they haven't been overly moved by this era of higher rates.

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Sheer Indestructibility At the point of writing, sterling has made a significant upward move against the euro and dollar, a development that has caught the attention of many looking for good news to hawk to constituents. This rise comes on the heels of a major pre-election inflation reveal, coupled with a market

In this week's blog, as the election draws closer, we have chosen to examine three of the standing parties' housing commitments in terms of their manifesto promises and how they may impact our sector.

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War of words In this week's blog, as the election draws closer and continues to dominate the headlines, and maintaining our completely non-partisan stance as always, we have chosen to have a closer look at three of the running parties' commitments on housing, both in terms of their manifesto promises and their p...

In this week's blog, we delve into the latest housing market headlines, focusing on the increasing presence of Private Equity investment in housing.

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River of Rent In this week's blog, we delve into the latest housing market headlines, focusing on two key topics: the supply crunch and the increasing role of Private Equity in our sector. These are not just trends but potential game-changers that could significantly impact the housing market. To see if our previ...

With house prices rising again, this week's blog provides a topical run through the data, unpacking the deeper issues at play.

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Market Poker In this week's blog, we step away from the political furore on either side of the pond and delve back into the data to try and make sense of asset pricing in relation to housing. The surface-level takeaway is that, as predicted, house prices are rising again, further displaying the

This week's topical round-up blog unpacks what the coming election may mean for our sector and the pending housing bill.

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Election Fever In this week's blog, we find ourselves in the midst of election fever, a time of uncertainty and potential change. As the electorate prepares to vote on July 4th, we will strive to maintain our non-partisan stance. However, we cannot ignore the implications of Labour’s deputy leader's speech at

This week's blog examines the House of Commons Treasury Committee report on the state of UK SME finance.

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Basel In this week's blog, we are delving into the House of Commons Treasury Committee report on the state of UK SME finance. Despite being published on May 1st, a date that may have slipped under the media radar, this report is of significant importance. In a world saturated with news,

In this week's blog, we explore the potential for a European real estate revival amidst concerns over British businesses' performance.

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Revival In this week's blog, we tackle the growing media narrative around the performance of British businesses and capital inflows, looking ahead to what could be a European real estate revival as we approach what could be the top of the market for rates. The FTSE-100 underperforming has been a topic

In this week's blog, we return to the topic of UK housing, looking at the country's collective problems with delivering supply and how our industry will contribute to building solutions.

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Right to Build In this week's blog, we move back to the topic of UK housing supply, but this time, coming at the situation from a problem-solution perspective, taking an honest look at some of the problems the country faces with delivering housing supply, the types of supply we require, and some speculation

In this week's blog, we examine the latest round of Nationwide house price data and examine more closely how our asset class uses diversification to benefit from regional disparities in growth and decline rates.

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North v South In this week's blog, we look at the latest round of Nationwide house price data and look more closely at how our asset class uses diversification to benefit from the regional disparities in growth and decline rates. In realisation, the "UK housing market" is a multitude of independent markets subjec...

As we return from the Easter break to kickstart Q2, we examine the importance of smaller developers in producing high-quality regional housing stock.

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Emphasis on Quality As we return from the Easter break, one story that slipped through the net at the end of quarter one was the report from the Resolution Foundation think tank, outlining how UK housing is now the "worst value for money of any advanced economy." This isn't a particularly noteworthy achievement

Invest&Fund would like to take a moment to wish our friends, partners, and clients a very happy Easter.

We will be open as usual until the close of business on Thursday, March 28th, and will return on Tuesday, April 2nd.

Enjoy the Holiday, everyone.

In this week's blog, we review last week's ONS data and consider what trends it may indicate for our sector going forward.

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Inflation As a reader of this blog, by the point of publication, you will be aware of the Bank of England's decision on base rate, ergo somewhat better positioned than we were at the point of writing to make judgements on what comes next. Given this is more of an observational

This week's blog discusses The Innovative Finance ISA (IFISA) and its vast value proposition ahead of ISA deadlines.

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IFISA In this week's blog, we want to pause the news headlines for a week and refocus on one of our core products, the IFISA. Now, if you are reading this, you are aware of the 'ISA season' and the April deadline that is now looming, as well as the obvious

In this week's blog, we examine last week's relevant budget announcements and make the case for the Innovative Finance ISA (IFISA), which continues to provide consumers with the chance to get tax-efficient exposure to our asset class.

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Noble Endeavours By the time you read this blog, everyone in the industry will have had their say on the intricacies of the Spring budget, so rather than adding to that prolonged media highlight reel, we will sweep through the headlines in this week's blog touching only on what's important to our

In this week's blog, we look at the recently published Competition and Markets Authority report on the housebuilding market and discuss how SME Homebuilders we support will play a pivotal role in the future of the UK housing supply.

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Super Eight At the point of writing this week's blog, we are now a week after the published Competition and Markets Authority report on the housebuilding market, the dust has settled a bit, and most industry voices have had their say on the findings. So, rather than this blog being a news

In this week's blog, we have a broader look at the ongoing expansion of the UK housing supply and the vital role solution-orientated fintechs will play.

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Solution(s) Orientated In this week's blog, being a solution-orientated business, we are looking at the broader problematic elements our solution seeks to address. These elements are coincidentally the very opportunity that underpins the value in our asset class, the expansion of the UK housing supply. Interestingly, this...

In this week's blog, we discuss the movement of institutional wealth into UK property development alongside the usual round-up of sector-relevant news.

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Getting Technical In this week's blog, we have a whole assembly of fascinating housing and lending-related glad tidings to choose from that have been lost in all this technical recession talk, so without further ado, let's extract those from the myriad of digital conjecture and have a closer look. At the time

In this week's blog, we unpack the potential knock-on effects of the proposed Leasehold and Freehold Reform Bill.

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Unintended Consequences This week, we will unpack some finer details of the proposed Leasehold and Freehold Reform Bill and how unforeseen issues are already being foreseen. These are the unintended consequences of noble endeavours that may seek to derail the plans; however, firstly, a hasty jaunt around the good news stor...

This week's blog looks more closely at the 'greybelt' vs. greenbelt argument and unpacks how such big decisions directly impact our clients' opportunities.

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Into the grey By the time you read this blog, the outcome of the latest MPC meeting will have been announced, and the wider press will be engulfed in a flurry of speculation about how the markets will react. Even the most battle-hardened of economic pundits will tell you any major monetary policy

Invest&Fund are proud to announce a £100m bank funding line, enhancing our lending capabilities into 2024 and contributing to our further expansion. With a significant market demand to fulfil, the ability to service the residential development sector with diverse funding lines is crucial, and this addition will only strengthen our overall proposition and ability to service our clients.

We have successfully repaid over £200 million to investors, proving that the model built on deep industry experience, independent monitoring and an unwavering commitment to credit is scalable in a diligent and high-performing way.

This week's blog explores the core reasons people invest in this asset class: financial gains with the added satisfaction of supporting tangible, real-world projects.

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Big Impact In this week's blog, one of the housing stories that caught our eye was the announcement that Big Society Capital, the UK's leading social impact-led investor, has made a £10 million investment into an affordable housing fund. They believe that the £8 billion impact investment market should play a...

In this week's blog, alongside the usual roundup of headlines and announcements from the sector, we wanted to pause and recognise an exciting milestone in our business. We are thrilled to announce that Invest&Fund has reached the milestone of £300 million distributed to the visionary and talented property developers that make up our client base.

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Milestones In this week's blog, alongside the usual roundup of headlines and announcements from the sector, we wanted to pause and recognise an exciting milestone in our business. We are thrilled to announce that Invest&Fund has reached the milestone of £300 million distributed to the visionary and talented p...

We are thrilled to announce that Invest&Fund has reached an exciting milestone – £300 million of loans facilitated to the visionary and talented property developers that make up our amazing client base 🚀

This achievement underscores our commitment to empowering the real estate industry and supporting the dreams of ambitious developers across the UK.

From ground-breaking projects to transformative developments, our journey to this milestone has been marked by innovation, trust, and unwavering dedication. As a leading lender in the property development sector, we take pride in being a catalyst for growth and success.

This £300 million milestone is not just a number; it represents the countless partnerships, creative endeavours, and shared successes with our valued clients. We thank every developer who has chosen Invest & Fund as their lending partner.

As we celebrate this achievement, we remain steadfast in our growth ambitions, driving progress and shaping the future of property development in the P2P space.

Thank you for being part of our journey, and here's to many more milestones ahead!

This week's blog: house prices, investor sentiment indicators, and the p2p sector.

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Groupthink In this week's blog, we look at the latest round of housing data and unpack some positive indications that not only have we passed peak pain, but the significant capital inflow may be just beginning in real estate and all its directly correlated markets. Savills were on the tape last

Our first blog of 2024 has a bit of everything that impacts our sector: house prices, construction, and big competition for market share heating up the mortgage markets.

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The race is on Happy New Year, everyone, and welcome to the inaugural blog 2024. In this week's initial offerings, we are crisscrossing the narratives of the financial press, looking at the trends that are already emerging, and trying to pick out what most affects our corner of the industry. On the first tentative

Our final blog of the year is our take on today's inflation data and how that may impact 2024 borrowing trends in the alternative finance sector.

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New Year Musings At the time of writing, we have just had the final round of inflation figures out for 2023, so unpacking those and their potential impact on fiscal and monetary decision-making in 2024 will be our first port of call in what will be our final blog of the year before

As everyone starts to have one eye on the holidays, Invest & Fund would like to take this opportunity to thank all of our clients, partners, customers, networks, contributors, and friends for making 2023 as successful as it's been.

The core of our business ultimately is people, and we are thankful for those relationships.

We are open and working hard for our clients until the close of business on Friday, the 22nd, and on the 27th - 29th, so if you're looking to get a headstart on 2024, please feel free to get in touch.

We have some very exciting announcements coming early in 2024 that we can't wait to tell you about, but for now, we would like to take this moment to wish you all a Happy Christmas and a Happy New Year.

In the penultimate blog of 2023, we look at the evidence around institutional investors increasing their exposure to different forms of the credit market and how that narrative may also play a big part in the future of P2P.

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Upside In this week's penultimate blog of 2023, we look at the increase in interest around institutional investors increasing their exposure to different forms of the credit market and how the overall sector, including P2P, has suddenly become the alluring big-ticket investment opportunity we predicted it....

In this week's blog, we unpack some of the highlights from the Autumn Statement relating to our sector and look at what they mean for P2P and homebuilding.

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Autumn Proposals In this week's blog, it would be remiss of us not to have a look at some of the finer details of the Autumn Statement. However, to spin the analysis differently, rather than jumping around from pillar to post, we will attempt to focus on the suggested changes to the

Clients such as Aspire Designer Homes play a pivotal role in influencing the future of communities and meeting the diverse needs of homeowners, and that's why it was a privilege to work with them on their Dairy Fields project at Binney Farm in Kent.

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Dairy Fields by Aspire Designer Homes In the dynamic realm of property development, clients such as Aspire Designer Homes play a pivotal role in influencing the future of communities and meeting the diverse needs of homeowners, and that's why it was a privilege to work with them on their Dairy Fields project at Binney Farm in