Northumberland Mortgages and Protection

Lest we forget

Despite our best efforts, accidents happen
Whether it’s in the home or garden, in the park, whilst out and about, or playing sport - it’s just part of life. And while we hate the thought of illnesses affecting
our children, the truth is these can occur at any time, too.
Cover starts from £8 a month and what’s more, there’s no limit on the number
of children covered or claims you can make under the same, single policy.
Contact us today to find out more.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.
There may be a fee for mortgage advice. The actual amount you will pay will depend on your circumstances. The fee is up to 1% of the amount borrowed but a typical fee is £395.

First proper white frost 🐴❄️

Celebrate the legacy of Sycamore Gap Help Twice Brewed Inn raise money to support National Trust

Looking fab! 💙

Well done Molly Selby and Ballytarsna R Fowler first CCI1*🤩👏

I'm away until 29/08 guys☀️🥂🏇
I have my laptop but responses will be much slower than usual!

Well Done Ladies.. 🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁥󠁮󠁧󠁿

Do you have a hazardous hobby or job? We can help with protection and your children can be added from just £1 extra per month 🐎⛷️🪂

A couple of weeks ago I asked for suggestions as to what you can do cheaply with your children through the summer holidays. I hadn't figured on the appalling weather we have had. ☹️⛈⚡️🌧☔️ .
I'm now asking for further suggestions about what you can do where you do not get totally soaked as I did with my little one Friday at Belsay Hall.
What are your suggestions and please share?
As many as possible as they are very helpful especially for families trying to balance work and childcare.
Enjoy the rest of the holiday and hopefully with some decent weather ☀☀😎🤞

What is an “Agreement in Principle”?

Sometimes when you talk to your broker they may use mortgage jargon that you may not be familiar with. Don't be afraid to ask what they mean. We are here to help you.
If you are buying a house you will need to know how much you can afford.

Contact me today to discuss the possibilities.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Is your fixed rate mortgage coming to an end this year? Do you know what your options are?

It’s difficult at the moment but that's why its more important than ever that you speak to a mortgage adviser. We can secure a new rate up to 6 months before yours is due to end.

Contact me today.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

"Schools out for summer"!! What can we do?

A number of clients have recently mentioned their concerns at the cost of the school holidays never mind the work childcare balance.

Let us know your family's favourite place to visit which is inexpensive or free.

City, coast or county but having a picnic and not eating out.
What are your top money saving tips?

Have a great holiday everyone. ☀☀☀😀

Would highly recommend! ⭐️⭐️⭐️⭐️⭐️

Happy Friday!

Accident and Income Protection

Do you have a hazardous job or hobby?

Imagine if your pay dropped to £109.40 a week?

Unless you get sick pay benefits from your employer this is the amount of statutory sick pay you will receive.
Income Protection can replace more than half your gross income if you are unable to work due to an accident or illness.
Many tell us they can’t afford to take out this policy, but really it’s a case of you can’t afford NOT to take it out. Don’t you think?

Contact me today to discuss how easy it is to protect you and your loved ones.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Are you thinking of remortgaging?

A remortgage can normally take between 4-8 weeks.
As your broker I will search for the most suitable product for your circumstances, submit all the relevant paperwork, liaise with the conveyancers and of course, keep you the client updated throughout the process.

To arrange to talk through your options contact me today.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Is your fixed rate mortgage term ending?⏲⏳⌛

You are not alone and don’t be panicked by what you hear in the media.

Lots of people are unaware that their fixed rate ends this month or in the next few months. I can secure today's rates now up to 6 months before your fixed rate expires. If they go down in the meantime we can then pick the lower rate.

Message me today and see what rates are doing.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Life is Unpredictable and sometimes very cruel!

Just speak to anyone who has been badly affected by a major life change and how it came out of the blue to them. They will tell you how they wished they had insurance cover but thought 'this wont happen to us'.

If you want to protect yourself and your loved ones contact me today.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

With 1.4 million fixed rate mortgages set to expire in 2023 homeowners are likely to find their mortgage payments will increase.

If you are one of them it is more important than ever before to get in touch with an independent mortgage broker.

If your fixed rate mortgage ends between now and the end of the year contact me today.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

A drink with views and enjoying the glorious weather. ☀️🥂

With rising interest rates mortgage brokers can often save you time and money by searching the market for the best mortgage for you.

This can include some deals you will not see advertised by mortgage lenders.

If you need to review your mortgage or your fixed rate term is ending in the next six months contact me today and let me help to find the best deal for you.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Health Insurance in Northumberland

Have you thought about how you would pay your bills if you become unwell or unable to work due to illness?

Health insurance costs less than you might think.

Contact me today to find out more.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Accident and Income Protection

Do you have a hazardous job or hobby?

Imagine if your pay dropped to £99.35 a week?

Unless you get sick pay benefits from your employer this is the amount of statutory sick pay you will receive.
Income Protection can replace more than half your gross income if you are unable to work due to an accident or illness.
Many tell us they can’t afford to take out this policy, but really it’s a case of you can’t afford NOT to take it out. Don’t you think?

Contact me today to discuss how easy it is to protect you and your loved ones.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Equine Insurance

At Northumberland Mortgages and Protection we always try to cater for our clients’ needs.

Did you know we work with KBIS offering equestrian yard insurance, box and trailer insurance, public liability and personal accident insurance? 🐎🏇🏻🏨.

I always enjoy talking through anything horsey!

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.

Equity Release Myth Buster

A lot of people when you mention Equity Release think of the old plans and have nothing good to say about it but it has changed.
Yes it may reduce the amount of inheritance you can leave your family but it can enhance your retirement and give more time to spend with them.

These are lifetime mortgages for the over 55s. To understand the features and risks ask for a personalised illustration.

To understand how equity release has changed get in contact with me today on 07833 288214.

I am Ponteland based and cover Northumberland, Newcastle and surrounding areas. The rest of the UK by Zoom.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ANY LOAN OR MORTGAGE SECURED ON IT.

Northumberland Mortgages and Protection is a trading style of Mortgage Saving Experts which is authorised and regulated by the Financial Conduct Authority FCA number 779662.