Matthew Lay - Mortgage & Protection Adviser

Exciting News! 😀

I have been helping people with more complex incomes obtain mortgages for a few years now and contractors have played a big part of that.
IR35 made this more challenging than ever but there are still solutions! I am extremely pleased to be working alongside Liquid Friday as they expand their contractor services to further support their clients.

15 years in business for expanding Portsmouth-based umbrella services company Liquid Friday A COMPANY that provides self-employed contractors an alternative to setting up and working on their own has marked its 15th year in business with renewed optimism.

Pretty sure the removal man exercised more with these than I have 🤦

Worth a look for first time buyers -

Lifetime ISAs Martin Lewis' guide to the Lifetime ISA which allows 18-39yr olds to save for retirement or a first home and get a 25% bonus.

One of the small benefits to moving home after half term...

Its the time of year for HMRC scams. Stay vigilant!

Not a bad start to the month!

New(ish) Lockdown, New Rules -

- You can still move home. People outside your household or support bubble should not help with moving house unless absolutely necessary

- Estate and letting agents and removals firms can continue to work. If you are looking to move, you can go to property viewings

- Follow the national guidance on moving home safely, which includes advice on social distancing, letting fresh air in, and wearing a face covering

New Year, New Venture!
It's got to be better than 2020, right?