Damian Howarth - Mortgage & Protection Adviser

As some of you might have noticed I have been quiet on here for a little while.
The reason is that just before Christmas, I received a diagnosis of Oesophageal Cancer. For the last 5 weeks, I have been travelling to and from Castle Hill Hospital Monday - Friday to receive chemotherapy and radiotherapy treatment.

Luckily, I have had little side effects, and I have still been able to work away in the background while being supported by my brilliant colleagues at Peace of Mind Financial Solutions Ltd .
Today, I received this very thoughtful card and treat from Hunters, who I have been working along side since the start of the year and who have also been incredibly understanding and supportive. Big thank you to my colleague Marie, who is doing a fantastic job of looking after Hunters while I am unable to be in the office in person.

I still have a while to go and further treatment to have, but I want to reassure everyone I am still here and I am working so please do not hesitate to contact me!

Also, a gentle reminder to PLEASE check your critical illness and income protection policies. Don't think 'It won't happen to me' or 'I'll do it later', because it has happened to me and later might be too late!
If you have any questions, or your circumstances have changed since you set up your policies, please feel free to contact me directly, or reach out to your Peace of Mind Financial Solutions adviser who will be happy to help.

On a final note if you or a loved one have been affected by cancer, you are not alone, and it is ok to ask for help. Macmillan Cancer Support have been an incredible help for me and my family during these difficult times, so please reach out to them if you need support, or if you just want a chat, give me a call!

📲 07901 978904
📧 [email protected]

Thinking of moving?

Check out some local properties in the article below! 👇🏻

See something you like? You know where I am! 🙋🏻‍♂️

📲 07901 978904
📧 [email protected]

IN PICTURES: Here are 13 properties for sale in and around Scarborough new to the market this week

Scarlett's Chop For Charity 💇🏻‍♀️

This Saturday, the 17th February my 8 and a half year old daughter - Scarlett is having her haircut to donate to The Little Princess Trust in Scarlett's words - 'To help children who have lost their hair because of the medication and treatment for cancer. I want to try and help make them feel better and more like themselves again!'

If anyone feels like they would like to donate to 'Scarlett's Chop For Charity' please follow the link below, all money raised goes straight to The Little Princess Trust. Each wig cost £500 to make and each fitting is £150, so we would love to raise a little money as well as donating her hair to help a child feel a little more 'like themselves'.

Scarlett's chop for charity - fundraising for Little Princess Trust Help Michelle Howarth raise money to support Little Princess Trust

🤓

On the 12th January, we celebrated our successes and achievements of 2023, at our annual Gala Dinner & Awards night.
A big thank you to Leah and the team at The Mayfield, who gave us all a wonderful evening.
We have a great team at Peace of Mind Financial Solutions Limited, who work hard in these difficult times, to always strive to do what is best for our clients.
In 2024 we are working with Sparks as our Charity of the Year, to try and make a difference in our community.
If you would like some advice regarding your Mortgage & Insurance needs please contact the office on:
01723 364446
[email protected]
Or via our Facebook or Instagram page.
🎊

Cuppa Time! ☕

Advantages from working from home...having a microwave to reheat my cup of tea I got too busy to drink! 😂

If you have any question or queries you want answering before the Christmas break you can ring or message/WhatsApp me on 07901978904 or I will be in the office at Peace of Mind Financial Solutions Ltd on Thursday and Friday this week!
You can also email me on [email protected]

𝗗𝗼𝗻'𝘁 𝗯𝗲 𝗯𝗿𝗼𝗸𝗲𝗻 𝗮𝗻𝗱 𝗯𝗿𝗼𝗸𝗲 𝗮𝘁 𝗖𝗵𝗿𝗶𝘀𝘁𝗺𝗮𝘀! ❤️‍🩹

Imagine being on statutory sick pay or worse if you are self employed, having no income at this time of year.
You can give yourself the gift of financial resilience by simply insuring your income, so you might still be broken but not broke!

If you would like to know more about protecting your income, I am here to help! 🙋🏻‍♂️

📲 𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧 𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸

We certainly got in the spirit of Christmas Jumper Day at the office today! 🎄

All for the good cause of Save the Children UK

🌟 Christmas Jumper Day 2023 🌟
It's great to be supporting Save the Children!

🏡✨ Did you know? The festive period is prime time for property searches! 🎄🔍 Planning for a new home in 2024? Before you start your search, let's talk about what you can afford. 🏡💷 Knowing your budget before you start searching means when you spot your dream home, you can make moves towards securing it.

Get in touch today and I'll help you gain a Decision In Principle (DIP) before the Christmas break—so you can search with confidence!

I'm here to help
📲 𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧 𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸

𝘠𝘖𝘜𝘙 𝘏𝘖𝘔𝘌 𝘔𝘈𝘠 𝘉𝘌 𝘙𝘌𝘗𝘖𝘚𝘚𝘌𝘚𝘚𝘌𝘋 𝘐𝘍 𝘠𝘖𝘜 𝘋𝘖 𝘕𝘖𝘛 𝘒𝘌𝘌𝘗 𝘜𝘗 𝘙𝘌𝘗𝘈𝘠𝘔𝘌𝘕𝘛𝘚 𝘖𝘕 𝘠𝘖𝘜 𝘔𝘖𝘛𝘎𝘈𝘎𝘌.
𝘞𝘦 𝘯𝘰𝘳𝘮𝘢𝘭𝘭𝘺 𝘤𝘩𝘢𝘳𝘨𝘦 𝘢 𝘧𝘦𝘦 𝘧𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘢𝘥𝘷𝘪𝘤𝘦, 𝘩𝘰𝘸𝘦𝘷𝘦𝘳 𝘵𝘩𝘪𝘴 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘥𝘦𝘱𝘦𝘯𝘥𝘦𝘯𝘵 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘖𝘶𝘳 𝘵𝘺𝘱𝘪𝘤𝘢𝘭 𝘧𝘦𝘦 𝘪𝘴 £399.

𝗣𝗹𝗮𝗻 𝗮𝗵𝗲𝗮𝗱 ➡📆

Thinking about doing some home improvements in 2024, but not sure how you are going to fund them?
Have you considered further borrowing on your mortgage?
Get in touch today to discuss all our options and make your house into your dream home in 2024! 🏡✨

📲 𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧 𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸
𝘠𝘖𝘜𝘙 𝘏𝘖𝘔𝘌 𝘔𝘈𝘠 𝘉𝘌 𝘙𝘌𝘗𝘖𝘚𝘚𝘌𝘚𝘚𝘌𝘋 𝘐𝘍 𝘠𝘖𝘜 𝘋𝘖 𝘕𝘖𝘛 𝘒𝘌𝘌𝘗 𝘜𝘗 𝘙𝘌𝘗𝘈𝘠𝘔𝘌𝘕𝘛𝘚 𝘖𝘕 𝘠𝘖𝘜 𝘔𝘖𝘛𝘎𝘈𝘎𝘌.
𝘞𝘦 𝘯𝘰𝘳𝘮𝘢𝘭𝘭𝘺 𝘤𝘩𝘢𝘳𝘨𝘦 𝘢 𝘧𝘦𝘦 𝘧𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘢𝘥𝘷𝘪𝘤𝘦, 𝘩𝘰𝘸𝘦𝘷𝘦𝘳 𝘵𝘩𝘪𝘴 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘥𝘦𝘱𝘦𝘯𝘥𝘦𝘯𝘵 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘖𝘶𝘳 𝘵𝘺𝘱𝘪𝘤𝘢𝘭 𝘧𝘦𝘦 𝘪𝘴 £399.

It's getting to that busy time of the year when the weeks just fly by and the list of jobs gets longer and longer! 🗒

✅️ Let me help tick one off for you, if you need to renew your mortgage or your fixed rate is coming to the end of it's term then get in touch and I will do all the leg work searching over 60 lenders to find the best deal for you.

Here to help! 🙋🏻‍♂️

📲 𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧 𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸

𝘠𝘖𝘜𝘙 𝘏𝘖𝘔𝘌 𝘔𝘈𝘠 𝘉𝘌 𝘙𝘌𝘗𝘖𝘚𝘚𝘌𝘚𝘚𝘌𝘋 𝘐𝘍 𝘠𝘖𝘜 𝘋𝘖 𝘕𝘖𝘛 𝘒𝘌𝘌𝘗 𝘜𝘗 𝘙𝘌𝘗𝘈𝘠𝘔𝘌𝘕𝘛𝘚 𝘖𝘕 𝘠𝘖𝘜 𝘔𝘖𝘛𝘎𝘈𝘎𝘌.
𝘞𝘦 𝘯𝘰𝘳𝘮𝘢𝘭𝘭𝘺 𝘤𝘩𝘢𝘳𝘨𝘦 𝘢 𝘧𝘦𝘦 𝘧𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘢𝘥𝘷𝘪𝘤𝘦, 𝘩𝘰𝘸𝘦𝘷𝘦𝘳 𝘵𝘩𝘪𝘴 𝘸𝘪𝘭𝘭 𝘣𝘦 𝘥𝘦𝘱𝘦𝘯𝘥𝘦𝘯𝘵 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘖𝘶𝘳 𝘵𝘺𝘱𝘪𝘤𝘢𝘭 𝘧𝘦𝘦 𝘪𝘴 £399.

Team Meeting Day! 🙌🏻

Meeting lenders and discussing where the market is at and how we can best support our clients! 🤩

If you have any questions or need any help today the best way to contact me will be via email or message, I will get back to you as soon as possible! 😁

📱 07901 978904
📧 [email protected]

Today I am at the Plaxton 🚍 factory set up for 𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗪𝗲𝗹𝗹𝗯𝗲𝗶𝗻𝗴 𝗗𝗿𝗼𝗽 𝗜𝗻 𝗦𝗲𝘀𝘀𝗶𝗼𝗻.

I am available to all employees to have a friendly chat about any Mortgage, Personal Protection and Financial Resilliance questions or concerns they may have.

Here to help! 🙋🏻‍♂️

𝗛𝗼𝘄 𝗱𝗼𝗲𝘀 𝘆𝗼𝘂𝗿 𝗴𝗮𝗿𝗱𝗲𝗻 𝗴𝗿𝗼𝘄? 🏡🌷🌻

Well in accordance to research a nice, well presented outdoor space can grow your house value by up to 20%. 🤯

So get those gardening gloves on this summer if you are thinking of putting your property on the market.

Here is a link with so garden inspo -

Your garden can add £45,000 to the value of your home – here's how! Your outdoor space could make you money... especially in London!

🙋🏻‍♂️👨🏻‍💻 Double Trouble This Week 👨🏻‍💻🙋🏻‍♂️

I will be in the office THURSDAY & FRIDAY this week!

If you want to book an appointment for either drop me a message or just pop in and if I am free I'll be happy to help you with any Mortgage or Protection questions! 🤓

I'll be based in the office tomorrow!

If you have any questions or if you need help or advice with your Mortgage or Insurance, pop in and have a chat!

📍 Peace of Mind Financial Solutions Ltd
☎️ (01723) 364446

or

📲𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧 𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸

𝗠𝗮𝗸𝗲 𝘀𝘂𝗿𝗲 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝗱𝗲𝗮𝗹.🫵

With so many lenders and products out on the market it can be overwhelming and time consuming to find the best deal for you and your situations. That’s why I am here to help and do the leg work for you. 👣

If your mortgage deal is coming to the end of it’s fixed rate period in the next 6 months don’t leave it till the last minute, give me a call today so I can help you navigate the market and find you the right new deal for you.

📲𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸

The Office is shut today due to routine training.

I am however still be available via phone and email if you need any help -

📲 𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧 𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸

Here to help! 🙋🏻‍♂️

If you have any questions or if you need help or advice with your Mortgage or Insurance pop in and have a chat!

📍 Peace of Mind Financial Solutions Ltd
⏰ ️10am - 4pm
☎️ (01723) 364446

or

📲𝗣𝗵𝗼𝗻𝗲/𝗪𝗵𝗮𝘁𝘀𝗔𝗽𝗽 - 𝟬𝟳𝟵𝟬𝟭𝟵𝟳𝟴𝟵𝟬𝟰
📧 𝗘𝗺𝗮𝗶𝗹 - 𝗗𝗮𝗺𝗶𝗮𝗻@𝗽𝗼𝗺𝗳𝘀.𝗰𝗼.𝘂𝗸

𝗧𝗵𝗶𝘀 𝗶𝘀 𝘄𝗵𝗮𝘁 𝗮𝗻 𝗮𝘄𝗲𝘀𝗼𝗺𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗱𝘃𝗶𝘀𝗼𝗿 𝗹𝗼𝗼𝗸𝘀 𝗹𝗶𝗸𝗲! 😉

This brilliant gift was very kindly left at the office for me at the end of last week!

I am so happy that the clients purchase finally completed on Friday. It has been a long process, and a lot of phone calls, but we got there in the end!
It was a gift enough to know they finally completed on their family home, and this was an unnecessary but very much appreciate gesture.

I hope your new home brings you and your family lots of happiness in the future! 🏠👨‍👩‍👧‍👦