Chancery House Finance Ltd

**TONIGHT**
Come see us in The Walker Room at Comeytrowe Community Hall!

With the cost of living increasing, it's important to know where you stand financially, and with your living situation.

For first time buyers, you may not know where to start the journey of home ownership.

For existing homeowners, you may be interested in how to make the most out of your asset and make sure you're not spending more than you need to, especially in the current economic climate.

If you're an aspiring portfolio landlord, you may be wondering about the different ways in which you can purchase new properties and raise capital.

Thats why we've arranged this free, no obligation event, which aims to answer any questions you may have on property finance and related protection. Come along for an informal chat and a slice of cake.

- Dan Boyd-Payne

**YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP THE PAYMENTS ON YOUR MORTGAGE**

Taking advantage of the equity in your home via a lifetime mortgage can be useful for over 55's, potentially helping your children with a deposit for their own home, to help with the cost of living, to purchase a new car or to go on holiday, and anything in between. Having access to the whole of the lifetime mortgage market, we may be able to help you achieve those short and long term plans.

Not sure where to start? Talk to or message your local West Somerset experts, for a no obligation, face to face discussion.

Tel: 07825991057

**A lifetime mortgage will be secured against your home**

With the cost of living increasing, it's important to know where you stand financially, and with your living situation.

For first time buyers, you may not know where to start the journey of home ownership.

For existing homeowners, you may be interested in how to make the most out of your asset and make sure you're not spending more than you need to, especially in the current economic climate.

If you're an aspiring portfolio landlord, you may be wondering about the different ways in which you can purchase new properties and raise capital.

Thats why we've arranged this free, no obligation event, which aims to answer any questions you may have on property finance and related protection. Come along for an informal chat and a slice of cake.

- Dan Boyd-Payne

**YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP THE PAYMENTS ON YOUR MORTGAGE**

More and more lenders are beginning to introduce ‘Green’ products, which provides more competitive interest rates to households who have Energy Performance ratings above a certain level, as shown on an EPC. If you have recently made improvements to your home, such as new double glazing, insulation, or solar panels, then you could be eligible for a better interest rate.

Contact us today to learn more

**YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP THE PAYMENTS ON YOUR MORTGAGE**

Although interest rates are beginning to creep back up, they are still at historical lows and as such, there are still very competitive deals to be had for the eligible customer. Interested in learning more? Get in touch with us today - there’s no fees or obligations.

**YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP THE PAYMENTS ON YOUR MORTGAGE**

Looking to expand your buy to let portfolio? Why wait until you have saved the funds yourself? Remortgaging your existing buy to let property in order to raise funds to purchase another can allow you to reach your portfolio goals quicker.

Want to learn more? Give us a call on 07825 991057 or message us direct on our page.

**YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP THE PAYMENTS ON YOUR MORTGAGE. THIS PROMOTION IS FOR GENERAL INFORMATION ONLY AND DOES NOT CONSTITUTE ADVICE**

Mortgage interest rates may be on the rise again, but so are personal loans and credit cards. If you’ve ever thought about different ways in which you can reduce your monthly expenditure, then consider using your property as a way of doing so.

Did you know you could take out a second charge on your property, or borrow additional funds on your existing mortgage, and use this to repay your unsecured debt? With mortgage interest rates being lower, you can save money every month on interest to help with your monthly budget.

Contact us today if you would like to know more.

**YOUR HOME MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP THE PAYMENTS ON YOUR MORTGAGE**

A potential change to stress test rules could be just the thing that could help first time buyers finally get onto the property ladder.

We're always happy to chat with first time buyers about their options, even if you think you may not be eligible - there's no upfront fees. Get in touch via our page.

**Disclaimer - Your home may be repossessed if you do not keep up the repayments on your mortgage**

First-time buyers receive £27,000 boost as Bank relaxes mortgage rules

Later life lending solutions such as equity release are often misunderstood and disregarded by the public, despite the potential to unlock the cash within one of your biggest assets, and provide an improved quality of life for yourself and your family.

That's why we have produced an equity release brochure, answering common uncertainties and queries we have had regarding lifetime mortgages, and providing an informative, easy-to-understand reference for our clients.

Contact us today for a physical or digital copy.

**EQUITY RELEASED FROM YOUR HOME WILL BE SECURED AGAINST IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.**

The Bank of England base rate will continue to stay at 0.1% for now, meaning opportunities to remortgage to more competitive rates is still a possibility for borrowers for the foreseeable future.

Contact us today to see what you could be eligible for.

BoE keeps interest rate at 0.10%; expects inflation to hit 4% | Mortgage Strategy The Bank of England’s Monetary Policy Committee (MPC) has unanimously voted to keep the bank rate at 0.10%. It also voted, by seven to one, to continue buying corporate bonds for its quantitative easing programme, aiming to purchase assets worth £895bn in total. In the MPC’s monetary policy rep...

You may be finding it difficult trying to find a lender on the high street who would be willing to arrange a mortgage for you should you be self-employed. This can be for any number of reasons, including not having been trading for long enough, or more recently due to reduced income suffered during the pandemic.

As 'whole of market' mortgage advisors, we may be able to help you find a solution with our access to many of the UK's leading mortgage companies. Get in touch today to see how we could help.

The self-employed face ‘persistent barriers’ when trying to buy property Over half - 56% - of those surveyed think mortgage lenders do not do enough to support the self-employed.

Rates continue to be competitive and 99% mortgages have been reintroduced by some lenders, creating opportunities for both new buyers and remortgagers.

Interested in finding out more? Just contact us!

www.chfl.co.uk
[email protected]
Tel: 07825 991057

Mortgage competition hots up and rates fall to under 1%. For some With the cheapest deals targeted at those with a large deposit, here’s how to choose the best on offer

Our new, refreshed website is now live! Follow the link below to learn more about the scope of our services and how we can help.

https://chfl.co.uk

~ Competition Result ~

Congratulations to Hayley Barker for winning our Easter Hamper competition today!

Thanks to everyone who had taken part, and to the local businesses who allowed us to provide a fantastic prize to the winner with their vouchers. We hope you all had a great Easter weekend.

Chancery House Finance Ltd

Last chance to enter, competition closes at 11pm tonight! Please see original post for the T&Cs and how you can take part.

Good luck everybody!

COMPETITION ENTRY NOW CLOSED - DRAW ON MONDAY 5TH APRIL

*****Easter Hamper Competition*****

Chancery House Finance are delighted to be giving away a hamper for Easter Monday to one lucky winner, including money, and vouchers from a variety of local businesses. All you have to do to enter is LIKE & SHARE this post to be entered into the draw! The hamper includes:

- A free cut & blow dry at Leigh Hair & Beauty
- £10 off of any service at DefinedAutomotive
- £20's worth of vouchers towards your next meal at The Old Ship Aground. Minehead Harbour.
- A £10 voucher for The Treat Suite
- A bottle of champagne and £50 cash

Please message us if you have any questions, and like our page to stay updated on the outcome of the competition. Good luck!

Terms & Conditions: You must be 18+ to be entered into the competition. You must like and share the *original* post on Chancery House Finance Ltd.'s page to be entered into the competition. Competition ends 11pm on Sunday 4th April 2021, with the winner drawn on Monday 5th April 2021. The winner will be chosen using external software to randomise the entrants names, then naming one winner. Due to COVID-19 restrictions on travel, the entrant must be within the local area for the hamper to be delivered, in one of the following postcodes - TA1, TA4, TA5, TA23, or TA24.

COMPETITION ENTRY NOW CLOSED - DRAW ON MONDAY 5TH APRIL

*****Easter Hamper Competition*****

Chancery House Finance are delighted to be giving away a hamper for Easter Monday to one lucky winner, including money, and vouchers from a variety of local businesses. All you have to do to enter is LIKE & SHARE this post to be entered into the draw! The hamper includes:

- A free cut & blow dry at Leigh Hair & Beauty
- £10 off of any service at DefinedAutomotive
- £20's worth of vouchers towards your next meal at The Old Ship Aground. Minehead Harbour.
- A £10 voucher for The Treat Suite
- A bottle of champagne and £50 cash

Please message us if you have any questions, and like our page to stay updated on the outcome of the competition. Good luck!

Terms & Conditions: You must be 18+ to be entered into the competition. You must like and share the *original* post on Chancery House Finance Ltd.'s page to be entered into the competition. Competition ends 11pm on Sunday 4th April 2021, with the winner drawn on Monday 5th April 2021. The winner will be chosen using external software to randomise the entrants names, then naming one winner. Due to COVID-19 restrictions on travel, the entrant must be within the local area for the hamper to be delivered, in one of the following postcodes - TA1, TA4, TA5, TA23, or TA24.

Look out for us in the latest West Somerset issue of Word Gets Around!

New mortgage guarantee to help buyers with 5% deposit Major boost for buyers – and agents - as chancellor prepares to announce the return of 95% mortgages in next week’s Budget.

What is Equity Release?

Equity release is available to homeowners aged 55 or over. It involves releasing money, in the form of a tax free lump sum, that may be tied up in your home.

This can be used however you wish; to make home improvements, pay off an existing mortgage, or used at your leisure to improve your and your family's lifestyle. Most importantly, the capital released does not have to be repaid until your death or entry into long term care.

Interested in learning more? Contact us now:

Tel: 07825 991057
Email: [email protected]
www.chfl.co.uk

**A lifetime mortgage or home reversion plan will be secured against your property**

Government to debate extending stamp duty break The government will today debate in parliament whether to extend the current stamp duty holiday - an outcome that could prevent thousands of property sales from falling through.

APPLY FOR A MORTGAGE OR REMORTGAGE WITH US NOW
Call 01984 618322

In the uncertain financial circumstances people are facing in 2021, it's more important than ever to save the pennies where possible. As such we are offering clients the opportunity to make use of our services with no charge for their first initial consultation with us.

For new mortgagors this is a great way to find out how much you can potentially borrow for no cost. For those with an existing mortgage, it is a cost-efficient way to potentially save money. Contact us today to find out how we can help.

YOUR HOME MAY BE REPOSSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE, THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF MORTGAGES
Chancery House Finance Limited which is authorised and regulated by the Financial Conduct Authority, Financial Services Registration No. 446388
Registered Office: Pencarrow House, Crowcombe, Taunton, TA4 4AE, Registered in England and Wales No: 4941731

Chancery House Finance would like to welcome everyone to our page. We are a well-established team of whole of market mortgage brokers based in the heart of Somerset.

Our aim is to provide you with sound, professional advice to secure your future. Our primary services include:

• Residential, Buy to Let, Commercial and Lifetime Mortgages
• Life Insurance and Critical Illness Cover
• Accident and Sickness, Redundancy, and Income Protection
Insurance
• Buildings and Contents Insurance

Contact us today to see how we can help.

Email: [email protected]
Tel: 01984 618322