Rizal Planner & Rekan

What is homeowners insurance?
If you’re a homeowner or considering buying a home, understanding the ins and outs of homeowners insurance is essential to protect your investment and ensure your peace of mind.

Homeowners insurance is a type of insurance policy that provides financial protection to homeowners against damage to their property and belongings due to covered perils. Covered perils typically include events like theft, fire, lightning, windstorm, hail, and other types of damage.

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What is auto insurance ? How important is it?

Auto insurance is a crucial financial protection that covers drivers in case of accidents or damages to their vehicles. It’s required by law in most states and for a good reason: it helps drivers avoid the potentially catastrophic costs of accidents, both to themselves and others.

There are several types of auto insurance coverage, each designed to protect drivers from different types of incidents. Liability insurance is the most basic form of auto insurance and covers damages and injuries to other people and their property if you’re at fault in an accident. This coverage includes bodily injury liability and property damage liability.

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Why health insurance matters?

Health insurance is an essential component of financial planning for individuals and families. It helps individuals cover the cost of medical treatment and hospitalization in case of an unexpected illness or injury. Without health insurance, medical expenses can quickly accumulate and become a significant financial burden, especially for those with chronic conditions that require ongoing treatment.

Health insurance coverage can vary depending on the plan chosen, but most plans cover:

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Why we need insurance ?

At its core, insurance is a way to protect ourselves financially from unexpected events that can happen in life. Whether it’s a car accident, a house fire, or a medical emergency, these events can be costly and can put a strain on our finances.

That’s where insurance comes in. When we pay for insurance, we are essentially pooling our money with others who have similar risks. The insurance company then uses that money to pay for any claims that arise.

https://rizalplanner.wordpress.com/2023/03/03/why-we-need-insurance/

Side Hustle Ideas

Here are some side hustles that you can do while working full time:

Freelance writing or editing: If you enjoy writing, you can offer your services as a freelance writer or editor. You can find freelance work on job boards like GetCraft.
Online tutoring: If you have expertise in a subject, you can offer your services as an online tutor. You can find tutoring jobs on platforms like Chegg.
Selling products online: You can start an online store and sell products on platforms like Tokopedia, Shopee, Bukalapak in Indonesia. This is a great option if you enjoy crafting or making handmade items.

https://rizalplanner.wordpress.com/2023/03/02/side-hustle-ideas/

Here are list of some passive income ideas that you can consider:

Rental income: You can buy a property and rent it out to tenants, earning a monthly income.
Dividend income: If you invest in stocks or mutual funds, you can earn dividend income from the companies you invest in.
Peer-to-peer lending: You can lend money to individuals or businesses through online platforms and earn interest on your investment.

https://rizalplanner.wordpress.com/2023/03/01/passive-income-ideas/

NETFLIX MOVIE REVIEW: DIRTY MONEY
"Dirty Money” is a documentary series that exposes corruption and unethical behavior in various industries, including finance, pharmaceuticals, and big business. Each episode focuses on a different case study, using interviews with experts, whistleblowers, and victims to provide a deep dive into the complex world of corporate greed.

One of the key strengths of “Dirty Money” is its ability to take complex topics and make them accessible to a wide audience. The series is well-researched and informative, providing viewers with a comprehensive understanding of the issues at hand. At the same time, it never feels dry or overly academic, thanks to the engaging storytelling and dynamic visuals.

https://rizalplanner.wordpress.com/2023/02/28/netflix-movie-review-dirty-money/

Type of property investment.

Investing in property can be a great way to build wealth and generate passive income. However, it is important to understand the different types of property investments and the associated benefits and risks.

Residential Properties Residential properties are the most common type of property investment. These can include single-family homes, condos, townhouses, and multi-family buildings. One of the benefits of investing in residential properties is the potential for steady rental income. Additionally, residential properties typically appreciate in value over time, which can lead to long-term gains. However, residential properties also come with risks, such as vacancies, tenant turnover, and the need for repairs and maintenance.

https://rizalplanner.wordpress.com/2023/02/27/types-of-property-investment/

Why Cryptocurrency is more suitable for trading than investing?

Cryptocurrency is a digital currency that uses cryptography for security and operates independently of central banks. It has gained widespread popularity in recent years due to its potential for high returns, but the question of whether it is better suited for trading or investing remains contentious.

In general, cryptocurrency is more suitable for trading than investing because it is highly volatile and lacks the stability and predictability that traditional investments offer.

https://rizalplanner.wordpress.com/2023/02/26/why-cryptocurrency-is-more-suitable-for-trading-than-investing/