Prashant Ambre

The new cryptocurrency gains tax is expected to raise more revenue, but will also put pressure on crypto-exchanges operating in India. This mandate from the government could potentially act as a deterrent for many investors and traders who are speculating on the price of cryptocurrencies.

Nonetheless, with the new tax in place, be sure to keep an eye on your gains and losses.

Your credit card is not a substitute for a savings account. It serves PURPOSE OF GLAMOUR, NOT EMERGENCY. It’s a form of debt at the end of the day

In the battle against Ravana, Lord Rama's choice of deploying "Vanara Sena" represents an example of perfect leadership. That's why the Ramayana is said to comprise a number of similar management lessons that are still relevant today. The story can be interpreted in several ways, and the lessons from it are numerous too.

A leader's job is not to do the work for others; it’s to help others figure out how to do it themselves. So, make sure you always lead by example and that your team is always aligned to the core mission of your business.

Reading is a rich and engaging experience, and we’re here to help you make the most of it. Swipe for answers to those burning questions about reading that keep lingering in your mind.
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Life is a winding road with many unexpected detours. I've discovered that life is about embracing the detours and trusting that, ultimately, they will bring me back to my destination.

So, if you can keep your head above water, you will reach your destination sooner rather than later.

Just hang in there. Life will get better and your days will be brighter.
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Joining the 5 a.m. club is 100% worth it—not just for your health, but for your career and personal life as well.

Time is money, and health is wealth. So, are you ready to go from tired to empowered?

–Join the 5 AM Club for more energy, more focus, and more progress. Join the 5 AM club!
Have you tried any of the tips? Leave a comment below

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It’s important to think about every part of your financial life, from how you spend to how you save.

Since keeping one's finances in order is incredibly important, which demands a lot of work, follow my tips and live life to the fullest this coming financial year.

Have you tried any of the tips? Leave a comment below

DM me for any quiries.

My passion has been all about educating people about how to manage and protect their money.

I love being able to provide solutions to help you achieve financial freedom to make the most of your life.

Hence, here is the next set of 5 top tips to look after your finances in the coming financial year.

Being a financial planner, I love helping people protect and grow their wealth.

I offer solutions for all your money-making needs and guide you toward making the best decisions for your future.

Thus, here I am today with the top 5 tips that would help you say a solid "hello" to the new financial year.

Savings and investing go hand in hand. They make sense together because they help you reach your financial goals.

Money may not grow on trees, but it can grow in your bank account if you save and invest intelligently. One of the most crucial things you'll ever need to know is how to protect your financial well-being. It doesn't take a genius to accomplish it.

You only need to understand a few fundamentals, devise a strategy, and be prepared to adhere to it.

Do you feel about risk? How qualified do you feel to make investment decisions? What’s your monthly budget for investing? Are you risk-tolerant or risk-averse? Active or passive?

Well, all that I am curious to know what type of investor you are.

Take this quick and easy poll to let me know. This will help me create knowledge capsules for every category of investor out there!

For me, success is a continuous process of learning and growing. To embrace the opportunities that come with financial freedom and secure better pay tomorrow, upskilling yourself every single day in the domain of finance is the best way forward.

According to a source, the EPFO's apex decision-making body, the Central Board of Trustees (CBT), has decided to provide an 8.1 percent rate of interest on the Employees Provident Fund (EPF) for 2021–22 in its meeting held a week ago or so.

Well, the interest rate-setting essentially seems to reflect the state of the Indian economy and the difficulty the EPFO faces in generating returns from a sizeable corpus. The same has been iterated by one of the members of the CBT.

Source: The Financial Express

You can never be too careful. Insurance is important!

Life insurance is a financial product that pays a benefit to a beneficiary if the insured person dies or suffers some other specified condition. This can ensure protection against the risks of death and/or medical expenses for your loved ones.

It is something we all need. But it is also important to choose the right plan.

In my years of experience as a Creative Financial Planner, I have helped thousands of people select the right insurance plan for them. I can help you do the same. Reach out to me today to discuss it further.

"A person's individual growth journey begins the day they earn their first penny. According to me, that should also be the day people start investing.

Young individuals must begin investing as soon as possible. One of the primary motivations for doing so is to benefit from the compounding power of interest. One might allow his or her assets to create larger profits by holding long-term investments.

While it is critical to start investing early, it is equally critical to invest properly. These five classic investing books can give young investors invaluable business and financial knowledge."

Making mistakes makes us human, but learning from these mistakes and avoiding them in the future is what makes us grow in life.

The individual growth journey of women is slightly different from that of men. It is influenced by various factors that men can't even think about.

But women defy it all and succeed. They break glass ceilings every day still their financial security is not guaranteed. The reason behind this is of having lack of financial knowledge. But the good news is that this can be easily fixed by educating yourself and getting help where you need it.

Choose to manage your hard-earned money wisely.

I am a Creative Financial Planner with over 8 years of experience in this field. According to me, the most important aspect of my profession is to help clients see the big picture and make sure they are on the right path to living a secure and comfortable life.

These 8 golden rules for working women can help them have an easier time managing their financial needs.

This Women's Day, LIC brings all the women of India the gift of life, security and protection. LIC has launched an "Aadhar Sheela" to support women from different sections with just a monthly premium of 325/- and in return, Life Insurance Company offers you-

1) Insured amount of 50K
2) Accidental protection of 50K

Being a creative financial planner and associated with LIC for many years, I have seen transformational changes in people after they start with a scheme.

LIC is on a mission to reinforce the strengths of hardworking women in India with life insurance at just Rs. 325 per month, reinforcing security, Reach out to me today to know more!

Home-makers are the backbone of every household. Financial security is a must for them. But often, they are overlooked and are left ignorant. Although they are great savers and inherently great money managers, they tend to be left with nothing when retirement knocks on their doors.

This needs to change. I always urge any home-makers that I meet to not just save their money but invest it wisely and often give them pointers on where and how they can invest. My main suggestion to every home-maker out there is to plan for the long haul, plan to be financially secure after your husband retires.

Let's change the narrative about home-makers! It's about time you became investors.

Each person has a different financial standing. There is no "one shoe fits all" when it comes to a financial portfolio. As a creative financial, it becomes my job to assess the risk and rewards of each portfolio and come up with something that works best for my client.

And so, we have divided portfolios into 3 different sections.
1. Safe Portfolio: This portfolio has a guaranteed reward.
2. Medium-Risk Portfolio: This portfolio has a medium risk and a medium reward.
3. High-Risk Portfolio: A portfolio with a high risk to reward ratio.

Your goodwill is the value of your word in the market. It's the amount of faith that people have in you, your talent, and your ideas.

Goodwill creation occurs when you promise something and then deliver on it. Although goodwill creation is essential in all aspects of life, it can come in handy concerning financial matters. You can raise the funds for starting your business even if you don't have a single penny in your bank account, all through the power of goodwill.

I work with my clients to create a well-rounded and abundant life, and goodwill creation is a part of it. Talk to me to know how you can capitalize on the power of your goodwill.

For years, it has been known that our wealth, or lack thereof, has an impact on our health. Financial woes are one of the most common sources of stress, which can affect both mental and physical health.

As a creative financial planner, I see people who are depressed on a daily basis. Relationships, health difficulties, family members, and employment all contribute to stress, but financial hardship is a key factor.

Given the importance of financial stress in bad health, it seems reasonable that attempting to improve financial planning and discipline would also improve health results. As a creative financial planner, I work with my clients on their health goals along with their financial and professional goals, and the results have been truly rewarding!

I've seen a great deal of weight lifted off clients' shoulders as they pay off debt, start saving for the future, and put a plan in place for financial success. And this leads to a drastic improvement in health!

Wondering how you can conquer health while creating wealth? Talk to me!

Managing finances can be a real pain. From monthly bills to large tax payments, there is a lot of pressure on your budget, again and again.

The best way to deal with this is to have a plan and be consistent in following it. This plan should take all the financial pressures that you face in your life.

My clients love my customized implementation of the Thumb Rule for managing their finances because it is both simple and effective, focused on areas that matter most to them.

Implementing the Thumb Rule in your finances helps you make better decisions about your money and gives you a roadmap to reach your goals. Talk to me and together, we can roadmap the goals for reaching financial freedom.

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I always say that a person's individual growth journey isn't a story of success but a series of failures that helps them reach the peak of success. Success is nothing but a continuous process of learning and growing. Trying a number of different things until you realize what works for you, this gives you an opportunity to experiment, to learn, and finally settle on what works best for you!

A financial pyramid is a visual tool that helps you prioritize your spending and saving. It helps keep your eyes on the prize of being financially healthy.

The top of the pyramid represents things like debt repayment, building an emergency fund, and planning for retirement, while the bottom of the pyramid represents things like clothes, entertainment, and other non-essential expenses.

In order for you to get to the top of the pyramid, all the layers need to be solid. A weak base will prevent you from getting to where you want to go. I work with my clients to establish a firm foundation for their financial pyramid, and we go layer-by-layer from there! It is a favorite tool in any financial advisor's toolkit as it helps clients smartly allocate their money and get a good night's sleep!
Let me know your views on the financial pyramid in the comments.

Like many people out there, Riten too battled some misfortunes of life - depression, professional woes, debt, and even unemployment. But he leaped victoriously through all of these woes with just certain habit-forming activities that I gave him and his life changed for the better!

He went from a beaten and depressed corporate employee to reach the top management with a mere change in his thought process and implementation of good habits. I worked with him to etch out a personalized plan for him. In one of our 24-hour programs, I formulated a 15-day habit plan especially for him. For the next 15 days, he was supposed to indulge in reading, meditation, exercise, and training related to his field.

Following these habits religiously worked well for him and his life changed for the better. My theory is, to see some monumental changes in our life, we need to make some monumental changes in ourselves!

This theory has worked for every person I have worked with and can work for you as well! For the next 15 days, indulge yourself in these good habits and make them a part of your lifestyle and you'll be on your way to growth!

Talk to me if you'd like to have a personalized habit plan for you!

Humans are eternally growth and development-oriented beings, it is a human tendency to keep wanting more out of life. We don't do well with a stagnant life. To change its course and create a satisfying life, knowing your personal Individual growth journey becomes vital!

Once this process is underway the results are endless. You will find meaning and purpose in yourself that was absent before. Life goals will become possible. You will use your full potential to benefit yourself and others. I have helped 1000s of my client realize their true potential, complete their goals and attain financial freedom with my creative financial planning strategies.
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A huge percent of the Indian population spends their life in the perpetual cycle of taking out loans, paying EMIs, and cursing their stars. The elusive search for the 'right job' or a 'secure income' is never-ending, it's as if they are looking for a missing piece of the puzzle that financial freedom is. The main cause behind this is the lack of awareness and knowledge about managing finances.

The people who educate themselves and seek help with managing their finances find that missing piece of the puzzle. That piece is called 'Discipline'. Financial planning, on bread terms, is nothing but bringing discipline into managing your finances.

Everyone desires financial freedom. And the journey towards attaining this financial freedom is called financial planning! I am a creative financial planner who helps people reach their end goals with a personalized plan that works for them. In my upcoming posts, I will be talking in-depth about financial planning, so stayed tuned if you want to uncover the concepts like a financial pyramid, thumb rule, portfolio management, and much more!

I started my journey with a rather sedentary lifestyle like that of an average middle-class man. I had a tough time striking a balance between my income and expenses. Amidst this, attaining financial freedom seemed like a far-off dream!

But it changed the day my life turned from sedentary to active when I acquired a weapon called financial planning! My life took a turn for the best and I have never looked back. I was so awestruck by the sheer power of this weapon had that I set out to on a journey to equip others with this power.

I have been in the profession of creative financial planning for over 10 years now and have helped everyone from small business owners to salaried professionals to attain financial freedom. And now, I am here to help you achieve the same!