TAKE Charge of YOUR Wealth

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Have a great day ahead 🙏

Regards 🌷🌷
Veteran Finsys

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Have a great day ahead 🌹🙏
👉 Today Note for financial awareness 🌹🌹🙏

6 most important Financial note to retired wealthy 🙏🌹

The good news is that if you invest right and start now, you will be able to collect that amount with ease. And the National Pension System (NPS) is the perfect place to save for your retirement.

1.At 60, you will start receiving a monthly pension, which will continue till you are alive. And the secret of getting a bigger pension is starting now. That's because you will be able to build a larger retirement corpus.

2.You not only secure your old age but also ensure your family is financially stable if anything happens to you. NPS gives the option of opting for a pension plan that continues paying pension to your spouse till they are alive.

3.After you cross 35, every year, a part of your investments is moved from stocks to FD-like instruments. This ensures that as you approach retirement age, your retirement savings are shielded from market volatilit y.

4.You are free to decide how much you want to invest every year. So you can start small and increase your contribution as you gain confidence. Just invest a minimum of ₹1,000 per year.

5.Investments of up to ₹50,000 NPS are eligible for a tax deduction. This is over and above the ₹1.5 lakh limit of Section 80C. So, you can save up to ₹15,600 extra every year

6.You not only save taxes on investing but also don't pay taxes on the returns or the final maturity amount. This triple tax benefit is available only on a couple of investment product.

Don't wait for more. Start saving for your dream retirement today.

Regards 🌹🙏
Veteran Finsys

शुभ प्रभात 🙏🙏🌹🌹🌷

आपका दिन मंगलमय हो, जय हो 🌷🙏
आपका शुभचिंतक 🙏🌹

👉 9 Financial lessons from Ramayan
🌹राम नवमी की शुभकामनाएं🌹

1. Secure your life :
You are not Laxman, and there is no Hanuman to get Sanjeevani for you.... so get health & life insurance today.

2.Set your budget :
Set "Laxman Rekha" of your financial budget and make sure not to cross it due to luring online discounts. Understand the difference between need and want .... be financially disciplined.

3.Contingency Fund :
Unexpectedly, Lord Ram was sent to 'Vanvas' for 14 Years and was forced to leave his luxurious Palace. Not everyone can live with such sudden changes in lifestyle. Have an adequate emergency fund to handle unforeseen circumstances, eg. COVID

4.Be Patient/Think Long Term :
During the 14 years of 'Vanvas', Lord Ram faced many ups and downs, including the kidnapping of Sita. Lord Ram patiently waited until the situation became favorable, rather than choosing shortcuts. Buy right stock and sit patiently. Stay invested for the long term, there is no shortcut to success.

5.Choose advisers wisely :
Kaikeyi took Manthara's advice... & Ramayan happened. Stay away from those trying to sell options and penny stock tips to make overnight money and you will loose ur wealth. Don't take advise from who are disguised as advisors for their own benefit.

6.Build a Corpus :
Lord Ram, Sita, and Laxman left Ayodhya with nothing. They patiently built their network and Vanar Sena over the years in order to reach the objective of defeating the Ravan. It takes patience to build a portfolio / corpus, to defeat inflation in the long run.

7.Cultivate discipline :
Lord Ram practiced "Dharma" in order to be right, responsible and disciplined in life. Apply a similar theory to your life. Save judiciously, spend carefully and invest wisely for a disciplined cumulative financial life.

8.Wipe your slate and start over :
14-day Lanka War marked the defeat of evil and set the stage for a new path. Similarly, forget bad decisions that you made in the past and make informed decisions to streamline your financial journey. Book losses faster and take profitable decisions with fundamental study on stocks.

9. Believe in karma : Continue to do good things and karma will eventually reach you. For buying right stocks you have to do ur own karma, study.... Rather believing on social media or any overnight advisory.

Happy Ram Navami 💐💐
Regards 🙏🙏🌹

Like Ram, let's stay determined and focused to achieve what we aim for. Happy Ram Navmi!

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🌹Weekly MF News🌹

✴️ Smallcap mutual fund investors await release of 2nd round of stress test results - To be released by every 15th of the month

☑️ Total Demat A/Cs cross 15-crore mark for first time

✴️ Total SIP book touched Rs 19,270 cr per month in March 2024.

☑️ Total MF AUM of MF Industry is 53.40 lakh cr

✴️ Small & midcap funds record first outflows in 30 months in March

☑️ 21 mutual fund NFOs mobilised Rs 4,146 crore in March

✴️ GOLD AND SILVER AT LIFE TIME HIGH

☑️ IRDA : New Surrender value Guideline will be applicable for the Life Insurance cos from 01/04/2024

☑️ - AMFI issues standard process to transfer assets on demise of distributors

data compiled from ( Till 14/04/2024 )

Regards 🙏🌹
Veteran Finsys

Everyone talks of multibaggers , there are 11 MF schemes which have become 100 times.couple of them 300 & 200 times too!

One common trait - you need to spend 20-30 years. IRR is 18-24%

Fact that we keep monitoring monthly & quarterly returns makes us leave early.

Indian portfolio managers are underrated!

Give TIME to ensure your returns and portfolio returns match :
Good morning 🌹🙏
Have a nice day 🌷🌹🙏

*Dr. Babasaheb Ambedkar's life offers a wealth of wisdom. Here are 5 key learnings*

*Education is Power:-* Ambedkar faced social exclusion due to his caste, but through sheer hard work and dedication to education, he achieved great things. He believed education was the key to upliftment for marginalized communities.

*Fight for Justice:-* Ambedkar relentlessly fought against the caste system and championed the rights of Dalits and other oppressed groups. He inspires us to fight for a more just and equitable society.

*Importance of Self-Respect:-* Ambedkar advocated for self-respect and dignity for all. He encouraged people to challenge discrimination and believe in their own potential.

*Knowledge is Liberation:-* Ambedkar was a scholar and believed that knowledge empowers individuals and communities. He stressed the importance of critical thinking and questioning established norms.

*Continuous Learning:-* Ambedkar's life embodied the pursuit of lifelong learning. He constantly studied and advocated for the importance of keeping an open mind and adapting to changing times.

Good morning 🌹🙏🙏

Have a nice day 💞 🌹🙏

Today Note:-🌹🙏👇

The real magic of sip starts after 7 years.

As the tenure of SIP grows, so is the proportion of gains in total corpus.

That’s why it makes sense to do SIP for LT and not to take money out as much as possible.

Regards 🌷🌹
Veteran Financial services

May this Eid bring abundant blessings and happiness to you and your loved ones. Wishing you a very joyous Eid Mubarak - SANTOSH KUMAR SAH

📈 Don't stress about the perfect SIP start date! 💼 According to the data, consistency over 10 years trumps timing. ⏳ Start your SIP journey today and let time work its magic for better returns!💰
Good morning 🌹🙏🙏
Have a great day ahead 💐💓
Regards 🌹
Veteran Finsys

Celebrating the spirit of Gudi Padwa! Wishing you joy, prosperity, and new beginnings.

🌹🙏 शुभ प्रभात 🌹🙏

आपका दिन मंगलमय हो 🙏

आज का सीख 🌹🙏

5 सीख हैं जो आप *रॉल्फ डोबेली की पुस्तक, "द आर्ट ऑफ थिंकिंग क्लियरली"* से प्राप्त कर सकते हैं:
1. *हम व्यवस्थित रूप से अपनी क्षमताओं को अधिक महत्व देते हैं*:- हम अपने ज्ञान और निर्णय में अत्यधिक आश्वस्त होते हैं, जिससे खराब निर्णय हो सकते हैं। हमें अधिक विनम्र होने और हमारी सोच की सीमाओं को पहचानने के लिए प्रोत्साहित करती है।
2. *हम सब कुछ नियंत्रित नहीं कर सकते*:- हम अक्सर मानते हैं कि हम वास्तव में परिस्थितियों पर अधिक नियंत्रण रखते हैं। पुस्तक हमारे निर्णय लेने में यादृच्छिकता और संभावना को समझने के महत्व पर प्रकाश डालती है।
3. *पुष्टिकरण पूर्वाग्रह और भीड़ का अनुसरण करना*:- हम ऐसी जानकारी का पक्ष लेते हैं जो हमारी मौजूदा मान्यताओं की पुष्टि करती है और सामाजिक अस्वीकृति से बचने के लिए दूसरों के नेतृत्व का पालन करती है। पुस्तक खुले विचारों वाले होने और सबूतों का गंभीर मूल्यांकन करने की आवश्यकता पर जोर देती है।
4. *स्व-सेवारत पूर्वाग्रह और मानसिक लेखांकन*:- हम उन तरीकों से जानकारी की व्याख्या करते हैं जो हमारी आत्म-छवि की रक्षा करते हैं और निर्णय लेते हैं कि चीजों को कैसे प्रस्तुत किया जाता है, न कि उनके उद्देश्य मूल्य के आधार पर। पुस्तक हमें इन पूर्वाग्रहों से अवगत होने और विविध दृष्टिकोणों की तलाश करने के लिए प्रोत्साहित करती है।
5. *कमी और डूब लागत पर ध्यान केंद्रित करना*:- हम चीजों को अधिक महत्व देते हैं क्योंकि वे दुर्लभ हैं या क्योंकि हम पहले से ही उनमें निवेश कर चुके हैं, भले ही वे निष्पक्ष रूप से मूल्यवान न हों। पुस्तक हमें भविष्य के लाभों के आधार पर निर्णय लेना सिखाती है, न कि पिछले निवेश या भावनात्मक जुड़ाव के आधार पर।
Regards 🌹🙏
Veteran Financial services
7021038959
Investment Sahi...future sahi.

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Happy Sunday 💐💐🙏

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Have a great day ahead 💐

A Big thank You 💐💐😊🙏

Every year we celebrate 31st March as Financial Freedom Day - A day where we celebrate the contribution which the Mutual Fund Distributors have made to your life as Financial Guides. Guiding you through your financial journey and helping you achieve your financial goals.

Take this opportunity to send a personalised thank you message to your Mutual Fund Distributor.

Thank you so much 🙏🌹
Regards 🌹🙏

Good Night 🌹🙏

*दिखावे पर मत जाओ, अपनी अक्ल लगाओ!* Don't chase *Reel Returns,* Focus on *Real Returns*

*Real Returns = Inflation Adjusted Returns*😀

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Happy Sunday 🌹🌹🌹

Good morning 🙏🌹

💡 By harnessing the power of financial freedom, you can pave your own path to retirement and liberate yourself from the confines of traditional employment.

💡 With careful planning and strategic investments, you can build a sustainable income stream that supports the lifestyle you desire, without being tethered to a job you dislike.

💡 Now is the time to take action and start planning for your future. Whether you're in your twenties or nearing retirement age, it's never too early or too late to prioritize your financial well-being.

Hope you like it and use it to educate yourself 🙏

Have a great day🌹🌹

Warm Regards🙏🌹
Veteran Finsys

🙏🌹शुभ प्रभात 🌹🌹🙏🙏

आपका दिन मंगलमय हो 🌹🌹🙏

*ऋतुराज बसंत और प्रकृति के नवश्रृंगार उपरांत, रंगोत्सव एवं आनन्दोत्सव पर्व "होली" के पावन अवसर पर आपको हृदय से बधाई व शुभकामनाएं...*
*ईश्वर आपके जीवन में प्रकृति के हर सुखद रंग को समाहित करें...*

*🙏🏻 होली की हार्दिक शुभकामनाएं 🙏🏻*

संतोष कुमार साह एवं सपरिवार 🌹🌹🙏🙏

Wishing everyone a radiant Holika Dahan filled with joy and prosperity. May the flames of this sacred fire illuminate your path to success.
Regards 🌹🙏🙏
Veteran Finsys