Farsight Insurance Agency K

*Money Mistake 1*
Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

*Money Mistake 2*
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick "don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

*Money Mistakes 3*
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

*Money Mistake 4*
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

*Money Mistake 5*
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.

*Money Mistake 6*
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

*Money Mistake 7*
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.

*Money Mistake 8*
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with in your pocket when all you plan to do in a day costs . Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.

*Money Mistake 9*
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!

*Money Mistake 10*
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

*Money Mistake 11*
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are along Kenyatta avenue and you pay for a shoe that you can get at at Gikomba market, that's a money mistake except for those who have achieved financial freedom.

*Money Mistake 12:*
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

*Money Mistake 13:*
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it.

God bless you as you work on your financial prudence.

A man was asked to paint a boat.

He brought with him paint and brushes and began to paint the boat a bright red, as the owner asked him.

While painting, he noticed that there was a small hole in the hull, and quietly repaired it.

When finished painting, he received his money and left.

The next day, the owner of the boat came to the painter and presented him with a nice cheque, much higher than the payment for painting.

The painter was surprised and said "You've already paid me for painting the boat Sir!"

"But this is not for the paint job. It's for having repaired the hole in the boat."

"Ah! But it was such a small service... certainly it's not worth paying me such a high amount for something so insignificant."

"My dear friend, you do not understand. Let me tell you what happened.

When I asked you to paint the boat, I forgot to mention about the hole.

When the boat dried, my kids took the boat and went on a fishing trip.

They did not know that there was a hole. I was not at home at that time.

When I returned and noticed they had taken the boat, I was desperate because I remembered that the boat had a hole.

Imagine my relief and joy when I saw them returning from fishing.

Then, I examined the boat and found that you had repaired the hole! You see, now, what you did? You saved the life of my children! I do not have enough money to pay your 'small' good deed."

_So, no matter who, when or how. Just continue to help, sustain, wipe tears, listen attentively and carefully repair all the 'leaks' you find, because you never know when one is in need of us or when God holds a pleasant surprise for us to be helpful and important to someone_.

_You may have repaired numerous 'boat holes' along the way... of several people without realizing how many lives you've saved_.

*✨So Keep up Good
work ...✨💐*

🙏😁 We want to thank Everyone who Repaired our boat this year in every way like Good Wishes, thoughts, love, care & prayers...

FARSIGHT INSURANCE AGENCY, WE CARE FOR YOUR FUTURE.

https://www.businessdailyafrica.com/bd/economy/regulator-fines-nine-insurers-late-payment-of-claims-3676972

IRA fines nine insurers for late payment of claims Nine insurers have been fined Sh17.6 million for late payment of claims, failure to submit audited accounts and premium levy payment.

Dear Customer,

Our Professional Indemnity Cover protects you against law suits that may arise as a result of errors, negligence and infringement performed in your line of duty.

The cover is applicable to;

Medical practitioners (e.g. general practitioners, nurses, dentists, physiotherapists etc)
Architects and Engineers
Advocates / Lawyers
Accountants and Auditors
Surveyors
Real Estate Agents
Management Consultants
Trustees
Companies that handle data and are responsible for intellectual property
Risks covered include;

Legal costs and expenses incurred during a lawsuit
Damages or compensation costs that might be awarded by the court if alleged to have given inadequate advice
Services or produced work that has caused your client financial loss
Loss of documents

Hello we have vacant positions for UMs in life......anyone interested kindly inbox me and share your CV to [email protected].

Be ready to work from Thika Branch.

*How to File WIBA Insurance Claim & Documents Required?*

Before filing WIBA Insurance Claim, here are documents that you need to have.

1. Duly filled Dosh forms part 1&2
2. Original medical bills
3. Medical opinion if required by the company
4. Documents for death claim
5. Provisional document
6. Certified copy of death certificates
7. Identity card in the event of fatal injury
8. Police abstract report in case of road accident
9. Statement by the immediate supervisor

*When filing WIBA Claim, here are the steps to follow;*

Step1: You need to report fatal work-related injuries and occupational diseases to the director of occupational health and safety before 24 hours lapses. For non-fatal work-related injuries and occupational diseases, you need to report within 7 days.

Step 2: Fill Labor form Dosh part 1

Step 3: Make sure the attending doctor fills Dosh part 2

Step 4: After filling Dosh part 1&2, send the forms to the Labor Office for assessment. Then Labor Office completes the WIBA form after doing the assessment.

Step 5: You should obtain a written statement from the claimant, eyewitness and the supervisor of the claimant.

Step 6: You should report to the insurer once an injury occurs and request a blank claim form for your completion.

Step 7: Complete the claim form and return it to your insurance provider.

Step 8: This is the final step; your insurance provider pays for compensation to the claimant or to the beneficiaries through their bank accounts. Then, the case is closed. If the claimant or the beneficiaries don't agree on the offer, the legal process commences.

GET ONE FROM US TODAY........ 0725954163 /0734473379.