ARI Global

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https://www.youtube.com/user/alvinmwangura

Mwangura Alvin I am enthusiastic about creating wealth and I do believe that every person with the right mindset has an equal opportunity to create wealth not only for them...

"You will discover that Kenya is a hotbed of vibrant culture, spectacular natural beauty, and infinite possibility. Let the world hear a simple message: the narrative of African despair and indignity is false -- indeed, it was never true.

Mr. President and to all of you gathered here, today let that narrative change. When you go home and as you travel around the world, tell those whom you meet about what you have seen in Kenya. Share your experiences and let them know that Africa is open and ready for business."

President Uhuru Kenyatta
Speech at the Gigiri, Nairob

Everyone says buying ur first apartment makes u feel like an adult. What no one mentions is that selling it turns u right back into a child

Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas." - Paul Samuelson

Rewriting the African story. Awesome opportunity!

I met some really gifted and passionate entrepreneurs who are ready and willing to create wealth for Tanzania. Had a fantastic time with these super entrepreneurs in Arusha, Tanzania . Changing the Africa story. Thanks to Root capital in conjunction with MasterCard foundation.

Are you having trouble crunching numbers to access capital? If you want to pass the test of scrutiny from an investor or bank, chose Ari Capital to do the number crunching for you. At a good price you will get financial projections that will give you
• A very clear picture of the return on investment
• A better position to exploit opportunities and challenges in your investment
• Different scenarios that will establish a vantage point in executing your strategy
Numbers are absolute and they don’t lie!
Call us on 0722 355 984 or email at [email protected] show less

Can my business withstand the sharks?
To be a successful entrepreneur you must learn the art of creating an investment portfolio within the business with the intention of creating sustainable profit, reducing business risk and increasing the levels of income in the business. The sole purpose of investing through a business is to reduce risk and increase income. Growth of the business can only be achieved through executing a focused investment plan. One of the biggest question I come across during my consultancy is how do I package my business to attract the right investor?

Credibility: This is having some experience under your belt. An investor would want to see the blood, sweat and tears that you have poured into your business. These include having substantially spent your own money into your idea, setup the right systems to support growth (finance, operations and people) and finally you have been able to build a credible brand in the market place that people trust. Credibility takes time and character to establish and in my opinion, you will need a least a minimum of five years because your business would have gone through a number of seasons including an election year. In the first five years of your business, you need to spend all your energy, money and time in getting your product right and setting up systems that will ensure stability.

Customers: If don’t have a product that a group of people are willing to pay at your desired price, you don’t have a business yet. Contrary to putting the emphasis on the team or the revenue numbers, a lot of attention is needed on the customer. It is crucial for you to be able to answer the following questions for your business before you can approach a suitable investor:
• What compels them to buy this product or service?
• What problems does this product or service solve? Why is it better than the alternatives?
• Why is it worth the price?
• Is what you are selling compelling your customers to tell others about their experience?
• Are your customers asking if they can invest in your company?

Team: The team is still an important part of the equation, but the entrepreneur is just as important. Here's what the investors are looking for in both:
• Passion: The entrepreneur must demonstrate a contagious excitement about their vision for the company.
• Tenacity: The entrepreneur must prove they have the stamina and willpower to stay with their vision through thick and thin.
• Flexibility: The entrepreneur must be willing to re-evaluate and refocus their plans when things don't work out as anticipated.
• Commitment: The entrepreneur must be willing to invest enough of their own money into the project to convince investors they're serious.
• Teamwork: The entrepreneur's team must prove they can work effectively together.
• Coachability: The entrepreneur and their team must be coachable. No team knows everything they need to know to succeed.
• Knowledge: Investors prefer to back teams that really know their market by having backgrounds that are rich and impressive in the market niche for which the company is engaged.

Timing and Opportunity: Investors want big ideas, ideas that can change the world, Ideas that change our behaviour, culture or way of thinking. Anything less is too speculative. The risks of investing in a company are so great and the chances of a reward are so small that investors can't afford to bet on opportunities that won't surely have huge payoffs. And one of the biggest problems when addressing opportunity is "Am I too early?" Investing in a huge opportunity five years before the market will recognize and embrace it is a very frustrating thing. Not only will you lose your investment, you'll have to suffer the extreme frustration of watching someone else make a lot of money on the foundation you helped build. Take time to think through your big idea and do the necessary research and market study before you launch out. This can protect you from flogging a dead horse.

Business Model: Will the numbers map out? In other words, once someone takes a sharp pencil and starts tracing where every shilling comes from and then seriously challenges every expense it will take to generate profit, will you have:
1. A profitable model?
2. A repeatable model?
3. An expandable model?
4. A predictable model?
5. A defensible model?

Many entrepreneurs fail because they don't know how to do this type of exercise with a "real world" view. Going through this process, will also give you a good indication of what the value of your business is. Getting the right value is critical because you will be able to determine what the correct price an investor should pay, for a stake in your business. If it is debt capital that you are looking for, then you are able to assess what interest cost your business can withstand.

Well, there you have it. How do you and your company match up? If you were to be honest and found areas that are lacking, please look for us, we will help you fix them before you approach anyone to invest. Your extra investment of time and money will significantly improve your chances for funding.

Ari Capital
Laiboni Centre 4th Floor Lenana Road
Office 0730 112 146 OR 0722 355 984
Email [email protected]

Get financially empowered and attain financial success in your business. You can read the book or eat it. The choice is yours! For more cakes check out http://sweetinspirations.co.ke/

I got to an awesome start this morning with very productive meetings. One of those meetings was with Sweet Inspirations who surprised me with a cake of my book. Now to get empowered to attain financial success, you not only need to read the book, you can eat it too. For more cakes check out http://sweetinspirations.co.ke/

I got to an awesome start this morning with very productive meetings. One of those meetings was with Sweet Inspirations who surprised me with a cake of my book. Now to get empowered to attain financial success, you not only need to read the book, you can eat it too. For more cakes check out http://sweetinspirations.co.ke/

They say the early bird catches the worm. Early this morning, I talked to the members of the Organisation of Women International Trade. OWIT is a professional organization designed to promote women doing business in international trade by providing networking and educational opportunities. I am humble and grateful for this opportunity.

I had a fantastic time this morning at the Organization of Women in International Trade (OWIT) breakfast meeting. We spent time talking about why your business needs systems more than your mission statement. OWIT is a professional organization designed to promote women doing business in international trade by providing networking and educational opportunities. I am humble and grateful for this opportunity.

Proper bookkeeping is important to sustaining and expanding a business. Without it, you run the risk of hitting cash flow crunches, wasting money, and missing out on opportunities to expand. When you are devising or revising your bookkeeping routine, remember that the purpose of bookkeeping is to help you manage your business and to enable tax agencies to evaluate your business activity. As long as your bookkeeping achieves both of these objectives, it can - and should - be as simple as possible.
The general guidelines here outline what you must take care of and provide ideas for how to keep your books in an orderly manner. But before making any decisions regarding bookkeeping, check with your accountant or tax consultant because bookkeeping needs vary dramatically by business.
Many small business owners choose to use software to keep track of various aspects of their business. The key to taking full advantage of bookkeeping software is to determine if it saves you time and frees you up to concentrate on running your business. In many cases it will, but be careful not to fall into the trap of wasting time setting up complex bookkeeping systems.
Some bookkeeping functions are best relegated to an accountant. While it is essential to retain a thorough knowledge by reviewing your books frequently, an accountant or bookkeeper can free you up to concentrate on expanding your business. Even a bookkeeping task that takes only a few hours a week may be better relegated to someone else if that time can be better spent.
Revenues and Expenses

Your business will use either a Revenue or Expense Journal or a Ledger to keep track of how much money is going out, where it is going, and what is coming in.
A Revenue and Expense Journal is used by most small businesses and is single-entry accounting -- recording receipts and expenditures only. Double entry accounting involves a ledger and necessitates that each activity be recorded as a debit and a credit on your books. In the past it was thought that all businesses needed to use the more cumbersome method of double-entry, but the single entry system is now used for many small business owners. Single-entry accounting can be kept on paper or computer. Programs that perform single-entry accounting include Quicken by Intuit and Microsoft Money among many others.
A ledger is used to record every transaction twice based on the idea that each transaction has two halves that affect your business. For example, if you sell an item, your books would reflect a decrease in inventory (a credit) and a inflow of payment (debit). If you use double-entry accounting you may want to use a computer program or a bookkeeper to keep your ledger up to date. If you allow anyone else to keep your books be sure you review them regularly. One program that dose double-entry bookkeeping is QuickBooks by Intuit.
Your accountant can advise you on which type of recordkeeping you should choose. Also consult your tax advisor about whether you should use a cash or accrual-based bookkeeping system.
Cash Expenditures
Cash spent in your business needs to be accounted for if you want to record all business expenses in a given year. There are at least two ways to do this: write yourself reimbursable cheques or keep a petty cash record.
If you choose to pay yourself back with a cheque, simply keep track of all cash receipts and total them weekly, biweekly or monthly, depending on your volume of expenses. Keep a log of each category of expense, for tax purposes and write yourself a cheque for the total. Write cash reimbursable in your cheque register to differentiate this from taxable income. Alternatively, you can keep a petty cash record by writing a cheque to petty cash and keeping a log of each expense paid out of petty cash.
Inventory Records
Keeping on top of your inventory records will enable you to prevent pilferage, keep inventory holdings to a minimum, and track buying trends, among other things.
If you sell a large number of small-ticket items -- for example, as in a stationary store, you might want to use a computer system to track inventory or tie your computer system into your sales by having a POS (point of sale) inventory system. If you sell larger ticket items you may be able to do it yourself on paper.
The crucial inventory information you need to capture is: date purchased, stock number of item purchased, purchase price, date sold, and sale price.
Accounts Receivable
If your products or services are paid for at time of delivery, you will not need an accounts receivable tracking system. However, if you provide services or products for which people pay you at a later date, your accounts receivable records keep track of what is owed to you. You can monitor accounts receivable by holding on to a copy of all invoices sent out or by keeping an accounts receivable record. Either way, the information you need to capture includes: invoice date, invoice number, invoice amount, terms, date paid, amount paid, and the name of the entity being billed.
Many software programs are available to help you generate invoices and track hours and expenses incurred for each client. These programs can save hours of time for a business owner and create professional-looking invoices.
Accounts Payable
Accounts payables are debts owed by your company for goods and services. Keeping track of what you owe and when it is due will enable you to establish good credit and hold onto your money as long as possible.
Business owners with few accounts payable items use accordion file folders labeled with dates to keep track. Other small firms simply pay bills twice per month and keep all bills in a "To Pay" folder. Larger companies use accounts payable paper records organized by creditor. Regardless of the system you choose, you should retain the following information about accounts payable: invoice date, invoice number, invoice amount, terms, date paid, amount paid, balance (if applicable), and clients names and address.

At Ari Capital, we care about systems and we want to ensure that you succeed in business. For KES 3,000 you will get a customized finance manual that documents your whole bookkeeping system and will act as a guide for you or your accountant to adhere to international accounting standards and best practice. With this manual delegating your bookkeeping function effectively has just been made possible. Call us on 0722 355 984 or email [email protected] to get a copy.

To attain clarity in your business get your accounting organised for only KES 15,000 per month.

Have you ever wondered why organisations that have great visions and missions still produce mediocre results? Here is why, systems trump mission statements all the time. The mission statement are normally hanging on the wall, while the systems are happening down the hall.

Systems have a greater impact on your organisation than mission statements. If you don’t solve problems in your organisation systemically you will go through you career blaming people, firing people and being critical to human nature and never going to the root of the problem.

When you do not try and address challenges in your organisation at a systems level nothing changes. Even the positive changes in business come with there own challenges.

Money is to the business what blood is to the body. Whether the nature of money within the businesses is in the form of capital, sales or expenses you must have a system that will protect your money from loss, misappropriation and fraud. The bookkeeping system is a set of controls that must be put in place to ensure that you capture business transactions accurately and with utmost integrity. These set of controls are positioned to gather evidence of all the business transactions and protect the business from loss, misappropriation and fraud.

At Ari Capital, we care about systems and we want to ensure that you succeed in business. For KES 3,000 you will get a customized finance manual that documents your whole bookkeeping system and will act as a guide for you or your accountant to adhere to international accounting standards and best practice. With this manual delegating your bookkeeping function effectively has just been made possible. Call us on 0722 355 984 or email [email protected] to get a copy.

We define an entrepreneur as one who identifies opportunities within a given environment and creates solutions that generate wealth for its stakeholders. For this to happen the entrepreneur must focus on the core business of his enterprise to ensure that the desired results are being achieved. An entrepreneur must learn to identify what the core activities in his business are, the things that only he can do and focus all his energy on them. He must also learn to identify activities within the enterprise that he could delegate that do not need his absolute attention.

Book keeping is the administrative part of the financial system that can be outsourced or delegated to a third party. The ability to be proactive and react swiftly in your business environment is determined by the quality of financial information being produced by your business. It is therefore critical for the entrepreneur to set up and provide leadership in the activities of book keeping. This does not mean that the business owner must be an expert in accounting; he or she must nonetheless have sufficient knowledge on how to create and operate their own bookkeeping system.

THE BOOK KEEPING SYSTEM

The book keeping system is a set of controls that must be put in place to ensure that you are able to capture all business transactions accurately and with utmost integrity. These set of controls are positioned to gather evidence of all the business transactions and protect the business from fraud and losses. The book keeping system has six components:

Chart of accounts
Accounting for income
Accounting for expenditure
Accounting for assets
Accounting for taxation
Security of information
HOW TO DELEGATE BOOKKEEPING

You cannot delegate what you do not understand. In order to delegate effectively the entrepreneur must understand how all the transactions flow in and out of the business so as to be able to provide leadership to the outsourced company or in-house accountant. This means that the entrepreneur must be knowledgeable enough on the kind of information or feedback that he or she will require from the business.

After gaining a full understanding on how transactions flow in and out of the business the next step is to put the processes in a manual. The finance manual documents every process step by step that are needed to record and secure a transaction. It must be detailed and yet simple enough to be understood. The manual can then be handed over to the outsourced company or in-house accountant for adoption. Remember you cannot outsource or delegate that which you do not understand. Since the ultimate responsibility rests with the entrepreneur, he or she must constantly have the work of the account supervised to ensure that the manual is being implemented correctly.

Our aim is to enrich the lives of every entrepreneur we touch through building capacity on financial stewardship. At Ari capital, financial reporting and tax planning is what we do best. You want to be at rest knowing that you have assigned trustworthy and competent people to outsource your bookkeeping function to, so that you can focus on your core business.

If you’re annual turnover is between KES 5-20 Million we are what you are looking for to help you succeed in your business. Get in touch with us for KES 15,000 per month, we got you.

Email us on: [email protected]

Call us on 0722 355 984

At Ari capital, financial reporting and tax planning is what we do best.

At Ari capital, financial reporting and tax planning is what we do best. You want trustworthy and competent people to outsource this function to so that you can focus on your core business.

If your annual turnover is between KES 5 - 20 Million you need someone who is competent and trustworthy to work alongside you, thereby allowing you to focus on the day-to-day management tasks at hand. For KES 15,000 per month, we got you. Get in touch with us on 0722 355 984 or email us on [email protected]

I trust that you got to a great start in the new year 2015. As you gear up to cease fabulous opportunities this year, here are some tips that you can meditate on and practice through the year.

1. Be loyal. Team loyalty in any environment seems to be a dying philosophy. As a business owner loyalty to the team starts with you. If it's lacking at your level, how can anyone else in the organization embrace it? Loyalty is about leading by example, providing your team unconditional support, and never throwing a team member under the bus.

2. Put others before yourself. Get up every day and ask yourself what you will do to add value to your team, such as simply offering your assistance with a project. The challenge is overcoming the fear that your team member might say: "Yes, I really need your help with this project…tonight."

3. Be reflective. Reflective people often spend too much time analyzing their actions. But imagine if you could harness this talent into something highly valuable? Reflecting on your mistakes, ensures you never repeat them.

4. Be obsessively organized. Some of us innately have this ability, often to a fault, and some have to work at it a bit more. You have to find a process that works for you. I've known people who will put something on their to-do list after they did it and then cross it off to feel a greater sense of accomplishment! Whatever your system is, make it work for you.

5. Assume you don't know enough. Because you don't. To be an effective business owner you must understands that training is never complete.Those who assume they know everything will eventually be eliminated. Those who spend time inside and outside of the business developing their knowledge and skills will provide the momentum for their team's forward progress.

6. Be detail-oriented. Make being attention to detail one of your key performance indicators. Do not be too caught up with getting it right all the time because you will not achieve this 100% of the time. Imagine, though, if all members of a team are obsessed with detail in their delivery or customer service? Don't ask yourself what you are going to do today to be successful; ask how you are going to do it.

7. Never get comfortable. Always push yourself outside of your comfort zone. If you do this continually with every task you take on, that boundary will continue to widen. This process will ensure that you are continually maximizing your potential, which will positively impact your team.

Here is to a great 2015!!

Most wisdom is timeless – and smart money advice is worth hearing in any century. So here are a few great financial proverbs that are just as true today as when they were first uttered:

1. Never spend money before you have it.
Spending money you don’t have is the first step on the slippery slope of debt. Of course, it’s pretty impossible to buy everything you need with cash these days, so some debt (mortgage, car loan, student loans, etc.) is a given. It’s the non-essentials that will get you, so when it comes to credit purchases be careful.

2. Spending is quick; earning is slow.
Spending is quick, alright. Thanks to modern technology, the “convenience” of buying has never been greater – we can spend hundreds of dollars in the swipe of a card, the click of a mouse and the tap of a smartphone. Just remember, no matter how easy it is to spend your money, it’s not getting any easier to make that money.

3. A fool and his money are soon parted.
Don’t take this one the wrong way. Smart people and money are parted all the time, too. It just means that all money decisions are important and you can’t take it for granted that your money will always be there. The more you do to educate yourself about finances, the better equipped you’ll be to take your money in line.

4. Creditors have better memories than debtors.
As much as we’d like to be able to forget our bad money decisions and let our old debts drift away into obscurity, that just isn’t happening. And just because you can’t remember who you owe and how much, trust me – they know. So keep good records and don’t lose track of your debts.

5. Rather go to bed supperless than rise in debt.
Don’t take Mr. Franklin too literally here. If using credit is your only option, that’s far better than starving. The real point here is that some wants may feel like needs, but you should never forget that borrowed money is still borrowed money and in the (figurative) morning it will be due.

6. If you buy what you don’t need, you steal from yourself.
This is a great saying that you don’t hear enough, because it’s absolutely true. When you buy something you don’t need today, it’s the future you that will suffer. Or, to put it another way, spending money on today’s wants means you might not be able to afford tomorrow’s needs. Even if you feel financially secure right now, that might not last forever, so you should still be cautious with your money.

7. Save for a rainy day.
Never take the value of savings for granted, because (to use another popular old adage) when it rains, it pours. We’re hardly ever as prepared as we need to be for major financial setbacks, so it’s important to remember that disaster can strike at any time. The more you save today, the faster your recovery will be.

8. A penny saved is a penny earned.
This saying used to make no sense to me. In my mind, a penny saved is a penny saved and a penny earned is a penny earned. They’re two totally different things! (Unless you’ve got a savings account with 100% interest, which would be awesome.) However, it turns out I was misinterpreting the proverb. It really means that the money you save is just as valuable as the money you earn – so don’t discount the importance of saving. And that I totally agree with.

9. Interest on debt grows without rain.
Crops, trees, flowers, grass – all organic plant life needs the right conditions to grow and thrive. Debt, on the other hand, can grow in a vacuum. So just remember, it doesn’t matter what happens to the house you buy, or the degree you finance, or the new business you invest in – the interest on your debt will accumulate no matter what.

10. Lend your money and lose your friend.
Borrow money from the bank. Seriously. You’re very unlikely to have a super tense, passive aggressive Thanksgiving meal with the bank. In all seriousness, it is possible to lend to or borrow money from friends or family, but it’s difficult and, more often than not, it puts an unnecessary strain on your most important relationships. So stick with the bank. The bank doesn’t care if you say nasty things behind its back. It’s probably used to it.
What are some of your favorite old sayings that still hold true today? And, more importantly, where are all the wooden nickels??

Wisdom for Investment Decisions
1. On Earnings: Never depend on a single income. Make investments to create a second source.

2. On Spending: If you buy things you do not need, you will soon have to sell things you need.

3. On Savings: Do not save what is left after spending, but spend what is left after saving.

4. On taking risks: Never taste the depth of a river with both feet.

5. On investments: Do not put all eggs in one basket.

6. On Expectations: Honesty is very expensive gift. Do not expect it from cheap people

Profit is the one thing that will get you to achieve your vision. If the financial system is the heart of the organisation, profit is the blood that gives life to the body. Without profit the business will die. For a business to thrive, it must have the ability to generate sustainable profits. You don't want to miss this sign up now....

An entrepreneurship success workshop for entrepreneurs by entrepreneurs

Financial success for entrepreneurs. Enriching the lives of the people we touch.

Success without a successor means failure. A wise man put it this way, the final test of a leader is that he leaves behind him in other men the conviction and will to carry on and an environment where common sense, without the grace of genius, can deal with successfully. It is easy enough to execute a great idea all by yourself however the challenge comes when you must communicate those convictions to a successor.

Lead from the front
What you do normally speaks louder than what you say. People are attracted to what you do more that what you say. You gain credibility when you consistently live out your convictions and passions. You cannot pass on character traits that you do not live out. Some of the characters' that you may need and are critical in succession planning include integrity, endurance, hard work that leads to results, passion and a positive attitude.

Competence
You must have the right competence to lead your departments or company. This does not mean you become an expert in everything in your company, but you must have enough knowledge to be able to give leadership to the experts that you higher or your subordinate. It is extremely critical that you have a great understanding of the vision, mission and values of the company. This gives you more credibility when mentoring the next generation of leaders.

Cultivate a culture of disciple
You must go beyond living out your convictions and passions. One must establish a culture of discipline that is able to carry on your vision and mission in your absence by creating systems. Systems create behaviors that lead to culture development. The way you handle the processes in your organization is determined by the systems you have adopted. How you recruit staff, how you handle money and how you handle customers and suppliers are all systems that create a certain behavior.

Document your systems and processes
Putting down your systems on paper is very critical for success planning. This means that you create manual for all the systems that hold your company together. This may include a human resource manual that deals with recruitment, termination and discipline, a finance manual that deals with financial integrity and risk, a customer service manual for dealing with your outside stakeholders. With the help of ICT, one is able to make the manual accessible as possible for all staff. With technology like cloud computing you can put all your manuals in a cloud accessible to all.

Be selective in choosing your successor
It is very difficult to get someone who has the same convictions and passions as you. However there are three traits that you must looks out for when choosing your successor.

Character: You get to know someone's character in informal setting. Keep watch during the Christmas parties or team building events. Ensure that your successor possesses the characters that you believe will hold the company for the long haul.
Chemistry: This is how passionate one is about the vision of the company. You can gauge ones level chemistry by how well he can articulate the vision, mission and values of the organization. You can also get feedback from his peers, external customers on whether he is a team player and a problem solver.
Competence: Competence is something you build over time, and what you will be looking for is someone that is willing to learn, humble enough to listen to advice that comes from all directions.
Celebrate your wins with the team
Celebrating milestones achieved gives a sense of purpose to all your employees and stakeholders. It strengthens peoples commitment to the company and reminds them of where they are going. It is a way of keeping the vision alive in the heart of your stakeholders.