Kristopher Hissam - Bankers Life Securities Financial Representative

Over the next 20 years, the largest transfer of money in U.S. history will occur, with more than $70 trillion expected to pass from baby boomers to their millennial children. Check out our blog for 7 tips that will help you talk to your adult kids about inheritance.

7 tips for talking to adult kids about inheritance - Bankers Life Blog Over the next 20 years, the largest transfer of money in U.S. history will occur, with more than $70 trillion expected to pass from baby boomers to their Talking about inheritance is important for setting expectations and helping adult kids manage their own financial plans.

There’s a lot to consider when deciding whether to add a long-term care rider on a permanent life insurance policy. Here are six things you should know.

6 Facts About Long-Term Care Riders Learn how long-term care riders work and how they can impact the benefits of your life insurance policy.

Get clarity on your Medicare options with our glossary of must-know terms.

Medicare Terms to know - Bankers Life Blog Get clarity on your Medicare options by learning these need-to-know terms.

Looking for a Medigap plan? Make sure you don’t miss your personal enrollment period. Here’s what to know.

When Does Medicare Supplement Open Enrollment Take Place? - Bankers Life Blog Medicare Supplement, also called Medigap, is a type of supplemental health insurance that complements your primary medical coverage. While this additional When can you enroll in a Medigap plan? Find out what you need to know about the Medicare Supplement enrollment period.

Aging in place often means utilizing mobility aids to ensure your home stays accessible as you get older. Check out this article for helpful information on six types of mobility aids.

6 Types of Mobility Aids To Help You Maintain Your Freedom of Movement Seniors can maintain freedom of movement and enjoy active lives with help from these six mobility aids.

Today, about four million widows and widowers receive widow’s pensions. Here's a brief guide to widow's pensions, who qualifies for them and how they work.

Who Qualifies for a Widows Pension The widow's pension provides income to surviving spouses of workers who have earned Social Security benefits. Learn more about whether you may qualify.

Are you ready to select your best Medicare options for next year? Start here.

Learn about the requirements for receiving Medicare in 2024 - Bankers Life Blog There are three major requirements for Medicare. You must be either 65 or older; have a disability; or have End-Stage Renal Disease to receive benefits. Learn about the requirements for receiving Medicare in 2024.

Choosing an annuity beneficiary can be as complex as selecting an annuity in the first place. Fortunately, you don’t need to make these complicated decisions alone. Check out our blog for six things to know.

Retirement planning: 6 things to know about choosing an annuity beneficiary - Bankers Life Blog An annuity is a financial vehicle designed to help you accumulate money for retirement, protect what you’ve saved or turn your retirement savings into an Check out these six things you should know about choosing an annuity beneficiary.

Are you ready to experience the peace of mind that comes with a predictable income stream in retirement? Contact me to learn how annuities can help.

Hospital indemnity insurance is designed to help protect you from out-of-pocket hospital bills. Check out our blog and see if this product is right for you!

What is hospital indemnity insurance? - Bankers Life Blog Hospital stays don’t just take a physical toll. They make a financial impact as well, with the average cost of a three-day hospital stay adding up to Hospital indemnity insurance is designed to help protect you from out-of-pocket hospital bills. See if this product is right for you!

Did you know that many universal life insurance policies accumulate cash value over time? Head to our blog for details.

What is universal life insurance? - Bankers Life Blog Life is full of changes, transitions, growth—and sometimes disruptions. That’s why it may be important for you to consider a universal life insurance Universal life insurance is permanent coverage that offers flexible premiums and an adjustable death benefit. Find out if it’s right for you.

Medicare Supplement plans can help fill in the gaps of your primary health insurance—but if you miss your enrollment window, it might be harder to get a policy. Here’s when to buy a Medicare Supplement (Medigap) policy.

When Does Medicare Supplement Open Enrollment Take Place? - Bankers Life Blog Medicare Supplement, also called Medigap, is a type of supplemental health insurance that complements your primary medical coverage. While this additional When can you enroll in a Medigap plan? Find out what you need to know about the Medicare Supplement enrollment period.

Even if you have a will, you'll want to understand some of the crucial differences between probate and non-probate assets to help you avoid extended court processes which could delay the distribution of your assets. Here’s what you need to know.

Understanding the Difference Between Probate and Non-Probate Assets There are key differences between probate and non-probate assets. Here's what you need to know about both types as you go through your estate planning.

Let me help you develop a retirement plan that provides flexibility and peace of mind. Contact me for information on how annuities can help.

Choosing an annuity beneficiary is an important part of retirement planning because it can help ensure the financial security of your loved one after you’re gone, or help you transfer generational wealth. Check out our blog for six things you should know about choosing an annuity beneficiary.

Retirement planning: 6 things to know about choosing an annuity beneficiary - Bankers Life Blog An annuity is a financial vehicle designed to help you accumulate money for retirement, protect what you’ve saved or turn your retirement savings into an Check out these six things you should know about choosing an annuity beneficiary.

Looking for a way to cut the cost of out-of-pocket medical expenses? A Medicare Supplement plan might be a good fit.

What Is a Medicare Supplement Plan? - Bankers Life Blog Healthcare costs in the U.S. are continuing to rise. One study showed that in 2017, one in 100 Americans under age 64 spent $5,000 or more out of pocket Supplemental health insurance like Medigap helps cover out-of-pocket medical expenses. Learn how it works and where to purchase a policy.

The average cost of a funeral has risen 6.6% over the past five years. Read on to find out what a funeral will cost you today.

What’s the REAL Cost of a Funeral? Navigating through the loss of a loved one can be one of life’s most difficult and jarring experiences. It's only natural to think through how the end of

TikTok always seems to be in the news for one reason or another. Recently their one chip challenge has caused such a concern and danger to young people every parent and grandparent will want to read how to protect the young people in their life from falling into a dangerous situation. Read on to learn more…

One Chip Challenge: How to Keep Your Family Safe on TikTok TikTok is a social media platform of short videos that many adults find fun and enjoyable and even more young people are on to participate in fun dance

FACT: 88% of annuity owners say annuities give them peace of mind in retirement! Check out our blog and get to know this retirement savings vehicle.

Get to Know the Annuity, a Key Retirement Savings Vehicle - Bankers Life Blog A key number to know as you prepare for retirement is how much money you need coming in every month to cover your expenses. The amount of monthly

September is focusing on all things related to life insurance. Did you know that having life insurance can ensure financial security? Read more here:

How Life Insurance Can Help Ensure Financial Security Nothing in life is certain which is why making sure your loved ones are cared for is important when the unexpected happens. Life insurance can be a

Inflation is making it challenging for retirees to afford and enjoy the retirement they dream of. Check out our blog to learn how annuities can help.

How annuities help protect against inflation - Bankers Life Blog “Retirement is like a long vacation in Las Vegas. The goal is to enjoy it to the fullest, but not so fully that you run out of money.” Jonathan Clements Inflation makes it difficult to live on a fixed retirement income, but annuities present a solution that can help retirees.

Critical illness insurance provides lump-sum cash benefits if you’re diagnosed with a covered illness like cancer or heart disease. You can use the money for any need, including out-of-pocket medical bills and living expenses.

As you begin to settle down, grow your family, advance your career, or grow your assets, it’s important to protect it all with life insurance. Here’s what younger generations need to know: bankerslife.com/insights/understanding-insurance/4-things-millennials-and-gen-zers-should-know-about-life-insurance

Medicare can be a helpful way for people who are age 65+ or younger people with a disability to get health insurance. But it’s also confusing. Get the facts here.

Misconceptions About Ages and Medicare - Bankers Life Blog There’s no way around it: Medicare is confusing. While this government-sponsored health insurance helps millions of Americans each year, it also comes Read seven common Medicare myths and learn the truth about who can get Medicare, when to apply, and how to do it.

Will your sources of retirement income be enough to meet your monthly needs? If not, it might be time to get to know the annuity.

Get to Know the Annuity, a Key Retirement Savings Vehicle - Bankers Life Blog A key number to know as you prepare for retirement is how much money you need coming in every month to cover your expenses. The amount of monthly

Cost is the #1 reason why people don’t buy life insurance, yet coverage may not be as expensive as you think. Did you know you may be able to get a quality policy for less than the cost of a daily cup of coffee at the local café?

Prioritize the financial future of your loved ones in your budget with affordable life insurance! Learn more: bankerslife.com/insights/understanding-insurance/qa-is-term-life-insurance-right-for-you

Did you know life insurance tends to cost less when you’re young and healthy? That’s why now is an ideal time for Millennials and Gen Zers to get covered!

4 things Millennials and Gen Zers should know about life insurance - Bankers Life Blog As a Millennial or Gen Zer who’s young and healthy, life insurance may be the last thing on your mind. But life is unpredictable, and having coverage in As a Millennial or Gen Zer, life insurance may be the last thing on your mind. But life is unpredictable, and having coverage is important.

If you’ve ever dealt with a serious illness, injury or hospitalization, then you know how expensive the resulting medical bills can be. Check out our blog to learn how supplemental health insurance can help.

Who should buy supplemental health insurance? - Bankers Life Blog If you’ve ever dealt with a serious illness, injury or hospitalization, then you know how expensive the resulting medical bills can be. In the United Check out these three groups of people who could benefit from purchasing supplemental health insurance.

Are you on Medicaid or receiving another type of public benefit? If so, it’s important for you to understand how benefits cliffs could impact you.

What’s a Benefits Cliff and Could it Impact You? Workers are facing rising costs and many are eager to increase their wages or advance their careers to help offset the expenses but the downside is that