Jason JB Property Consultant Investment

https://m.malaysiakini.com/news/597239

No more RPGT in 6th year; vehicle sales tax discount extended UPDATED 6PM | Policy for property disposal in five years or less unchanged.

https://www.propertyguru.com.my/property-news/2021/10/201665/napic-govt-should-freeze-development-of-stratified-buildings-extend-hoc-to-secondary-market

NAPIC: Govt Should Freeze Development Of Stratified Buildings, Extend HOC To Secondary Market The HOC is set to end on 31 December 2021, with benefits including stamp duty savings and tax exemption in housing loans.

https://www.freemalaysiatoday.com/category/nation/2021/10/13/hoc-may-extend-to-secondary-housing-market-too/

HOC may extend to secondary housing market too Govt also plans freeze on stratified buildings to solve the overhang problem in the country.

Details of Moratorium announced under the PEMULIH package:

📌Limited to loans approved before July 1, 2021, and when applying for Moratorium, the loan repayment period should not exceed 90 days.

📌The installment payment (including principal and interest) of the loan is temporarily postponed for 6 months, and the interest of the loan during this period will be calculated.

📌Banks cannot levy compound interest, handling fees and fines from moratorium applicants.

📌Credit card debts cannot apply for moratorium, but you can choose to convert these debts into a 3-year term loan to help borrowers reduce interest expenses.

Major banks have successively updated their websites to allow people who wish to apply for a deferment of loan repayment to inquire about details. The websites of some banks indicate that the details need to be announced after 7July 2021. It has compiled the deferred loan links of major banks for everyone. Friends who need to apply at that time can refer to the following list:

1. Moratorium Maybank
https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/announcements/2020/March/announcement_financial_relief_scheme.page

2. Moratorium Bank Rakyat
https://cv19-support.bankrakyat.com.my/

3. Moratorium Bank Islam
https://vao.bankislam.com.my/ppb/

4. Moratorium CIMB
https://www.cimb.com.my/covid19support

5. Moratorium BSN
https://www.bsn.com.my/page/TRA

6. Moratorium Public Bank
https://www.pbebank.com/Others/COVID-19.aspx

7. Moratorium Ambank
https://www.ambank.com.my/eng/targeted-repayment-assistance

8. Moratorium RHB
https://www.rhbgroup.com/malaysia/campaigns/PostMoratoriumEForm?_ga=2.202856849.1410897864.1622574747-1382388922.1622574747

9. Moratorium Affin Bank
https://www.affinbank.com.my/Others/Financial-Assistance-Instalment-Relief-(FAIR)-Prog.aspx?lang=ms-MY

10. Moratorium MBSB
https://www.mbsbbank.com/bm/notices/moratorium

11. Moratorium Bank Muamalat
https://map.muamalat.com.my/

12. Moratorium Kuwait Bank
https://www.kfh.com.my/malaysia/personal/announcements/KFH-RAP.html

13. Moratorium CitiBank
https://www.citibank.com.my/english/forms/moratorium-restructure-V2/index.html

14. Moratorium Alliance Bank
https://www.allianceonline.com.my/personal/loan_moratorium/loan_moratorium.do

15. Moratorium AgroBank
https://www.agrobank.com.my/my/bbb/

16. Moratorium Hong Leong Bank
https://www.hlb.com.my/en/personal-banking/news-updates/hlb-payment-relief-assistance-plan.html

17. Moratorium SME Bank
https://smebank.com.my/en/financing-payment-assistance

18. Moratorium Standard Chartered Bank
https://www.sc.com/my/important-information/covid-19/

19. Moratorium Al Rajhi Bank
https://www.alrajhibank.com.my/page/financial-relief/financial-assistance

20. Moratorium UOB Bank
https://www.uob.com.my/default/covid-updates/covid-relief-assistance.page

21. Moratorium OCBC Bank
https://www.ocbc.com.my/personal-banking/Loans/moratorium/index.html

22. Moratorium PTPTN
https://www.ptptn.gov.my/penangguhanpkp3.0/