Avenue Supreme
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Kota Kinabalu
88000
88000
88100
88200
Block F 31/32-3 Kk Times Square
Imago and Riverson Soho
kk
Aeropod
88300
Kota Kinabalu, Sabak
Aeropod Commercial Square
88200
Kota Kinabalu Times Square
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Menyediakan Bilik Sewa | Bilik Tumpangan | Bersih | Baru | Selesa | Selamat
Area Penampang | Putatan | Menggatal | Sepanggar | KK
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Bilik Tumpangan | Sulaman Sentral | Sepanggar
-Berkatil | Baru | Bersih
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-Tempat Memasak
-Sewa Rm 380
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016-845 1887
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Click to apply >> BRANCH MANAGER VACANCY
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Content Creator Vacancy Click to apply >>
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Avenue Supreme on TikTok 159 Followers, 784 Following, 26 Likes - Watch awesome short videos created by Avenue Supreme
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Zhun Yi - 019 839 5282
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Photo review of our C300HQ solar streetlight 😍 Thank you boss for sharing~
Drop by the nearest HAG Retail Branch to check out our other lights on display! Open daily from 9am til 6pm~
____________________
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▸ Call 088 766 555 or Whatsapp https://wa.me/60194982555
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HAG Solar & Lighting Lawas
▸ Call 085 262 333 or Whatsapp https://wa.me/601119621555
____________________
Purchase online at
𝗢𝗻𝗹𝗶𝗻𝗲 𝗦𝘁𝗼𝗿𝗲: https://hag-store.com/
Bilik Tumpangan | Bundusan | Penampang | Perempuan
-Khas Untuk Perempuan
-Berkatil | Bersih
-Ice Box
-Tempat Memasak
-Sewa Rm 350
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016-845 1887
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Sadong Jaya 4 Storey Shoplot For Sell
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016-845 1887
𝐒𝐇𝐎𝐔𝐋𝐃 𝐘𝐎𝐔 𝐓𝐀𝐊𝐄 𝐓𝐇𝐄 𝟔 𝐌𝐎𝐍𝐓𝐇𝐒 𝐋𝐎𝐀𝐍 𝐌𝐎𝐑𝐀𝐓𝐎𝐑𝐈𝐔𝐌?
This morning I read online as some people debate whether should they or should they not apply for the upcoming moratorium.
Malaysians are such a funny group of people.
Don’t give you moratorium, everyday you go to Tengku Zafrul’s page and spam him with comments. 🤷🏻♂️
When announce everyone will get moratorium, some people scared that banks will charge them interest. 🤦🏻♂️
Eh hello, you think our banks are charitable NGOs kah?
Oh dearie me.
𝐖𝐇𝐎 𝐒𝐇𝐎𝐔𝐋𝐃 𝐀𝐏𝐏𝐋𝐘 𝐅𝐎𝐑 𝟔 𝐌𝐎𝐍𝐓𝐇 𝐌𝐎𝐑𝐀𝐓𝐎𝐑𝐈𝐔𝐌
✅𝐘𝐎𝐔 𝐂𝐀𝐍 𝐌𝐀𝐊𝐄 𝐌𝐎𝐑𝐄 𝐌𝐎𝐍𝐄𝐘
If you are not in financial difficulty and you definitely can make more with the extra money, then go ahead and take to invest.
Our interest rate is so low at about 3%.
There are so many alternative investment instruments that can easily beat the interest with eyes close la.
✅𝐘𝐎𝐔 𝐀𝐑𝐄 𝐈𝐍 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐃𝐈𝐅𝐅𝐈𝐂𝐔𝐋𝐓𝐘
If you are in financial difficulty, please take it and keep it aside for emergency use and daily expenses.
✅𝐘𝐎𝐔 𝐂𝐀𝐍 𝐌𝐀𝐊𝐄 𝐌𝐎𝐑𝐄 𝐌𝐎𝐍𝐄𝐘, 𝐀𝐆𝐀𝐈𝐍
If that is an investment property that you are renting out, please take if you are able to generate more returns elsewhere and set aside some for contingencies like repairs.
People are staying home and using things more so wear and tear is unavoidable.
Mortgage interest rates are so cheap they’re practically free money.
✅𝐘𝐎𝐔 𝐉𝐔𝐒𝐓 𝐋𝐎𝐕𝐄 𝐄𝐗𝐓𝐑𝐀 𝐌𝐎𝐍𝐄𝐘
If you are self-employed or own a business, no need to think, business good or bad, you can always use the extra cash for emergency or working capital.
𝐖𝐇𝐀𝐓 𝐒𝐇𝐎𝐔𝐋𝐃 𝐘𝐎𝐔 𝐍𝐎𝐓 𝐀𝐏𝐏𝐋𝐘 𝐅𝐎𝐑 𝟔 𝐌𝐎𝐍𝐓𝐇𝐒 𝐌𝐎𝐑𝐀𝐓𝐎𝐑𝐈𝐔𝐌
❌𝐎𝐖𝐍 𝐒𝐓𝐀𝐘 𝐏𝐑𝐎𝐏𝐄𝐑𝐓𝐘
If you have enough emergency stash and your job is not affected, you can go ahead to service the loan as per usual.
Nevertheless, I would be very tempted to take the offer if I’m in your position for other higher returns of investment.
❌𝐂𝐑𝐄𝐃𝐈𝐓 𝐂𝐀𝐑𝐃𝐒
The compounding interest is a killer.
Pay off in full as per usual.
❌𝐇𝐈𝐑𝐄 𝐏𝐔𝐑𝐂𝐇𝐀𝐒𝐄 + 𝐏𝐄𝐑𝐒𝐎𝐍𝐀𝐋 𝐋𝐎𝐀𝐍𝐒
Do not take if you can afford to service them.
The front loading calculation method for these facilities will cause a big interest payable in the long term.
𝐂𝐎𝐍𝐂𝐋𝐔𝐒𝐈𝐎𝐍
Only mortgage moratorium is worth considering.
The other types of loan (car loan, personal loan, credit card loan…etc), proceed with caution.
Don’t bite off more than you can chew.
Applications open on Wednesday, 7th July 2021.
Please don't go calling and harassing your bankers now.
All the best, stay safe, and may we all get through this s**t storm in one piece.
Full article adapted from Hikayat Hartanah by Kenny Lee, a mortgage loan expert who previously worked for RHB Bank.
You can contact him on his Page for more mortgage consultation advices.
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Kota Kinabalu
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