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JYGKinnie

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大多数的人都认为保险公司骗钱，医药卡更本赔不出钱，每个月都在浪费钱买一张没有用的医药卡。

身为保险代理员的我已经有接近10年的保险经验。我可以在这里很老实的告诉你，保险公司没有骗你的钱，真正骗你的可能是自己还是保险代理员。在这里我希望小红薯的朋友们大力的把这篇文章分享出去，以免被不法分子举报。

首先我们一定要很清楚了解我们本身保单的保险条规，在每一份保单里面都会清楚的列明几个条例。当你看清楚以下条例你就明白为什么骗你的另有其人而不是保险公司
1) Pre-Existing Conditions
2) Specified illness occurring during the first 120 days of continuous cover , whether or not caused by accident
3) Any medical or physical conditions arising during the waiting period except for accident

看上去是多么深奥的英语条例简直就好像它认识我我不认识它一样，所以在这里我很清楚的告诉所有小红薯的朋友们每一份保单的等待期是120天，如果在买之前自己本身有任何病患如（血压高、胆固醇高、血糖高甚至一些疾病等等）都必须要申报，然后让保险公司审查，如果是一些都市病保险公司可能都会受保，如果不受保保险公司都会给你们签一封 CAP Letter。如果刻意隐瞒保险公司自己有疾病没有申报，那么不好意思了。你的医药保险肯定不受保，然后保险公司还会去审查你以往的身体报告。

如果你的保险代理员和你说小病不用申报，那么我只能告诉你你上车了，因为你的医药卡肯定会有问题。所以一定要记得、记得、记得不要去隐瞒任何病情或者身体状况，老实陈述就可以了。如果有隐瞒的话，保险公司不受保是正常的，毕竟不是慈善机构。

如果你今天买了保险，你不懂自己有没有不保条例、你不懂自己是否有申报过任何病情、又或者你申报了，你不懂你的代理员有帮你申报吗？您可以联系我，我会为您提供完善的保单检阅服务。

#马来西亚保险
#马来西亚最好的医药卡

20/10/2022

How long you didn't review your insurance policies? 🤔🤔
Welcome to contact me for more information

19/01/2022

JYGKinnie updated their business hours.

19/01/2022

JYGKinnie updated their website address.

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Telephone

+60184648482

Website

facebook.com

Address

Kuala Lumpur, Wilayah Persekutuan
Kuala Lumpur
50050

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