Renew Road Tax Car Insurance Malaysia

Renew your MSIG Motor Insurance policy
Via ACPG WhatsApp Team 011-12239838

http://wasap.my/+601112239838/MSIGmotorinsurance

When the unexpected happens, we're here to take care of your insurance needs, so that
you can focus on the things that matter most. Make claims, track your status and
more in just a few taps. Download the new MY MSIG Mobile App now.

https://www.msig.com.my/msig-app/

Register an account before 30 Nov 2021 and be rewarded with RM30 Touch ’n Go eWallet Reload Pin.

Terms and Conditions apply. Exclusively for MSIG policyholders (Motor, Travel, Home, Medical)

Take It Easier with the MY MSIG Mobile App today!

We have created a quick step-by-step guide on how to register your account on the MY MSIG Mobile App. The app is for use exclusively for those with MSIG Motor, Home, Travel and Medical insurance policies.

Play Store
https://play.google.com/store/apps/details?id=com.msig.mobile

App Store
https://apps.apple.com/us/app/my-msig/id1561144923

Youtube
https://youtu.be/0Yrymt_r8r0

MSIG Motor Insurance, MSIG Home Insurance, MSIG Travel Insurance and MSIG Medical Insurance
Arranged By
ACPG Management Sdn Bhd
www.acpgconsultant.com
ACPG Whatsapp Team +6011-12239838

Manufacturing Insurance and Warehouse Insurance
Enquiry Via ACPG Whatsap +6011-12239838

ACPG Whatsapp Team
http://wasap.my/+601112239838/Manufacturinginsurance
Manufacturing Industry
Insuring your needs while providing services that help control costs and reduce ongoing risk

The manufacturing industry is one of the most diverse, with a myriad of products requiring different production methods, sold to different markets, and facing different opportunities for innovation and economic performance.

From the production line to the export market, the risks they face are almost as broad, forcing manufacturers to work harder and smarter to maintain competitiveness.

ACPG principal insurers offers the widest range of policies for the manufacturing industry in the Malaysia market, backed by the knowledge and expertise of our experienced underwriters, loss prevention engineers and claims staff, giving Malaysia businesses the confidence to expand and grow both at home and internationally.

Commercial & Industrial Fire
This product covers accidental physical loss, destruction or damage to property insured other than by an excluded cause and subsequent income loss resulting from such interruption or interference.

Extended Warranty
Our Service Contract Reimbursement program allows you to extend the manufacturers' warranties up to a maximum of five years from the date of purchase for your electrical appliances, mobile devices and furniture with similar manufacturer's protection against structural (furniture), mechanical or electrical failures.

Trade Credit
Trade Credit Insurance protects open account sales - export and domestic - against non-payment resulting from a customer's legal insolvency or protracted default. Apart from protecting the insured's primary source of cash and the accounts receivable, our coverage can potentially enable the insured to expand sales in new markets and offer more competitive terms of sale.

Product Liability Insurance
A manufacturer may be held liable for bodily injury or damage to property of others caused by defective products.

Marine Cargo Insurance
Comprehensive cover against risks of loss or damage of goods in transit from point A to B by sea, air (including courier) and land.

Foreign Workers Scheme
Foreign Workers Insurance Scheme is designed with the understanding that your employees are your assets and that taking good care of your foreign workers will ensure the smooth running and success of your business operations.

Group Personal Accident
This product provides compensation in the event of injuries or death caused by sudden and unforeseen accident. Coverage is provided 24/7. This product is specially customized according to your needs and can be purchased by a company to cover its employees, provided that all employees are included for coverage.

Group Medical
With rising medical costs, you need a medical program that is cost effective to ensure your most valuable asset, your employees are protected.

Business Travel Insurance
In today’s global environment, it is comforting to know that your employees can travel with peace of mind with our comprehensive

Group Travel Insurance. Whatever your employees’ travel patterns, we have plans that offer an extensive array of coverage that provides travel protection.

Management Liabilities
Provides the most innovative and extensive insurance for your directors and officers.
Commercial Crime
Protection against fraud, dishonesty, third party computer and funds transfer fraud.

Environmental Impairment Liability
Environmental insurance provides customers with the broad coverage they need to adequately protect their business from the continuously changing environmental landscape.

Public Liability
Public Liability provides indemnity to an Insured for his legal liabilities as well as legal liabilities of his representatives and employees arising in connection with the Insured’s business, carried out at and from the specific place of business.

Workmen's Compensation and Employers Liability
An employer may be legally liable to provide compensation to his workers and their dependents for personal injury/death by accident arising out of and during the course of employment. This covers the employer for such liabilities.

Comprehensive General Liability
Businesses have a duty of care to their customers, as well as to the general public. Legal defence and compensation costs that follow an accident or injury caused by your company’s activities can be crippling.

General Liability cover from ACPG principal insurers ensures that the injured party receives fair compensation without putting your business at risk.

Oil and Gas Service Contractors
Oil and Gas Service Contractors in the ASEAN Region (OSCAR) fulfills the insurance contractual requirements of general oil and gas contractors. It provides comprehensive cover for Workmen's Compensation and Employer Liability and General Liability for oil and gas contractors working onshore and/or offshore.

Malaysia Insurance Corporate Agency
ACPG Management Sdn Bhd (Insurance Biz since Year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
http://www.acpgconsultant.com
+603-92863323, +6011-12239838, +6012-6489838
For more information or quotation enquiry, please contact our ACPG Whatsapp Team
http://wasap.my/+601112239838/ACPGinsuranceenquiry

Property Building Insurance
Online Enquiry via Whatsapp +6011-12239838
ACPG WhatsApp Team
http://wasap.my/+601112239838/PropertyBuildinginsurance

Malaysia Property Building Insurance Policy
Malaysia Houseowner Insurance Policy
Malaysia Householder Insurance Policy
Malaysia Home Insurance Policy
Malaysia House Insurance Policy
Malaysia Fire Insurance Policy
Malaysia Home Content Insurance Policy
Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
[email protected]

Please find out more information at our link as below:
http://acpgconsultant.com/main/3143/index.asp?pageid=122526&t=malaysia-house-and-home-content-insurance%2C-malaysia-robbery-insurance%2C-malaysia-theft-insurance%2C-malaysia-household-insurance%2C-home-system-insurance%2C-malaysia-jewellery--personal-value-insurance

ENSURE YOUR HOME INVESTMENT IS ADEQUATELY PROTECTED
Kuala Lumpur, 10 January 2014- Five years ago,
Ali had invested most of his savings to purchase a RM250,000 home and sank another RM60,000 to furnish his home.

To facilitate the purchase, he has taken an 80 per cent housing loan from a local bank. As one of the bank requirements is to buy a fire insurance to cover the amount of the loan, Ali let the bank decide on the value and the insurance company.

Unfortunately, many of us like Ali are unaware whether we have bought adequate cover for our home investment and whether we have taken up the appropriate insurance covers that best meet our needs and requirements.

To help us in our decisions, it would be best to understand the different types of property insurance covers that are available to us and under what circumstances can we be underinsured.
Types of property insurance
In Malaysia, there are three types of property insurance covers available for house owners to select from:
• Fire insurance
• Houseowners' Insurance
• Householders' Insurance or content insurance
Fire insurance is designed to provide protection against material damage to properties such as buildings, contents such as household equipment, fixtures and fittings.

The policy covers the loss or damage caused by fire and lightning or damage caused by explosion of domestic boilers or gas used for domestic purposes. However, the policy may be extended to cover other perils such as:-
1. Riot and strike
2. Malicious damage
3. Aircraft damage and articles dropped therefrom
4. Impact damage (excluding own vehicle)
5. Bursting and/or over flowing of water tanks, apparatus and pipes
6. Earthquakes, volcanic eruption, hurricane, typhoon, cyclone, windstorm
7. Flood
8. Subsidence and Landslip

The Houseowner's Insurance cover is a comprehensive insurance policy specially designed for owners of residential properties.

It covers the building against loss or damage caused by all the perils covered by the fire policy except riot, strike and malicious damage and subsidence and landslip, except as a result of earthquake and volcanic eruption.
In addition, the policy also covers:
1. Theft but only if accompanied by actual forcible and violent entry
2. Loss of rent if building is damaged and rendered uninhabitable
3. The insured's liability to the public in respect of bodily injury and damage
This policy may also be extended to cover:
1. Riot, strike and malicious damage
2. Subsidence and landslip

The Householders' Insurance cover is almost identical to Houseowners' Insurance, but the protection is meant for the contents and not for the building.
This policy would also be appropriate to renters as the landlord's policy only covers the building and not the possessions of the renters.
While it is true that one of the basic principles of insurance is indemnity i.e. one should not profit from an insurance claim, insurers have introduced the Reinstatement/Replacement Value Clause to meet the needs of consumers to conveniently replace or reinstate loss or damaged properties covered under a fire, houseowner or householder policy.
The clause provides payment of claim due to an insured peril without deduction for depreciation for age or wear and tear.
In other words, the full cost of repairs or replacement will be met subject, of course, to the condition that the sum insured of
the properties is adequate to cover the total cost of repairing or reinstating the building or insured properties at the time of the loss.
If the properties are underinsured, the insured will be compensated only in the proportion of the sum insured to the actual value applied to the full repair or replacement cost. In insurance terminology, the insurer is applying the principle of 'average' when this takes place.
Ways you can be "underinsured"......................

You have underinsured on your property insurance if:-
The insured value of your house is less than the market value or rebuilding cost of the house, excluding the cost of land.
Current insurance policy does not reflect increases for inflation.
If you have not taken into account and reported any recent renovations or improvements to your home over the years (such as an additional room or remodelled kitchen, etc.) thus adding to the insured value.

You have not taken a periodic inventory of all your possessions. When renewing your householders' insurance, it is advisable to take an inventory of all your possessions. This list will adequately reflect how much coverage is needed to replace all the contents in your home.
You may also be "underinsured", if you did not take up additional coverage for valuable items such as artwork, jewellery, antiques or collectibles.
For this instance, an 'All Risks' insurance policy can be effected to cover the valuables on an indemnification or more usually on an 'agreed value' basis against any loss or damage. The 'All Risks' cover has a list of specified exclusions.
Most insurers will demand a valuation before agreeing to insure any items of high value.
To avoid being under-insured, a yearly review of your property and possession should be done before renewing your policy to ensure adequate coverage.
On the other hand, take into account any depreciation cost to your householder items as you do not want to pay more than necessary.
If you have a claim, the more information you have about the damaged items -- a description of each item, the date of purchase and purchase price -- the faster the claims can be settled.
Please send your questions on general insurance to:
[email protected]

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Property Insurance, Malaysia Medical Insurance
Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323, 011-12239838
[email protected]
www.acpgconsultant.com
www.facebook.com/acpg.management

Flood Water Damage and Natural Disasters Damages
Car Insurance Add On Cover
Advisory By ACPG
Online Enquiry via ACPG Whatsapp 011-12239838
wasap.my/+601112239838/SpecialPerilsCarInsurance

Do you have extend Storm & Tempest and FLOOD Water Damage coverage For your Car Insurance policy ?
Check it Out AXA Motor Insurance??

Discount 60% For Add on Special Perils !!
ACPG Careline 03-92863323
wasap.my/+601112239838/AXASpecialPerilsCarInsurance

AXA Malaysia Special Enhanced Rate only 0.2% For Special Perils Coverage (Natural Related Damage)
Example RateRM 300,000.00 Mercedes Car
Enhanced Rate 0.2% @ RM 600.00 Annual Premium.
Standard Rate 0.5% @ RM1500.00 Annual Premium.

Special Peril, which is covers Flood, Storm and Tempest, Landslide, Landslip or Subsidence cover etc.
Malaysia Experience Risk Management Insurance Solution Service Provider since Year 1989.

ACPG Management Sdn Bhd
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kualla Lumpur, Malaysia.
+603-92863323
[email protected]
www.acpgconsultant.com













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011-12239838
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