Malaysia Flood Damage Insurance

起重机和重型机械车辆商用车保险
WhatsApp 热线电话+ 6011-12239838
安排
ACPG管理有限公司
+ 603-92863323

移动设备保险适用于未经许可在道路上使用的移动设备，例如叉车，挖掘机，移动式起重机，拖拉机和其他自走式车辆。 它也适用于在室内或露天操作的静态重型设备。 重型机械车辆保险保单涵盖由于以下原因而造成的设备，其标准附件和零件的损失或损坏：

机械故障会导致意外碰撞或倾覆
火灾，外部爆炸，自燃或闪电
盗窃，入室盗窃或盗窃

什么是设备保险？

该保单涵盖未获得道路使用许可的移动设备。 这包括：

叉车
挖掘机
移动式起重机
拖拉机
其他重型机械车辆
静态重型设备

关键范围

这是您的承保范围概述

好处
承保损失或损坏

设备
标准配件
手中有零件
意外碰撞，倾覆和碰撞或因机械故障而倾覆火灾，外部爆炸，自燃或闪电
盗窃，入室盗窃或盗窃

起重机和卡车专用商用车保险
起重机全险
起重机特种保险
起重机商用车保险
安排
马来西亚汽车保险风险管理解决方案提供商
ACPG管理有限公司
158-3-7，Blok 158，
Kompleks Maluri，
Jalan Jejaka，Taman Maluri，
55100吉隆坡，马来西亚。
ACPG Careline + 603-92863323
www.acpgconsultant.com
ACPG Management Sdn Bhd

Malaysia Strata Title Insurance Hotline +6011-12239838

Malaysia Strata Insurance
Shared By
Anthony Chin
Chairman of JMBIM
Malaysia JMB Insurance Organisation (JMBIM)
www.jmbinsurance.com.my
+603-92863323
+6011-12239838 (Whatsapp)

Malaysia Strata Insurance, Malaysia Strata Title Insurance, Malaysia JMB Insurance,
Residential or Commercial strata insurance, also called body corporate insurance, covers common contents and property under the management of a strata title or body corporate entity.

Owners of strata units typically share the premium costs of strata insurance as part of their strata fees and liabilities.

Strata insurance is mandatory and must also provide public liability covering people that may be injured on common property.

Each state and territory has different legislative requirements that deal with insurance for strata title properties.

Check that your insurance meets those legislative requirements. Your Body Corporate has a duty to insure the property and make sure the policy purchased meets the minimum legislative requirements.

What does strata insurance cover?
Strata insurance generally covers the building and common property and contents as defined on the title for the property.

This might include common areas, garden equipment, wiring, lifts, swimming pools, car parks, walls, windows, gardens, ceilings and floors. These policies often have to cover common property that the average home policy does not.

Other common property that you might find is covered under strata insurance may include some of the fixed parts of your unit, such as ducted air conditioning, but it will not cover everything.

If you own or lease a strata property you should read the policy carefully so that you understand what is not covered in your unit.

What does strata insurance typically NOT cover?
Strata insurance covers only common or shared property and may list certain exclusions, such as coverage against landslip or flood damage, or for the property’s fencing.

It is important to remember this type of insurance doesn’t cover the contents and personal items of unit householder residents.

Make sure you have appropriate contents cover for your belongings, and for those other things strata insurance does not protect.

How much excess should we agree to?
Ask your strata manager or body corporate about the level of excess that has been negotiated with the insurer.

It may help to work out how much it would cost to repair and rebuild the property in the event of a natural disaster, look at the limits in the policy, and work out from that how much excess the owners are prepared to pay.

What factors contribute to the premium?
In general, strata insurance costs the same or less for each unit owner than the premium paid by the owner of a stand-alone residence in the same area.

Each strata insurer develops and offers a unique commercial product in accordance with its underwriting appetite. Some common factors contributing to the premium include:

Mandatory requirements of state-based law
Government taxes on insurance (stamp duty and GST)
The age and condition of the building
The replacement cost of the building
The risk profile of the location
The claims history of the strata complex
The vulnerability of the insured property to an insured event (age, building codes, building design and materials)
Commercial activities carried out on the premises, such as holiday letting
Fee and commissions from agents
The level of excess payment selected by the body corporate, payable at the time of a claim
The costs of common property, for example car parks, stairwells, fire protection systems, lifts and pools.

The Joint Management Body (JMB) or Management Corporation (MC) must insured the following insurance:

1. Fire & All perils Insurance (Min perils Subsidence & Landslip, RSMD & BOW)
Building - For all the units that is individually own including all the common property.
In this case when the purchaser have a Loan with the Bank, the purchaser need not buy an additional insurance and can use the individual "Certificate of Insurance" issued from the Master policy.
It should include the following clauses:-
Reinstatement Value (valuation report by an accredited quantity surveyor at least once in 5 years)
Removal of Debris
Architect & surveyor Fee
Rent Clause

2. Public Liability Insurance
Legal liability to pay compensation for accidental bodily injury or accidental damage to the property to the Visitors for using the common property of the Building.
Under Section 4 Establishment of a Joint Management Body

(2) The Body established by subsection (1) shall be a body corporate having perpetual succession and a common seal.

(3) The Body may sue and be sued in its name.

(4) The Body shall comprise the developer and the purchasers.
Interpretation:
As the JMB is a body corporate the volunteered committee members can now be sued by the purchasers for Breach of Duty. An E&O or a PL policy to protected the personal liability of the individual committee.

3. Error & Ommission or Professional Liability Insurance
The Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Breach of Duty of the Insured.

To find an malaysia insurer that offers these types of policies, please contact JMBIM Hotline +6011-12239838

AIA Malaysia Strata Insurance
Underwritten By
AIA Bhd

AIG Malaysia Strata Insurance
Underwritten By
AIG Malaysia Insurance Berhad

AXA Malaysia Strata Insurance
Underwritten By
AXA Affin General Insurance Berhad

Allianz Malaysia Strata Insurance
Underwritten By
Allianz General Insurance Company (Malaysia) Berhad

AmGeneral Malaysia Strata Insurance
Underwritten By
AmGeneral Insurance Berhad

Berjaya Sompo Strata Insurance
Underwritten By
Berjaya Sompo Insurance Berhad

Etiqa Strata Insurance
Underwritten By
Etiqa Insurance Berhad

Chubb Malaysia Strata Insurance
Underwritten By
Chubb Insurance Malaysia Berhad

Liberty Malaysia Strata Insurance
Underwritten By
Liberty Insurance Berhad

Lonpac Strata Insurance
Underwritten By
Lonpac Insurance Berhad

MPI General Strata Insurance
Underwritten By
MPI General Insurans Berhad

MSIG Malaysia Strata Insurance
Underwritten By
MSIG Insurance (Malaysia) Bhd

The Pacific Strata Insurance
Underwritten By
The Pacific Insurance Berhad

QBE Strata Insurance
Underwritten By
QBE Insurance (Malaysia) Berhad

RHB Strata Insurance
Underwritten By
RHB Insurance Berhad

Tokio Marine Malaysia Strata Insurance
Underwritten By
Tokio Marine Insurans (Malaysia) Berhad

Zurich Malaysia Strata Insurance
Underwritten By
Zurich Insurance Malaysia Berhad

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Strata Insurance and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) [email protected]
(W) www.jmbinsurance.com.my
(FB) www.facebook.com/jmbinsurance

马来西亚工程保险和建筑保险
通过ACPG咨询Whatsap + 6011-12239838
ACPG Whatsapp团队
http://wasap.my/+601112239838/Engineeringinsurance

马来西亚工程保险
工程保险是指为正在进行的建设项目，安装项目以及项目运营中的机器设备所面临的风险提供经济保障的保险。

产品类别：根据项目的不同，根据对象的属性可以分为建设项目所有风险保险和安装项目所有风险保险，也可以分为项目所有风险保险和机械故障保险。

损失赔偿
物质损失：由于意外或自然灾害造成的保险项目损失，但除外情况除外。

第三者责任：被保险人依法对因直接与被保险人项目有关的事故对施工现场及邻近地区的第三者造成的人身伤害或财产损失承担赔偿责任。

排除：工程设计，施工技术错误，建筑材料质量缺陷，在没有外部动量的情况下发生的机械和设备机械损坏……

特别条款
在风险评估和额外费用支付的基础上，有40多个特殊条款，包括罢工，暴动和民事骚扰条款，有限责任保险期限条款，延长责任保证期限条款，特殊费用条款，尊重地震地区的建筑物和隧道。

马来西亚保险公司代理
ACPG Management Sdn Bhd (Insurance Biz since Year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
http://www.acpgconsultant.com
+603-92863323, +6011-12239838, +6012-6489838

有关更多信息或报价查询，请联系我们的ACPG Whatsapp团队
http://wasap.my/+601112239838/ACPGinsuranceenquiry

#马来西亚工程保险
#马来西亚建筑保险
#安装项目所有风险保险
#建设项目所有风险保险
#机器设备风险保险
#第三者责任保险

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011-12239838
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ACPG Management Sdn Bhd
Malaysia Experience Risk Management Insurance Services Provider (Since Year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kualla Lumpur, Malaysia.
+603-92863323
[email protected]
www.acpgconsultant.com

Property Building Insurance, Strata Title Property Insurance,
Malaysia Strata Title Building Insurance, Malaysia Strata Title Fire Insurance, Malaysia Strata Title JMB Liability Insurance
Hotline +603-92863323, +6011-12239838 Whatsapp
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(E) [email protected]
(W) www.jmbinsurance.com.my
(FB) www.facebook.com/jmbinsurance
Exclusively Designed for JMB's or MC only
(Joint Management Body or Management Corporation),
Strata Title Property Insurance and Property Management Liability Insurance
Arranged by
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title Insurance and JMB Liability Insurance Risk Management Advisory Organization
Strata Title Property Insurance and Property Management Liability Insurance
Strata Title Risks Solution:
Products Offered:
Fire Insurance
Fire Consequential Loss Insurance
All Risk Insurance
Crime Insurance ( Burglary & Money Insurance)
Plate Glass Insurance
Machinery Breakdown Insurance
Public Liability Insurance
Property Terrorism
Error & Omission or Professional Indemnity for Joint Management Body (JMB) or Management Corporation (MC).
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
(O) +603-9286 3323
(E) [email protected]
(W) www.jmbinsurance.com.my
(FB) www.facebook.com/jmbinsurance

马来西亚工程保险和建筑保险
通过ACPG咨询Whatsap + 6011-12239838
ACPG Whatsapp团队
http://wasap.my/+601112239838/Engineeringinsurance
马来西亚工程保险
工程保险是指为正在进行的建设项目，安装项目以及项目运营中的机器设备所面临的风险提供经济保障的保险。
产品类别：根据项目的不同，根据对象的属性可以分为建设项目所有风险保险和安装项目所有风险保险，也可以分为项目所有风险保险和机械故障保险。
损失赔偿
物质损失：由于意外或自然灾害造成的保险项目损失，但除外情况除外。
第三者责任：被保险人依法对因直接与被保险人项目有关的事故对施工现场及邻近地区的第三者造成的人身伤害或财产损失承担赔偿责任。
排除：工程设计，施工技术错误，建筑材料质量缺陷，在没有外部动量的情况下发生的机械和设备机械损坏……
特别条款
在风险评估和额外费用支付的基础上，有40多个特殊条款，包括罢工，暴动和民事骚扰条款，有限责任保险期限条款，延长责任保证期限条款，特殊费用条款，尊重地震地区的建筑物和隧道。
马来西亚保险公司代理
ACPG Management Sdn Bhd (Insurance Biz since Year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
http://www.acpgconsultant.com
+603-92863323, +6011-12239838, +6012-6489838
有关更多信息或报价查询，请联系我们的ACPG Whatsapp团队
http://wasap.my/+601112239838/ACPGinsuranceenquiry
#马来西亚工程保险
#马来西亚建筑保险
#安装项目所有风险保险
#建设项目所有风险保险
#机器设备风险保险
#第三者责任保险

马来西亚工程保险和建筑保险
通过ACPG咨询Whatsap + 6011-12239838
ACPG Whatsapp团队
http://wasap.my/+601112239838/Engineeringinsurance
马来西亚工程保险
工程保险是指为正在进行的建设项目，安装项目以及项目运营中的机器设备所面临的风险提供经济保障的保险。
产品类别：根据项目的不同，根据对象的属性可以分为建设项目所有风险保险和安装项目所有风险保险，也可以分为项目所有风险保险和机械故障保险。
损失赔偿
物质损失：由于意外或自然灾害造成的保险项目损失，但除外情况除外。
第三者责任：被保险人依法对因直接与被保险人项目有关的事故对施工现场及邻近地区的第三者造成的人身伤害或财产损失承担赔偿责任。
排除：工程设计，施工技术错误，建筑材料质量缺陷，在没有外部动量的情况下发生的机械和设备机械损坏……
特别条款
在风险评估和额外费用支付的基础上，有40多个特殊条款，包括罢工，暴动和民事骚扰条款，有限责任保险期限条款，延长责任保证期限条款，特殊费用条款，尊重地震地区的建筑物和隧道。
马来西亚保险公司代理
ACPG Management Sdn Bhd (Insurance Biz since Year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
http://www.acpgconsultant.com
+603-92863323, +6011-12239838, +6012-6489838
有关更多信息或报价查询，请联系我们的ACPG Whatsapp团队
http://wasap.my/+601112239838/ACPGinsuranceenquiry
#马来西亚工程保险
#马来西亚建筑保险
#安装项目所有风险保险
#建设项目所有风险保险
#机器设备风险保险
#第三者责任保险