Group Hospital and Surgical Insurance Malaysia

起重机和重型机械车辆商用车保险
WhatsApp 热线电话+ 6011-12239838
安排
ACPG管理有限公司
+ 603-92863323

移动设备保险适用于未经许可在道路上使用的移动设备，例如叉车，挖掘机，移动式起重机，拖拉机和其他自走式车辆。 它也适用于在室内或露天操作的静态重型设备。 重型机械车辆保险保单涵盖由于以下原因而造成的设备，其标准附件和零件的损失或损坏：

机械故障会导致意外碰撞或倾覆
火灾，外部爆炸，自燃或闪电
盗窃，入室盗窃或盗窃

什么是设备保险？

该保单涵盖未获得道路使用许可的移动设备。 这包括：

叉车
挖掘机
移动式起重机
拖拉机
其他重型机械车辆
静态重型设备

关键范围

这是您的承保范围概述

好处
承保损失或损坏

设备
标准配件
手中有零件
意外碰撞，倾覆和碰撞或因机械故障而倾覆火灾，外部爆炸，自燃或闪电
盗窃，入室盗窃或盗窃

起重机和卡车专用商用车保险
起重机全险
起重机特种保险
起重机商用车保险
安排
马来西亚汽车保险风险管理解决方案提供商
ACPG管理有限公司
158-3-7，Blok 158，
Kompleks Maluri，
Jalan Jejaka，Taman Maluri，
55100吉隆坡，马来西亚。
ACPG Careline + 603-92863323
www.acpgconsultant.com
ACPG Management Sdn Bhd

AIG Travel Guard 海外旅游保险添加延保 Covid 19
通过安排
ACPG Management Sdn Bhd
ACPG WhatsApp 团队 +60126489838
http://wasap.my/+60126489838/AIGTravelinsurance

AIG 旅游保险 AIG Travel Guard
现在包括 COVID-19 覆盖范围
旅游保险

您已投保 COVID-19、旅行取消等，感到安全。

AIG 旅游保险概览

无论您的下一个度假目的地在哪里，我们ACPG都会在您的假期中确保您的安全。

我们提供全面的AIG旅行保险保障，包括 COVID-19 保障，让您充分享受旅行。

我们最受欢迎的AIG旅行保险保障功能包括

海外 COVID-19 保险，例如高达 RM800,000 的医疗费用、检疫津贴等。

报销高达 1000 万令吉（包括无现金入院）

如果您的行程因承保事件而取消，我们将赔偿高达 RM30,000

好处
AIG旅行保险保障COVID-19 覆盖范围

如果您被诊断出患有 COVID-19，我们将为您提供 COVID-19 保险，包括高达 RM800,000 的医疗和紧急撤离和遣返费用、旅行取消、旅行缩减和检疫津贴福利（适用于基本、标准或豪华仅计划）。

AIG旅行保险保障医疗费用（包括无现金住院）

如果您因意外或疾病住院（不包括原有疾病），我们将承担高达 100 万令吉的住院费用。我们的旅行援助团队随时待命，为您提供紧急旅行援助，确保您获得适当的医疗护理。

AIG旅行保险保障全面覆盖

我们AIG为您提供国内和海外医疗费用、旅行取消、旅行中断和延误、紧急医疗费用、医疗运送费用以及行李丢失、损坏或延误的保障。

AIG旅行保险保障人身意外险

如果您在旅途中意外死亡或永久残疾，您可以获得高达 RM500,000 的一次性赔偿。

AIG旅行保险保障旅行取消保险

不必担心因行程取消而产生的交通和住宿费用。如果您的旅行因特定事件而取消，我们将在您出发日期前的特定时间内向您报销不可退还的费用。

AIG旅行保险保障自然灾害

我们AIG将支付旅行国发生地震、洪水和火山爆发等自然灾害的旅行不便相关费用。

我们AIG自己的全球援助服务

我们AIG有一个快速高效的 24 小时紧急援助团队，可在发生事故后受伤或您生病需要出国就医时为您提供帮助。

AIG旅行保险保障旅行不便

我们为您提供旅行不便的保障，例如旅行延误、您的个人物品丢失或损坏、信用卡的欺诈性使用、汽车租赁超额费用等等。

* 覆盖范围因产品和计划而异。请参阅保单条款以了解有关承保范围和除外责任的完整详情。

在您下次旅行之前在线报价和购买AIG旅行保险保障！

欲了解更多AIG Travel Guard 旅行保险保障信息，请联系

AIG Insurance Malaysia 的授权机构
ACPG Management Sdn Bhd
WhatsApp 团队 +6012-6489838
http://wasap.my/+60126489838/AIGTravelinsurance
总部 +603-92863323
www.acpgconsultant.com
www.Insuranceomlinepurchase.com

Malaysia Strata Title Insurance Hotline +6011-12239838

Malaysia Strata Insurance
Shared By
Anthony Chin
Chairman of JMBIM
Malaysia JMB Insurance Organisation (JMBIM)
www.jmbinsurance.com.my
+603-92863323
+6011-12239838 (Whatsapp)

Malaysia Strata Insurance, Malaysia Strata Title Insurance, Malaysia JMB Insurance,
Residential or Commercial strata insurance, also called body corporate insurance, covers common contents and property under the management of a strata title or body corporate entity.

Owners of strata units typically share the premium costs of strata insurance as part of their strata fees and liabilities.

Strata insurance is mandatory and must also provide public liability covering people that may be injured on common property.

Each state and territory has different legislative requirements that deal with insurance for strata title properties.

Check that your insurance meets those legislative requirements. Your Body Corporate has a duty to insure the property and make sure the policy purchased meets the minimum legislative requirements.

What does strata insurance cover?
Strata insurance generally covers the building and common property and contents as defined on the title for the property.

This might include common areas, garden equipment, wiring, lifts, swimming pools, car parks, walls, windows, gardens, ceilings and floors. These policies often have to cover common property that the average home policy does not.

Other common property that you might find is covered under strata insurance may include some of the fixed parts of your unit, such as ducted air conditioning, but it will not cover everything.

If you own or lease a strata property you should read the policy carefully so that you understand what is not covered in your unit.

What does strata insurance typically NOT cover?
Strata insurance covers only common or shared property and may list certain exclusions, such as coverage against landslip or flood damage, or for the property’s fencing.

It is important to remember this type of insurance doesn’t cover the contents and personal items of unit householder residents.

Make sure you have appropriate contents cover for your belongings, and for those other things strata insurance does not protect.

How much excess should we agree to?
Ask your strata manager or body corporate about the level of excess that has been negotiated with the insurer.

It may help to work out how much it would cost to repair and rebuild the property in the event of a natural disaster, look at the limits in the policy, and work out from that how much excess the owners are prepared to pay.

What factors contribute to the premium?
In general, strata insurance costs the same or less for each unit owner than the premium paid by the owner of a stand-alone residence in the same area.

Each strata insurer develops and offers a unique commercial product in accordance with its underwriting appetite. Some common factors contributing to the premium include:

Mandatory requirements of state-based law
Government taxes on insurance (stamp duty and GST)
The age and condition of the building
The replacement cost of the building
The risk profile of the location
The claims history of the strata complex
The vulnerability of the insured property to an insured event (age, building codes, building design and materials)
Commercial activities carried out on the premises, such as holiday letting
Fee and commissions from agents
The level of excess payment selected by the body corporate, payable at the time of a claim
The costs of common property, for example car parks, stairwells, fire protection systems, lifts and pools.

The Joint Management Body (JMB) or Management Corporation (MC) must insured the following insurance:

1. Fire & All perils Insurance (Min perils Subsidence & Landslip, RSMD & BOW)
Building - For all the units that is individually own including all the common property.
In this case when the purchaser have a Loan with the Bank, the purchaser need not buy an additional insurance and can use the individual "Certificate of Insurance" issued from the Master policy.
It should include the following clauses:-
Reinstatement Value (valuation report by an accredited quantity surveyor at least once in 5 years)
Removal of Debris
Architect & surveyor Fee
Rent Clause

2. Public Liability Insurance
Legal liability to pay compensation for accidental bodily injury or accidental damage to the property to the Visitors for using the common property of the Building.
Under Section 4 Establishment of a Joint Management Body

(2) The Body established by subsection (1) shall be a body corporate having perpetual succession and a common seal.

(3) The Body may sue and be sued in its name.

(4) The Body shall comprise the developer and the purchasers.
Interpretation:
As the JMB is a body corporate the volunteered committee members can now be sued by the purchasers for Breach of Duty. An E&O or a PL policy to protected the personal liability of the individual committee.

3. Error & Ommission or Professional Liability Insurance
The Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Breach of Duty of the Insured.

To find an malaysia insurer that offers these types of policies, please contact JMBIM Hotline +6011-12239838

AIA Malaysia Strata Insurance
Underwritten By
AIA Bhd

AIG Malaysia Strata Insurance
Underwritten By
AIG Malaysia Insurance Berhad

AXA Malaysia Strata Insurance
Underwritten By
AXA Affin General Insurance Berhad

Allianz Malaysia Strata Insurance
Underwritten By
Allianz General Insurance Company (Malaysia) Berhad

AmGeneral Malaysia Strata Insurance
Underwritten By
AmGeneral Insurance Berhad

Berjaya Sompo Strata Insurance
Underwritten By
Berjaya Sompo Insurance Berhad

Etiqa Strata Insurance
Underwritten By
Etiqa Insurance Berhad

Chubb Malaysia Strata Insurance
Underwritten By
Chubb Insurance Malaysia Berhad

Liberty Malaysia Strata Insurance
Underwritten By
Liberty Insurance Berhad

Lonpac Strata Insurance
Underwritten By
Lonpac Insurance Berhad

MPI General Strata Insurance
Underwritten By
MPI General Insurans Berhad

MSIG Malaysia Strata Insurance
Underwritten By
MSIG Insurance (Malaysia) Bhd

The Pacific Strata Insurance
Underwritten By
The Pacific Insurance Berhad

QBE Strata Insurance
Underwritten By
QBE Insurance (Malaysia) Berhad

RHB Strata Insurance
Underwritten By
RHB Insurance Berhad

Tokio Marine Malaysia Strata Insurance
Underwritten By
Tokio Marine Insurans (Malaysia) Berhad

Zurich Malaysia Strata Insurance
Underwritten By
Zurich Insurance Malaysia Berhad

Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Strata Insurance and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(F) +603-9282 3232
(E) [email protected]
(W) www.jmbinsurance.com.my
(FB) www.facebook.com/jmbinsurance

Buy Online
MSIG Car Insurance Policy
MSIG E Hailing Motor Insurance Policy

Click here "Buy Now"
https://takeiteasy.msig.com.my/acpg/products/all-products.html

Distributed By
ACPG

WhatsApp Team
http://wasap.my/+601112239838/MSIGmotorinsurance

ACP Group of Companies
www.acpgconsultant.com
03-92863323
011-12239838
012-6489838

Instant "BUY NOW" MSIG E Hailing Car Insurance
http://insuranceonlinepurchase.com/msig+e+hailing+car+insurance+online+instant+purchase+link-3143-185501/

MSIG Malaysia E Hailing Motor Insurance Policy is BACK !!!

Instant Get Quote and Renew Careline +6011-12239838 Whatsapp

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wasap.my/+601112239838/MSIGEhailingmotorinsurance

Attention Here
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Great News To You......MSIG Malaysia E-Hailing Motor Insurance Policy For Grab Drivers and All Others E Hailing Drivers renew their motor insurance policy with extend cover when provide e hailing service.

MSIG Malaysia First To Launch Approved E-Hailing Motor Insurance E-Hailing Drivers Can Now Protect Themselves and Their Passengers

ACPG Management Sdn Bhd
Malaysia Experience Risk Management Insurance Services Provider (Since Year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kualla Lumpur, Malaysia.
+603-92863323
[email protected]
www.acpgconsultant.com

AXA launches first-in-market pandemic cover for overseas trip up to RM350,000
Arranged By
ACPG Management Sdn Bhd
WhatsApp Team 011-12239838

AXA launches first-in-market pandemic cover for overseas trip up to RM350,000

Many countries are easing their restrictions and gradually re-opening their borders, making it mandatory for inbound visitors to have travel insurance that covers Covid-19-related medical expenses. While the COVID-19 pandemic situation is still ever evolving, many travellers are concerned if they are covered and protected against the pandemic.

To address the increasing protection needs given the anticipated rise in international travels, AXA Affin General Insurance Berhad (AXA) has introduced SmartTraveller Enhanced ̶ the first-in-market travel insurance in Malaysia that provides coverage for pandemic illness up to RM350,000.

Travellers now have the option to add on Pandemic Cover for overseas trip to cover trip cancellation, trip curtailment, medical, hospital and treatment expenses, hospital allowance, emergency medical evacuation, emergency medical repatriation and repatriation of mortal remains if they are diagnosed with a pandemic illness.

Besides Pandemic Cover for overseas trip, SmartTraveller Enhanced also comes with other comprehensive coverages such as:

Hospital Allowances - Up to RM10,500 (or RM350/day for overseas travel)

Compensation for Damage to Personal Belongings & Travel Inconveniences – Up to RM7,500

Trip Cancellation & Curtailment – Up to RM20,000

Emergency Medical Evacuation & Repatriation

Easy online claim submission and more!

For road trips, staycations or domestic travels, travellers can opt for Jom Lokal Travel insurance plan that covers non-refundable charges paid prior to trip cancellation, journey disruption, e-wallet protection, food poisoning and more.

To learn more about SmartTraveller Enhanced and Jom Lokal Travel, travellers can reach out to ACPG Whatsapp Team at +6011-12239838.

For more information, you can contact or visit ACPG HQ office

ACPG Management Sdn Bhd
158-3-7 Blok 158 Kompleks Maluri，
Jalan Jejaka, Taman Maluri,
55100 Kuala Lumpur, Malaysia.
www.acpgconsultant.com
www.Insuranceomlinepurchase.com
+603-92863323
+6012-6489838
+6017-3183811
+6011-12239838

Allianz Medical Insurance Program
Arranged By
Malaysia Medical Insurance Organisation (MMI)
WhatsApp Team 012-6489838

http://wasap.my/+60126489838/Medicalinsurance

Allianz Medical Plan Extend Cover COVID 19 hospitalisation medical claims

While you do your part to stay safe and be extra vigilant, we’re here to provide the support and assurance you need to fight this together.

Allianz Life now covers COVID-19 hospitalisation medical claims for eligible hospitalisation at private hospitals in Malaysia due to COVID-19 diagnosis or side effects arising from vaccinations.*

To learn about all the COVID-19 support measures and assistance that we provide to our customers, please visit: https://www.allianz.com.my/covid19-support-assistance



*Reimbursements administered based on the individual policy’s benefits, terms and conditions, annual and lifetime limit, please contact your Allianz Life agent who is always ready to help.

For more information, pls contact

Malaysia Medical Insurance Organisation (MMI)
158-3-7 Blok 158, Kompleks Maluri,
Jalan Jejaka Taman Maluri,
55100 Kuala Lumpur, Malaysia
www.medicalinsurance.com.my
03-92863323

WhatsApp Team
012-6489838
017-3183811
011-12239838

Group Hospitalisation And Surgical Fees & Group Employees Medical Insurance Policy
Exclusive Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
[email protected]

Group Hospitalisation And Surgical Fees & Group Employees Medical Insurance
Group Hospital & Surgical Insurance
- No Co Insurance
- Guarantee Renewal up to Age 100
- High Lifetime Limit up to RM 10,000,000
- 24 Hours Worldwide Coverage
- Hassle Free Cash Less Hospital Admission
- High Coverage As Charged or Full Reimbursement
- Hospital Supplies & Services
- Physician Fees & Specialist Visit Fees
- Surgical Fees / Anaesthetist Fees
- Operating Theatre
- Intensive Care Unit (ICU)
- Pre-Hospital Diagnostic Tests
- Pre-Hospital Specialist Consultation
- Post Hospitalisation Treatment
- Ambulance Fees
- Prescription Drugs
- Out Patient Accidental Treatment & Pysiotheropy Treatment
- Nursing, Theatre Consumables & Other Ancillary Charges
- Insured Child’s Daily Guardian Benefits
- Out Patient Kidney Dialysis Treatment
- Out Patient Cancer Treatment
- Home Nursing Care
- Take Over Policy for Waiver of Waiting Period, Pre-Existing Illness & Specified Illness
- International Emergency Medical Assistance Services
- Comprehensive Coverage & Complete Medical Care Benefits
- Inpatient & Day Surgery

AIA Group Medical Insurance
AIG Group Medical Insurance
AM General Group Medical Insurance
AXA Group Medical Insurance
Allianz Group Medical Insurance
Berjaya Sompo Group Medical Insurance
Great Eastern Group Medical Insurance
Hong Leong Group Medical Insurance
Kurnia Group Medical Insurance
Lonpac Group Medical Insurance
MSIG Group Medical Insurance
MANULIFE Group Medical Insurance
Prudential Group Medical Insurance
Pacific Group Medical Insurance
Takaful Malaysia Group Medical Insurance
Tokio Marine Group Medical Insurance
Zurich Group Medical Insurance

Malaysia Medical Insurance Services, Malaysia Group Medical Insurance, Malaysia Corporate Medical Insurance, Malaysia Group Hospital and Surgical Benefits Insurance, Malaysia Group Health Insurance, Group Accident Insurance, Corporate Travel Insurance,
Arranged by
ACPG Management Sdn Bhd
Malaysia Experience General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323
[email protected]
www.acpgconsultant.com
www.facebook.com/acpg.management

关爱自己关爱家人，守护家人！

生命无常，疫情告急！
我们大家须调整思路作最恶坏状况的预防准备!!! 给自己最安心的时时刻刻!!!

非常时期，须要非常@3最紧急行动

关爱自己， 保护好自己
@立即提高自身的体内免疫力
@立即主动接种疫苗

关爱家人 提高家人无助时刻的收入
@立即生效提高人寿保险保障

保护自己，保护大家！
严格遵守SOP ，留守在家！勤洗手！

安SirAC
Anna Sim n Anthony Chin ACPG 与你共勉

ACPG Whatsapp Team
012-6489838
017-3183811
011-12239838


#留守在家
#疫情告急
#接种疫苗
#人寿保险