Permit A Lorry Insurance Malaysia

AIG Overseas Travel Insurance Extend Covid 19 Cover
AIG Insurans Perjalanan Luar Negara Lanjutkan Perlindungan Covid 19
AIG 海外旅游保险添加延保 Covid 19
Arranged By
ACPG Management Sdn Bhd
ACPG WhatsApp Team +60126489838
http://wasap.my/+60126489838/AIGTravelinsurance

AIG Travel Insurance Policy
Now Includes COVID-19 Coverage
Travel Insurance
Feel safe knowing you're covered against COVID-19, trip cancellation and more.

AIG Travel Insurance Overview

No matter where your next holiday destination is, we’re here to keep you safe during your holiday.

We provide comprehensive travel insurance protection including COVID-19 coverage for you to fully enjoy your trip.

Our most popular features include

Overseas COVID-19 coverage such as Medical Expenses up to RM800,000, Quarantine Allowance and more.

Reimbursement up to RM10 million (including cashless hospital admission)

If your trip is cancelled due to covered events, we’ll reimburse up to RM30,000

Benefits
COVID-19 Coverage

In the event you are diagnosed with COVID-19, we will provide you COVID-19 coverage including Medical and Emergency Evacuation & Repatriation Expenses up to RM800,000, Travel Cancellation, Travel Curtailment and Quarantine Allowance benefits (applicable to Basic, Standard or Deluxe Plan only).

Medical Expenses (including cashless hospital admission)

If you are hospitalised due to accident or illness (excluding pre-existing conditions), we will cover the hospitalisation expenses incurred up to RM10 million. Our travel assistance team is on call by phone to provide you emergency travel assistance, ensuring you receive appropriate medical care.

Comprehensive coverage

We provide you with coverage for domestic and overseas medical expenses, trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage.

Personal Accident cover

You can get lump sum payout up to RM500,000 if you suffer from an accidental death or permanent disablement during your trip.

Trip cancellation cover

Don't worry about the costs of transport & accommodation due to your trip cancellation. We’ll reimburse you the non-refundable expenses if your trip is cancelled due to specific events, within a specific time before your departure date.

Natural disasters

We will pay for travel inconveniences related expenses against natural disasters such as earthquakes, floods and volcano eruptions, occuring at the country of travel.

Our own global assistance service

We have a fast and efficient 24-hour Emergency Assistance Team available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad.

Travel Inconvenience

We provide you coverage for travel inconveniences such as travel delays, loss or damage to your personal belongings, fraudulent use of credit card, car rental excess charges and more.

* Coverage differs according to product & plan. Please refer to policy wording for full details of coverage and exclusions.

Quote & buy online, before your next trip!

For More information, pls contact

An Authorise Agency of AIG Insurance Malaysia
ACPG Management Sdn Bhd
WhatsApp Team +6012-6489838
HQ +603-92863323
www.acpgconsultant.com
www.insuranceomlinepurchase.com

Renew your MSIG Motor Insurance policy
Via ACPG WhatsApp Team 011-12239838

http://wasap.my/+601112239838/MSIGmotorinsurance

When the unexpected happens, we're here to take care of your insurance needs, so that
you can focus on the things that matter most. Make claims, track your status and
more in just a few taps. Download the new MY MSIG Mobile App now.

https://www.msig.com.my/msig-app/

Register an account before 30 Nov 2021 and be rewarded with RM30 Touch ’n Go eWallet Reload Pin.

Terms and Conditions apply. Exclusively for MSIG policyholders (Motor, Travel, Home, Medical)

Take It Easier with the MY MSIG Mobile App today!

We have created a quick step-by-step guide on how to register your account on the MY MSIG Mobile App. The app is for use exclusively for those with MSIG Motor, Home, Travel and Medical insurance policies.

Play Store
https://play.google.com/store/apps/details?id=com.msig.mobile

App Store
https://apps.apple.com/us/app/my-msig/id1561144923

Youtube
https://youtu.be/0Yrymt_r8r0

MSIG Motor Insurance, MSIG Home Insurance, MSIG Travel Insurance and MSIG Medical Insurance
Arranged By
ACPG Management Sdn Bhd
www.acpgconsultant.com
ACPG Whatsapp Team +6011-12239838

A Permit Commercial Motor Insurance
C Permit Commecial Motor Insurance Commercial Van and Commercial Lorry Permit A and Permit C

Whatsapp Enquiry +6011-12239838 http://wasap.my/+601112239838/commmercialmotorinsurancequote

Commercial Motor Insurance Policy Commercial Van and Commercial Lorry Permit A and Permit C

Commercial Vehicle - Goods Carrying Vehicle A Permit and C Permit Use in connection with the Policyholder's business. Use for the carriage of passengers (other than for hire or reward) in connection with the Policyholder's business. Use for social domestic and pleasure purposes.

Protects against loss or damage to your own vehicle as well as third party’s bodily injury or property damage.

Comprehensive The cover offers protection against financial loss because it covers fire, theft and accidental damage to the Insured's vehicle in addition to the protection against the legal liabilities to third party for death and bodily injury and damage to property that may arise through the negligence of the driver.

Third Party The cover offers protection against financial loss as a result of damage the driver of the vehicle may cause to the property of a third party. It also provides protection against any claims that may arise because of the death of or injury to another person through the negligence of the driver.

AIG Malaysia Commercial Motor Insurance Permit C AmGeneral Malaysia Commercial Motor Insurance Permit C
Allianz Malaysia Commercial Motor Insurance Permit C AXA Malaysia Commercial Motor Insurance Permit C Berjaya Sompo Malaysia Commercial Motor Insurance Permit C
Chubb Malaysia Commercial Motor Insurance Permit C Etiqa Takaful Malaysia Commercial Motor Insurance Permit C
Kurnia Malaysia Commercial Motor Insurance Permit C Lonpac Malaysia Commercial Motor Insurance Permit C
MSIG Malaysia Commercial Motor Insurance Permit C Pacific Malaysia Commercial Motor Insurance Permit C RHB Malaysia Commercial Motor Insurance Permit C Takaful Malaysia Commercial Motor Insurance Permit C
Tokio Marine Malaysia Commercial Motor Insurance Permit C
Zurich Malaysia Commercial Motor Insurance Permit C

ACPG Management Sdn Bhd
Insurance Biz since Year 1989
HQ Office
158-3-7 Kompleks Maluri, Jalan Jejaka, Taman Maluri, 55100 Kuala Lumpur, Malaysia.
www.acpgconsultant.com www.insuranceonlinepurchase.com
03-92863323 012-6489838 017-3183811

Property Building Insurance
Online Enquiry via Whatsapp +6011-12239838
ACPG WhatsApp Team
http://wasap.my/+601112239838/PropertyBuildinginsurance

Malaysia Property Building Insurance Policy
Malaysia Houseowner Insurance Policy
Malaysia Householder Insurance Policy
Malaysia Home Insurance Policy
Malaysia House Insurance Policy
Malaysia Fire Insurance Policy
Malaysia Home Content Insurance Policy
Arranged by
ACPG Management Sdn Bhd
www.acpgconsultant.com
+603-92863323
[email protected]

Please find out more information at our link as below:
http://acpgconsultant.com/main/3143/index.asp?pageid=122526&t=malaysia-house-and-home-content-insurance%2C-malaysia-robbery-insurance%2C-malaysia-theft-insurance%2C-malaysia-household-insurance%2C-home-system-insurance%2C-malaysia-jewellery--personal-value-insurance

ENSURE YOUR HOME INVESTMENT IS ADEQUATELY PROTECTED
Kuala Lumpur, 10 January 2014- Five years ago,
Ali had invested most of his savings to purchase a RM250,000 home and sank another RM60,000 to furnish his home.

To facilitate the purchase, he has taken an 80 per cent housing loan from a local bank. As one of the bank requirements is to buy a fire insurance to cover the amount of the loan, Ali let the bank decide on the value and the insurance company.

Unfortunately, many of us like Ali are unaware whether we have bought adequate cover for our home investment and whether we have taken up the appropriate insurance covers that best meet our needs and requirements.

To help us in our decisions, it would be best to understand the different types of property insurance covers that are available to us and under what circumstances can we be underinsured.
Types of property insurance
In Malaysia, there are three types of property insurance covers available for house owners to select from:
• Fire insurance
• Houseowners' Insurance
• Householders' Insurance or content insurance
Fire insurance is designed to provide protection against material damage to properties such as buildings, contents such as household equipment, fixtures and fittings.

The policy covers the loss or damage caused by fire and lightning or damage caused by explosion of domestic boilers or gas used for domestic purposes. However, the policy may be extended to cover other perils such as:-
1. Riot and strike
2. Malicious damage
3. Aircraft damage and articles dropped therefrom
4. Impact damage (excluding own vehicle)
5. Bursting and/or over flowing of water tanks, apparatus and pipes
6. Earthquakes, volcanic eruption, hurricane, typhoon, cyclone, windstorm
7. Flood
8. Subsidence and Landslip

The Houseowner's Insurance cover is a comprehensive insurance policy specially designed for owners of residential properties.

It covers the building against loss or damage caused by all the perils covered by the fire policy except riot, strike and malicious damage and subsidence and landslip, except as a result of earthquake and volcanic eruption.
In addition, the policy also covers:
1. Theft but only if accompanied by actual forcible and violent entry
2. Loss of rent if building is damaged and rendered uninhabitable
3. The insured's liability to the public in respect of bodily injury and damage
This policy may also be extended to cover:
1. Riot, strike and malicious damage
2. Subsidence and landslip

The Householders' Insurance cover is almost identical to Houseowners' Insurance, but the protection is meant for the contents and not for the building.
This policy would also be appropriate to renters as the landlord's policy only covers the building and not the possessions of the renters.
While it is true that one of the basic principles of insurance is indemnity i.e. one should not profit from an insurance claim, insurers have introduced the Reinstatement/Replacement Value Clause to meet the needs of consumers to conveniently replace or reinstate loss or damaged properties covered under a fire, houseowner or householder policy.
The clause provides payment of claim due to an insured peril without deduction for depreciation for age or wear and tear.
In other words, the full cost of repairs or replacement will be met subject, of course, to the condition that the sum insured of
the properties is adequate to cover the total cost of repairing or reinstating the building or insured properties at the time of the loss.
If the properties are underinsured, the insured will be compensated only in the proportion of the sum insured to the actual value applied to the full repair or replacement cost. In insurance terminology, the insurer is applying the principle of 'average' when this takes place.
Ways you can be "underinsured"......................

You have underinsured on your property insurance if:-
The insured value of your house is less than the market value or rebuilding cost of the house, excluding the cost of land.
Current insurance policy does not reflect increases for inflation.
If you have not taken into account and reported any recent renovations or improvements to your home over the years (such as an additional room or remodelled kitchen, etc.) thus adding to the insured value.

You have not taken a periodic inventory of all your possessions. When renewing your householders' insurance, it is advisable to take an inventory of all your possessions. This list will adequately reflect how much coverage is needed to replace all the contents in your home.
You may also be "underinsured", if you did not take up additional coverage for valuable items such as artwork, jewellery, antiques or collectibles.
For this instance, an 'All Risks' insurance policy can be effected to cover the valuables on an indemnification or more usually on an 'agreed value' basis against any loss or damage. The 'All Risks' cover has a list of specified exclusions.
Most insurers will demand a valuation before agreeing to insure any items of high value.
To avoid being under-insured, a yearly review of your property and possession should be done before renewing your policy to ensure adequate coverage.
On the other hand, take into account any depreciation cost to your householder items as you do not want to pay more than necessary.
If you have a claim, the more information you have about the damaged items -- a description of each item, the date of purchase and purchase price -- the faster the claims can be settled.
Please send your questions on general insurance to:
[email protected]

Malaysia Insurance Services, Malaysia General Insurance, Malaysia Commercial Insurance, Malaysia Property Insurance, Malaysia Medical Insurance
Arranged by
ACPG Management Sdn Bhd
Malaysia Largest General Insurance Risk Management Solution Provider since year 1989.
ACPG Careline +603-92863323, 011-12239838
[email protected]
www.acpgconsultant.com
www.facebook.com/acpg.management