Creative Wealth 360

Success is waiting for you! 🚀 As a Unit Trust Consultant, you’ll have the freedom to grow, earn, and lead on your terms.

Join us today!

Tired of the ordinary? Step into your greatness and live a life fueled by passion.
Join us as a Unit Trust Consultant and make a difference.

Is financial stress taking a toll on your family? 💔 I've been there, and I know it can be overwhelming.

Let's work together to create a brighter future for you and your loved ones.
DM me for a free consultation and discover how to achieve financial stability and peace of mind.

Don't just focus on distributions! 💰 While regular payouts are nice, they're not the only thing that matters. A fund's overall performance, including both capital gains and distributions, gives you a better picture.

High returns can come in many forms. Some funds might not pay out as often, but they could be growing your money significantly.

It's all about strategy. Different funds have different approaches. Some focus on growth, others on income. Choose the one that fits your goals.

Before investing, ask yourself:

😇 Does this fund match my financial goals?
😇 Can I handle the risk?
😇 How has it performed in different market conditions?

Remember: Don't just look at distributions. Consider the whole picture to make smart investment choices.

Do we spend more money on weekdays, weekends or public holidays?

Unit trust investment for beginners in Malaysia

Price of food, cost of living.
Inflation, retirement planning.

Investment for beginners

Tired of the stock market rollercoaster? Wish you could invest without the constant worry of losing money?

You're not alone. But what if there was a way to invest strategically?

This approach isn't about getting rich quick, it's about building a secure financial future.

"I'm exploring on growing my money but I have this concern. Can I lose everything in unit trust?"

Today I'm gonna share my thoughts on this.
Let's coffee if you have further enquiry.

As we celebrate Hari Raya, let us embrace forgiveness and strengthen the bonds of love.

Selamat Hari Raya Aidilfitri!
Dengan ingatan tulus ikhlas, maaf zahir batin.

May this Ramadan be a time of strength, self-discovery and spiritual renewal.

Sending warm wishes to everyone celebrating Ramadan.

Sending warm Thaipusam greetings to our valued clients & partners. May this festival bring you renewed hope, abundance, and success in all your endeavors. Blessed Thaipusam!

Those who are excited for Shopee Nov 25 Payday Sale, don't forget to add PRS to your retirement cart!

Here's the top 5 questions I get on Private Retirement Scheme (PRS).

Insurance savings?
Unit trust?
Which one is better?
Identify your purpose.
Note the difference.

Review your investments regularly. Adjust your portfolio as your goals change.

Automate your savings and investments to stay disciplined.

Set clear financial goals. Having a target makes it easier to save and invest purposefully.

Diversify your investments to spread risk. Unit trusts provide a convenient way to do this.

Compound interest is your best friend when investing. Start early to maximize its power.

Investing isn't just for the wealthy. Unit trusts offer an accessible way to grow your money.

Debt management is key. Prioritize paying off high-interest debts like credit cards.

Pay yourself first. Allocate a portion of your income to savings before spending.

Emergency fund tip: Aim to save at least three to six months' worth of living expenses.

Start with a budget. Knowing where your money goes is the first step to financial success.

Embracing Change: From IT Programmer to Unit Trust Consultant and Nationwide Speaker

Looking back at the past 3 weeks, I'm amazed at the trainings I've conducted – a 180-degree shift from my days as an IT programmer to my current roles as a Unit Trust consultant and nationwide speaker. This journey has been a testament to the power of embracing change and following your true passion.

For 9 years now, I've been helping individuals navigate the world of financial planning. As a firm believer in financial awareness, I've made it my mission to empower others with the knowledge and tools needed to secure their financial futures.

Becoming a CFP Professional in 2016 was a turning point for me. It not only solidified my expertise but also opened doors to the incredible world of public speaking. I've had the privilege of sharing my insights and experiences on a nationwide platform, inspiring countless individuals to take charge of their financial journeys.

Transitioning from coding to consulting wasn't easy, but it was undoubtedly rewarding. My journey speaks to the importance of following your heart and stepping into a career that aligns with your values. If you're looking for a meaningful and impactful career, consider joining me in the world of financial planning.

Together, we can make a difference in people's lives, guiding them towards financial security and independence. If you're ready to embark on a journey that combines expertise, passion, and the opportunity to inspire, let's connect and explore the exciting possibilities that lie ahead.