FINANCE WORLD

and the latest announcements, news, events, trainings, and job opportunities related to microfinance and broader financial inclusion topics. Mission
To facilitate knowledge exchange among the global community dedicated to advancing access to financial services. Objectives
The finance Gateway provides an interactive platform for people to learn, share ideas, and engage with others working to advance financial inclusion. The Gateway is guided by four principles:
Community-driven: Content and site priorities are set by our users. We regularly solicit feedback in the form of user surveys and we invite content submissions from our users. Diverse: We cover an array of issues and topics, representing a wide range of perspectives, sources, and authors. Relevant: We help our users keep up with industry trends by highlighting important issues in feature articles and resource centers, providing a forum for industry news and announcements, and maintaining a library with the latest research and publications. Engaging: We encourage dialogue among the community and invite users to interact with one another through posting comments and reviews throughout the site.Products and

Services
DEE BIZ FINANCE WORLD VENTURE provides a range of financial services which enable low-income households enhance their productive capacity, build and consolidate their economic base and manage risks. These products and services include loans, savings, micro-investment and micro-insurance. Loan Products
Loans of various types and terms are provided to meet the varied and emerging needs of clients. Our loan products are suitable for farming, trading, consumption and acquisition of income generating assets. Savings Products
DEE BIZ FINANCE WORLD VENTURE offers various types of savings products which support clients to build assets and equilibrate uneven cash-flows. There are regular savings and term-deposit products. Micro-insurance Services
Micro-insurance services are offered in collaboration with a major insurance company. Policies include life, fire in the market place and hospitalization. There are plans to include a comprehensive health insurance services. DEE BIZ FINANCE Little-by-Little
A savings product for all category of businesses: micro entrepreneur, salary earners,
apprentices, children and students .
· Opening balance as low as N500.
· ATM card to all account holders.
· Flexible operating conditions.
· Interest presently 4 % per annum. DEE BIZ FINANCE Micro Fix
A fix deposit account for all desiring customers.
· Opening balance N50, 000.
· Provides avenue for investment of idle Funds.
· Good interest rate negotiable based on amounts
· Assurance of safety of deposits.
· Deposits can be used as security for loans. "DEE BIZ FINANCE The Young Shall Grow"
The product enables masters or trainers to save on behalf of their apprentices during the duration of training.
· Convenient discharge of obligation to trainer by the master , saves the stress of having to provide for this expense at once.
· Freedom to determine amounts frequency and duration of saving .
· Good interest rate currently 4% per annum.
· Can be used as collateral to secure loans. DEE BIZ FINANCE Daily Savings (DBFDS) Account
This is a target savings account designed to enable customers save daily towards set objectives. Customer determines the amount ( from N100, N200, N500 and N1000). Withdrawal is not encouraged here. The objectives are as follows:
· High Savings Interest rate (6% pa)
· Children's education and health bill
· Christmas/Easter/Ileya Festival Celebration
· Birthday, Wedding and Funeral
· Pilgrimage
DEE BIZ FINANCE Easy Life
Product enables customers or clients to easily execute future projects, through target savings.

· Saving towards specific projects like asset acquisition, marriage, festivals, school fees etc
· Deposit at customer s discretion but not less than N100 per deposit
· For business owners, salary earners, apprentices etc
DEE BIZ FINANCE Mycash (ATM Cards)
The ATM card is for all categories of micro clients: entrepreneurs, salary earners, apprentices and students
· Enables access to your account for enquiry and withdrawal
· Applicable to individual account holders only
· No charges when used on FBN MFB or FirstBank owned ATM machines
"DEE BIZ FINANCE Our Account" (Association Account)
This is a special product designed for clubs and associations who wish to operate an account in the respective club/associations' name. It is aimed at helping them to manage their financial records properly while ensuring transparency.
· Available for those interested in opening joint accounts
· Flexible in terms of deposit and withdrawal frequency
· Available in savings and current accounts
DEE BIZ FINANCE Current Account
This is a deposit account designed to make transactions more flexible for individuals and businesses through the use of cheques. The package is designed to serve individuals of 18 years and above.
· Enables you to issue cheques on your account
· Cheques can be drawn through any of our branches
· No need for carrying cash around
· Facilitates easy transfer of funds and payment services
· Cheques, dividend warrants and other financial instruments can be lodged in the account
· Initial minimum deposit as low as N1000
Products

Check out the different types of products we OFFER. Services
Our success is measured by our clients success, and our mission is to be your source for the most appropriate and advantageous financing solution that helps you achieve your goals. Finance House has maximum flexibility in arranging the most effective funding solutions for your business. Our dedicated team of experienced consultants have many years of experience in assisting with flexible finance to customers based across the UK in many sectors, including Manufacturing , Construction , Printing , Transport , Engineering and Professional practices. Our expertise and connections in funding allow us to get things done quickly and without fuss. Asset finance:
Asset finance has its place in the Finance world where funding normally requires a substantial form of security Finance House can assist in funding where security is un-available, such as bricks and mortar. Funding maybe in short term until other security becomes available to allow a refinance package arrangement. Finance House provides deals tailored to fit your business requirements whether you are considering asset finance for the first time or are a regular user. We have a vast knowledge of the individual players and decision makers whether they are a major Asset Based Lender or a niche financier, we will introduce you to one or several financiers. From the moment you call us we will support your negotiations until your facility is in place. Acquisition via share capital:
Most of our sources will finance this type of acquisition although in most instances there must be an underlying freehold asset which will provide chargeable security. For preliminary advice speak to one of our advisors or complete our online form in confidence. Commercial Investment properties:
This comprise offices, light industrial units, warehouses, shops , hotels , petrol filling stations in fact almost anything outside of residential use. Development Finance:
For all kinds of development proposals, ranging from the purchase of run-down residential property for renovation, to the more experienced property investor who is involved in larger residential projects of houses and apartments or commercial & industrial developments Finance House assists in funding for small / medium / large sized development projects Ideal for property refurbishment, property conversions, new build and gaining from speculative opportunities in residential and commercial market. We can also assist funding the more speculative proposals such as purchase of land for planning gain with either immediate resale for profit or re-finance on development. Finance House can secure specialist funding solutions for experienced property investors and land agents requiring funding to acquire land or sites with planning potential. Going concerns:
This incorporates all types of businesses primarily those trading from a commercial site. No businesses are excluded although more and more banks are tending to take an ethical stance. Investment property
Loans come in all different types with various terms, depending on the property being financed. Investment loans are usually tailored to each property type. We at Finance House always try to look at your long term plans when we arrange your finance in order that it fits in with your requirements. Finance House can assist you with, Hotels, Offices, Restaurants, Nursing Homes, Business Premises, Shops, Farm houses and Semi-commercial funding for mixed use property as residential or business use such as News Agents , Off License, Groceries, Greeting Card / Stationary shops much much more..For advice please complete the enquiry form or call us to discuss. Leisure Industry Mortgages / Finance
Every business is unique and we can cater to your specific requirements. Finance House can assist finance and mortgages for hotels, fitness centres, restaurants and even self catering accommodation businesses. Finance house has access to specialist leisure industry mortgage lenders that are happy to help with all types of financial investments within this industry whether you need to refinance an existing hospitality property or you need acquisition financing - we can help you structure your loan that meets your needs. For further advice or solutions please complete the enquiry form or call us to discuss. Off- Shore Finance :
Provided the asset is UK based and the Off Shore vehicle is registered in a recognised / reputable country and or state. The same lending criteria will then apply as if the acquisition was being made by an On-Shore vehicle. Property Finance:
If you are looking to fund a commercial development, refinance or remortgage your buy to let portfolio on more competitive rates Banks can fund up to 90% of this dependent upon status. Finance House has established contacts with all the major UK lenders plus lenders that will consider the unusual property developer. To discuss your commercial and business loan requirements in total confidence, complete our online application form or call us in confidence. Retail Mortgages
Finance House has helped numerous individuals for Retail mortgages both start-up and existing businesses to acquire retail units or land for their development. Most high street banks and other commercial lenders will offer mortgages of up to 70 percent of the value of the property and occasionally will offer higher percentages, subject to a suitable business plan being submitted with the mortgage application. Finance house prides itself in completing record completions on such type of funding. If you wish to discuss this in total confidence please call our specialist team. Trade Finance:
Most Banks are still keen to promote international trade and they will consider any properly structured proposal for Letters of Credit and or Bank guarantee. Finance House can assist your company with up to 75% of the confirmed order value, to pay off your supplier. We pay your supplier or open a letter of credit. Finance House has the ability to finance stock via direct payments to suppliers and releasing cash against warehoused products. Finance House can deliver speedy lending decisions and completions, priding ourselves on our flexible funding solutions, providing finance designed for you. If you would like to speak with one of our Trade Finance specialists simply complete our contact form alternatively you can call or email us. Working Capital Finance:
Sometimes known as Trading Overdraft can usually be negotiated over and above any structured loan facilities. Finance House work towards providing competitive funding solutions tailored to your company's requirements for improved cash flow and working capital needs.