Inisam Views

First and foremost,any paper money that is minted and put forward into circulation without being backed up by real production will result in inflation. It is not right for Nigeria to print money and be using it on recurrent expenditures. If a country should at all print money,it must be to stimulate the real sectors of the economy. I will like to use illustration to drive home my point.
Assuming we have 10 tubers of yam in the market and we have N1,000 in circulation,it there suggests that each tuber of yam will be going for N100 but if another N1,000 is printed and pushed into circulation without any other extra tubers produced,it therefore means that total money in circulation is N2,000 and therefore,it is likely to result that N200 will be chasing each tuber of yam.

In simpler terms,
Printing extra money increases supply of money in circulation which in turn increases prices of goods and services causing inflation

In the intricate realm of finance and funding, the perpetual tug-of-war between debt and equity has profound implications for both individuals and businesses. As we navigate this financial landscape, we find that debt often takes center stage for numerous reasons, not the least of which is its ability to provide a clear path to recovery, exemplified by the way banks provide mortgages for homeowners.

When you secure a mortgage to buy a home, you're entering a contract with clearly defined obligations. You commit to making regular payments to the lender, ensuring that you meet your financial responsibilities. In the world of business, debt similarly involves structured obligations with known repayment terms, allowing for precise financial planning.

Debt agreements are backed by legal enforceability. In the case of non-payment, lenders have a clear path to recovery through the legal system. This offers a robust layer of protection, making it easier for lenders to recover their funds, even if it involves the involvement of courts.

Mortgages require the property itself as collateral. This collateral provides lenders with a tangible asset to claim if repayment falters. In business, collateral assets can be used to secure loans, offering lenders a degree of protection in case of default.

Debt financing primarily allocates business performance risks to the borrower, while equity investors share in both the risks and rewards. This risk allocation can be advantageous for businesses looking to maintain full control over their operations.

In conclusion, debt financing, driven by its legal enforceability and structured obligations, often takes the lead over equity as the preferred funding mechanism. The ability to recover funds through legal recourse, exemplified by the way mortgage lenders can repossess property in case of default, underscores the reliability of debt as a financial tool.

What do you think 🤔 ?

3 TYPES OF CASH FLOW

OPERATING CASH FLOW

INFLOWS

Cash receipts from customers (sales and advances paid) Cash generated from operations

OUTFLOWS

Payments to suppllers for goods and services

Cash payments to or on behalf of employees

Interest paid

Income taxes paid

INVESTING CASH FLOW

INFLOWS

Proceeds from the sale of equipment

Principal collections from loans and sales of other entities

Interest received

Dividends received

OUTFLOWS

Acquisition of subsidiaries Purchase of property and equipment

Loans made to other entities

FINANCING CASH FLOW

INFLOWS

Proceeds from issuing debt

Withdrawal of new loans

Proceeds from issuing share capital

OUTFLOWS

Repurchase of entity's own shares Dividend distribution

As a business startup it's very important to follow expansion processes.
I call it expansion Theory.
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Let me unveil the Secret Sauce to Success at Work have learnt from my current work.

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As a startup in business the most important thing you should consider for your business is not capital, but customer.
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If you are to go into real estate today where will you specialize in.

Land or Houses?

There is a connection between learning and earning.

True or False

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Few weeks ago, I went for a job interview in a production company, let me reserve the name. I was unavoidably disqualified because of some lapses in my CV, I began to ask myself why because I really needed that job to keep myself busy and as well gather some experiences from that field amidst Asuu strike, but it happened that my CV got me disqualified.
So my connections, the summary is that I took it on myself to relearn and learn how to prepare a purposeful CV that can get one a job on first application. Below is a content to guide you prepare your CV.
Well, when writing a curriculum vitae cv, always remember that your CV should be purposeful. It should emphasize your academic qualifications, your future career prospect and how the course of study of your choice matches your goals. Your CV should capture.
1. Honesty
True Achievements in your CV will convince your HR that you are competent and willing to add value. So making an effort to embellish that section on your CV is not erroneous. However, you have to be cautious of what to write. Abstain from lying or blowing the trumpet. Recruiters have a way of identifying exaggeration and this will affect your candidacy.
2. Give the needed information
You are adviced to restrict the information on your CV to work experience, academic qualification, mark or percentage, skills, languages, name, contact etc. However, sexual orientation, marital status or religion is not a concern of any recruiter in this case. So abstain from giving unnecessary bits of information and curtail your energy to the most significant.
3. Always Always Always Proofread
Before you send out a CV, always ensure that your document is error free. Any grammatical error can affect your impression negatively and this may disqualify you.

However, kindly know that the following are important in your curriculum vitae.
Name, Professional Title and Contact Information.
>The title of your CV should be your name and an acronym that stems from professional qualification (If any). Your phone number and email are equally significant as that would be the means of reaching out to you and informing you for a prospective CV
>Professional summary
A professional summary or personal profile briefly introduces to HRM. It encompasses two - three sentences, stating who you are, what you do and why you are applying for the role.
>Education / Qualifications
This is where your academic journey is needed, from A-Z.
>Work Experience
This is the section where the HRM can evaluate your readiness. This is where you place your record of job roles you have performed so far.
>Skills/Abilities
Skills and abilities can be categorized as technical and soft skills. They could range from software development to time management and interpersonal skills and more.
>Achievements
Include all your achievement since you were born, it's necessary you do this.

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