Always Ethical
Investing with Values, Growing with Purpose. Your Financial Future, Your way. Always- Ethical is your gateway to ethical investing.
Discover our Ethical KiwiSaver and Ethical Investor Fund
Our investments are exclusively guided by our unique Strict Ethical Mandate that is annually audit reviewed for your peace of mind. We lead with compassion for humanity and our products are designed with you in mind. Join our community and grow your wealth with purpose. Please refer to our Product Disclosure Statement on our website| www.al
"Supporting those in need is a core part of Always-Ethical's mission"-Sandra Clark, CEO-Always Ethical
Thank you KidsCan for your acknowledgement and efforts to make the world a better place.
We're blown away to receive an incredible $243,000 donation from KiwiSaver fund Always Ethical, which will support children in our partner early childhood centres with food, clothing, shoes, gumboots and health items.
"Supporting those in need is a core part of Always-Ethical's mission. We're not just a KiwiSaver fund - we believe in doing good for humanity too. As AE KiwiSaver Plan continues to flourish, we plan to make even more of a difference in the community." - Sandra Clark, CEO - Always Ethical
Early childhood is a time of rapid development – children’s brains, bodies and social skills form in ways that will have lifelong impacts. A nutritious diet plays a crucial part in supporting this growth. This generous donation from Always Ethical will help us ensure preschoolers are fuelled for learning and playing. We're so grateful they've chosen KidsCan.
As of April 2024, CanStar reports that AE KiwiSaver Plan continues to lead as a top-performing KiwiSaver in the Growth Fund category, with a 12.67% annual return over 5 years (1.4.2019-31.3.2024)
Unaudited- Calculated by an independent Unit Registry. Calculated as a compound annual growth rate. Past performance is no guarantee of future performance. Returns are net of expenses & fees and before tax.
New Zealand's Top 10 KiwiSaver Funds - Canstar With over 3 million members, KiwiSaver is an investment smash. Canstar counts down the Top 10 KiwiSaver funds, ranked by total number of members.
A reminder to our KiwiSaver Members
June 30th marks the cutoff to claim your Government contribution of $521.43 towards your KiwiSaver. It’s the perfect time to strategize and ensure you’ve met the minimum required contribution of $1,042.86 by the 25th of June to allow the funds to reach us before the 30th of June.
Remember the Government generously contributes 50 cents for every dollar you contribute, up to $521.43, giving your savings a significant boost. If you have joined AE partway through the KiwiSaver year, a pro-rata Government contribution applies.
Don’t miss out on this opportunity to maximize your KiwiSaver savings. Act now and review your contributions through your AE KiwiSaver Portal or myIR Portal. If you need help devising a plan, don’t hesitate to contact us at [email protected] or call us on 0800 4 262624.
For more information or for terms and conditions regarding eligibility, visit https://www.ird.govt.nz/kiwisaver/kiwisaver-individuals/growing-my-kiwisaver-account/getting-the-kiwisaver-government-contribution?fbclid=IwZXh0bgNhZW0CMTAAAR2X2UqEv8SASiUVtBIQ_pKLiWb40TfDSKtTCL2yJYhDmzprJUzagS0bsCQ_aem_AS5xAhH0co0cmQ-r4qlZo7MPNXTi9_BmcAJbcGYCNjDCrWoKiCeBLPDkEAYGVN0_mcmpImlnT5Aa07QymbSWgGnJ
Please refer to our Product disclosure statement on our website at www.always-ethical.com
Even in the mist of major stock market fluctuations, AE continues to rank amongst the best performing KiwiSaver Funds.
We have some exciting news to share!
Always-Ethical has grown to over $80 million in funds under management and we are thrilled to announce a total donation of $499,000 to various charities, of which $243,000 has been donated to KidsCan (year ending March 2024).
As AE KiwiSaver Plan continues to grow, so too will our philanthropic endeavours, supporting those who need it the most.
In spirit of spreading the joy of the holidays and summer, we are thrilled to share the heartwarming moments from Auckland’s Special Children’s Christmas Party that was held on December 9th 2023. Witness the magic unfold as disadvantaged and disabled children experienced a day filled with laughter, surprise, and holiday cheer. See how our sponsorship helped make this wonderful event a success.
Credit: Sky, NZME
We are excited to be a part of something truly magical this holiday season !!! 🎄🎄🎄
Auckland’s Special Children’s Christmas Party on the 9th of December brings smiles to the faces of disabled and disadvantaged children who deserve a little extra love this holiday season. AE is proud to sponsor these wonderful children to attend a memorable Christmas Party. 💝💝💝
About the Event 🌈⛄️🌈⛄️
The Special Children’s Christmas Party has been spreading joy all over New Zealand since 1998. On this heartwarming day, these children can forget about all their daily challenges and worries, to enjoy a day of pure fun. It’s a day filled with laughter, surprises, and holiday magic. https://www.sccpnz.co.nz/faqs/
Santa’s Toy Cave 🎅🎅🎅
Santa himself will be there to greet the children, and he’ll ensure that every child receives quality toys to call their own. The day would not be the same without the children being able to visit Santa in his Toy Cave. 🎁🎁🎁
We are truly excited to sponsor and make Christmas unforgettable for these children.😆😆😆
In the meantime, take a look at The Special Children’s Christmas Party’s past events and the joy they have brought to many children in New Zealand| https://www.sccpnz.co.nz/events/
Credit: Sky , NZME
Thanks Sandringham Street Festival for a fantastic day! 😄😄😄
Always-Ethical would like to extend our thanks and appreciation to Sandringham Village for a well-organized and amazing festival. You truly brought the essence of a street festival to life, and we had a fantastic time being a part of your day. 🌞🌞🌞
AE enjoyed meeting the local community and appreciated the interest and engagement shared by all.😊😊😊
AE is committed to ethical investing, promoting, and creating awareness for New Zealander’s who wish to make a conscious ethical financial decision for their future. 🌱🌱🌱
Thank you, Sandringham, for your support! 👍👍👍
Credit: Sandringham Village
A Feast for All Senses- Join us at the Sandringham Street Festival🌞🌞🌞
We are thrilled to be a part of the upcoming Sandringham Street Festival, where we are bringing the best in ethical investing to the heart of Sandringham. Get ready for a day of delicious food, family games, fun rides, and fantastic music. 🎯🍰🎼
📆 Date: Saturday 28 October 2023
🕓 Time: 9am-3pm
📍 Location: Sandringham Village, 598 Sandringham Road, Sandringham, Auckland
Whether you’re a prospective member, interested in ethical investing or a valued member of our Always-Ethical family, we can’t wait to catch up with you. Let’s enjoy this vibrant event together. 🎉🎉🎉
Please refer to our website for more information on our Ethical KiwiSaver | www.always-ethical.com
We look forward to seeing you there! 😃
Credit: Sandringham Village | www.facebook.com/profile.php?id=100064616112657
A Feast for All Senses- Join us at the Sandringham Street Festival 🌞🌞🌞
We are thrilled to be a part of the upcoming Sandringham Street Festival, where we are bringing the best in ethical investing to the heart of Sandringham. Get ready for a day of delicious food, family games, fun rides, and fantastic music.
📆 Date: Saturday 28 October 2023
🕓 Time: 9am-3pm
📍 Location: Sandringham Village, 598 Sandringham Road, Sandringham, Auckland
Whether you’re a prospective member, interested in ethical investing or a valued member of our Always-Ethical family, we can’t wait to catch up with you. Let’s enjoy this vibrant event together.
Please refer to our website for more information on our Ethical KiwiSaver | www.always-ethical.com
We look forward to seeing you there!
Credit: Sandringham Village | www.facebook.com/profile.php?id=100064616112657
Important Stock Market Update!!!
If you have been following the news about the US stock market lately, you will be aware the current US market conditions are expected to remain volatile until early next year.
This will be a trying time for our members, but a phase that the Investment Committee believes will pass.
The biggest concern is China’s economy. It has very disturbing economic conditions, high debt levels with failing investors and a serious level of youth unemployment.
The financial commentators are divided about the market direction:
some say “it will grow”
others say “that we are heading for a recession”
The view we take is one of caution. This week our Investment Committee sold down our Equity holdings from approximately 75% to approximately 66%.
We kept stock we believe more likely to recover quickly if there is a market correction yet, hold a sufficient cash reserve to purchase undervalued stock if the opportunity provides.
There is an old saying in the Investment world
“if America sneezes the world catches a cold”
but things have changed, China is now sneezing. All we can do is watch and see what happens.
Please refer to our Product Disclosure Statement on our website |
www.always-ethical.com
Find out more on China's economic problems effect on the world |
www.bbc.com/news/business-66840367
If you are interested, please send your CV to:
[email protected]
Part Time Sales Admin Required
Must have excellent English
Immediate start
Part time Sales Admin
2 or 3 days per week (Thurs/Fri)
(16 – 24 hrs - flexible)
Small friendly team
Based in Takapuna, Auckland
• Processing applications/withdrawals
• Sort email/phone queries
• Filing
• Assist Sales Team as required
• Organise Event requirements
• Stationery and print ordering
• General office and ad hoc duties
Requires good knowledge of:
Microsoft Word, Excel, Outlook, CRM, Adobe, Powerpoint
Must have:
Can do attitude;
Great work ethic;
Great team player;
Excellent phone manner;
Attend events as required.
If you are interested, please email your CV to:
[email protected]
See our AE KiwiSaver performance achievements below.
🌟 AE KiwiSaver ranks among the TOP PERFORMING Kiwisavers.
More details: https://lnkd.in/gZqD-BH6
CONTACT US: 0800 4 262624, [email protected]
APPLY/SWITCH ONLINE: always-ethical.com/join/
* These returns are after fees and before tax. Past performance is no guarantee of future returns. Please read the Product Disclosure Statement (PDS) as issued by Always Ethical Limited on our website www.always-ethical.com.
🌟 AE KiwiSaver Unit Price performance from 3.2014 to 6.2023*
AE KiwiSaver ranks among the TOP PERFORMING Kiwisavers.
More details: https://lnkd.in/gZqD-BH6
APPLY ONLINE: always-ethical.com/join/
* These returns are after fees and before tax. Past performance is no guarantee of future returns. Please read the Product Disclosure Statement (PDS) as issued by Always Ethical Limited on our website www.always-ethical.com.
ONLY 15 days to go ...
🌟 NZ government offers $521.43/year to KiwiSaver investors. Invest at least $1,042.86 by 30 June 2023 for full benefit.
🌟 For new KiwiSaver members joining partway through the year, a pro-rata Government Contribution applies based on the number of months you have been in KiwiSaver.
🌟 If you are an AE KiwiSaver member, you can make a voluntary contribution:
Bank: ASB Bank Limited
Account Name: AE Nominees
Account Number: 12-3198-0066681-02
Particulars: First Name
Reference: IRD Number (8 or 9 digits, no spaces or extra characters)
* Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com
CONTACT US: 📞 0800 4 262624, 📧 [email protected]
📍 443 Lake Road, Takapuna, Auckland 0622
Always Ethical
Proud to be the CEO of a stellar performing KiwiSaver, fantastic team effort!
🌟 NEW ZEALAND GOVERNMENT OFFERS $521.43 P.A. TO EACH KIWISAVER INVESTOR. Invest a minimum $1,042.86 by 30 June 2023 for full benefit.
🌟 IF NOT EMPLOYED AND 18+, set up auto payment:
$20.06 per week, or $89.00 per month
🌟 FOR NEW KIWISAVER MEMBERS JOINING PARTWAY through the year, pro-rata Govt Contribution applies. (i.e. a portion for the number of months you have been in KiwiSaver).
🌟 HOW TO MAKE A VOLUNTARY CONTRIBUTION AS AN AE KIWISAVER MEMBER?
- Bank: ASB Bank Limited
- Account Name: AE Nominees
- Account Number: 12-3198-0066681-02
- Particulars: First Name
- Reference: IRD Number (8 or 9 digits, no spaces or extra characters)
* Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com
CONTACT US: 📞 0800 4 262624, 📧 [email protected]
📍 Office: 443 Lake Road, Takapuna, Auckland 0622
Have you ever wondered where your KiwiSaver money is invested in?
AE KiwiSaver is the first Certified Ethical KiwiSaver.
REASONS TO JOIN AE KIWISAVER:
1. Independently Certified Ethical
2. Strong performance
3. Adjusted risk profile
Please see AE Kiwisaver’s latest performance here: https://always-ethical.com/performance-kiwi-saver/
👪 SPREAD THE WORD!
* Past performance is no guarantee of future returns.
* Strict compliance with our Ethical Mandate is annually certified to the SAE 3100 (Revised) Standard (https://tinyurl.com/AEKiwiSaverCertifiedSAE3100). Past performance is no guarantee of future returns. Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com
APPLY ONLINE: always-ethical.com/join/
CONTACT US: 0800 4 262624 (Free phone), [email protected]
Office: 443 Lake Road, Takapuna, Auckland 0622
REASONS TO JOIN AE KIWISAVER:
1. Independently Certified Ethical
2. Strong performance
3. Adjusted risk profile
* Strict compliance with our Ethical Mandate is annually certified to the SAE 3100 (Revised) Standard. Past performance is no guarantee of future returns. Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com
APPLY ONLINE: always-ethical.com/join/
CONTACT US: 0800 4 262624 (Free phone), [email protected]
Office: 443 Lake Road, Takapuna, Auckland 0622
What do our AE KiwiSaver members say about us?
APPLY ONLINE: always-ethical.com/join/
CONTACT US for more information:
📞 0800 4 262624 (Free phone)
📧 [email protected]
Our KiwiSaver fund is currently Aggressive: 94% Equities, 6% Cash.
In KiwiSaver, there are the funds for you to choose from: Defensive, Conservative, Balanced, Growth, Aggressive.
You wonder which fund to pick?
LET AE DO THE WORRYING FOR YOU!
AE’s Investment Committee constantly watches the markets and actively adjusts your risk profile.
You are in expert hands.
APPLY / SWITCH ONLINE: always-ethical.com/join/
CONTACT US: 0800 4 262624, [email protected]
* Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com
When Mr Foon, NZ’s Race Relations Commissioner visits our team today to find out more about our AE KiwiSaver and how we operate.
🌟 AE KiwiSaver ranks among the TOP PERFORMING Kiwisavers.
Please see AE KiwiSaver Unit Price performance from 3.2014 to 2.2023*
More details: https://always-ethical.com/performance-kiwi-saver/
* These returns are after fees and before tax. Past performance is no guarantee of future returns. Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com.
REASONS TO JOIN AE KIWISAVER:
1. Independently Certified Ethical
2. Strong performance
3. Adjusted risk profile
* Strict compliance with our Ethical Mandate is annually certified to the SAE 3100 (Revised) Standard. Past performance is no guarantee of future returns. Please read the Product Disclosure Statement (PDS) as issued by Always-Ethical Limited on our website www.always-ethical.com
🌐 APPLY ONLINE: always-ethical.com/join/
👋 CONTACT US: 0800 4 262624 (Free phone), [email protected]
📍 Office: 443 Lake Road, Takapuna, Auckland 0622
Happy Easter, everyone 🐰🐰🐰🐰🐰. We wish you all a safe and relaxing long weekend - From Always-Ethical team.
How to save for a deposit and other costs when buying a home Tips to help you manage your finances when you buy your first home & take out your first mortgage. Our guide covers savings, deposits, buying and extra costs.
“I’m grateful that I started KiwiSaver as soon as I was working at around 17. Ten years on, I can see it will definitely help me later in life. This is a head start for me buying my first home and for my retirement.”
Please read on to see how Vaun experiences with money and how they got it sorted 🙂
Credit: sorted.org.nz
My Money Sorted: Vaun My Money Sorted is our series exploring people’s experiences with money and how they got Sorted.
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0622
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