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"... there remained challenges to enjoining more Filipinos to enrol for financial accounts. For one, the World Bank said “57 percent of unbanked adults in the Philippines say that accounts are too expensive.”

“In the Philippines, 30 percent of adults (55 percent of savers) saved in only some other way, making it one of the economies with the highest share of adults doing so,” the World Bank said, referring mainly to saving cash at home, and through assets like jewelry, livestock, real estate, as well as investment products.

Read more: https://business.inquirer.net/351702/poor-filipinos-find-bank-accounts-too-expensive-to-maintain
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Poor Filipinos find bank accounts ‘too expensive’ to maintain Many poorer Filipinos find it costly to open and maintain bank accounts, a deterrent to wider financial inclusion in the Philippines, the World Bank said. The Washington-based multilateral

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Two years after the first MNL Lockdown, are we getting on the road to a greener, better normal?
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Image: 10 Meaningful Quotes About Achieving Financial Freedom | SUCCESS Found on Google from www.success.com

Hear, here’s how a mother’s wise words to her daughter can bring empowerment to one’s life.

“Financial independence is paramount. My mom always says that when a woman is financially independent, she has the ability to live life on her own terms. That was the best advice I ever got. No matter where you go in life, or who you get married to, you have to be financially independent. You don’t know which curve balls life will throw at you. Hence, you need to have the ability to take care of yourself and people whom you love.”

– Priyanka Chopra, actress

Welcome! 2022 on positive note. 🌟💫✨

“Financial fitness is not a pipe dream or a state of mind. It’s a reality if you are willing to pursue it and embrace it.”
– Will Robinson

Saving for the rainy days means rewarding yourself with a sense of security and peace of mind.

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Kumusta kayo? 😍
Tuloy pa rin ang buhay
sa kabila ng mga hamon ng pandemic at economic crises.
Sa ngayon, I’m still enjoying the Work from Home set-up. Why? Here's more of my .
1. No traffic jams. 👍
2. I save time+I get to enjoy the Best things in Life: FamilyxNature. 😎
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“Planning is bringing the future into the present so that you can do something about it now.” -Alan Lakein

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How to train your brain to save? 🤔
Read on.

Excerpt from the article:
""I realized that I wanted the savings to be kind of like an expense, so I added it in a weird way so it would almost hide my savings from me. That was intentional," Celes said. And it worked. Over the last four years, she built a $10,000 savings cushion."

A 29-year-old who created a viral budget spreadsheet explains how it helped her save $10,000 and feel less anxious about money People who have used the budget template, originally posted on Reddit, said it helped them pay off credit-card debt and save for a house.

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Aka

1. Have a budget. It’s a good place to start whether you’re single or married.

2. Spend within one’s means.

3. Set aside some money to save, however tough it might be. Even a small percentage is a good start.




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More financial education would have helped people better manage their money in the pandemic Having more personal finance education in school would have helped people better manage their finances during the pandemic, a study finds.

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Wishing everyone:
Health, Happiness & Prosperity.
HappY Lunar New Year!
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5 Tips to Stop Spending Money Mindlessly Are you wasting cash on purchases that don't add much to your life? These five tricks will help you put a stop to that.

People do crazy things with money. Avoiding these blind spots can help prevent future regrets The highest dividend money can pay is independence, says Morgan Housel, author of "The Psychology of Money." Certain habits can get in the way of that.

14 days before Christmas and nearly nine months after the Luzon lockdown and different levels of quarantine, we have rounded up the Top Five Tips -- Yes! to self and Fambam, too. Cheers! Enjoy.
Maligayang Pasko po. 💞





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Muli, Salamax sa ating mga bagong bayani: Sipag at Sigasig ng Overseas Filipino Workers (OFWs). Mabuhay! 💞

BSP data: Strong dollar remittances in Sept keep PH economy from sinking MANILA, Philippines — The Philippines’ estimated 10 million citizens abroad once more stepped in to buoy the local economy in the middle of a crisis, driving a late third quarter surge in dollar

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Health is Wealth.


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https://www.financialexpress.com/lifestyle/health/world-heart-day-2020-7-lifestyle-changes-for-working-professional-to-ensure-healthy-heart/2093508/lite/

World Heart Day 2020: 7 lifestyle changes for working professional to ensure healthy heart The risk factors leading to coronary heart diseases are controllable or beyond control. For example, advancing age and family history are beyond one’s control, but increase in weight, usage of to***co, lack of exercise, high stress level, Diabetes, high blood pressure and elevated blood cholestero...

"The financial industry advises that Filipinos should save first and spend whatever is left after putting their savings aside."








http://nro13.neda.gov.ph/financial-literacy-for-filipinos-understanding-for-better-living/

Financial literacy for Filipinos: understanding for better living | National Economic and Development Authority-Caraga What is financial literacy? Financial literacy, financial knowledge and financial education are used interchangeably in formal literature and popular media. Various sources provide various definitions to financial literacy, but have one thing in common— everything revolves around money, knowledge ...

According to the Bangko Sentral ng Pilipinas (BSP) chief, there is a need
"to equip target sectors of the population with knowledge and skills necessary for them to make prudent financial decisions, become resilient in managing financial shocks, and eventually be economically empowered."

Yes, it's time to take active part in this MissionVision for the good of our fellow Filipinos, for the country. We can start with ourselves, our family members and friends.

Pinoys need to improve financial literacy — BSP The Bangko Sentral ng Pilipinas said there is a need to improve financial literacy and capability to help Filipino families cope and recover from the socioeconomic impact of a crisis such as the global coronavirus pandemic.

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