Joyful Savers

This page will help you if you're interested on saving, budgeting and investing. It covers a variety

03/04/2023

HOW TO BE POOR (baka kasi sawa
ka na sa HOW TO BE RICH na posts ko)๐Ÿ˜

1. Magpanggap kang mayaman. Branded lang
dapat ang suot mo.

2. Bumili ka ng hindi mo kailangan.

3. Umutang ka ng P20,000 na cellphone kahit
P15,000 lang ang sahod mo.

4. Maniwala kang "Money can't buy happiness.

5. Lumipat ka lagi ng trabaho pag nahirapan ka
na o napagalitan ka ng boss mo.

6. Magbasa ka ng Bible kahit di ka na kumilos.
Tiwala lang sapat na.

7. Wag kang maniwala sa Insurance. Si Cardo
nga buhay pa eh.

8. Mag-invest ka sa mga 60% ROI sa loob ng
isang buwan. Maniwala kang malaki ang kikitain
mo sa pagpapa-aalaga mo ng baboy at manok.

9. Wag kang maniniwala sa mga investment
instruments tulad ng Real Estate, Mutual fund,
Bonds, Stock Market, at iba pa. Manatili sa
0.25% interest rate ng Savings account habang
ang inflation ay 4-5% kada taon.

11. Maniwala kang maganda ang magiging
retirement mo sa SSS or GSIS lang.

12. Wag kang matuto o magbasa ng libro. Sila
Zuckerberg at Bill Gates nga drop out eh?!

13. Maging YOLO (You Only Live Once). Travel
lang kahit utang. Di naman sila nagbabayad
non, kaya okay lang yan.

14. Mamuhay sa inggit at galit sa success ng ibang tao.

01/04/2023

๐—ช๐—ต๐—ผ ๐—ถ๐˜€ ๐—œ๐— ๐—š??

๐ŸŒ๐—œ๐— ๐—š is a community of savers and investors.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a group of educators and financial education advocates.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a membership platform with many benefits, including access and discounts to many financial products.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a school for continued financial education.
๐ŸŒ๐—œ๐— ๐—š ๐—ถs a way to grow your income by helping other people to save and invest.
๐ŸŒ๐—œ๐— ๐—š ๐—ตelps everyone to have access to affordable financial solutions.
๐ŸŒ๐—œ๐— ๐—š is the company that has been around for 20 years and look how we flourished.

๐—ข๐—จ๐—ฅ ๐— ๐—œ๐—ฆ๐—ฆ๐—œ๐—ข๐—ก.
๐—ง๐—ผ ๐—ตelp create wealth for families.
๐—ง๐—ผ ๐—บake a difference for families so there will be no family left behind.

๐—ช๐—›๐—”๐—ง ๐—ช๐—˜ ๐——๐—ข.
๐—ชe help people move from Dreaming to Doing,We bring life-changing financial concepts and solutions to middle income individuals and families who are overlooked by the financial Industry.

๐—œ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ฎ๐—ฟ๐—ฒ ๐—ถ๐—ป๐˜๐—ฒ๐—ฟ๐—ฒ๐˜€๐˜๐—ฒ๐—ฑ ๐˜๐—ผ ๐—น๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—œ๐— ๐—š ๐—ฎ๐—ป๐—ฑ ๐—ถ๐˜๐˜€ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€, ๐—”๐˜๐˜๐—ฒ๐—ป๐—ฑ ๐—ผ๐˜‚๐—ฟ ๐—™๐—ฟ๐—ฒ๐—ฒ ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น ๐—ฒ๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฎ๐—ป๐—ฑ ๐—•๐—ฒ๐—ป๐—ฒ๐—ณ๐—ถ๐˜๐˜€ ๐—ข๐—ฟ๐—ถ๐—ฒ๐—ป๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป
๐—”๐—ป๐˜† ๐˜๐—ถ๐—บ๐—ฒ, ๐—”๐—ป๐˜†๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—™๐—ฟ๐—ฒ๐—ฒ ๐—ง๐—ถ๐—บ๐—ฒ..

๐—ฃ.๐—ฆ. ๐—•๐—ฒ ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—œ๐—”๐—Ÿ๐—Ÿ๐—ฌ ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—˜๐—— ๐—ฎ๐—ป๐—ฑ ๐——๐—œ๐—ฆ๐—–๐—ข๐—ฉ๐—˜๐—ฅ ๐˜๐—ต๐—ฒ ๐—ฅ๐—˜๐—”๐—Ÿ ๐—ช๐—”๐—ฌ ๐˜๐—ผ ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง ๐—ฎ๐—ป๐—ฑ ๐—•๐—จ๐—œ๐—Ÿ๐—— ๐—” ๐—ฆ๐—ข๐—Ÿ๐—œ๐—— ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—œ๐—”๐—Ÿ ๐—™๐—จ๐—ง๐—จ๐—ฅ๐—˜!
๐—œ๐—ป ๐—œ๐— ๐—š ๐—ช๐—˜ ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—˜, ๐—ชE ๐—–๐—”๐—ฅ๐—˜!

Send us message so that I can assist you

30/03/2023

Bakit nag-re-recruit ang mga IMG members?
Lahat naman tayo naghahanap ng kasama sa ating life journey (spouse, family, friends)
Lahat din tayo, naghahanap ng taong tutulong sa atin marating ang ating pangarap (business partners, customers, teammates, member, acquaintances).
At sa puso natin, gusto nating gumanda ang mundo kaya tayo ay tumutulong (charities, volunteer , advocacy).
Kaya tayo nag-re-recrworkuit sa IMG!
We want
to build a solid financial foundation for our families
our friends to build solid financial foundations too!
to build a services business and share opportunities to others
to help Filipino families achieve financial freedom
to fight poverty through financial education
This is our mission.
We should be proud warriors in our fight against poverty.
WE ARE IMG.
WE ARE CRUSADERS.
WE ARE FINANCIAL EDUCATORS.
WE LOVE IMG MISSION .
NO FAMILY LEFT BEHIND.
WE WANT FINANCIAL EDUCATION ACCESSIBLE TO ALL.

Ctto
coach bobet

23/03/2023

Saan aabot ang 20 pesos mo?
Sa isang araw ilang 20 pesos ang nahawakan mo?
Kahit isang 20 man lang sana kung iinvest mo sa IMG Soldivo Funds sigurado ang future mo.
Tuturuan kita message mo ako๐Ÿ˜Š

20/03/2023

๐Ÿ™„ Young people don't know the value of healthcare.

๐Ÿ˜ฑ Middle-age people complain about "expensive" healthcare premiums.

๐Ÿ˜ญ Old people cry, because they are no longer eligible for healthcare.

Get it while you're still YOUNG! ๐Ÿ‘ˆ

Message me for more info.โค๏ธ

https://321717ph.imgcorp.com/quote/kaiser

18/03/2023

FOR THOSE WHO ARE JUST STARTING... Remember what JACK MA
said:

"While you don't have big results yet, expect that no one would believe in you.
Many will laugh at you... Many will judge you...

But when you achieve your GOALS. They are the ones who will ask you "How you did it"?

What is wrong in FILIPINO's attitude is "to see is to believe" notion. They will believe in you when you have already done something and when you already become successful and rich... Keep doing what you had done.

You deserve to be succeed in life.
It's not about what degree you finished,
it is about how literate you are financially.

All of us deserve to succeed... ๐Ÿ’–๐Ÿ’–๐Ÿ’–

18/03/2023

Most realities!

๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡

As the saying goes, "You buy the things that you want. One day, you are going to sell them for the things that you need.

We buy things we don't really need because we think we deserved them--a reward for our hardwork; but the truth is we DESERVE more than any material things our salary can afford. ๐Ÿ™‚

Balance life, apply to do Wealth Formula:
Income 100%-10%Tithes 20%Savings =
70%Expenses

It hurts, but it makes you financially secured.

https://www.facebook.com/joytrias

17/03/2023

๐Ÿ’ฅ๐Ÿ’ฅKNOW THE DIFFERENCE BETWEEN SELLING AND EDUCATING๐Ÿ’ฅ๐Ÿ’ฅ

I remember talking to a Networker with High Position & said to me that "You are Still Selling like in Networking but No Tangible Product!"

I said, "well, it's hard to explain but there is a difference between selling & educating. You sell coz you want to get points & commission but we educate to help change the lives of people then they invest or buy co'z they understood the need."

We Share coz We Care!

Join Our Advocacy to Help Others become Financially Educated & Achieve Your Big Dreams & Goals!








๐Ÿ“๐Ÿ“ธ ctto

Photos from Joyful Savers's post 17/03/2023

Napansin ko lang, daming nagtatanong about Investments,
how to start?
how to join?
how much? etc.
Kaya lang once na sinabi mong need muna mag aral bago mag start, ang sasabihin walang panahon,
busy,
dami work,
walang internet, etc.
Alam nyo ba na base sa pag aaral, many good people FAIL when it comes to Saving and Investing?
Only because they LACK of Financial Education.
*Investing without Learning is a waste of time and money.
*Financial ignorance will make you poor!
Change your mindset now!
Learn with us in IMG ๐Ÿฅฐ๐Ÿฅฐ
Be one of us!
ctto

16/03/2023

"๐—ช๐—ฎ๐—น๐—ฎ๐—ป๐—ด ๐—ฃ๐—ถ๐—ป๐—ฎ๐—ป๐—ด๐—ฎ๐—ป๐—ฎ๐—ธ ๐—ป๐—ฎ ๐— ๐—”๐—Ÿ๐—”๐—ฆ,
๐—ง๐—”๐— ๐—”๐—— ๐—บ๐—ฎ๐—ฑ๐—ฎ๐—บ๐—ถ."

Ang ๐™‹๐˜ผ๐™‚๐™Š๐˜ฟ ipahinga mo lang OK ka na.
Ang ๐™‹๐™๐™”๐˜ผ๐™ itulog mo lang OK ka na.
Ang ๐™‚๐™๐™๐™Š๐™ˆ ikain mo lang OK ka na.

Pero ang ๐™†๐˜ผ๐™ƒ๐™„๐™๐˜ผ๐™‹๐˜ผ๐™‰ kapag wala kang binago sa buhay mo, kahit anong PAHINGA,TULOG, at KAIN gawin mo bukas mahirap ka pa din.

Kung gusto mo makalayas sa hirap ng buhay ngaun ๐—š๐—จ๐— ๐—”๐—ช๐—” ๐—ž๐—” ๐—ก๐—š ๐—•๐—”๐—š๐—ข, 'ika nga "๐™Ž๐™๐˜ฝ๐™Š๐™† ๐™Ž๐™๐˜ฝ๐™Š๐™† ๐™‡๐˜ผ๐™‰๐™‚" papaano mo malalaman kung maganda ang isang bagay kung nakikinig ka lang sa mga tao na walang ginawa kundi payuhan ka ng puro negatibo?

Ikaw ang nakakita dapat ikaw ang magdesisyon at hindi mo dapat ipabase ang desisyon ng magiging buhay mo sa iba.

Tama or tama! ๐Ÿ˜ Be wise! ๐Ÿ’ฏ

Ctto

14/03/2023

๐—” ๐Ÿฎ๐Ÿฌ ๐—ฃ๐—˜๐—ฆ๐—ข๐—ฆ ๐—” ๐——๐—”๐—ฌ, ๐—ž๐—˜๐—˜๐—ฃ๐—ฆ ๐—ฃ๐—ข๐—ฉ๐—˜๐—ฅ๐—ง๐—ฌ ๐—”๐—ช๐—”๐—ฌโ—
๐—”๐—ก๐—š ๐—›๐—œ๐—ฅ๐—”๐—ฃ ๐— ๐—”๐—š ๐—œ๐—ฃ๐—ข๐—ก ๐——๐—œ๐—•๐—” ๐—”๐—ง ๐—”๐—ฌ๐—”๐—ช ๐— ๐—ข ๐—ก๐—š
๐— ๐—”๐—š ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง ๐—•๐—”๐—ž๐—” ๐— ๐—” ๐—ฆ๐—–๐—”๐—  ๐—ž๐—”. ๐—œ ๐—™๐—˜๐—˜๐—Ÿ ๐—ฌ๐—ข๐—จ!
Alam mo ba na pwede ka maglagay ng pera sa mga malalaking company tulad ng ๐—ฆ๐— , ๐—๐—ข๐—Ÿ๐—œ๐—•๐—˜๐—˜, ๐—”๐—ฌ๐—”๐—Ÿ๐—”, ๐—•๐——๐—ข, ๐—–๐—ข๐—ก๐—ฉ๐—˜๐—ฅ๐—ฉ๐—˜, ๐—ฅ๐—ข๐—•๐—œ๐—ก๐—ฆ๐—ข๐—ก๐—ฆ ๐—Ÿ๐—”๐—ก๐—— atbp.
Alam mo din ba na sa halagang 20 pesos ay pwede
kang mag ๐—œ๐—ฃ๐—ข๐—ก ๐—ฎ๐˜ ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง sa kanila.
Kung gusto mo malaman kung ano ang ginagawa ng ๐— ๐—”๐—ฌ๐—”๐—ฌ๐—”๐— ๐—”๐—ก kaya lalong ๐—ฌ๐—จ๐— ๐—”๐—ฌ๐—”๐— ๐—”๐—ก, attend kalang sa ๐—Ÿ๐—œ๐—•๐—ฅ๐—˜๐—ก๐—š pag aaral paano natin ๐—จ๐— ๐—ฃ๐—œ๐—ฆ๐—”๐—›๐—”๐—ก.
The best investment is to invest in ๐—ž๐—ก๐—ข๐—ช๐—Ÿ๐—˜๐——๐—š๐—˜.
Attend our Financial class for more information.
"๐—ฌ๐—ผ๐˜‚ ๐—ฑ๐—ผ๐—ป'๐˜ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ฏ๐—ฒ ๐—ฎ ๐— ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป๐—ฎ๐—ถ๐—ฟ๐—ฒ ๐˜๐—ผ ๐˜€๐˜๐—ฎ๐—ฟ๐˜,
๐˜†๐—ผ๐˜‚ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐˜€๐˜๐—ฎ๐—ฟ๐˜ ๐˜๐—ผ ๐—ฏ๐—ฒ๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ฎ ๐—บ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป๐—ฎ๐—ถ๐—ฟ๐—ฒ."
Challenge yourself, start learning at once
alam mo na ay ๐—˜๐—ซ๐—˜๐—–๐—จ๐—ง๐—˜ lang natin. .
The best talaga kung mas maunawaan mo sa
pamamagitan ng Financial Education libre lang
umattend ng financial class sa IMG!
๐—›๐—”๐—•๐—œ๐—ง ๐—ถ๐˜€ ๐——๐—œ๐—ฆ๐—–๐—œ๐—ฃ๐—Ÿ๐—œ๐—ก๐—˜.

13/03/2023

Mahirap tumandang mag isa, may sakit at walang naipong pera. Hindi masamang maging mabait at mapagbigay, sa kaibigan o kamag anak, sa ating pagbibigay doon tayo mas pinagpapala.

Pero yong wala kang iniwan para sa sarili mo. Yun ang mali. Maliit o pakonti konti man ay matuto tayo magsinop sa ating pinagpaguran ngayon.

Responsibilidad mo higit sa kaninuman ang pangalagaan ang future mo. Hindi ka habang buhay na malakas. Hindi ka habang buhay makakapagtrabaho.

Pagdating ng panahon ikaw ay tatanda, ang galing at husay mo ay lilipas, ang mga naitulong mo ay makakalimutan.

Ikaw na dating kinakapitan ay mangailangan din ng pagkakagastusan. Maging mahusay sa paghawak ng kinita habang ikaw ay malakas pa, dahil ang realidad....

Hindi natin hawak ang bukas....

Kaya we are Inviting you for a FREE Financial Class via ZOOM MEETING ...message me for more details...

Kita kits.. habang may oras ka pa.

12/03/2023

Sa banko mo ba nilalagay ang pinaghihirapan mong kitain at ipuning pera?

Nothing wrong with putting our money in the bank.
We just have to know na hindi kumikita ang pera natin doon at nababawasan pa nga ang value nito dahil sa inflation.

I - Mutual Fund mo na yan!
Safe ang pera mo dahil professionally managed and invested ang funds.
Kumikitang kabuhayan pa talaga sya dahil ang historical records ng MF shows that they earn 8-12% annually.

But wait... there's more!
Kung may P1,000.00 pwedeng pwede ka na mag start agad!
At kung may P20 ka, pwedeng pwede na yan pang additional investment.
San ka pa, di ba?

Tara na, mag invest na sa Mutual Fund.
Message me to get started .

11/03/2023

Noon walang naiipon dahil mali ang formula na madalas ginagawa.
Pag kasahod, una gastusin saka mag iipon kapag may natitira, pero ang masaklap walang natira ending walang ipon.

Alam mo ba na may abundance formula?
100% income
Dapat unahin ibawas ang tithes10%.
Sunod ay ipon muna sa sarili, wag mo kalimutan dahil ikaw ang nagpakahirap mag trabaho ilaan mo ang 20% para sa sarili mo
At ang 70% ay pagkasyahin mo sa lahat na gastusin.

Kapag natutunan mo yan, tiyak magbabago ang takbo ng finances mo. ๐Ÿ‘Œ

May free online seminar kami nito baka nais mo mag attend DM me para ma details ko syo ito kapatid.๐Ÿฅฐ

Kaya ipon muna bago gastos.

Kung gusto pa matuto libre umattend ng class, message me.๐Ÿ˜Š

Photos from Joyful Savers's post 10/03/2023

TOTOONG USAPAN๐Ÿ˜ฅ

1. Nangungutang pag may nagkasakit na kamag- anak.
2. Nagtuturuan sa gastusin.
3. Kung sino ang nakaka angat sya ang dapat gagastos.
4.Naibebenta ang mga naipundar (kotse,
bahay, lupain atbp.) dahil hindi biro ang hospital bills.
5.Humihingi ng tulong sa mga
Fb friends.
6. Pipila sa barangay o sa office of the mayor para makakuha ng cash assistance.

Gusto pa ba natin umabot sa ganitong sitwasyon?? ๐Ÿค”๐Ÿค”
Huwag katakutan, wag pahirapan ang mga mahal sa buhay! Tandaan hindi tayo pabata at hindi tayo laging malakas, kaya habang malakas pa tayo at kumikita, wag kalimutang kumuha ng insurance. At ito lang din ang gastos na may balik sayo..

Mag plano, MAG KAISER na. 3n1 may Health, Life at Investment ng kasama.

Message mo lng ako pag interesado ka.

Photo Not Mine

09/03/2023

Ang pera hindi MAHIRAP hanapin, pero mahirap ipunin! Ang pagiging SUCCESSFUL masarap isipin, pero MARAMING CHALLENGESโ€‹ na dapat harapin!

๐Ÿ’ฅHindi tayo aangat kung hindi tayo aalis sa COMFORT ZONE natin.
๐Ÿ’ฅHindi tayo magiging SUCCESSFUL kung ayaw nating harapin ang mga pagsubok na binibigay sa atin!
๐Ÿ’ฅHindi rin tayo magiging successful kung hindi tayo marunong sumugal para sa GOALS & DREAMS NATIN!

๐Ÿ”ŽMAHIRAP? ๐Ÿค”
May trabaho bang madali?
Lahat ng trabaho mahirap. Lalo na kung kaka-uumpisa palang. Kailangan lang ang sipag, tiyaga at determinasyon.

๐Ÿ”ŽWALA GAANONG PUMAPANSIN?๐Ÿค”
Okay lang! Tuloy lang! Ganyan talaga kapag nag-uumpisa! Pero kapag nagkakaresulta na, sila ang unang lalapit at papaturo sa atin.

๐Ÿ”ŽWALA KAAGAD INCOME?๐Ÿค”
Okay lang din yan! Tuloy lang! There's no overnight success. Yan ay pinagtatrabahuan at pinag-sisikapan! Trust and enjoy the process.

๐Ÿ”ŽLASTLY, TAKE A RISK!
Walang uma-asenso kapag nagsimula sa "Baka" at "Pangamba"! Paano malalaman kung totoo o hindi kung hindi susubukan at patuloy ang pagdududa?
Be a member of IMG ..

08/03/2023

IMG is not just about investment...
it is not just about insurance...
it is about CHANGING YOUโ—
____________________________________
How can you go wrong when you belong to a Community with great Leaders that have a big heart for others that teach you:
โ–ช๏ธTo become successful if you help a lot of people become successful too
โ–ช๏ธTo prosper so you can also prosper others
โ–ช๏ธTo be a missionary with a big heart
โ–ช๏ธTo believe in yourself
โ–ช๏ธTo save and invest
โ–ช๏ธTo build a business by building other people and so much more!
Honestly, I joined IMG just to learn more about investing in Mutual Fund and never did I imagine that I will be part of something bigger that will give me a greater purpose in life... BEING A MISSIONARYโ™ฅ๏ธ

Be truly blessed, and br proud to be part of IMG. ๐Ÿฅฐ

Join uS now Be an IMG member!!
โœ๐Ÿ“–Learn,Earn and Save to Invest

07/03/2023

Maliit o pakunti-kunti man ay matuto tayo magsinop sa ating pinagpaguran ngayon.

Responsibilidad mo higit sa kaninuman ang pangalagaan ang future mo. Hindi ka habang buhay na malakas. Hindi ka habang buhay makakapagtrabaho.

Pagdating ng panahon ikaw ay tatanda ๐Ÿ‘ด๐Ÿป๐Ÿ‘ต๐Ÿป ang galing at husay mo ay lilipas, ang mga naitulong mo ay makakalimutan. Ikaw na dating kinakapitan ay mangailangan din ng pagkakagastusan.

Maging mahusay sa paghawak ng kinita habang ikaw ay malakas pa, dahil ang realidad....

Hindi natin pwedeng asahan ang ibang tao at lalong hindi natin hawak ang bukas....

[credit to the owner]

06/03/2023

ADVICE from Warren Buffett

1. STAY away from credit cards & invest in yourself.

2. LIVE your life as simple as you are.

3. DON'T do what others say, just listen to them, but do what you feel good.

4. DON'T go on brand name; just wear those things in which you feel comfortable.

5. DON'T waste your money on unnecessary things; just spend it on what you really need.

6. DON'T give others a CHANCE to RULE your LIFE, it's yours to live after all.

06/03/2023

DIPLOMA VS. PORTFOLIO!

Ang DIPLOMA ay tanda ng nakapagtapos ka ng pag-aaral, pero hindi basehan ng masaganang kinabukasan! ๐Ÿค“

Hindi lahat ng nakapagtapos sa kolehiyo o 4 years degree holders ay nagkaroon ng trabaho na related sa natapos na kurso! Ang iba nasa abroad at namasukan! At walang IPON kasi wala pang alam tungkol sa FINANCIAL LITERACY! Ang alam lang magtrabaho ng magtrabaho, antay ng sweldo, gumala, mamasyal, kumain, mag shopping at magpadala sa Pinas! Umiikot lang ang buhay sa ganung sistema! It's called The "RAT RACE"! ๐Ÿค”

Pero merong isang TAO na walang natapos sa Pag Aaral. Pero mayroon syang SOA or STATEMENT OF ACCOUNT (PORTFOLIO).
Dahil naEDUCATE ni IMG about FINANCIAL LITERACY, natuto about BUILDING A SOLID FINANCIAL FOUNDATION! Knows how to make more money. How to accumulate money through, Long term HEALTHCARE, Life INSURANCE, MUTUAL FUND INVESTMENT INSTRUMENTS. ๐Ÿ’ธ๐Ÿ’ธ๐Ÿ’ธ

Na habang lumilipas ang panahon ay kumikita ang kanyang investments ng COMPOUNDING INTEREST! ๐Ÿค‘

So sino ngaun ang may mas maliwanag na kinabukasan? ๐Ÿ’ช๐Ÿ˜œ

ANG DEGREE HOLDER na walang IPON? O ANG ISANG HINDI GRADUATE NA MAY SOA?!

Ctto

BE a MEMBER OF IMG NOW!
PM for Details.

04/03/2023

Most people say, "YOLO! You Only Live Once!"

BUT they forget about, "YAGO! You Also Grow Old."

We might not notice the years that pass by. But no matter what our excuses not to save/invest, one thing is for sure, YOU'LL GET OLD NEXT YEAR.

Procrastination is the enemy of saving/investing.

Time lost is money Lost.

Invest your time to learn the basics.
Interested how to learn?
Message me.๐Ÿ˜Š

04/03/2023

Ang pag-Asenso sa Buhay, kahit ilang "New Year" pa ang lumipas, ay hindi mangyayari basta-basta. Kailangan nating:

1. Gumawa ng DESISYON na baguhin ng ating sitwasyon. Walang magbabago sa ating buhay kung wala tayong babaguhin.

2. Magkaroon ng Tamang KAALAMAN paano i-manage ang ating kinikita (FINANCIAL LITERACY). Kahit magkano pa ang ating kinikita, pero mali ang ating Formula sa pag-iipon at pag-iinvest, magre-retire tayong mahirap.

Kung gusto mong mas umasenso ngayong 2023, umattend ka sa aming IMG Seminar

๐Ÿ“ŒDon't Hesitate to hit my INBOX

This Financial Coaching webinar can change your life. You'll learn the CORRECT Formula of saving money, how to invest properly, and build financial security.

04/03/2023

โ˜‘ Saw this from my newsfeed, a few years ago. Found it worth reading & sharing (1-minute read).

1. Don't buy an expensive bag. Replicas are scattered everywhere. Only a trained eye will see that it's genuine.

2. Don't buy an expensive phone. A new version will come out even before you've finished paying for it.

3. Don't buy expensive shoes. You can't walk like a duck trying to keep it from deforming with every use.

4. Don't buy expensive clothing. You can't walk around showing the small tag behind your nape.

5. Don't buy an expensive watch. A 100-peso vintage watch online looks good too (and all kinds will tell the same time).

6. Don't buy expensive undergarments. It's not allowed to walk in public wearing only a Victoria's Secret bra & panties.

7. Don't buy expensive cars. It depreciates with every kilometer that it runs. Your 1.2-MillionPeso SUV will sell for only 500K.

8. Don't buy a huge house. Too much space creates distance between family members. They'll grow old and leave anyway.

9. Always settle for the justified price. You can do more with two for the price of one.

10. Remember that it's not the brand that carries you. It's how you carry the brand.

"BE happy. DO keep things simple. HAVE a more meaningful & less commercial life."
Ctto

03/03/2023

You want your money work while you are sleeping.... ?
Hurryโ€ผ๏ธ Invest now in stock market before the prices totally go upโ€ผ๏ธ ๐Ÿ“ˆ
Your future self and family will thank you for it! ๐Ÿฅฐ
โœ…Want to learn how to invest in stock market?
โœ…Want to diversify your investments?
โœ…Want to know how to properly allocate your cash flow?
I got you! โœจ
There are two types of investing:
โญ• DIRECT INVESTMENT - Ikaw yung bumibili mismo ng stocks from companies. Ikaw ung mismo magse-set-up ng account mo and magmo-monitor ng stock market almost everyday.
โญ• INDIRECT INVESTMENT - Meron tayong tinatawag na Fund Manager. Siya ang nagdedecide and nag-aasikaso ng lahat ng investment natin para mag-grow and to minimize the risk.
If you want to invest to Stock Market pero:
1.) Walang time mag-monitor
2.) Walang time mag-aral ng kung paano
3.) Walang malaking kapital
Then indirect investment would be perfect for you! โœจ
For as low as 1000, you can be a shareholder or part owner of big companies gaya ng SM, Jollibee, Meralco, PLDT, etc! โค๏ธ
Be a member of IMG!

Pm me how will guide you..
๐Ÿ‘‰m.me/joytrias.com

Photos from Joyful Savers's post 02/03/2023

LongTerm HealthCare (LTC) is very unique, dahil ito ay 7 years to pay lamang.
Ang sabi ng iba, "Antagal, 7 years!"
Ang sabi ko naman, "Matagal kumpara saan?"
20 yrs sa abroad, natiis.
20 yrs na naglakwatsa, kinaya.
20 yrs tumaya sa lotto, keri lang.
20 yrs nang naninigarilyo, sige pa.
20 yrs na umiinom ng alak, kaya.
20 yrs nang nagbabayad ng mga loans until now, kinakaya.
Kung 7 years ka lang mag-iipon... pagkatapos ay may Healthcare Fund, Life Insurance, at Investment Fund ka na... matagal ba yon?

Message us to understand more!
Ctto

01/03/2023

Gusto mo mag-invest sa Stock Market pero:

1.) Walang time mag-monitor
2.) Walang time mag aral ng technicalities
3.) Walang malaking pang capital

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds.
One of IMG (International Marketing Group) member's benefits is Automatic Investment in Mutual Fund and you can add for as low as P20.00!
What are the advantages of Mutual Fund Investments?

โ˜‘ It is professionally-managed.
โ˜‘ It is very liquid.
โ˜‘ It is diversified.
โ˜‘ It has a low minimum investment requirement.
โ˜‘ Itโ€™s very transparent.
โ˜‘ It has strong track records.
โ˜‘ It is safe and secured.
โ˜‘ Zero load fees
โ˜‘ The gains are tax-exempt.

For details, PM lang me

28/02/2023

Kaiser is the first name in healthcare, providing comprehensive,
high-quality care for millions of clients.

Access the quality care you deserve, visit our website: www.kaiserhealthgroup.com

27/02/2023

(PANG-MAYAMAN LANG DAW)

Dati bago ka makapag-invest sa Mutual Funds kailangan mo maglabas ng 100k - 200k pesos para makapag-invest.

Ngayon for as low as 1,000 pesos pwede kna mag-open ng Mutual Fund account mo. Yung iba nga 500 or 1,000 pesos pwede na makapag-simula.

Investing is for everyone, and everyone has the right to become wealthy if they have the right information. ๐Ÿ™‚

27/02/2023

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