Phinma Maayo San Jose by Pagibig

10 LESSONS LEARNED FROM 'RICH DAD POOR DAD' BY ROBERT T. KIYOSAKI.

1. The rich make their money work for them

2. Financial education is your greatest asset

3. Don't work to earn money; work to learn.

4. Know the difference between assets and liabilities:

✔️An asset is something that puts money in your pocket.

✔️A liability is something that takes money out of your pocket.

5. Reduce your spending as much as possible.

6. Reinvest the profits you make.

7. Don't rely exclusively on financial advisors:

✔️Getting help from a financial advisor can be useful, but you also need to have control over your own money.

✔️Learn how to invest because nobody will do it better than you.

8. Manage your money:
Many people are able to make money, but not everyone learns how to manage it properly.
Ensure that you have more money coming in than going out, which is what will make you richer.

9. Do not rely on a single source of income:
Most people rely on a single source of income.
✔️You can never become rich and financially secure if you are one of those.
✔️You should have 2 to 3 streams from where you earn money.

✔️You will be in better position even if you face some financial crisis if you multiple income.

10. Saving and investing are different:

Saving is considered a must and a good habit.

✔️You need to invest your money instead where it grows at a higher rate than inflation.

✔️Saving weaken the purchasing power while investment will increase the value of your money.

Thank you for reading.

HOUSE & LOT FOR SALE!!!!!!!

PHINMA MAAYO by Phinma Properties
AVAIL OUR 200,000 PROMO DISCOUNT
and LOWER RESERVATION FEE plus FREE Solar panel

🏠 Fully-finished delivery with complete floors, paint walls and ceiling, complete bathroom fixtures, and granite countertop kitchen cabinet

📌 Total area: 125 sqm
📌 Total floor area: 74.26 sqm
📌 3 Bedrooms
📌 3 Toilets and a Bathroom
📌 Living Area
📌 Dining Area
📌 Service Area
📌 Patio / Veranda
📌 2 Carports

Reserve yours
For site viewing please send me a message.
Ms. Kendy Salazar
+639-6646-76965-Globe

MAAYONG REGALO PARA SA’YO!

Our Rosario Townhouse is a brilliantly-crafted space with amenities and features perfectly suited for your wants and needs. Make this exquisite home your own when you take advantage of our DECEMBER PROMO.

📱0966-4676-965

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

🌴Own a house and lot unit at PHINMA Maayo San Jose

🏠On-going Constructions

👉An PHINMA Properties

👉Project: PHINMA Maayo San Jose

📍Location: Pres. J.P Laurel Highway,
Banay Banay ll, San Jose, Batangas

AVAILABLE THRU PAG-IBIG & BANK
✅Rosario Townhouse - 10k RF
✅Trinidad Single Attached - 20k RF

With FREE
✅Appliance Bundle
✅Solar Panel
✅Rainwater Collector

🏠ROSARIO TOWNHOUSE
✅Lot Area 50-72 sqm
✅Floor Area 48.26 sqm
✅2 Bedrooms
✅2 Toilet & Bathrooms
✅1 Carport
✅75k Promo Discount

🏠TRINIDAD SINGLE ATTACHED
✅Lot Area 125 - 180 sqm
✅Floor Area 84.76 sqm
✅3 Bedrooms
✅3 Toilet & Bathrooms
✅2 Carport
✅200k Promo Discount

Get a sample computation now and book a viewing appointment‼

Few units remaining🔥
To know more:
+639-6646-76965

Other developers can offer a conventional house but with PHINMA Maayo San Jose, you can finally live in a sustainable home with built-in features that will help launch your eco-friendly life. Live efficiently with home systems like these that will help you save money and the environment.

Living green is easy if your community already has conservation setups like us in place.

📱 09664676965

🌐 https://phinmaproperties.com/maayo/sanjose
📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

HOME BUYING TIPS💙💙

MGA DAPAT TANDAAN AT ALAMIN NG MGA NAGBABALAK KUMUHA NG BAHAY AT LUPA🤩🤩🤩

Mahalaga sa bawat pamilyang pilipino magkaroon ng sarili nilang bahay at lupa. Dahil hindi tayo mga dayuhan sa sarili nating bansa..

1. Kailangan ihanda ang initial na requirements tulad ng Latest Payslip, 2 Govt ID’s, Proof of Billing at ang pera pang reserve para sa napili mong unit. 💙💙💙

2. Wag matakot na magbayad ng reservation dahil ibabawas naman nila ito sa Down Payment / EQUITY. At siguraduhing itutuloy or desididong ituloy yung unit na kukunin para hindi masayang ang ibinayad. 💙💙💙

3. Siguraduhing papasa sa required na GMI (Gross Monthly Income) ni PAGIBIG or ni Bank. 💙💙💙

Para saan ang required GMI?🤔🤔
---- kailangan po ito dahil dito nalalaman ni PAGIBIG or Bank na kung may kakainin ka pa or may matitira ka pang panggastos sa araw araw. Ito din ang naginging sanhi kung bakit tayo nakakapagloan or hindi.❤️🏦💾

4. Pano kunin ang GMI(Gross Monthly Income)?🤔🤔🤔
---- (GMI = Monthly Income x 35%) Halimbawa, ang monthly income mo ay Php 20,000 x 35% = Php 7,000. Ibig sabihin hanggang Php 7,000 lang ang pwede mong maging monthly sa PAGIBIG or Bank at hindi na pwedeng tumaas maliban nalang kung may Co-Borrower ka, nag tatrabaho din si Mister/Misis at kung may sariling negosyo na pwedeng idagdag sa monthly income mo.👨‍🏫👨‍🏫👨‍🏫

5. Anong mangyayari kung hindi mahigit Php 7,000 ang monthly?🤔
---- Hindi maaaprove ang iyong loan at posibleng madedelay ang target date mo kasi hihingan ka ulit ng panibagong requirements na papasa sa required GMI ni PAGIBIG or Bank.

Kumpletuhin ang hinihinging requirements sa loob ng 30 days pagkatapos magreserve. At ipagbigay alam agad kung hindi makukumpleto ito upang magawan agad ng paraan.✔️✔️✔️

Minsan kailangan ng Post Dated Checks (PDCs) para sa monthly Equity mo kung hindi mo mababayaran agad ng buo yung required Downpayment ng Bahay

Gaano katagal pwede mabayaran ang Downpayment🤔🤔🤔
----- Depende sa target date ng developer kung kelan nila matatapos yung unit mo… Madalas 12-24 months kung house and lot.⏳🏕️🏡

Pano kung bayaran agad ng full ang Downpayment?🤔🤔🤔
--- Mas maigi kung kaya at kung may extra. Dahil magkakaroon ka ng discount na ibabawas sa presyo ng bahay mo at di mo na poproblemahin ang monthly mo sa Downpayment, aantayin mo nalang na maloan take out ng PAGIBIG or bank yung bahay mo.❤️🏦😍📦

6. Tapusin bayaran ang Downpayment sa loob ng itinakdang panahon kasabay nito ang misc. fee upang hindi magkaaberya. Siguraduhin din na Tapos or 100% complete yung bahay na kinuha mo bago matapos yung downpayment.✔️✔️✔️

Anong mangyayari kung matapos mabayaran yung Downpayment at Misc. Fees?🤔🤔🤔
----Pwede ng ifile ni developer ang Loan mo sa Bank or PAGIBIG at mag aantay ka nalang maloan Takeout.😍🤩😎

Gaano katagal akong maghihintay?
---- 1 Month sa Bank kung kumpleto ang requirements at 3 months sa PAGIBIG kung kumpleto requirements.

Pano kung hindi pa 100% yung bahay at tapos mo ng bayaran si Downpayment?🤔🤔🤔
---- Ipag ibigay alam agad sa developer upang ipabilis nila ang gawa. Dahil hindi nila pwedeng ifile sa Bank or PAGIBIG ang loan mo. Malimit itong maging sanhi ng pagkadelay.

7. Laging tandaan na makakalipat lamang tayo ng bahay kung naloan take out na ni PAGIBIG or Bank, naiprocess na din natin ang kuryente at tubig at may hawak na tayong occupancy permit.💃🕺

Bakit kailangan ma loan takeout muna bago malipatan, eh tapos na bayaran equity?🤔🤔🤔
----Laging tandaan na kailangan 100% din na nabayaran si developer bago po kayo payagan makalipat dahil hindi naman makakasigurado si developer na makakapagloan kayo sa PAG IBIG or Bank.👌✔️✔️

Saan na magbabayad pagka loan takeout?🤔🤔🤔
----Sa Pagibig or sa bank na.✔️✔️✔️

Iba pang tanong…. 😍👌👍

Ano ang requirements sa PAGIBIG?🤔🤔🤔
---- Siguraduhing walang dating housing loan sa kanila na hindi nabayaran or natuloy, Kailangan pasok sa required GMI at member na ng PAGIBIG buwanang nagbabayad ng contribution sa loob ng 2 taon or higit pa.✔️✔️✔️

Pano kung hindi miyembro at wala pang hulog sa PAGIBIG?🤔🤔🤔
---- Kailangan magpamiyembro at maghulog ng advance na contribution para sa 2 taon.✔️✔️✔️

Pano kung OFW?🤔🤔🤔
----Kung may asawa sa pinas, siya ang magiging signatory mo sa lahat ng transaction, kung wala kailangan may SPA ka na aasikaso sa pagkuha mo ng bahay.✔️✔️✔️

Bakit parang dumodoble ang presyo kapag nagloloan?🤔🤔🤔
--- Dahil ito sa interest, Tandaan po na wala pong magpapautang satin ng 20-30 years ng walang interest.

Pwede bang Bayaran agad yung bahay or magbayad ng malaki kung meron na kahit hindi tapusin yung 20-30 years?🤔🤔🤔
----Opo, at mairerekomenda ko sa inyo. Dahil ibabawas ito sa totoong presyo ng bahay at maiiwasan ang malaking interest.

The TRINIDAD HOUSE’s bare living room has an expansive open-floor layout to give you an extensive and welcoming space that can complement your own aesthetic. Now you’ll have more room to lounge and enjoy with the people that matter the most to you.

Pursue the life you want to live in this exceptionally comfortable space.

Contact us now!
📱 0966-4676-965
📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

PHINMA Maayo San Jose is highly commended as the BEST AFFORDABLE HOUSE OF THE YEAR 2022 in Luzon for the Lamudi Outlook Awards! Our vision has always been to create homes where Filipino families will feel uplifted while finding a place where they truly belong.

Given last September 27 in Shangri-La Fort, Manila, this was presented in recognition of the best affordable housing project that matches moderate pricing with excellence in concept, design, amenities, and facilities.

📱 0966-4676-965
📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

If you are a first time buyer or looking to upgrade into a more spacious home, the TRINIDAD HOUSE, PHINMA Maayo San Jose’s biggest housing module, is for you. Each feature from its well-built exterior to its well-planned interior was designed for your utmost comfort.

The TRINIDAD will be open for selling soon so call us today to learn how you can reserve your own unit.

📱 0966-4676-965

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

Outside, the TRINIDAD HOUSE here in PHINMA Maayo San Jose is an impressive modern structure combined with friendly Filipino aesthetics that will make you feel right at home. Inside, it is a space where your family can blossom and grow, making you feel that you belong.

Come home here by contacting us today.

📱 0966-46-76-965

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

There are a myriad of ways to describe the newest house design of PHINMA Maayo San Jose - elegant, spacious, ergonomic, beautifully crafted with durable materials and many more. The TRINIDAD HOUSE is our biggest unit offering fit for your growing family.

Total Lot Area: 125.21 SQM (Average)
Total Floor Area: 84.75 SQM
3 Bedrooms
3 Toilet & Bathrooms
Balcony Kitchen Living Area
Dining Area Service Area
Patio/Veranda 2-Carport

Live in utmost comfort here. It’s time for you to come home.

📱 0966-4676-965

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

💯

Everything in PHINMA Maayo San Jose was designed with your needs in mind. That’s why more and more people have chosen to invest with us.

Inquire with us below, and just like them, we can help you be a part of this thriving community today.

So come home to where you truly belong.

📱 0966-4676-965

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

PHINMA Properties started its first ever horizontal project, PHINMA Maayo San Jose to address the ever-growing needs of Filipino families in Batangas and those who want a home outside Metro Manila.

This prime horizontal project proves to be a suburban wonder in every way, settling you in just the right spot for a well-balanced life where you can easily tap opportunities and immerse yourself in the rich culture and breathtaking environment.

Here are our some of our project details. Contact us to learn more about this remarkable development.

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐥𝐞 HOUSES by PHINMA MAAYO SAN JOSE - 𝐅𝐋𝐄𝐗𝐈𝐁𝐋𝐄 𝐃𝐎𝐖𝐍𝐏𝐀𝐘𝐌𝐄𝐍𝐓

Start a NEW LIFE and Enjoy a 𝐒𝐄𝐑𝐄𝐍𝐄 and 𝗦𝗘𝗖𝗨𝗥𝗘𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 EQUIPPED BY 𝐑𝐅𝐈𝐃 and 𝟮𝟰/𝟳 𝗥𝗢𝗩𝗜𝗡𝗚 𝗦𝗘𝗖𝗨𝗥𝗜𝗧𝗬

✅ALONG THE NATIONAL HIGHWAY (Easy access to Private and Public Transportation
✅Near establishment
- Metro San Jose Medical Center
- Marcos Espejo Integrated School
- Lipa Lifestyle Center
- De La Salle Lipa Campus
- Robinsons
- SM
- SOON TO RISE
(𝐒𝐌 𝐇𝐲𝐩𝐞𝐫𝐦𝐚𝐫𝐤𝐞𝐭 𝐚𝐧𝐝 𝐒𝐚𝐧 𝐉𝐨𝐬𝐞 𝐓𝐨𝐰𝐧 𝐂𝐞𝐧𝐭𝐞𝐫)

✅with HIGHLY INTERACTIVE amenities
🏠ELISEO CLUBHOUSE
*Clubhouse Main Drop-off
*Adult and Children's Pool Area
*Basketball Court
*Playground
*Ground Floor Lobby
*Second Floor Lobby
*Lounge Area
*Conference Room
*Function Hall
*Fitness Gym
*Fitness Studio
*Kid's Play Area

🏠CIELO MULTI-PURPOSE HALL
*Events Set Up
*Lounge Area
*Female/Male Restrooms
*Basketball Court

Maintain an ACTIVE LIFESTYLE for YOUR FAMILY and start it here @ PHINMA MAAYO SAN JOSE

Schedule your SITE VIEWING NOW!

It pays to own a home that welcomes you in any season, especially on a rainy day. So, make a lasting change in your life by upgrading your standards.

Come to PHINMA Maayo San Jose’s Grand Open House and see how this community provides you with more than what meets the eye.

And as they say, when it rains, it pours, so we’ve prepared an exclusive deal for those who will reserve a unit on the same day. Take advantage of the following:

· As low as Php 11,269 monthly down payment for 30 months*
· Great discount on TSP*
· Free appliance bundle*
· Php 10K reservation fee

Make sure to RSVP now!

Your homeownership needs the care of an industry expert. That kind of credibility for a real estate developer can only be built over a long time.

PHINMA Properties has been building sustainable and well-designed homes for Filipinos for more than 3 decades. And we’ve found what Filipinos, like you, value when looking to buy your dream home:

Modern style woven with Filipino traditions.
Sense of comfort and warm hospitality.
Homes where you can grow up with and something built to last.

So we’re proud of what we’ve done for the last 30 years. And we’ll continue to do so. Just like with our new residential project – PHINMA Maayo San Jose.

Own a ROSARIO TOWNHOUSE and enjoy these promos now:
• Monthly down payment of as low as Php 11,700 for 60 months*
• Php 10K reservation fee*
• Free appliance bundle*

Book a site visit and see our showroom today.

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

*Terms and Conditions Apply

A beautifully designed, comfortable home inspired by fine Filipino aesthetics and our hospitable culture, this is what you’ll get when you choose PHINMA Maayo San Jose as your place of residence.

Send us a message and discover the community we’re building here:

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

San Nicolas, Batangas celebrates the MALIPUTO FESTIVAL on August 9. There’s street dancing, lively parties, and the highlight of the event, a cook fest that showcases various flavorful maliputo dishes.

When you live in PHINMA Maayo San Jose, you’ll experience and celebrate the rich Filipino culture and proud traditions of Batangas.

Reach out to us now!

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

✅PHINMA MAAYO BATANGAS
💯COMPLETE TURN OVER HOUSE &LOT

📍Located in San Jose Batangas.

📌Accessible via Pres. Jose P. Laurel Highway & Banaybanay

📌DISTANCES:
▫️Across the Street Metro San Jose Hospital
▫️Across the St. SM Hypermarket ( soon to rise )
▫️5mins to Lipa Montessori
▫️10mins to Lipa Town Center
▫️10mins from Ibaan batangas

👷‍♂️AMENITIES:
▫️Clubhouse
▫️Adult/Children’s Pool
▫️Function Room
▫️Playground
▫️Fitness Gym
▫️Basketball Court
▫️Outdoor Lounge
▫️24/7 Secured community

👷‍♂️DEVELOPMENT AREA:
▫️9.5 hectares
▫️4.9 hectares (Saleable Area)
▫️48% Open space
▫️545 House & Lot
▫️Turn-over date: on-going construction

👷‍♂️TOWNHOUSE: Complete turn-over
👉50 sqm. Lot area
👉48.26 sqm. Floor Area
👉2 Bedrooms
👉2 Toilet & Bathrooms
👉Living area
👉Dinning area
👉Service area
👉1 Carport
👉Price: 3.2M
👉Available thru Pag ibig financing & Bank financing,
Hurry up few units left 📞 09664676965

Thinking about upgrading your bathroom? There is a ton of things to consider, like tile types or paint finishes and so much more - it’s sure to make your head spin. That’s why PHINMA Maayo came up with an easy solution—a fully upgraded bathroom from the get-go.

It’ll make settling and moving in so much easier. Contact us and book a showroom visit today.

📱 09664676965

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas

Phinma Maayo San Jose by Pagibig updated their business hours.

Phinma Maayo San Jose by Pagibig updated their phone number.

Ala kasarap ga nare sa PHINMA Maayo San Jose! Your future home here is built on our maayong promises of providing you with comfortable ready for occupancy units that are surrounded by enjoyable amenities, ably supported by quality service, all in a place where you will find a multitude of opportunities.

Avail of these exclusive promos:
• Monthly downpayment for as low as Php 11,700 for 60 months*
• Php 10K reservation fee*
• Free appliance bundle*

You belong here so get in touch with us to schedule a private tour today.

📍 Pres. J.P. Laurel Highway, Brgy. Banaybanay Dos, San Jose, Batangas