Hopeso

Kailan ga dapat magpalago ng pera?

1.Dapat fully covered ka muna ng insurance.
2.Nakapagbayad ka na sa mga loans mo.
3.Meron kang accessible emrgency funds na available atleast 6-12 months ng sweldo mo.

If check na lahat yan pde na palaguin ang excess na natutulog na pera sa banko.

May mga hoPESOzens na nagtatanong, san ga maganda ilagay ang pera, merin kayang available na pandemic proof passive incomw opportunity?

Well kayo na po ang humusga.
Eto na ang passive income oppprtunity na pinakahihintay nyo.

This is for a limited time only!

Available for as low as Php 50,000 package😱

APOLLO DRUGSTORE & DIAGNOSTIC DIAGNOSTIC INC.
PROMO PACKAGES! CONTRACT FOR 4 YEARS ! CAPITAL BACK ON THE 5TH YEARS! LIMITED TIME ONLY!

✅1st Year = 4% MONTHLY INCOME
✅2nd Year= 3% MONTHLY INCOME
✅3rd Year = 3% MONTHLY INCOME
✅4th Year = 3% MONTHLY INCOME
✅5th Years Capital Back ( Quarterly Release)

✅1st Quarter: 25K
✅2nd Quarter: 25K
✅3rd Quarter : 25K
✅4th Quarter : 25K
Contract Renewable

Lamang ang hoPESOzens laging may hoPESOtips👌

Hi hoPESOzens, birthday nyo ga po ng July?
Habol pa sa pabirthday ni Globe postpaid☺️
Hanapin nyo lang sa SMS inbox nyo ang text na kagaya nito at sundan ang link😀

Enjoy your Globe birthday treat! 😋

Hi! Your birthday treat of Jollibee, Pancake House, Krispy Kreme or Lazada is waiting for you. Simply click this link gah.glbe.ph/4YP71KLQ to choose your treat. Redemption and claiming of eGift is valid until July 31, 2021. Data charges may apply.

Tipid at may treat ang may alam!

Disclaimer:make sure na may participating store near you ng pipiliin nyong gift😉
July 31 deadline ng pag calim ng gift at Aug 10 naman sa redemption ng gift👌
Abot na abot pa po😀

Hello hoPESOzens, kayo ga po ay bakunado na?
bukod sa malaking chance na maligtas po tayo sa nakahahawang virus, ano pa ang treats sa mga responsableng mamamayan na nagpabakuna?
Check this out and enjoy the treats😋

may treat at tipid ang may alam

Hindi lahat ng ahas ay nasa gubat!
And speaking of ahas hoPESOzens, natuklaw ka na ga po ng ahas?

Kung hindi pa well and good patuloy po tayong mag ingat, pero kung aksidenteng di naiwasan na natuklaw tayo ng ahas ito ang hoPESOtips para sa inyo.

Akalain mo sa pic ng lugar na may puno ayan na kala mo ay clear at ligtas, pero may nakagat po ng ahas katanghaliang tapat, at nais ko pong ibahagi sa inyo, ano ang mga dapat at pwedeng gawin pag tayo ay nakaranas ng kagat ng ahas.

Ang pinaka importante po ay una ipaalam sa ating mga kapamilya na tayo ay nakagat ng ahas.😊
Ganundin po kung tradition at paniniwala po natin na sumangguni sa mga albularyo o ibang lunas na nakasanayan, inirerespeto po natin iyan, pero palagi ninyo pong tatandaan na ang ospital o ang payong medikal ang nagiging last resort natin kung hindi ito kakayanin ng mga albularyo ang the like... Gugugol din po tayo ng oras at resources at magcacause po ito ng delay para malapatan tayo ng kinakailanagang lunas, at dahil po sa delays may mga cases po na dead on arrival😱 na pagdating sa RITM dahil dumaan muna sa tradisyunal na mangagagamot, na ang ending ay irerefer din naman sa ospital.

Para po sa mga hindi pa nakakaalam meron pong RITM( Research Institute for Tropical Medicine) na nakaagapay na matatagpuan sa
Filinvest Corporate City, 9002 Research Dr, Alabang, Muntinlupa, 1781 Metro Manila
at may website na https://ritm.gov.ph
Open po sila Monday to Friday 8AM to 5PM, except for non-working holidays declared for government agencies.
However, the RITM Emergency Section is open 24/7 for snake bite victims and for animal bite victims from the neck up. At may contact number na (02) 8807-2631/32/37.(pakiupdate pl RITM ng autoreply sa messenger kulang po ng isang 8✌️)

After po natin maipaalam sa ating kapamilya mahalaga po na makatawag sa RITM upang malaman ang procedure and normally ipinadadala po agad nila para maobserbahan ng 24 hours mula sa oras ng pagkakatuklaw.
Hindi po lahat ng natutuklaw ay tinuturukan ng anti venum kasi limited din po ang gamot at inirereserba sa pinakananagangailangan nito.

Syempre before po kami tumawag sa RITM ay nag explore muna kami sa mga malapit na Animal Bite Center kung meron first aid o panturok sa pag aakalang kailangan agad maturukan, and wala naman pong may available kalimitan.
Kung nakatawag na sa RITM paghandaan ang pagpunta at ang mga dapat dalahin magpahatid sa kakilalang may sasakyan or makipag coordinate sa barangay upang maihatid sa RITM.
Pagdating po ninyo dun agad kayong iaaddress ng mababait na staff, nurses at Dr. Hindi po lahat ng nakagat ay tinuturukan agad normally ioobserve muna ang victim kung may mga symptoms kagaya ng inaantok or napikit ang mata or di na makausap ng maayos, kung wala naman binibigyan nila ng Tetanus toxoid, kinukuhan ng dugo at ihi para maexamin.

Ang fees po ay minimal at aabot ng 2200+,pero kung kayo po ay nakagat at wala kayong trabaho at walang agad agad na hawak na pera, wag po kayong mag alala kasi meron po silang automatic medical assistance na galing sa Medical Social Work Department,opo kayo pa ang tatawagin para magpainterview at iaasses kung qualified indigent applicant kayo or anumang classification kayo kabilang.Hindi po kayo mag mamakaawa 😊 me referal po agad na ibibigay.
Kung indigent 0 po ang babayadan.. 😀

Nakakatuwa po angbserbisyo ng RITM. Maasaahan po natin ang RITM para sa lunas sa animal bite at may kasama pang medical assistance.
Kaya kung sakaling nakagat po kayo ng ahas wag po kayo mag dalawang isip magpunta at magpa observe at magpagamot, precious po ang buhay natin at wag nating gawing dahilan ang kagat lang ng ahas o ang takot sa gastusin para magpagamot, kung walang kamandag ay ok lang thank you Lord atleast mayroon tayong peace of mind, magandang nandun na tayo sa ospital kasama ang mga eksperto sa Infectious Diseases kung anumang sintomas ang ipakita ng kagat ng ahas at malapit tayo sa available na panturok in case(wag na po natin intayin na maging emergency😉)

Me covid patients din po sa RITM kaya doble ingat po in case iavail nyo ang kanilang serbisyo.

Ligtas at tipid ang may alam

KUDOS and very good RITM👏👏👏

Nakakatanggap pa ga rin po kayo ng cheke hoPESOzens?
Pero hassle pumila at magdeposit/mag encash?
Alam nyo ga na may online banking app na pwedeng ideposit ang cheke on ur fingertips?Yes pipicturan mo lang and cheke and jaran deposited na ang inyong cheke😱
Pwede ga yun?
Oo, introducing Unionbank online app!
Matagal na din naman ako nag oonline banking ng iba't ibang banko at mayroon silang kani kanilang nakakatuwang features, but this time, i believe bnreak nya ang inmba't ivang record ng convinience, imagine xkeke pioicturan mo lang gamit ang cellphone mo and deposited na😱 Super amazing...
Madaming feature ang online banking app ng Union bank na pwede natin madisect...
Try it for yourself😀

Tipid at convinient ang may alam😎

Hello hoPESOzens!

Our word for the week"VHISHING"

Ang may alam hindi naiiscam😊

Hi hoPESOzens share ko lang ang first time. Experience ko sa J&T, in case di pa kayo nakapagpadala and magpapadala kayo in the near future... Nakasanayan man natin ang mga popular at matatagal na na courier services kagaya ng LBC and the like, me mga lugar pa rin sa Pilipinas na di nila nacacater kagaya sa areas ng Aurora province. Medyo nagtagal kasi ako dahil di ako aware na need pala sa app magprocess.

Naka attach yung picture ng instructions nila at price guide, kasi kung wala kayo data at downloaded app malaking abala, sayang oras effort at pamasahe o gasolina mo pagpunta sa pinakamalapit na J&T, walang pa wi-fi yung branch na napuntahan ko.. After downloading the app need to register, verify and everything so hassle talaga. Afterwards accomodating naman ang staff para i guode kayo sa steps na susunod hanngan mapalabas nyo ang narcode na kailangan nila para maitransact ang inyong ipapaship. 😊

Tipid ang may alam☺️


&t

Have a more blessed Sunday hoPESOzens🙏

Hi hoPESOzens, i came across this 2 year old article, best practices we can benchmark on hiring staff and teaching them to save.. 👌

Isabelle Daza Doubles Helpers' Money At The End Of The Year To Teach Them To Save On top of their monthly benefits, the mom of one also gives them a yearly incentive.

Hello hoPESOzens!
Para sa mga mamamalengke pa lang po...
Presyo ng bilihin sa bagong palengke, Batangas City
Alamin kung saan po tayo makakamura😀

Nilabong Mais@10 each, (wala na po pic nakain na😊)

Kayo ga ay kukuha ng Police Clearance?
Yung akala mong kailangn mo pa ng sedula at Barangay Clearance, worry no more no need na po, mas tipid sa oras, effort at bayadin😊
Last May 25 kumuha ako ng police clearance and ako ay nagulat sa bagong proseso😁, in fairness ang bilis..

Online na po ngayon,ganito lang po ang dapat ninyong gawin:

1. Pumunta sa link na ito https://pnpclearance.ph/register at mag fill up ng inyong info.

2.Pumili ng date at oras kung kailan nyo balak kumuha ng police clearance(appointement)

3.Pumili ng payment channel, isave ang Reference Number

4.Magbayad sa payment channels kagaya ng 7-11 (ihanda ang reference number)

5.Dalhin sa PNP ang resibo at valid ID sa itinakdang araw ng appointment. (kumuha ng bumber kung may oila at hintaying tawagin)

6.Ipakita ang resibo at valid IDs pag tinawag ang inyong numero. Dumiit ng mga daliri(biometrics), at pumirma(digital signature)

7. Intaying maprint ang police clearance..

Disclaimer:ang steps po na ito ay para po sa mga walang derogatory record, at sa Batangas City PNP, maari pong nagvavary ang steps sa ibang Munisipyo. Ginawa nung May 25,2021,kung may pagbabago po mula noon ay di po ito kasali sa tips..

Meron ga kayo minana na ari a***n or me kakilala kayo na namatay na ang me ari ng property pero hindi pa niaiasalin ang pangalan sa tagapagmana?

Well para sa inyo ang magandang balitang ito🤩

Worry no more!
Extended ulit ito ng dalawa pang taon hanngang June 14,2023🤩

ANO ANG ESTATE TAX?
Ang estate tax ay isang buwis na binabayaran sa gobyerno upang malipat ang mga ari-a***n ng namatay papunta sa mga tagapagmana nito.

Para sa isang tagalog na paliwanag, basahin ninyo itong link na ito:

https://m.facebook.com/story.php?story_fbid=2013247972305152&id=1596911593938794

https://mb.com.ph/2021/06/30/duterte-signs-law-extending-estate-tax-amnesty/?utm_source=rss&utm_medium=rss&utm_campaign=duterte-signs-law-extending-estate-tax-amnesty -menu

Paborito ninyo mag dine in, take out, or drive thru sa Mcdo?
And Pag Ibig Member kayo at meron kayo loyalty card?
Alam nyo ga na eligible tayo sa 5% discount kahit di pa tayo senior😅?
Ilabas nyo na ang loyalty card nyo at ienjoy ang 5% discount, matagal ko na ito in eenjoy...
Tipid tipid din pag may time😊

https://www.pagibigfund.gov.ph/loyaltycard.html

No spend challenge? Try natin to hoPESOzens
Goodluck!

Happy Friday!

Today, I challenge you to do a NO SPEND CHALLENGE for the month of June!

Yep, no spend challenge!

This is how you create your own no-spend challenge:

𝟏. 𝐂𝐡𝐨𝐨𝐬𝐞 𝐲𝐨𝐮𝐫 𝐭𝐢𝐦𝐞 𝐩𝐞𝐫𝐢𝐨𝐝. This challenge could run for a month or so, depending on the length you want. Just make sure that the time period you will allocate in this challenge is something that you can do. So you can start for a month and extend if you want later.

𝟐. 𝐒𝐩𝐞𝐧𝐝 𝐧𝐨 𝐦𝐨𝐧𝐞𝐲 𝐨𝐮𝐭𝐬𝐢𝐝𝐞 𝐨𝐟 𝐧𝐞𝐜𝐞𝐬𝐬𝐢𝐭𝐢𝐞𝐬. This means that you have to spend money on valuable things like bills, mortgage/rent, food, and transportation--which means no unnecessary fast-food take-outs or expensive milk teas. Budgeting is essential.

𝟑. 𝐌𝐚𝐤𝐞 𝐚 𝐩𝐥𝐚𝐧 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬. So when you are not spending, then you are saving a lot of money. With that said, you need to think about where you should allocate your funds. Will you use it for your future travel? Will you invest it in an educational investment fund? A mutual fund perhaps? Or a time deposit account? Make and stick to your plan so you will be motivated to continue with your no-spend challenge.

Let the no-spend challenge begin!

Find this post useful? Like and save this post for future reference. You can also share it with others who would love to join you in the challenge.

ATTENRION:hoPESOzens sa Batangas City

Balak maghahalo- halo?

Eto na ang sale na Alaska evap sa Robinson's Nuciti😍, punuin na ang cart..

Tumutok para sa mga tipid tips

Privacy Security Tips para sa jnyo hoPESOzens!

In conjunction with National Privacy Commission's conduct of 𝐏𝐫𝐢𝐯𝐚𝐜𝐲 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐖𝐞𝐞𝐤, DICT gently reminds the public with a few Privacy Security Tips to keep them secured while browsing the internet.

Nag aabang sa 6.6?
Please read this



https://m.facebook.com/story.php?story_fbid=121361650088487&id=103986715159314

Did you know that when you add to cart things, you can save more money?

Yes, that's true. So let me share with you some of the things why adding to a cart is not a bad idea when online shopping.

𝟏. 𝐈𝐭 𝐚𝐥𝐥𝐨𝐰𝐬 𝐲𝐨𝐮 𝐭𝐨 𝐰𝐚𝐢𝐭 𝐭𝐨 𝐠𝐨 𝐨𝐧 𝐬𝐚𝐥𝐞. Online shopping platforms allow you to add a certain product to a cart with the cost information. And when there's a price change or sales, the apps send you updates on these changes especially if the product you added goes on sale.

𝟐. 𝐈𝐭 𝐠𝐢𝐯𝐞𝐬 𝐲𝐨𝐮 𝐚 𝐜𝐡𝐚𝐧𝐜𝐞 𝐭𝐨 𝐮𝐬𝐞 𝐯𝐨𝐮𝐜𝐡𝐞𝐫𝐬 𝐚𝐧𝐝 𝐝𝐢𝐬𝐜𝐨𝐮𝐧𝐭𝐬. Allowing the product to sit in your cart allows you to think of the other things you may want to buy from the same shop or store. In this way, you get more discount and use vouchers before finally purchasing the products.

𝟑. 𝐈𝐭 𝐚𝐥𝐥𝐨𝐰𝐬 𝐲𝐨𝐮 𝐭𝐨 𝐫𝐞𝐞𝐯𝐚𝐥𝐮𝐚𝐭𝐞 𝐭𝐡𝐞 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐬 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐛𝐮𝐲. When you add to the cart the products first, you will have more time to evaluate them. So instead of impulsively buying products, you can put them in your cart and assess them first.

So there you have it!

If you think this is useful, like and share this post with those who loves online shopping.

Let us change our mindset to achieve our financial goals.

CTTO

Spending on something even before you get your money is like putting yourself to be eaten in the wilderness.

Don't let yourself fall into this habit so you won't get trapped in the cycle of debts.

Happy 1st year anniversary hoPESOzens!
ABANGAN amg ating first anniversary surprise!

Financial tips to think about...

Notes on Eidl Fitr celebration!
1. The celebration of Eidl Fitr marks the end of the Islamic and holy month of Ramadhan. It also marks the start of the month of Shawwal, the 10th month of the Islamic calendar.
2. Fasting during the month of Ramadhan is among the 5 pillars of Islam. For Christians, it is like among the 10 commandments that we must adhere to.
3. Eidl Fitr means "Feast of the Breaking of the Fast". Yesterday was our last fasting and we can eat during the day now. You can greet today your Muslim friends by saying, "Happy Eidl Fitr!" or the more generic phrase "Eid Mubarak", which means "have a blessed Eid!" But Eidl Fitr is also known in different labels across the Muslim world. In Southeast Asia (including the Phils), it is also known as "Hari Raya Aidilfitri", or "Hari Raya Puasa". "Hari Raya" means “Celebration Day.” Having said those, you can also alternatively greet us by saying, "Happy Hari Raya Puasa!"
4. The celebrations Muslims do today is also a form of "zakat" or giving back charitably. On this day, Muslims are especially reminded of their obligations to the poor. If financially capable, Muslims are to give the poor or charity groups the ritual "Fitrana" donations. Donations are not always monetary. It could also be in the form of basic necessities such as food and clothing.
5. Today is a sweet, festive day for Muslim families all over the world. Similar to the Christian Christmas feast, Eid day is a time of merriment, feasting, celebration, and the giving of Eidi (Eid gifts) - all in thanksgiving to Allah SWT.

Happy Hari Raya Puasa!

Repost
CTTO

Para po sa nagbibigay liwanag sa ating mga tahanan. HAPPY MOTHER'S DAY PO!
Enjoy your day!

ABANGAN!

Hello hoPESOzens, gusto niyo rin po mag invest?
Learn on basic of investment sa Pambansang Wealth Coach ng Pilipinas!
4 years na ginagamit ni HoPESO ang gcash at GInvest.
Hindi kailangang malaki, we can invest for as low as 50 only.
Try it yourself and watch your money grow




https://www.youtube.com/watch?v=jV5_A7sYG2Q

INVESTMENT as low as P50? WOW! | My Personal Review on GInvest Saan ba kami pwedeng mag-invest ng mura at safe? Paano kami kikita nang hindi lumuluha? Paki-explain naman po! Well mga Ka-Iponaryo, we heard you! Kaya manoo...

Hopesozens, Alam nyo po ba ang ang POP Program ng Meralco?
Dito panalo tayo sa matitipid sa kuryente na nakokonsumo natin...
Alamin kung tayo ay qualified..

https://corporatepartners.meralco.com.ph/products-services-and-programs/peak-peak-program

Hello HoPESOzens,
Me PAG IBIG MP2 ka na ba?
Alamin ang mga investment na maaring nababagay sa risk apetite mo...
Just send me a message kung mayroon kang mga katanungan....

https://m.facebook.com/story.php?story_fbid=1852030431632404&id=319412261560903

𝗠𝗣𝟮 𝗗𝗜𝗩𝗜𝗗𝗘𝗡𝗗 𝗥𝗔𝗧𝗘𝗦

Kung mas conservative ka with your hard-earned money and don't want to grow your money through stocks, pero ayaw mo din naman na natutulog lang ang pera mo sa bank... baka ito na ang fit saving & investing avenue for you 💵

Wondering kung gaano ba ka taas ang dividend rates sa PAG-IBIG MP2 Fund? Check below 👇

Learn more about Pag-ibig MP2 here: https://www.facebook.com/Investagrams/posts/1782600488575399

Don't forget to follow us for your daily dose of financial literacy 💙