FWD Team Fuji Butuan Hub

𝐏𝐚𝐧𝐚𝐡𝐨𝐧 𝐧𝐚 𝐩𝐚𝐫𝐚 𝐦𝐚𝐠-𝐁𝐚𝐲𝐚𝐧𝐢𝐡𝐚𝐧𝐨𝐦𝐢𝐜𝐬! ⏰

Ngayong linggo, mula ika-6 hanggang ikaw-10 ng Nobyembre, ay ipinagdiriwang ang Economic and Financial Literacy (EFL) Week alinsunod sa Republic Act No. 10922. ⚖️

Inaanyayahan ang lahat ng national government agencies, local government units, government-owned and -controlled corporations, private sector, at mga indibidwal na makibahagi sa pagdiriwang ng !

Ang tema ng EFL Week ngayong taon ay, “Bayanihanomics: Sama-samang Pakikilahok para sa Matibay na Ekonomiya.” Ito ay mula sa pinagsamang salita na "bayanihan" at "economics" at naglalayong bigyan ng importansiya ang papel ng bawat isa sa atin na makibahagi sa pagpapatibay ng ekonomiya at pagpapaunlad ng bansa.

Para sa isang makabuluhang pagdiriwang, hinihikayat ang lahat na bisitahin ang official website ng NEDA para ma-download ang mga IEC materials at ma-access ang karagdagang impormasyon: https://neda.gov.ph/economic-and-financial-literacy-week-2023/ at page para sa mga update.

Ikaw? Magpapahuli ka ba? Tara, maki-bayanihanomics na!

HOW MY CREDIT CARD HELPED ME ACQUIRE MY NEW 2BR CONDO

Just moved into our new property this month. Simpleng 2-BR condo sa Makati.

Salamat sa aking credit cards because they have prepared me for big opportunities like this.

What have credit cards taught me:

🌟BE DECISIVE WITH OPPORTUNITIES
Recently nagshare ako how I purchased my dream lot a few years back sa tulong ng credit to cash promos with my credit card. Now, may bagong opportunity.

I have been looking for a bigger place for our growing family. Nakita ko yung property na ito online. Sobrang discounted. Kung may PASALO, ito PALUGI, way below the original contract price from before the pandemic. Nagmamadali yung seller.

While I did not use credit card financing this time (I used a home loan), my experience with my credit card in the past had prepared me for this moment.
Using affordable debt, I am confident that I can take advantage of opportunities in the market.

Hindi masama ang utang. Most businesses gumagamit ng financing. Pero, like any good business, just remember to use it wisely.

🌟MANAGE DEBT PROPERLY
10 years ago, nag-start ako with PHP50K in credit limit. Naging six digits, seven digits… I am proud to say that I only missed my payments once – on the 2nd month of using my first ever card.

Whether 50K or 10M, same ang prinsipyo diyan – pay your debts on time, don’t use them on vices, and plan your debt wisely.

Taking care of your debts early on life will protect your credit score and give you access to higher and more affordable financing.

Kung nalubog ako sa utang with my CC, do you think I would have gotten the home loan? Hindi siguro.

Whoever can be trusted with small things, can also be trusted with big things. Whoever is dishonest in little things will be dishonest in big things too.

🌟ENJOY LIFE
Di ko pinopost dito pero kumakain din kami sa labas. Kapag may 50% off sa Peking Garden or Friday’s, ginagamit namin yung credit card to celebrate.
I also travel and instead of carrying so much cash around, I can conveniently swipe my credit card.

Pwedeng mag enjoy ng life nang responsibly and affordably with the help of your CC.

Napakastrict ako sa pera dati but I have learnt to loosen up and enjoy life.
Tamang balance lang. After all, you only live once.

Once again thank you to Jax Reyes and Joel Khristopher Cabugos for creating their Facebook community – KasKasan Buddies (Credit Card Hacks and Promos). I am learning how to maximize my credit cards.

Let’s keep sharing info and educating people on the proper use of credit cards and how to manage debt properly.

Make sure to join KasKasan Buddies where you can learn the best practices of using credit cards. From expert tips, latest promos, and even timely credit card application.

Join the group here: https://web.facebook.com/groups/kaskasanbuddies

For more personal finance tips, follow Jaime Zulueta here https://twitter.com/JaimeZ88

🧡

𝗙𝗪𝗗 𝗟𝗶𝗳𝗲 𝗽𝗮𝘆𝘀 𝗶𝘁𝘀 𝗽𝗿𝗼𝗺𝗶𝘀𝗲. 𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝘀 𝗿𝗲𝗮𝗹.

A client was insured by one of our Financial Planner| Leader Jane Carlos. The client was a loving father and son who passed away last September 13,2022 leaving his 10 y.o son behind.

Life is uncertain, and life insurance can offer financial assistance to your family when you are no longer around.

Today, the beneficiary received its claim of 2.8M.

We did it!

FWD ranks No. 1 for customer experience among insurers in the Philippines, based on KPMG's Global Customer Experience Excellence (CEE) Report 2023.

Every year, KPMG runs a global CEE survey which evaluates customer experience (CX) across various industries, based on their 6 Pillars of CX excellence: Integrity, Empathy, Personalization, Time and Effort, Expectations, and Resolution. Among the various insurance brands present, we’re proud to have secured the top spot and achieved this milestone!

Receiving this award serves as a testament on how we always put our customers first, and our constant efforts to fulfill our vision of changing the way people feel about insurance.

🥂🥳

We did it!

FWD ranks No. 1 for customer experience among insurers in the Philippines, based on KPMG's Global Customer Experience Excellence (CEE) Report 2023.

Every year, KPMG runs a global CEE survey which evaluates customer experience (CX) across various industries, based on their 6 Pillars of CX excellence: Integrity, Empathy, Personalization, Time and Effort, Expectations, and Resolution. Among the various insurance brands present, we’re proud to have secured the top spot and achieved this milestone!

Receiving this award serves as a testament on how we always put our customers first, and our constant efforts to fulfill our vision of changing the way people feel about insurance.

”FWD RANKS IN TOP TEN”
We are again Number 4 for NBAPE.

👉🏻As the youngest among all other insurance companies, heads up for FWD Life Philippines as awarded to be the fastest growing life insurance company in Asia. 👏🏻🎉✨🧡

FACT 🔔

Did you know that 𝐅𝐖𝐃 𝐢𝐬 𝐭𝐨𝐩 #𝟑 𝐢𝐧 𝐏𝐚𝐢𝐝-𝐔𝐩 𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐟𝐨𝐫 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐂𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬?

Paid-up capital isn't just a number; it's the foundation of our financial strength. It reflects the 𝐭𝐫𝐮𝐬𝐭 𝐚𝐧𝐝 𝐜𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐡𝐚𝐫𝐞𝐡𝐨𝐥𝐝𝐞𝐫𝐬, 𝐛𝐨𝐥𝐬𝐭𝐞𝐫𝐢𝐧𝐠 𝐨𝐮𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐬𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲, 𝐜𝐫𝐞𝐝𝐢𝐭𝐰𝐨𝐫𝐭𝐡𝐢𝐧𝐞𝐬𝐬, 𝐚𝐧𝐝 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫 𝐜𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐜𝐞. 🧡

PAID-UP CAPITAL means FOUNDATION of FINANCIAL STRENGTH and FINANCIAL STABILITY. 🧡

FWD Life Philippines is one of the youngest companies but look at its paid-up capital.
Baby company but lumalaban sa mga lola na mga companies. 💪🏻🥰

WHY DON'T WE INVEST?

The most obvious reason for most of us is the lack of spare cash - given that our income is just enough for our daily NEEDS, which makes investing impossible.

But what about those who have the means to actually invest? Those who have the spare cash? Why don't they invest? If you make more money that you need, why are you not saving and investing some of it?

More than the reasons that we don't invest, there are reasons why we SHOULD - and that is so we can BUILD and PREPARE for our future and so that we can become BLESSINGS to others.

Yung minsan ka na nga lang mag invest tapos na scam ka pa. 😅

If you think Financial Education is expensive, try ignorance.
Quota ka na sa lahat ng SCAM bes!

Laban lang 😆