Abad Law & Realty Services

HIRING! HIRING! HIRING!

WE ARE IN NEED OF ADDITIONAL SALES FORCE!

POSITION: MEDICAL SALES REPRESENTATIVE

FOR INTERESTED APPLICANTS, PLEASE SEND YOUR RESUME TO OUR EMAIL ADD: [email protected] or you may visit our Head office located in: Pabayo cor. San Agustin St., Cagayan de Oro City. WALK IN APPLICANTS ARE WELCOME TO APPLY!!

APPLY NOW! AND GROW WITH US!!

We are happy to share some fantastic news!!

We extend our heartfelt thanks to Drug Treatment and Rehabilitation Center (DRTC) for recognizing
San Lucas Labline and giving us a PERFECT 100% SUPPLIER'S PERFORMANCE EVALUATION. This outstanding achievement is a testament to the hardwork, dedication, and exceptional standards upheld by DTRC in evaluating their suppliers.

At San Lucas Labline , we are grateful for this recognition as it motivates us to continue delivering the quality products and services, and to consistently exceed expectations. We are proud to be part of DTRC's supply chain and to contribute to their success.

Here's to continued collaboration, partnership and achieving even greater milestones together 🏆🏆✨️✨️

WE ARE HIRING!!!

MEDICAL SALES REPRESENTATIVE

SEND YOUR RESUME TO OUR EMAIL ADD: [email protected]. WALK IN APPLICANTS WILL BE PRIORITIZED

Holy Week schedule in all Petshop and Clinic branches(Macanhan, Macasandig, Nha Kauswagan and Uptown)

WE NEED AN ADDITIONAL WORK FORCE!!!

Send your resume to our email add: [email protected]. Walk in applicants will be prioritized. Visit us at our office San Lucas Labline bldg., Pabayo cor. San Agustin St., Cdoc.

WE ARE HIRING!! SEND YOUR RESUME TO OUR EMAIL ADD: [email protected] or visit us at our office located at PAbayo cor. San Agustin St., Cdoc

🎉 Dive into the Lunar New Year with a splash at Chamen Resort's Foam Party on Feb 10th, 7:00 pm! 🐉 Let the festivities begin!

🏠Purok 1, Zone 6, Bulao, Iponan (Landmark - beside Tobil) Cagayan de Oro, Philippines

📩[email protected]

📞0917 139 6027

BACHELOR EXPRESS IS HIRING!

INTERESTED APPLICANTS ARE INVITED TO VISIT US AT OUR OFFICE IN BEI COMPOUND, BUGAC, MAA, DAVAO CITY FROM MONDAY TO SATURDAY, 8:00 AM ONWARDS).

Applicants are requested to bring the following documents:

Resume/Curriculum Vitae
Application Letter
Birth Certificate
School Credentials
Vaccination Card
Certificate of Employment
Other pertinent documents

Come and dine at Carlyle's Diner & Cafe, and experience a memorable Valentine's Day at Chamen Resort with your loved ones. Our restaurant is open for dine-in, and we also offer a delightful buffet. ❤️🍽️

📍 Bulao, Iponan (landmark - beside Tobil)
📱 +639178039961
🕰️ 10:00 AM to 9:00 PM
🗓️ Mondays to Sundays

WE ARE URGENTLY IN NEED OF ADDITIONAL WORKFORCE:

-MEDICAL SALES REPRESENTATIVE

VISIT OUR OFFICE AT SLL BLDG., PABAYO COR. SAN AGUSTIN STS., CDOC OR SEND YOUR RESUME AT [email protected]

APPLY NOW AND GROW WITH US!!

SC Nullifies Exorbitant, Unconscionable Loan Interest Rate |

While the parties to a loan agreement may depart from the legal interest rate, any deviation therefrom must be reasonable and fair.

This was the ruling of the Supreme Court’s Second Division, through Associate Justice Mario V. Lopez, denying the petition for review on certiorari filed by Manila Credit Corporation (MCC). The petition challenged the rulings of the Court of Appeals (CA) which had affirmed the judgment of the Regional Trial Court (RTC) declaring the interest rates imposed by MCC on Ramon S. Viroomal (Ramon) and Anita S. Viroomal (collectively, Spouses Viroomal) void for being patently exorbitant and unconscionable.

In resolving MCC’s petition, the Court stressed that while parties to a contract are free to agree on stipulations, clauses, terms, and conditions as they may deem convenient, these must not be contrary to law, morals, good customs, public order, or public policy.

Further, under Article 1409 of the Civil Code, such contracts contrary to morals are inexistent and void from the beginning.

In loan agreements, in particular, while the contracting parties may depart from the legal interest rate, any deviation therefrom must be reasonable and fair. “If the stipulated interest for a loan is more than twice the prevailing legal rate of interest, it is for the creditor to prove that this rate is justified under the prevailing market conditions,” held the Court.

The Court added that while Central Bank of the Philippines Circular No. 905-82 has effectively removed the interest ceilings prescribed under the Usury Law, lenders may not impose interest rates that would “enslave borrowers or hemorrhage their assets.”

Reiterating its 2021 ruling in Megalopolis Properties, Inc. v. D’Nhew Lending Corporation, the Court held that while there is no “numerical limit on conscionability, the rate of 3% per month or 36% per annum is three times more than the 12% legal interest rate, and therefore excessive and unconscionable.”

The Court added that the “willingness of the debtor in assuming an unconscionable rate of interest is inconsequential to its validity.”

Read more at https://sc.judiciary.gov.ph/sc-nullifies-exorbitant-unconscionable-loan-interest-rate/. Read G.R. No. 258526 (Manila Credit Corporation v. Viroomal) in full at https://sc.judiciary.gov.ph/258526-manila-credit-corporation-vs-ramon-s-viroomal-and-anita-s-viroomal-office-of-the-clerk-of-court-and-ex-officio-sheriff-of-the-regional-trial-court-of-paranaque-city-as-represented-by-atty/.

🎄✨ Dive into the Christmas spirit at Chamen Resort's Foam Party! 🎉✨

Experience a night of festive fun with our foam-filled extravaganza. 🎅🕺💦 For just P250, you can swim, dance, and make this Christmas unforgettable! 🎁🌟

Secure your spot now for a jolly good time! 🎊

🏠Purok 1, Zone 6, Bulao, Iponan (Landmark - beside Tobil) Cagayan de Oro, Philippines

📩[email protected]

📞0917 139 6027