Coach Noubie Martinez

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (P5,500.00) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.
✔️ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:
✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits
✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.
✔️ Manila Bankers Life 100K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos para sa kanila diba?��✔️ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.
✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!
✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision
✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.
✔️24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.
✨Sulit ang membership fee ( one time payment ) dahil lifetime na tayong member sa IMG and sa sobrang daming benefits for you and your family. I will be your Financial Coach that will guide you all the way.

Planning for a worry-free retirement?

KAISER is the provider of the long term healthcare in IMG Partners, of which 99% of the people I talk to does not have.
I have mine already, while others still contemplate whether to have it or not.

Filipinos hardly prepare for this major expense - long term healthcare. That is why, isang sakit wiped out ang finances ng family.

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung short term HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang Long-term care bonus (cash) sa maturity, if there are no consumption during payment period.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may mangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chickenjoy na may drinks & fries bes?

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap
basta healthy ay qualified po for this program.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag”

𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐢𝐬 𝐧𝐨𝐭 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞 𝐚𝐠𝐞.
It's about the amount of money you need in order to sustain Your Life, during your Retirement Years.

Kung magre-retire ka nang 60 years old at mabubuhay ka hanggang 80, your Retirement Years = 20. By then you will, most probably, be unemployed (unable to work nor actively participate in your business) and thus, you'll need alternative sources of income to fund the basic expenses of a typical retiree (food, househelp, maintenance medicine, hospitalization, etc.) and of course, to live-out your dreams (travel, re-modeled house, upgraded car/vehicle, regular treat for grandchildren, etc).

Sa food mo pa lang, kulang na ang P1 Million para makakain ka ng 3 times/day (at P50/meal). Isang araw lang na walang pera ang tao, mahirap na diba? Imagine if 20 years kang walang pera kapag retirado ka na.

"Never stop learning. Because even at retirement, life will never stop teaching."

Join us and learn on how to manage your finances. Message me 💌

Saan aabot ang 88 pesos mo ngayong may COVID19?? 🤔🤔🤔🤔🤔

Ang KAISER SAVING PLAN ay 20 years plan, meaning 7 years lang mag-iinvest and 13 years of waiting for the Maturity.

Meron kang benefits ng Long term Healthcare na pwede mong magamit khit beyond 100 years old ka na. No traditional HMO will cover you kpag retired ka na, only Kaiser Longterm Healthcare.

Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance nito and just in case mawala ang Policy Holder makukuha ng beneficiaries ang Instant Money from the Insurance, Waived na din ang Kaiser Plan, ibig sabihin wala ng iintindihin ang Family. Plus magagamit pa nila yung Health Benefits at makukuha pa nila ang money sa Maturity.

Sa 20th year or sa Maturity makukuha na good as cash ang Investment. Depende sa kukunin na Plan kung magkano ang Maturity nito and option mong kunin ang Fund or Hindi. Kapag ni-retain mo lang ang Funds after the Maturity kumikita pa ito ng 8-10% per year. (Depende sa stock market). Ito lang ang Healthcare Plan na nire-Reward tayo kung hindi tayo nagkakasakit. The Healthier we are, the Better because the More our INVESTMENT GROWS.

Once our plan matures pwede natin i-withdraw, o iwanan lang ang pera para tuloy-tuloy lumago for our Long-term healthcare needs, or source of Retirement Fund (Passive Income).

(3-in-1 Saving Plan)

For ages 10-40 ang minimum is 2,941 per month.
With FREE Annual Physical Exam
With FREE Dental Benefits
With Hospitalization Benefits of 50,000 per year / Hospital Room 700 per day
With Life Protection of 225,000 - 450,000
And Investment of 583,084 which is good as cash sa Maturity (at the 20th year)

For ages 41-50 ang minimum is 3,529 per month.
With FREE Annual Physical Exam
With FREE Dental Benefits
With Hospitalization Benefits of 50,000 per year/ Hospital Room 800 per day
With Life Protection of 270,000 - 540,000
And Investment of 699,701 which is good as cash sa Maturity (at the 20th year)

For ages 51-60 ang minimum is 4,412 per month.
With FREE Annual Physical Exam
With FREE Dental Benefits
With Hospitalization Benefits of 60,000 per year/ Hospital Room 900 per day
With Life Protection of 337,500 - 675,000
And Investment of 874,626 which is good as cash sa Maturity (at the 20th year)

Pm ka lang. Assist kita

Ang tao ay masipag magtrabaho para magkapera. Pero alam mo ba na ang pera ay mas masipag magtrabaho para sayo?
Konti lang ang may alam about Philippine Stock Market or Mutual Funds sa Pilipinas.
Ito ang pinaka LEGAL sa lahat ng investment. 😬 Dito pwede kang mag INVEST at bumili ng shares sa mga malalaking kumpanya sa halagang 1,000 initial. At pwedi kayo mag add/top-up sa halagang 20 pesos lamang kung magiging part kayo sa IMG.
So habang kumikita sila, kumikita ka din bilang shareholder/investor ng kumpanya.
Hindi ka pwedeng customer/consumer lang, dapat share holder din😃
Sali ka turuan kita?
PM lang..

Basta HEALTHCARE, the best ang KAISER! Ito ang ipon na walang TAPON! The complete Financial Solution! 3-in-1 kasi sya:
HEALTHCARE - for medical protection (if you live too long)
LIFE PROTECTION - for family protection ( if you die to soon)
INVESTMENT - for future protection (retirement fund)
Ito ang dapat natin pag-ipunan sa ngayon, dahil magagamit natin pagdating ng panahon. Sa mga hindi pa naka Avail at nagiisip pa..
Act NOW before its too late..habang bata2 tayo at FIT Healthy pa,kapag may sakit ka na saka mo maisipan mag avail..Already late..ayaw ka na ni Health Care..The Choice is yours..
Kaylan ka pa kukuha ng healthcare, pag sakitin ka na? Have your KAISER Healthcare now!
FREE naman po ang magtanong at Free ang makaattend sa mga live Lecture at Zoom.. Interested?..PM me at ma guide kita..

Aantayin mo pa ba ang panahon na puro SANA!
SANA kumuha ako health care insurance!
SANA nakapag ipon ako!
SANA may maiiwanan ako sa mga anak ko!
Habang may panahon pa, umaksyon ka!
Handa kami na matulungan ka at ang iyong pamilya!

Ang Premium ay base sa iyong edad. Kaya habang bata ka pa simulan mo na. Kahit late na ang edad mo kung wala pa namang 60, maaari ka paring kumuha nito.. better you have one than nothing.





https://135966me.imgcorp.com/quote/kaiser

International Marketing Group, Corp. Philippines

No wonder kung bakit andaming Teachers ang sumasali sa IMG at ginagawa din nila ang mission 😱❤❤

TO ALL TEACHERS OUT THERE, TAKE TIME TO READ
If it is not hitting you then this message is “not” for you. 😎

"Two new laws, RA 10679 and RA 10922 mandate us to teach FINANCIAL LITERACY to students. But I think, if you want to teach financial literacy to students, you have to start with the TEACHERS.” - Sec. Leonor Briones.

Why?
⚠️In 2016, 26,000 teachers did not receive any retirement benefits because they needed to pay their loans.

⚠️Public school teachers’ loans rose to almost P320 billion (P157.4 billion from GSIS and P162 billion from private lending institutions or PLIs).

⚠️Department of Education Secretary Leonor Briones cited the study of the PIDS (Philippine Institute for Developmental Studies) on households showing that public school teachers are 50% more likely to borrow compared to other government employees.

Solution? Increase salary?

In the last 19 years, public school teachers received over 100% increase in salaries, 119.25% to be exact. A teacher level 1 who used to receive a monthly salary of P9,466 in 2000 now receives P20,754. If you include benefits, the effective monthly pay is P30,873.

Source: Philippine News Agency’s article entitled “Over 100% hike in teachers’ salaries in 10 years” published on June 9, 2019

Given the above facts, ang problema ay hindi sa sahod o ang solution ay increase salary, at lalong hindi rin pagbibigay sa kanila ng maraming loans. (Though our teachers deserve increase in their salaries.)

There’s a lot of stories we’ve heard, watched on tv, on news about some teachers and some Principals who became poor after their retirement. And I’m sure you’ve heard about the story of a former principal who is now a janitor.
Ano ang dahilan?
Hindi nila napagplanuhan paghandaan ang kanilang retirement fund.
Nakakalungkot di ba?

This is just one of the reasons why.
✅INTERNATIONAL MARKETING GROUP (IMG) is very dedicated in teaching FINANCIAL LITERACY to everyone since 1998 until now with a massive campaign to educate 30M Filipino Families to be financially educated by 2030. IMG wants every Filipino family to have a better future. IMG wants you to fight and cut the cycle of Poverty through financial education.

✅ In IMG, we educate people on how to build their solid financial foundation. In IMG is about changing people from SPENDER to SAVER....from SAVER to INVESTOR....from INVESTOR to ENTREPRENEUR.

“It’s not about having a high salary. It’s knowing how to manage it."