Pinoy Financial Literacy

Pinoy Financial Literacy

No Family left behind.

22/10/2020

Bakit nga ba ang MUTUAL FUNDS (STOCK MARKET) ang makabagong paraan, safe, legal at tamang paraan ng pagiipon? ๐Ÿค”

๐Ÿ”˜Affordability (โ‚ฑ 5,000.00 minimum initial investment, and now โ‚ฑ 1,000.00 minimum investment just recently)

๐Ÿ”˜High Potential Earnings (average na 10 - 20% earnings kada taon)

๐Ÿ”˜Professional Fund Management (full-time, skilled & professional portfolio managers ang in-charge para mag-manage ng pondo ng mga investors)

๐Ÿ”˜Tax-Exemption (base sa R.A. 8424 o Tax Reform Act of 1997, hindi kabilang ang mutual fund earnings sa pinapatawan ng 20% withholding tax)

๐Ÿ”˜Liquidity (withdraw or redeem your shares anytime you want)

๐Ÿ”˜Safety and Regulation (mutual fund companies ay regulated ng Securities & Exchange Commission at audited regularly ng mga external auditors)

๐Ÿ”˜Diversification (para mabawasan ang risk up to 10% ng pondo ang maaaring i-invest sa isang company o security kaya ang pera mo ay distributed sa average na 10 kumpanya - mas lamang ang panalo kaysa talo)

INTERESTED?

Message me to assist you para ikaw din maging Shareholder. ๐Ÿค—

18/09/2020

Some Lessons on Finances โ˜€๏ธโ˜€๏ธโ˜€๏ธ

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY-Donโ€™t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you canโ€™t pay cash, you CANโ€™T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you donโ€™t buy it. Donโ€™t waste your money on things that you donโ€™t need, even if they are cheap. EVERY DOLLAR COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we donโ€™t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Donโ€™t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we need money for our family.

14/09/2020

Procrastination

2020 na kaibigan. Kung akala mo walang nawawala sayo, nagkakamali ka dun...

Darating ang araw masasambit mo ang salitang Sayang at Sana!

"Sayang bakit ba kasi hindi pako tumuloy. Sana madami na ding mgagandang nangyari sa buhay namin ng Pamilya ko."

Kapatid panahon na, join kana sa aming campaign, join kana sa mission, join kna sa IMG Business!

Message mo ako now... ๐Ÿ˜‰

Photos from Pinoy Financial Literacy's post 14/09/2020

Four reasons why planning for Retirement is very important.

1. SSS is not enough- it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on your SSS pension alone.

2. Inflation- your P100 now will have a lesser value in the future.

3. Our kids are not our retirement fund- part of "Pagtanaw ng utang na loob" Culture. We need to break this dependency. Let us not be a burden to our kids in the future.

4. We live longer- imagine retiring at the age of 65 with NO INCOME, then living until the age of 80, that's 15years worth of expenses. 65 years old is too far to imagine, right? How about taking a vacation for a year with no salary?

14/09/2020

๐—š๐—จ๐—ฆ๐—ง๐—ข ๐— ๐—ข ๐—•๐—” ๐— ๐—”๐—š๐—œ๐—ก๐—š ๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง๐—ข๐—ฅ ๐—ก๐—š ๐—๐—ข๐—Ÿ๐—Ÿ๐—œ๐—•๐—˜๐—˜ ๐—”๐—ก๐—— ๐—ข๐—ง๐—›๐—˜๐—ฅ ๐—›๐—จ๐—š๐—˜ ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—œ๐—˜๐—ฆ?

Sa halagang ๐Ÿ,๐ŸŽ๐ŸŽ๐ŸŽ ๐ฉ๐ž๐ฌ๐จ๐ฌ ay pwede na po.

โœ”๏ธ๐•๐„๐‘๐˜ ๐„๐€๐’๐˜ ๐“๐Ž ๐”๐๐ƒ๐„๐‘๐’๐“๐€๐๐ƒ.
You just need time to learn so you can invest the right way.

โœ”๏ธ๐•๐„๐‘๐˜ ๐‚๐‡๐„๐€๐ ๐“๐Ž ๐’๐“๐€๐‘๐“.
For as low as 1,000 pesos initial investment.

โœ”๏ธ๐๐‘๐Ž๐ƒ๐”๐‚๐ˆ๐๐† ๐Ÿ๐Ÿ“%-๐Ÿ‘๐ŸŽ% ๐๐„๐‘ ๐˜๐„๐€๐‘.
Depending on the market performance.

โœ”๏ธ๐‹๐„๐†๐€๐‹ ๐ˆ๐๐•๐„๐’๐“๐Œ๐„๐๐“ ๐ˆ๐๐’๐“๐‘๐”๐Œ๐„๐๐“.
Highly regulated by SEC / PSE.

Itโ€™s easy to invest but still a lot of people neglect to prepare for their financial future.

Tara! turuan kita dito sa aming "๐…๐‘๐„๐„" ๐Ž๐ง๐ฅ๐ข๐ง๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐‹๐ข๐ญ๐ž๐ซ๐š๐œ๐ฒ ๐‚๐ฅ๐š๐ฌ๐ฌ. Para iyong malaman ang mga details at How to start in this L๐ž๐ ๐ข๐ญ๐ข๐ฆ๐š๐ญ๐ž investing vehicle.

We teach Financial Literacy for FREE, kapag nasa puso mo ang tumulong, pati kapwa mo ay uusbong.

๐Ž๐…๐–s ๐œ๐š๐ง also ๐š๐ญ๐ญ๐ž๐ง๐.

For more details, Send me a message.

10/09/2020

Think about these...

1. The normal price of an umbrella is P250. You feel itโ€™s not worth it.
-When itโ€™s raining, one umbrella is P500, you immediately bought it.

2. The normal price for one box of mask is P200. You feel itโ€™s not worth it.
-When corona virus breakout, one box of mask cost P2,000, you immediately bought it.

3. The premium of Healthcare is 26,470 yearly. You feel you donโ€™t need it.
-When you are critically ill, medical expense is P2M. You immediately sell all you have for it.

4. The medical expense is P2M, when one gets critically sick. You donโ€™t have healthcare coverage, you pay P2M for it.

5. I spend 30minutes to share the long term Healthcare . You only take 5minutes to reject it.
- When your doctor inform you that you are sick, YOU IMMEDIATELY USE 10-30 YEARS WORTH OF SAVINGS FOR YOUR MEDICATION.

Sometimes, you will never know the true value of a thing until it becomes a necessity.

What if you realize its value before it becomes too late? ๐Ÿค”๐Ÿค”

Know that HEALTHCARE is the most important thing in the solid financial foundation.

๐Ÿ‘‰๐Ÿ‘‰https://m.me/ninit.flores
https://292966ph.30m2030.com

Photos from Pinoy Financial Literacy's post 08/09/2020

Taga LOAN-DON ka ba?

Loan dito, Loan doon!

Don't get me wrong. Walang mali sa
paglo-loan kung good debts yan. Pero
kung sobra- sobra na talaga yung loan
mo kaysa income mo, parang may mali
na sa pag manage mo ng pera.

โœ…Kailangan mong magpa financial check-up nyan!

Hardworking tapos struggling pa din
financially? Malaki ang income pero walang naiipon, tapos baon pa sa utang?

โœ…Kailangan mong ng financial education dyan!

Lumalaki ang family kaya lalong nahihirapan makapagsave?

โœ…Kailangan mong kausap/coaching dyan!

Gustong- gusto magka savings at makawala sa cycle ng loan?? Tulongan ka namin ma eliminate
ang utang mo!

Panahon na para may gawin kang bago
para magbago din ang takbo ng Financial
Status mo.

Attend ka sa Financial Literacy CLASSES namin via Webinar and Lets Talk About your Future!

04/09/2020

Our company International Marketing Group - IMG - IMG, have been called with so many names. Some misconceptions include that we are Ponzi Scheme, Networking, Insurance Company, Direct-selling, Real estate company and many more. Sometimes I laughed when hearing these from other people who don't give time to know more about IMG.

Historically, IMG was founded 1998 and has been registered under Insurance Commission as Financial Brokerage since 2002. It means we have partnership with the biggest financial companies in the country.

But what do IMG really offer? What solutions are we giving to the people? Here are some:

1. FINANCIAL SOLUTION - We teach people to become their own financial managers by doing it themselves and bypassing the middlemen who are just after commissions. We assist people who want to help themselves achieve Financial Freedom.

2. BUSINESS SOLUTION- We give business opportunity and entrepreneurship program to those people who want to earn additional income streams to help their cashflow and pay off their debts.

3. EDUCATION PLATFORM- We teach people the basics of financial management, building a solid financial foundation and how to make money work for you. Financial concepts that are not taught in our schools and our teachers failed to know as well.

4. MEMBERSHIP PLATFORM- We have the most powerful membership benefits and access to different financial companies in the Philippines where you can get huge discounts and lifetime partnership. We are One stop shop.

5. RIHT ENVIRONMENT- We are the biggest community of savers and investors worldwide and we turn people from being spenders to savers, investors and entrepreneurs.

6. RIGHT SOLUTIONS - We give the best solution on every financial dilemmas of each Filipino family in the country. Dedicated to give free financial consultations to everyone.

The number one reason why people are suffering from poverty, financial ignorance and illiteracy is lack of Financial Education. And that is our main mission here in IMG, to educate 30 Million Families by 2030 financially.

We are on a mission, we are on a crusade, and no family should be left behind.

01/09/2020

Gusto mo ba matoto mag invest ng Mutual Funds and Stock Market?

Bakit kapa mg tya tyaga sa maliit na negosyo samantalang pwede ka nmn maging investor sa maliit na halaga in just 1000 pesos you can now start your investment in Mutual Funds via IMG - SOLDIVO FUNDS

Jollibee Food Corporation (JFC) is looking for you...
Bee a Business Partner, Bee a Co-Owner or Bee an Investor.

3 way to Bee part of it.

1. Franchise! How Much Money Do We need? Initially you will be needing Php. 30 โ€“ 40 Million. Kung wala tayong Php. 30 โ€“ 40 Million ngayon sa bank account natin, huwag na natin pag usapan ang iba pang detalye ng pag Franchise ng Jollibee.

2. Direct Stock Market! How Much Money Do We Need? You can Open a Stock Market Account at Php 10,000.00 and Buy Shares of Stocks of Jollibee Food Corporation (JFC) @ Php. 303.25 per share. Pero Hindi ka makakabili ng isang share lang, minimum 10. So kung may Php 10,000.00 ka, makakabili ka ng almost 33 shares of Stocks ni Jollibee. Pwede ka bumili ulit para madagdagan ang share mo sa Jollibee, say another Php. 10,000.00, kung nasa 303.25 per share parin ang price meron ka ulit 33 shares of Stocks ni Jollibee. Co-owner ka na ng Jollibee!

3. Mutual Funds! (Indirect Stock Market) How Much Money Do We Need? You can open a Mutual Funds Account for Php. 5,000.00 Only. Unlike sa Direct Stock Market kung saan ang Php. 10,000.00 mo nasa 33 shares of stocks lang ni Jollibee ang mabibili mo, sa Mutual Funds ang 5,000.00 ay makakabili na ng iba ibang share of stocks kung saan magiging part owner ka narin. Halimbawa, ng invest ka sa Mutual Fund na nag invest sa Jollibee, BDO, PLDT, BPI, SMDC, Cebu Pacific, Ayala Land, Philippine Airlines atbp. Pwede ka ulit bumili ng share of stocks, magdagdag ka lang ulit ng funds mo sa Mutual Funds account mo, minimum additional investment is Php 1,000.00 para madagdagan ulit ang share of stocks mo sa iba ibang company. Sa Mutual Funds Co-Owner ka ng malalaking company kung saan ininvest ni Mutual Fund Company ang pera mo.

Financial Education is the key to Bee with us...
Join now in our free webinar everyday ๐Ÿ™‚

Message me here: https://bit.ly/JhaJhaCastillo

29/08/2020

Bee an Investor sa Jollibee!

Madalas ka bang kumakain kay Jollibee dahil sa malinamnam at crispy na chicken joy nila?

O baka mas gusto mo sa Chowking dahil sa Chinese Style foods tulad ng Chao fan at Lauriat!

O mas feel mong magkamay kay Mang Inasal dahil sa Grilled Chicken with Unli Rice at may Unli soup pa!

O hindi kaya kay Greenwich dahil sa sobrang cheesy ng Overload Pizza nila!

O baka kay Burger King dahil sa mala dambuhalang Burger nila!

O kaya kay Red Ribbon dahil sa masarap na cakes and other desserts nila!

Nagtataka ka kung bakit halos lahat sila magkatabi? alam mo ba na iisa lang nagmamay ari ng mga yan? yes tama, Ang Jollibee Foods Corporation at ito ang Philippinesโ€™ largest food service company and Asiaโ€™s largest restaurant company kasama si Greenwich, Chowking, Red Ribbon, Mang Inasal, Burger King Philippines.

Kaya habang dumadame sila, lahat ng mga investors sa Jollibee ay masayang masaya ๐Ÿ˜‹๐Ÿ˜‰, kahit kumakain sila, kumikita din sila. wag maging forever consumer bes, sayang hard earned money natin, kailangan may bumabalik sa atin.

Alam mo ba na sa halagang P1,000 to P5,000 ay pwede ka nang magsimula at bumili ng shares ni Jollibee at maging kasosyo mo na si Tony Tan Caktiong ang may-ari ng Jollibee at sa lahat ng kumpanyang hinahawakan nya. Hindi mo na kailangan ang Php 35-55 Million para makapag-franchise at kumita kay Jollibee, maging investor ka na lang ng JFC.

Be fully informed, Dahil isa sa aming layunin ang tulungan ang bawat Pilipino at ibahagi ang kahalagahan ng Investing. kailangan mo lang pag-aralan at maglaan ng oras para matuto, it can help to prepare for you to build a better future.

Kung interesado kang pag-aralan kung paano magsimula, comment mo lang MUTUAL FUND

And LEARN MORE about Mutual Fund๐Ÿ˜Ž

Happy Investing to everyone!

Click the link to register
๐Ÿ‘‰
https://bit.ly/MutualFUNDS

For your free ebook
๐Ÿ‘‰
https://bit.ly/IMG-EbooK

28/08/2020

Ito ang healthcare plan ko, KAISER!!

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Philippines. The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare. Its a 3 in 1 investment na may components of (1) Healthcare, (2) lifetime investment and (3) life insurance.

How Does Kaiser Long-Term Healthcare Work?

โš ๏ธItโ€™s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

โš ๏ธThis long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

โš ๏ธThe long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

โญ๏ธ1. Accumulation Period (7years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits:

โœ”๏ธ- Free Annual Physical Exam
โœ”๏ธ- Free Dental Benefits
โœ”๏ธ- Waiver of Installment due to death
โœ”๏ธ- Waiver of Installment due to disability
โœ”๏ธ- Basic Medical Benefits
โœ”๏ธ- Memberโ€™s choice of room and board
โœ”๏ธ- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

โญ๏ธ2. Extended Period (13years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

๐Ÿ’ช๐ŸปThe plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

โ˜๐Ÿป- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

โ˜๐Ÿป- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

โ˜๐Ÿป- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

โ˜๐Ÿป- Lifetime Network access to over 500 major hospitals

โ˜๐Ÿป- Additional Health Bonus when the market is at top performance

โ˜๐Ÿป- Receives the VISA card after full contribution from the accumulation period

โญ๏ธ3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:

โ˜๐Ÿป- Total accumulation of unused health benefits

โ˜๐Ÿป- Long term care benefit or the plan coverage

โ˜๐Ÿป- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

โ˜๐ŸปAdditional health benefits when the market is at top performance

๐Ÿ’ฐAll the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

๐Ÿ’ฐUpon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

๐Ÿ’กThe beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

๐Ÿ’กUnlike the traditional healthcare where the person contributes per year, and when he doesnโ€™t get sick, no return of premium is available.

๐Ÿ’กThe Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

Message me for more info.

28/08/2020

CONSUMER or INVESTOR?

P1,000 na lang Share Holder ka na sa Mutual Fund, dahil binaba na ang Minimun Initial Investment para makapag start mag invest at makasosyo sa naglalakihang Corporation gaya ng SM. Maliit pero pwede mo ng umpisahan kesa tumatakbo ang panahong wala kang naiipon. Depende sa Goal mo para sa future mo. Pwede mo namang dagdagan ng paunti unti.

Diba't mas Masarap kumunsumo ng product na pwede ka ring kumita, nakakainspire yon. Kaya gaganahan ka ring mag ipon o mag invest.

Kung may goal ka. Ano pa ang ginagawa mo umpisahan mo ng alamin ang Mutual Fund investing (Indirect Stock Market) at merong 3in1, 2in1 at only 1.

PM mo ako kaibigan at ieeducate muna kita bago ang lahat. Try mo ring mag reseach kung gaano ka safe ang Stock Market o Mutual Fund ng hindi mayayaman lang ang sadyang yumayaman dahil sila lang dati ang nakakaalam nito dahil mataas ang Minimum Initial Investment...
PM me for more details or attend my free financial webinar para sa mga detalye. Click the link below to register:

Free Financially Literacy webinar via zoom.
๐Ÿ‘‡๐Ÿ‘‡๐Ÿ‘‡
bit.ly/ZOOMBagz

ctto

27/08/2020

REAL TALK.....Must Read!!!

Doctor ? Lawyer? Accountant? Nurse? Teacher? Engineer? Seaman? or OFW ka ba?

If you die, can you transfer your profession or income?

These are the 5 Reasons why IMG is the Best Alternative!
๐Ÿ˜‡

1. Ownership
2. Vesting Rights
3. Walang Boss, No Quota and Time Pressure
4. Permanent Position (No Demotion)
5. System-Driven

1. - IMG is your own Business. You are not an employee. You are your own boss. You do what's best for your Business but there are Coaches who will guide you until you become successful. Income is unlimited and depends on how you run the system.

2. - Since the Business is yours, whatever happens to the Income & Position can be inherited.

If one dies as a Senior Marketing Director and Up, that Position & Income will be inherited by Beneficiary. What you've built will continue.. no efforts wasted.

3. - Since it's your own Business, you set your own Quota and Goals. You are not working for other people's Dreams but you work for your own DREAMS.

4. - Even if you become "MIA", the Position you Left would still be the Position when you decide to return.

5. - You can be successful no matter what your background is as long as you listen to your Mentors and RUN the System. You only need to be Coachable.

In IMG, you HELP others by SHARING relevant informations that can impact other people's lives. To be able to transform them from being Spenders to Savers. You help people to save and invest the right way and Prepare for the future and you can have a Back-Up-Career as well.

Be one of us๐Ÿ˜ฎ๐Ÿ˜
Be part of our TEAM now!






ยฉtto

26/08/2020

Gusto mo bang planuhin ang iyong:

๐Ÿ‘‰Retirement
๐Ÿ‘‰College Fund ng iyong anak
๐Ÿ‘‰Travel Budget
๐Ÿ‘‰Dream House

Sa Mutual Funds lahat ng iyan ay pwede nating ma-achive. Ang maganda ay madali lang makapag invest, easy access, at madali ding makapag dagdag.

Gusto mo bang matutunan kung paano magsimulang mag invest sa Mutual Funds?

Join ka sa libreng Online Investing Class

26/08/2020

There's No such thing "Get rich quick O Yayaman ka agad"

Remember Interest rates is compounded in a Long Term Manner. Investing is like driving a car on your first time. If you don't have Financial Education & Experience it is very Risky.

25/08/2020

Hi,
Just want to share something lang ....
Noong di ko pa kilala si img akala ko para maging investor ka ng mga company na yan ehh kylangan mayaman ka at marami kng pera .... peru di pala kasi kahit 5000 pesos lng pwede ka ng makabili ng share sa kanila ... through MUTUAL FUNDS ...alam mo din ba yun? ...good for you kung oo peru ng INVEST ka ba sa knila? ... ๐Ÿ˜Š๐Ÿ˜Š
Para nmn sa di pa nakakaalam at gustong malaman paano my free financial education program po ang INTERNATIONAL MARKETING GROUP at isa po yan sa itunuturo doon ... HOW MUTUAL FUNDS WORK?...
HOW MONEY WORKS ?

See you in my inbox po or just visit here for more details ๐Ÿ‘‡
https://292966ph.imgcorp.com/




Life@IMG

Photos from Pinoy Financial Literacy's post 25/08/2020

May Philhealth ka?

Eh di mabuti basta taon taon kailangan mo lang magrenew gang mag 60 ka para macover ka nila kapag nagkasakit ka. Kapag dimu nagamit, thank you ang bayad mo. Kapag di mu nrenew at nagkasakit ka, dimu siya magagamit. Ito ang tinatawag na Short Term Healthcare.

Eh Paano naman ang Kaiser Healthcard?

Sa KAISER Healthcare, 7 years ka lang magbabayad ng premium mo, lifetime mo ng magagamit kahit 100 years old ka na. Yearly din na kumikita ang pera mo kapag hindi ka nagkasakit at hindi mo nagamit ang Healthcare mo. May kasama pang insurance coverage na pwedeng makuha ng family mo kapag ikaw na plan holder ay kinuha ni Lord.

So alin nga ba ang mas maganda?
Short Term or LongTerm Healthcare?

Kung ako ang tatanungin, dapat meron ka pareho.

Pm me if your interested to know more about Kaiser Healthcard..

https://292966ph.imgcorp.com/quote/kaiser
https://292966ph.imgcorp.com/

who can avail?
age 10-60yrs old..

Photos from Pinoy Financial Literacy's post 23/08/2020

Ang Trabaho Hindi Lifetime pero Ang Gastusin Lifetime maganda Kong nagpaplano Tau pra sa ating pagtanda
โ–ถMadaming paraan pra gawin mo ito at isa na dito ang pagkuha ng Long Term Healthcare ng KAISER Healhtcare HMO 3in1

Bakit 3-1?
Kasi me HEALTHCARE na cya na mggmit mo kung magkakasakit ka kya protektado ka hanggang sa tumanda ka
๐Ÿ’ช + LIFE INSURANCE na magiging proteksyon ng pamilya mo sakaling me mangyari sau
๐Ÿ‘ช + INVESTMENT na magagamit mo sa retirement age mo na tumutubo ng 10% per Annum๐Ÿ‘ด๐Ÿ‘ต

๐Ÿ‘‰ 7 years to pay 13 years of waiting = 20 years maturity period

๐Ÿ‘‰Mode of Payment:
1. MONTHLY ( buwanan )
2. QUARTERLY ( tuwing 3 buwan )
3. SEMI ANNUAL ( tuwing 6 buwan )
4. ANNUAL ( tuwing 1 taon )

๐Ÿ‘‰ FREE Annual Physical Examination,
habang nagbabayad ka pa lng ( within 7 years paying period )

๐Ÿ‘‰ FREE Annual Dental Check Up (wihin 7 yrs paying period.

๐Ÿ‘‰ 50k maximum hospitalization yearly, (within 7 years paying period.

๐Ÿ‘‰202,000 Terms Insurance , depende sa Plan n kinuha mo

Dont wish life is easy, wish to become more skillful and work to become better.
# changing game of mindset, its up to you!

Pm me for inquiries. Thank you.

https://bit.ly/JhaJhaCastillo

https://292966ph.imgcorp.com/quote/kaiser

https://292966ph.30m2030.com

International Marketing Group Official Video 23/08/2020

International Marketing Group is a pioneering global company that serves as an avenue towards the ease of financial security. It also caters the financial needs of every individual and families who wish to access financial independence.

The International Marketing Group values your success that is why our associates make it sure that they work towards our targeted aim which is to help people be capable and be finally independent on accomplishing critical financial decisions. International Marketing Group has collaborated with the worldโ€™s top-tier financial services firms. With their licensed financial educators and wide array of financial products and services, International Marketing Group has transformed a great number of individuals from being nobody to somebody.

https://m.youtube.com/watch?feature=share&v=wo4eQaU0Hm4

International Marketing Group Official Video IMG is a vehicle of success. A vehicle that will help you achieve your dream. In IMG you will do your part as a dreamer, we as a vehicle of your success will...

23/08/2020

From do-it-yourself home improvement to self-booking travel, shopping on ebay and amazon, and being a member of Costco or S&R, more and more people are learning how to get better deals and save more money on products and services. IMG is a new concept in the financial Industry that assists people who want to help themselves in building their financial foundation. Thousands and thousands of people from all walks of life accross the globe have benefited from International Marketing Group (IMG)'s membership platform:Get Educated on all aspects of personal finance.Have access to hundreds of financial products and services.Receive training and support to manage their money.Save money on various products and services.Earn by sharing their know-how with associate in fast-growing industry.

22/08/2020

Everytime we share financial education to our family and friends, we know that we are planting seeds of responsibility and financial stewardship.

Because at end of the day, the responsible person will make good decisions for their family.

"When people are exposed to the right information and understand wealth building the simple way, they can change their life and their family's lives."

20/08/2020

Hindi lang tayo customer ng malalaking kompanya.,pwede na din tayo maging INVESTOR sa halagang 1,000.. sa pamamagitan ng MUTUAL FUND.
kung magbabawas ka ng bisyo mo tulad ng sigarilyo
Siguradong walang talo ang pera mo..

JOIN OUR ONLINE FREE WEBINAR FINANCIAL CLASS

PM me for more info..๐Ÿ˜‰

20/08/2020

From Mobile Legend Master to IMG Senior Marketing Director during this pandemic๐Ÿ’ช๐Ÿ’ช๐Ÿ’ช

โ€œNaglalaro lang po kami ng ML at natanong ko sa kalaro ko ano ba yung IMG na pinopost nya.
Napahanga po ako sa wisdom nya kasi di naman xa ganito noon, 19 y.o lang xa at ako ay 22 y.o.
Nag attend ako sa mga orientation at ang gusto ko lang magka extra income pero andami kong natututunan.
Nag announce yung company namin na rest from work muna ako for 3 months, malungkot pro mas natuwa ako kasi makaka focus ako sa IMG. Ngayon, tinawagan ako na pwede ng bumalik sa trabaho pero na realize ko na mas malayo ang mararating ko dito sa IMG at di ko pwedeng iwan yung mga taong sinimulan kong tinulungan kaya pinipili ko si IMG. โ€œ

-Adrian Austria, SMD
Proud IMG campaigner



ctto

If you want to be a part of this crusade
Message me for Free Financial Literacy Seminar Live ๐Ÿ™‹

20/08/2020

When sharing IMG Financial Literacy and Investment opportunity. I met these 4 kinds of people.

1. The Procrastinator - they are very interested when it was introduced BUT it ended there.

2. The Negatron - everything for them is hard and impossible. They will tell you all the excuses they can think of.

3. The Doubters - they want to see first if you will be successful or be rich in doing it.

4. The Crabs - they don't want you to be successful or be better than them.

I realized, meeting them is necessary, for they are like a stumbling block before you meet the The Dreamer, The Optimistic, The Doer and The Right People.
Credits to Coach Jethro Lim

Message me for Free Financial Literacy Seminar Live

18/08/2020

Many people believe that financial education is only for the wealthy.

But in IMG we believe Financial education is the Key for everyone.

Because we all deserve to be wealthy if we know the right information.

18/08/2020

Wala naman sigurong bata na kapag tinanong mo kung anong gusto nya sa paglaki nya eh ang isasagot ay MAGING ISANG OFW.

Isa mga dahilan kung bakit mas pinili natin na magtrabaho sa ibang bansa ay dahil na rin sa mas malaking sweldo na makukuha natin sa pag work abroad na maaring makapag provide tayo para sa buong pamilya ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Pero kahit lumaki ang sweldo ng isang OFW, bakit nga ba karamihan ng mga OFW ay kung walang ipon, yung iba kinakapos pa?

1. Sobrang Padala sa Pinas
2. May sweldo naman next month
3. Maraming tinutulungan na kamag anak
4. Inuna magpagawa ng bahay
5. Lahat ng gastusin sa pinas, sagot mo

Kabayan hindi habang panahon magta trabaho tayo abroad kaya hanggaโ€™t nasa ibang bansa ka, mag ipon.. Mag invest ng tamang solid financial structure... Nag pinaka mahalaga sa lahat ay ang pang kalusugan..
kaiser healthcare now๐Ÿ™‹โ€โ™€

16/08/2020

What is a solid financial foundation?

It's a financial concept that promotes sound and well-built Financial structure that holds and supports your wealth and assets.

According to priority from bottom to top, one should strategically build the foundation.

If you lay the foundation of your wealth correctly, your next generation family will successfully benefit from your efforts today as it becomes your legacy to them.

What are the options? (From bottom to top)

1. Healthcare = Short-term care/HMO and longterm care/HSA
2. Protection = Life Insurance (Term) and Estate Corporation
3. Manage Debts = Financial Workshops, Monitor Income-Spending, Extra Cash flow (Business/Career)
4. Emergency Funds = Bank savings
5. Investment = Build Cash Funds for Retirement = Stock Market, Mutualfund, PDFs; Build Cash flow = Doable Business; Solid Assets = Affordable Property

The key is to build it as steady yet as fast as you can in less time.

If more cash flow is needed, a part-time career is a must to add income stream that helps build the foundation fast.

As our U.S. Head Coach said - earn & save money as fast as you can, as much as you can, while you still can.

Financial Education is key๐Ÿ”‘.

PM Usโ˜๏ธโ˜๏ธโ˜๏ธ๐Ÿ“ฉโ˜๏ธโ˜๏ธโ˜๏ธ
-ctto-

16/08/2020

๐Œ๐š๐ฅ๐š๐ฆ๐š๐ง๐  ๐œ๐ฎ๐ซ๐ข๐จ๐ฎ๐ฌ ๐ค๐š ๐ซ๐ข๐ง ๐š๐ญ ๐ฆ๐š๐ซ๐š๐ฆ๐ข๐ง๐  ๐ญ๐š๐ง๐จ๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Œ๐š๐ซ๐ค๐ž๐ญ๐ข๐ง๐  ๐†๐ซ๐จ๐ฎ๐ฉ (๐ˆ๐Œ๐†).

๐’๐š๐ ๐ฎ๐ญ๐ข๐ง ๐ง๐š๐ญ๐ข๐ง ๐š๐ง๐  ๐…๐€๐๐ฌ ๐ง๐š ๐ง๐š๐ฌ๐š ๐ฉ๐ก๐จ๐ญ๐จ:

๐™Œ: ๐˜ผ๐™ฃ๐™ค ๐™—๐™– ๐™–๐™ฃ๐™œ ๐™„๐™ˆ๐™‚?
๐˜ผ: The International Marketing Groupโ€™s (IMG) is to help everyone who wants to be financially literate, financially stable and of course help them achieve their financial goals. Our simple mission: No Family Left Behind.

๐™Œ: ๐™‰๐™š๐™ฉ๐™ฌ๐™ค๐™ง๐™ ๐™ž๐™ฃ๐™œ ๐™—๐™– ๐™ฎ๐™–๐™ฃ?
๐˜ผ: NO. IMG is NOT a networking or MLM company. IMG is a financial brokerage. It is a distributor of financial instruments from healthcare plans, insurance, mutual funds to real estate and many others. So as a broker, take note that IMG is not the manager of any of the products, rather they act as distributors.

๐™Œ: ๐™Ž๐™ฉ๐™–๐™—๐™ก๐™š ๐™ฃ๐™– ๐™—๐™– ๐™–๐™ฃ๐™œ ๐™„๐™ˆ๐™‚?
๐˜ผ: YES. It is because of this focus on education that IMG has gained several reputable endorsements. For instance, Bo Sanchez, an international motivational speaker and preacher has repeatedly endorsed IMG publicly in his seminars. Rex Mendoza, the former CEO of PhilamLife is one of IMGโ€™s solid partners. Fitz Villafuerte, a very prominent financial blogger, is a financial advocate of IMG. There are countless many others that will gladly and proudly say that they are partnered with IMG.

๐™Œ: ๐™†๐™ž๐™ ๐™ž๐™ฉ๐™– ๐™—๐™– ๐™ ๐™ค ๐™™๐™ž๐™ฎ๐™–๐™ฃ?
๐˜ผ: As a new associate of IMG you have opened the door on an exciting future. Through the IMG opportunity, you can build your own business, be your own boss, and dream your own dreams.

IMG offers an excellent income opportunity, whether you're looking at the business as a twin career or a full-time commitment. With IMG's attractive compensation package, you can also take advantage of a number of incentives, including renewals, as well as participation in bonus pools and stock programs.

๐™Œ: ๐™Ž๐™–๐™›๐™š ๐™—๐™– ๐™ฅ๐™š๐™ง๐™– ๐™ ๐™ค ๐™™๐™ž๐™ฎ๐™–๐™ฃ?
๐˜ผ: If you decide to invest in IMG, youโ€™re not really investing in IMG but with its product partners. If you bought PhilamLife life insurance, then you technically invested in PhilamLife, not IMG. If you bought real estate at Ayala Land or Vista Land, then you technically invested in Ayala or perhaps Vista Land, it is not IMG. This is just to set clear information about where your money goes.

๐™Œ: ๐˜ฝ๐™–๐™ ๐™– ๐™จ๐™˜๐™–๐™ข ๐™ฎ๐™–๐™ฃ?
๐˜ผ: Let's answer this question by giving you some insights about International Marketing Group. IMG is one of the biggest and fastest growing financial distribution companies in the Philippines and in different countries for more than 17 years. IMG has established agreements with many of the leading companies like Manila Bankers Life, SunLife, DMCI, SMDC, UCPB Gen, PhilEquity and a lot more.

In addition, IMG has regular Kwarta Kusina Segment at Kape at Salita DZMM Teleradyo of ABS-CBN, every Saturday 5AM to 6AM in educating Filipinos on how to manage and grow their money in the right way.

๐™Œ: ๐˜ฝ๐™–๐™ ๐™ž๐™ฉ ๐™ ๐™–๐™ž๐™ก๐™–๐™ฃ๐™œ๐™–๐™ฃ ๐™ ๐™ค ๐™ฅ๐™– ๐™ช๐™ข๐™–๐™ฉ๐™ฉ๐™š๐™ฃ๐™™ ๐™ฃ๐™œ ๐™จ๐™š๐™ข๐™ž๐™ฃ๐™–๐™ง?
๐˜ผ: โ€An investment in knowledge pays the best interest.โ€ Instead of asking โ€œHOWโ€ to the person who posted about mutual fund, stock market, healthcare, insurance or any other products, you better ask if there is available seminar. You cannot just learn and understand everything with a very little information just by reading their responses โ€“ unless you really have no other way to go to a seminar.

๐™Œ: ๐™’๐™๐™ฎ ๐™™๐™ค ๐™ฌ๐™š ๐™ก๐™ค๐™ซ๐™š ๐™„๐™ˆ๐™‚?
๐˜ผ: We love IMG because of its mission. IMG's mission is to help create wealth for families to make a difference for families so there will be NO FAMILY LEFT BEHIND.

We are all family here. At International Marketing Group, giving people a chance is what we stand for. Whether you are a client interested in planning more effectively for your family's financial future or an entrepreneur interested in starting your own business with a solid company, IMG believes in providing a path to help you realize your dreams.

__________________________________

We know you still have lot of questions about IMG and the campaign we are doing about financial literacy. Hope to see you in the seminar. Send us a private message.

Credit to Coach Romer

Gusto mo matutunan mga tinuturo namin?
PM me.

Message me for Free Financial Literacy Seminar Live ๐Ÿ™‹

https://bit.ly/IMGorientation
https://web.facebook.com/financialcoachrhovine

Click this link to see the many benefits of joining IMG!

https://bit.ly/IMGBenefitS

Want your business to be the top-listed Accountant in Calamba?
Click here to claim your Sponsored Listing.

Videos (show all)

Mutual Funds
โค๏ธ
30M by 2020 ๐Ÿ’ช
Kaiser 3 in 1 ๐Ÿ˜

Address


Zamboanga City
Calamba
7000

Other Calamba accountants (show all)
Grow Financially with CJ Grow Financially with CJ
Calamba

Keep supporting this page and grow with me financially. i have a business online offer to all person than willing to involve in the world of investing.

Financial Advisor- Rhea Tuico Financial Advisor- Rhea Tuico
Calamba City Laguna
Calamba, 4027

5-1 Total package of protection needs Investment Educational Hospitalization Retirement Death

Financial Literacy Moment Financial Literacy Moment
3rd Floor Margimel Building Halang
Calamba, 4027

This page aims to promote Financial Education moments to all individual

Raechel M. Castillo - Financial Advisor Raechel M. Castillo - Financial Advisor
Calamba, 4027

Let's start PLANNING for your future! -Savings & Investment -Health Protection -Education -Retiremen

Bright Seaman Goals Bright Seaman Goals
Nuvali, Canlubang
Calamba, 4027

To help Seafarers make Bright decisions on their hard earned money by preparing for their future.

Mariella Manaig - SunLife Licensed Financial Advisor Mariella Manaig - SunLife Licensed Financial Advisor
Calamba

Financial Advisor | Lifetime Partner

Maridel Zaguirre - Licensed Financial Advisor Maridel Zaguirre - Licensed Financial Advisor
Calamba

Be insured and secured while you are young and healthy. Save. Invest. Harvest

Financial Advisor -  Crystal Lescano - Lacap Financial Advisor - Crystal Lescano - Lacap
Calamba, 4027

Certified FA with a passion of helping individuals and families achieve their financial goals๐Ÿซถ๐Ÿป

Financial Coaching With Krys Financial Coaching With Krys
Calamba, 4027

Protecting your today, securing your tomorrow. One life at a time โœจ

PRU MOM PRU MOM
Calamba

As your Financial Consultant I am one of the 40,000 trusted leaders who listen and respond to the financial needs of the Filipino people.

Bright Seaman Goals Bright Seaman Goals
Nuvali Boulevard
Calamba, 4028

Seafarer/Engineer/Financial Advisor