Louise Marcel G. Jumao-as - Prulife UK Licensed Financial Consultant

Excited na ba kayo sa holidays?🎄✨

Tara na sa PRU Conversations with Mr. Chinkee Tan para sa saving hacks ngayong Pasko!

OCTOBER 24, Thursday 6pm via ZOOM

Register now for FREE:
https://bit.ly/PruLifeUKOct24

Message me for more details 📩

The hardest part of being an FA is that you want them to get insured— yet they are no longer insurable.. 💔😢

For clients who think that money is the main requirement to get an insurance olicy. And you realize that it’s also, being HEALTHY.

Some clients are rated (which means higher premium, limited coverage), some are postponed (cannot apply now, but can try again soon), and worst, DECLINED. (no longer insurable)😭 Masakit sa puso naming mga FA kapag may results 💔

Di po tayo habambuhay malakas.
Di po tayo habambuhay insurable.

You might have a friend who offered a plan and shared the benefits, and kung kinukulit ka, maybe she knows that you are still insurable.

If you are still young and healthy, grab the opportunity to get an insured. Simply, not everyone is eligible of getting one.

Louise, how to get the right insurance plan? Well, it depends on your income, age, health status, and financial goals. Wala pong ONE PLAN fits all. Iba iba po tayo ng buhay 😅

Get a consultation, it’s free. Message me 📩

Although life insurance generally helps your loved ones financially after you pass away, it can also assist them (and you) before that time comes through something known as living benefits!

Madalas natin naririnig:

"HINDI MADADALA SA LANGIT ANG KAYAMANAN". 👼🏻

Tama naman. Kasi di nman talaga yan nadadala kundi iniiwan sa mga mahal sa buhay para di sila maghirap lalo na kung ikaw lang ang inaasahan nong nabubuhay ka pa.

Pwedeng ipapamana ang Kayamanan. Pero kung hindi yaman ang maiiwanan, pwedeng KAHIRAPAN kung sa pag alis mo, wala na silang maasahan.

Change your mindset to change your life.

Start Changing your mindset today. ✨

Send me a message 📩

Savings gives you liquidity.

Investments maximize your earned income.

INSURANCE protects your future income.

Nothing is more important than your life and your ability to make a living. So it makes good sense to insure your greatest asset which is YOU.

Sarah Geronimo on getting an insurance policy: "It's best to start early on in life para while you're capable of working hard, and, of course, parang siyempre, if you start earlier, the bigger the amount that you can possibly get." Her husband, Matteo Guidicelli, has the same financial advice.

Read the full story here: https://tinyurl.com/29dtbmtk

Pru Life UK received Four Golden Arrows for outstanding corporate governance!​

This achievement reflects our steadfast commitment to raising the bar of integrity, transparency, and responsible business practices for our customers, stakeholders, and communities, ensuring we meet their needs with the highest quality and professionalism.​

It's amazing what life insurance policies can do today! ☺️

Nag-focus raka to pay your life insurance policy plan kay ganahan ka nga naa ka peace of mind and para naa ka ikabilin nga pang-mana sa imong pamilya. Pero at the same time nagtigum na sd diay ka.

2 in 1 PLAN 👍

Life insurance plan for emergencies incase of sickness, accident, disability and even death.

Savings for retirement fund, educational fund and your other investment plans.

Message me for Life Insurance 101 session 📩

💡 5 Simple Saving Tips 💡

1. Set Your Goals
Define short, medium, and long term financial goals to give your savings direction.

2. Track Your Expenses
Use apps or spreadsheets to track where your money goes and find savings opportunities.

3. Automate Your Savings
Set up automatic transfers to your savings account right after payday to make saving effortless.

4. Cut Unnecessary Subscriptions
Cancel unused subscriptions to free up extra cash.

5. Use the 30-Day Rule
Wait 30 days before buying non-essentials to avoid impulse purchases.

Small habits lead to big savings! 🌱

Secure Your Future, Every Payday 💼✨"

Each payday is more than just a reward for your hard work—it's an opportunity to invest in your future. Life insurance is a small step that can make a huge difference in protecting your loved ones and ensuring financial stability, no matter what life throws your way.

💰Why wait?
Set aside a portion of your salary today and turn it into a legacy for your family.

Remember, peace of mind is the best gift you can give to those you care about.

My client's insurance application just got denied 🫨🫨🫨

Yes, tama po!😔Hindi lahat ay posible ma-approve. 🥺 May mga client applications po kami na nagkakaroon ng negative decisions from the underwriters who are reviewing those applications.

After the review process, they have found out the current medical health condition of this person cannot be viewed as normal leading to the denial of his health insurance application. 😔😔😔

Underwriters' final decision 👇👇👇
"We regret to inform you that we are unable to approve this application in view of medical history."

I was very sad and feel unfortunate for the client when I read this email as he won't be able to avail this plan anymore as well as our other insurance products. In short, he will not be able to receive a financial security from our company in times of unexpected medical health situations that may arise in the future 😔

So what is your take away from this?

Habang bata at healthy ka pa, dapat iconsider mo na agad ang kumuha ng life and health insurance plan. Huwag mo na hintayin na magkasakit ka bago ka kumuha dahil for sure ay denied ang application mo! 🥺

Talk to a financial advisors now‼️

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With your unwavering trust, we proudly stand as the nation’s TOP life insurer in NBAPE and Total Premium Income for VUL, as ranked by the Insurance Commission for Q2 2024.

YOU are the spark that fuels our passion to be your most trusted partner and protector.

Because in everything we do, Our Reason is YOU!