Pru Ethel G.- Insurance & Investment
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Cebu City
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Remember, the best time to buy life insurance was yesterday. No matter what kind of life insurance product you choose, you will be relieved knowing that the people close to you will be taken care of under unexpected circumstances. The peace of mind that comes with having life insurance in place is priceless.
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Speak to us financial advisors today if you are unsure what kind of coverage you need in order to get your whole family protected for unexpected events!🙏❤
Because you asked for it, PRULink Cash Flow Fund Plus is now extended until 31 March 2023!
Get lucky this Year of the Water Rabbit and get up to 6% in potential payouts every year! Choose PRULink Cash Flow Fund Plus when you avail of a PRULink Investor Account Plus or PRUMillionaire plan.
Know more through your Pru Life UK insurance agent today!
Finally received the Official result🎉🎉🎉 Congrats and Cheers to us my dear friend/business partner Jo Gar Cristino 👏👏👏
Hi! This might be for you or perhaps you can share this to someone you know you want to help.
Our company will be hiring more financial advisers this year. Please see qualifications below:
-At least 1yr work experience regardless of industry or position.
-20 to 40 old upon application
-College Graduate of a 4 year degree course
-willing to go full time, be trained & report on daily activities
-must have mobile phones with post paid plan, laptop, ipad/tables & a dedicated internet connection
Benefits:
-sales commissions up to 45%
-bonuses 8x a year
-monthly Bridging Allowance (P20,000/40,000/60,000) - depending on current income
-Fast management promotion (est income of managers - 80,000 to 100,000)
-travel incentives ( 3-5x a year)
-Insurances / HMO
-training & development
If you are interested or you know someone who might fit for this job, DM me for interview. Thank you!
When Tom was tragically killed in a snowmobiling accident at just 45, the world collapsed for Jeanie and the kids. Thankfully, they planned ahead with life insurance.
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Join us🎉 Join Pru💪❤️
Lets Plant Today💪👍🙏❤️
Thank you🙏❤️
Congrats Joy🎉👍🏆🏅
Congratulations Ms. Mary Joy Agrabio for qualifying to the TrailblACER First Milestone! 👏
Mavy and Cassy Legaspi in the house!
Join this FREE webinar on 21 September and hear our guest celebrity twins talk about family love, adulting, and finances.
Secure your slot now! Register here: bit.ly/3LdiSrx
Faith and Determination..its all about believing! You dont know how it will happen..but you know it will! Believe in God and believe in yourself🙏❤️ Our early awarding and reward as early national achievers 2022 for Branch🎉🎉🎉
Pm me and join us👍❤️👍
There's more to it! Ask us to know more. 😊
“Desire is the key to motivation, but it's determination and commitment to an unrelenting pursuit of your goal—a commitment to excellence—that will enable you to attain the success you seek.” – Mario Andretti
Congratulations to the Early Contenders for National Achievers Club - Visayas Sector as of June 30, 2022 👏👏👏
Beware of the word “Clean Title”.
You can only call it clean title IF;
⭕ Owners that appears in the title of the property are still ALIVE & CAN SIGN documents
⭕ NO disputes attached in the title AND “certified true copy” of the title.
Please take note of the “AND” because not all disputes are printed in the original title itself. Thus, it is very important to request for the latest certified true copy of the title.
⭕ All real estate taxes are paid on time. Always request for latest real estate tax clearance.
⭕ The owners are married (on or after 1987) The property is considered conjugal even if only one property owner is in the title. Both should sign sale documents. Should the property owner dies, heirs should file and pay for the estate tax of all the properties.
⭕ The property estate taxes are not yet paid, the property cannot be called “CLEAN”.
⭕ Magkaiba po ang real estate tax na binabayaran ninyo annually at ang estate tax (BIR FORM 1801) You only pay estate tax if the owner in the title is already dead. Penalties (like big penalties) apply for late filing.
Public service lang po 🙂. Ang estate tax clearance po is NON-NEGOTIABLE. Kailangan talaga syang e file at bayaran whether you like it or not, pag namatay ang owner na nakalagay sa title.
Original post : Lillybeth Sabanai Palamos
Family is a very important thing in this world! Show your family some love today!
Learn how we can protect our self and our family from the different uncertainties in life, and to deal with different family matters!
Catch PBA Legend Mr. Vince Hizon and Sportscaster Mrs. Patricia Hizon as they share their views and practical tips on how to plan, prepare, and take care of their finances as a couple.
A Family Love Affair
Date: June 16, 2022 (Thurs)
Time: 6:30 PM, via Zoom
Register for FREE:
https://bit.ly/AFAMILYLOVEAFFAIR2022
Secure your slot now!
JoinPru JoinUs👍 We are number ☝️
Cheers and congrats🥂🍾🍒👍🎉
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Get an INSURAVEST plan for as low as 57 pesos/day. Start your protection program now while you still can. Remember that the best time to get one is when you don't need it, because the moment that you will need it, you can no longer have it.
Yes✊️👍❤
We are number one again!
Proud to share that Pru Life UK has topped the chart in the Philippines in terms of New Business Annual Premium Equivalent (NBAPE) for the year 2021. In a disclosure by the Insurance Commission, Pru Life UK recorded a total NBAPE of Php 8.83 billion last year.
PRU LIFE U.K remains the Number 1 Life Insurance Company in the Philippines in terms of New Business Annual Premium Equivalent.
NBAPE - ‘It is an international standard that the Commission adopted to more accurately measure the life insurance industry's sales performance.’ -Commissioner Dennis Funa
Congratulations to the entire PRU LIFE UK Family and to our dearest CLIENTS for putting trust in us❤️
Source:https://www.insurance.gov.ph/wp-content/uploads/2022/03/Life-Rankings-2021-based-on-Q4-NBAPE.pdf
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Pru Life UK president and CEO Eng Teng Wong shares his greatest life lessons - PeopleAsia For top-level executive Eng Teng Wong, a life well lived is best summed up by theologian John Wesley. “Do all the good you can, by all the means you can, in all the ways you can, in all the places you can, at all the times you can, to all the people you can, as Continue Reading
Congratulations🏆🏆🏆 We are the FuntasticWarriors of QuadPrime_BP4 and teamFLM💪👍🙏 ❤
SUCCESS isn't just about what you accomplish in your Life! It's about what you inspire others to do🌺 Thank you Lord🙏
Thank you amazing FuntasticWarriors🙏❤
BAKIT MAS MAHAL INSURANCE KO KUMPARA SA FRIEND KO?
Oh diba? Hilig natin mag kumpara!
Madaming factors bakit hindi parepareho ang mga premiums ng mga taong gustong kumuha ng insurance. Siyempre kasama na dun yung type of plan na kukunin, gaano kahaba ang payment period, mga benefits na nilagay sa plan, at gaano kataas ang amount ng coverage na kukunin.
But aside from that, madami pang pwedeng maging rason bakit mas mataas ng premium ng insurance mo. But mainly, it is because of risk. The higher the risk, the higher the premium.
*Age: Usual nating makikita na mas mataas ang premium kung mas matanda ang insured. Kaya expect mo na mas mataas ng premium ng older you kesa sa younger you.
*Physical Built: Pag masyadong underweight or overweight, mas mataas ang premium. Minsan pwede ma ma decline dahil sa weight kahit na walang existing medical conditions.
*Occupation: May mga occupations na riskier compared to others and companies do accept them but with a higher premium.
*Personal History: Hindi ito about lovelife but about sa mga previous medical history ng insured.
*Family History: Kung may adverse family history in terms of illnesses like both parents and pati siblings may common illness, maaaring taasan ng insurance company ang premium ng isang applicant kahit siya mismo ay walang sakit.
*Habits: Siyempre may mga habits tayong nakakasama sa health natin or sa wellness natin and because of that, pwede din ma decline o kaya taasan na lang ang babayaran. Ikaw? Anong bad habit mo? Di kasama rito ang marupok.
*Physical Condition: Putol ang thumb, disabled, masyadong malabo ang mata, etc. Pwede itong mag cause ng pag taas ng premium sa insurance plan.
Morals: Medyo masakit nga naman ito kung ito maging reason bakit tataasan ng insurance company ang insurance plan natin. HIndi naman sa judgmental sila, it's just about risk.
*Hobbies/Advocation: Pag scuba diving, sky diving, at kung ano ano pang dangerous sports may lead to increase in premium. Lam niyo na yun kung bakit.
*Gender: May mga companies na mas mataas mag charge kapag lalaki in terms of life insurance dahil natin sa statistics na mas maigsi ang life expectancy ng mga lalaki. Meron din naman na mas mataas ang charge sa babae kapag critical illness coverage dahil mas mataas ang risk ng mga babae.
*Residence/Travel: May mga countries or territories na risky. Kaya ayun, the higher the risk, the higher the premium.
So ganun lang yun. Kung tinaasan ang premium mo dahil sa mga factors na ito. Wag malungkot, tanggapin mo na lang kung bakit. It's just about risks.
Pero alam niyo ba na pwede naman i-amend ang risk rating mo kapag may changes na nangyari sa ibang factors na ito? Like sa occupation, pwede mo i-amend yung risk rating ng plan mo kapag in the future eh nag iba ka ng occupation at hindi na siya risky. So what are you waiting for? Pa insure na kesa ma decline ka pa
credit to Ron Magsalin
Remember, the best time to buy life insurance was yesterday. No matter what kind of life insurance product you choose, you will be relieved knowing that the people close to you will be taken care of under unexpected circumstances. The peace of mind that comes with having life insurance in place is priceless.
⠀
Speak to us financial advisors today if you are unsure what kind of coverage you need in order to get your whole family protected for unexpected events!🙏❤
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