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Ajoya Subdivision Gabi Cordova Lapu-Lapu City
Single Detached House For sale.

For Sale - Ajoya Subdivision Suba Bas bas very accessible near CCLEX
2 storey Single Detached 3 bedrooms 2 CR
6.4M

🤔Lamang ang may alam✍️✍️✍️

Buying a home is a significant investment, and choosing the right financing option is crucial. In the Philippines, there are three primary financing options: bank financing, Pag-IBIG financing, and in-house financing. Here are the differences among them:

‼️Bank Financing
It is a housing loan or home loan provided by banks or financial institutions to borrowers for the purchase of a property. The loan amount, interest rate, and repayment terms depend on the borrower's creditworthiness and the bank's policies. Bank financing has slightly lower interest rates compared to in-house financing, and the repayment terms can range from 5 to 30 years. However, the application process can be lengthy, and the requirements can be strict.

‼️Pag-IBIG Financing
It is a government-backed housing loan program offered by the Home Development Mutual Fund (HDMF) or Pag-IBIG Fund. It is designed to help Filipinos acquire affordable homes. The loan amount, interest rate, and repayment terms depend on the borrower's monthly income and the property's value. Pag-IBIG financing has lower interest rates compared to bank financing, and the repayment terms can range from 5 to 30 years. However, the application process can be complicated, and the requirements can be strict.

‼️In-House Financing
It is a loan provided directly by the property developer or subdivision. It is easier and faster to process than bank financing or Pag-IBIG financing. The loan amount, interest rate, and repayment terms depend on the developer's policies. In-house financing has higher interest rates compared to bank financing and Pag-IBIG financing, and the repayment terms can range from 5 to 10 years. However, it is a good option for those who have been rejected for a bank's home loan application or Pag-IBIG financing.

In summary, the best financing option depends on your financial situation and needs. Bank financing is ideal for those who have a good credit score and can provide the necessary requirements. Pag-IBIG financing is suitable for those who have a low to moderate income and want to acquire an affordable home. In-house financing is a good option for those who prefer to transact directly with the property developer or have been rejected for a bank's home loan application or Pag-IBIG financing.

Good morning 🌞

Resort for sale in Camotes.

💪 Price 50M fully furnished. Things that belongs to the resort all included. Tax Dec lang na siya pero separated na ang Land and building has its own tax dec. naa na sad na ECC and currently running the business. Complete sad ang mga business permits.

Contact me if any interested buyers.
0️⃣9️⃣4️⃣5️⃣2️⃣2️⃣6️⃣9️⃣4️⃣5️⃣1️⃣

Good morning

Graceland 1 Buaya Lapulapu

Along the main road to the resort district of mactan! Few rare units left!
For as low as 150k Move in!

Graceland 6 Maribago Lapulapu

Last Special end unit left! 5 Minutes away to JPark
For as low as 150k Move In Fee!

Optimina KT3 Maguikay Mandaue
Right in the heart of the city.
For as low as 150k

Dagan ta para sa Klasrum sa mga bata.

‼️ 𝐌𝐀𝐑𝐊 𝐓𝐇𝐄 𝐃𝐀𝐓𝐄: NOVEMBER 26,2023‼️
DAGAN MO, KLASRUM KO. 🏃‍♂️🏃‍♀️🏃🏃‍♂️
(RUN For A Cause)
CEBU BUSINESS PARK LIONS CLUB invites 𝐘𝐎𝐔 to join this Great event. RUN FOR A CAUSE ( Dagan mo, Klasrum ko.)

PROCEEDS will go to the following project:
✅️ Barangay Caningag Elementary School Balamban Cebu Philippines.

🏃3km 500
🏃5km 600
🏃10km 800

You may also register here by clicking the link below 👇👇👇
-https://forms.gle/1BgAqn3pcCQpZq7i9